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Europe Advances Plans For Real-Time Payments Connectivity With Asia

By linking its TARGET Instant Payment Settlement (TIPS) system with India and Southeast Asia, the European Central Bank (ECB) is accelerating real-time payments globally and challenging European payment service providers (PSPs) to prepare for faster flows and competitive pressures.
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Prolonged Limbo On Open Banking Leaves US Financial Sector Navigating Uncertainty

A renewed push from Democratic senators highlights how the stalled Personal Financial Data Rights (PFDR) rule is forcing banks and fintechs to rethink strategy, as shifting political priorities threaten a stable data-access framework for the long term.
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US Open Banking Rule Highlights Industry Divisions Over Data And Fees

By defining who can access consumer data, whether fees are allowed and compliance timelines, the Personal Financial Data Rights final rule (PFDR Rule) underscores continuing legal and market tensions between banks and fintech innovators.
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EBA Slams Fintechs Over Lax Compliance In New AML Risk Assessment

In its latest risk assessment, the European Banking Authority (EBA) has warned that poor practices and a lack of experience at fintechs, including payments and crypto firms, are undermining efforts to tackle financial crime.
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Maltese FIAU Fines Fund For AML Failures

Malta’s Financial Intelligence Analysis Unit (FIAU) rounded off 2021 by fining financial firm Southern Cross Sicav €300,000 for anti-money laundering (AML) failings.
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Payments

How Secure Is Your Bank? Bank Security Still Varies Greatly

Consumer group Which? has released results of its latest banking security test, revealing that there is still a large gap between the best and the worst banks in terms of online and mobile banking security.
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Payments

New York Online Sports Betting Sees Historic Volume In Opening Weekend

As data continues to trickle out from New York’s inaugural weekend with legal mobile sports betting, all indications point to historic volumes in the state even with fewer than half of the chosen operators currently live.
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Gambling

Heavy-Hitters Hired To Challenge Washington Tribes' Sports-Betting Exclusivity

A high-profile federal lawsuit filed on Tuesday claims Washington state officials unlawfully allowed Native American casinos to create monopolies on certain types of gaming, including sports betting, roulette and craps.
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Gambling

Ex-Minister Promises Study Of Proposed Dutch Gambling Ad Ban

The outgoing minister in charge of Dutch gambling issues has promised to examine a proposed gambling advertising ban and report on issues such as its impact on keeping players in the licensed system and on contributions to charities and sports.
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Gambling

Spain's Competition Watchdog Flags Player Suspension Concerns

​​​​​​​Spain’s independent competition regulator has recommended altering the section of a draft royal decree that would require operators to suspend players based on their financial activity.
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Gambling

Luxembourg Watchdog Slaps Bank With AML Fine

Banque de Luxembourg, one of the country’s largest commercial banks, has been hit with a €1.3m fine by the country’s Commission de Surveillance du Secteur Financier (CSSF).
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Payments

’The Future Is Already Here’ - MAS Heaps Praise On CBDC Competition Entrants

Partakers in the Monetary Authority of Singapore’s (MAS) central bank digital currency (CBDC) competition have been commended for their efforts by the financial regulator in its recently published report on the challenge.
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Payments

Following Another Year Of Record Growth, India’s UPI Dominated By Three Apps

PhonePe, Google Pay and Paytm account for 94 percent of all transactions initiated through apps in India’s Unified Payments Interface (UPI), with the remaining 6 percent shared between 50+ apps.
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Payments

We Are Hiring! U.S. Agencies Are Looking For Crypto Experts

U.S. state and federal agencies are increasingly looking for crypto experts to add to their ranks. Meanwhile, New York state announces the appointment of a new virtual currency chief.
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Payments

Southern States Set For Sports-Betting Spotlight As Legislatures Return

Three state legislatures with a history of mixed results when it comes to passing gaming legislation will try again this year to approve bills ranging in scope from state-wide mobile sports betting, to creating a state lottery and casino industry.
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Gambling

Singapore Confirms Casino Duopoly To 2030, Raises Taxes

The Singaporean parliament has codified a 2019 announcement that Las Vegas Sands and Genting Singapore will control the city-state’s casino market until at least 2030 while paying higher gaming taxes.
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Gambling

Uganda Regulator Highlights Challenges As COVID-19 Restrictions Ease

​​​​​​​Uganda’s Lotteries and Gaming Regulatory Board has said its responsible gambling programme will be a “yardstick” for all industry stakeholders, as the regulator positions itself as one of Africa’s busiest authorities.
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Gambling

Potential UK Sports Sponsorship Ban Enters The Spotlight

The debate over whether UK gambling companies should be banned from sports sponsorship is heating up, amid reports that the Premier League will petition the government for leniency.
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Gambling

Crypto To Grow Tenfold By 2024, Experts Predict

Crypto was a constant in 2021 and nobody quite expected it. Prices boomed, investment did as well, and corporations that had previously given the products a cold shoulder came on board. Experts tell VIXIO why 2022 may be the biggest year yet.<br />
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Payments

Update: Banks Support U.S. Plan To Migrate ISO 20022 In 2023

The American Bankers Association supports single-day migration to the game-changer ISO 20022 messaging standard in November 2023, but calls for more guidance from the Federal Reserve.
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Payments

Member State Regulators Lobby For Powers Old And New

Although many have greeted the prospect of more uniform rules for financial regulation in Europe, some member state-level regulators and trade associations have questioned just how stringent these should be.
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Payments

UK Fines Law Firm For AML Violations

Mishcon de Reya, the UK law firm known for representing the rich, famous and powerful, has been fined £232,500 over anti-money laundering (AML) failures.
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Payments

DraftKings, FanDuel Running Out Of Time For Florida Sports-Betting Referendum

With just 22 days to go, DraftKings and FanDuel have collected less than one third of the signatures necessary to put their sports-betting initiative on the November 8 general election ballot in Florida.
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Gambling

UK Official Cites 'Troubling Issues' Before Act Review

​​​​​​​The minister in charge of UK gambling issues has cited “extremely troubling issues” around online gambling companies as he answered parliamentary questions on the upcoming review of the Gambling Act.
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Gambling
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Regulatory Influencer: Will Sanctions Enforcement be on the Rise in 2026?

In 2026 and beyond, a structural shift in global economic governance around sanctions enforcement can be expected. Prior to late 2025, the focus was more on sanctions design and designations as a policy tool for most jurisdictions, given the geopolitical landscape, whereas 2026 could be the year when the focus moves to sanctions enforcement.
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Mapping EU Legislation: Regulation (EU) 2022/2554 (Digital Operational Resilience Act – DORA) and Directive (EU) 2022/2556

Regulation (EU) 2022/2554 (Digital Operational Resilience Act – DORA) was published in the Official Journal of the European Union on December 27, 2022. DORA lays down uniform requirements concerning the security of network and information systems supporting the business processes of financial entities. This Mapping EU Legislation: DORA page will be updated in line with any DORA update. This includes any delegated regulation, implementing regulation or guideline issued and published at EU level, or any legislation supplementing it at member state level.
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Regulatory Reporting: Regulation (EU) 2022/2554 (Digital Operational Resilience Act – DORA) – Register of Information

As provided in Article 28(3) of Regulation (EU) 2022/2554 (Digital Operational Resilience Act – DORA), as part of a financial entity's ICT risk management framework, they must maintain and update at entity level, and at sub-consolidated and consolidated levels, a register of information (ROI) in relation to all contractual arrangements on the use of ICT services provided by ICT third-party service providers. Although the European Supervisory Authorities (ESAs) have provided information on such reports, the procedures for submitting the registers differs between national competent authorities. This document provides a snapshot of reporting requirements across selected European countries.
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Competing Reports on CFPB Downsizing Signal Continued Volatility for Regulated Firms

As the battle over the Trump Administration’s plans for the Consumer Financial Protection Bureau (CFPB) enters a new phase, firms operating in the US can expect fragmented oversight and inconsistent enforcement.
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Kazakhstan Completes Five-Year Shift to Regulated Crypto Market

New legislation seeks to establish the jurisdiction as a regional hub for regulated digital finance by offering a legal environment that could attract both domestic and international players.
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Compliance Under Construction: Key Takeaways from the UK Payments Forward Plan

The UK Payments Forward Plan, published in February 2026, is intended to be a clear, coordinated regulatory roadmap for the UK’s payments sector over the next three years. This document offers an assessment of the plan’s strengths, weaknesses and likely impact on the UK payments industry over the coming months and years, as well as the full text of the plan itself.
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Dissecting Stablecoins: Design, Yield Generation and Risk

Stablecoins have evolved into a rapidly expanding financial infrastructure, and regulators globally are striving to keep pace, stressing the need for a clear understanding of their design, risks, and yield mechanisms to inform debate and discussion.
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Vixio’s Verdict: The New UK Payments Plan Points The Way, Not The Specifics

The long-awaited publication of the UK’s Payments Forward Plan underlines the scale of the relevant authorities’ ambitions and of the challenge they have set themselves and the industry in the pursuit of growth and increased competition.
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Vixio’s Verdict: Finland’s FSA 2026–2028 Strategy - Building Financial Resilience in An Unpredictable World

The Finnish Financial Supervisory Authority (FSA) will operate under a renewed supervisory strategy for 2026 to 2028, centred around delivering effective and risk-based supervision. From 2026, supervisory priorities will place particular emphasis on the operational reliability of digital services and on preparing supervised entities for extreme economic and market phenomena. Alongside these annual priorities, the FSA will continue its ongoing monitoring of solvency, good governance and compliance with codes of business conduct. For 2026, the FSA has planned 35 new inspections and 24 thematic assessments, a slight increase from 2025, when 33 inspections and 18 thematic assessments were conducted. As financial services continue to digitise, the FSA needs deeper, more frequent on-site and thematic reviews to assess operational resilience standards. A modest increase suggests a measure of strengthening supervisory depth rather than a signal of systemic concern.
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White House Confident of Stablecoin Rewards Compromise for CLARITY Act

As US lawmakers continue to contest the legality of stablecoin rewards payouts under the CLARITY Act, a key White House official has expressed confidence that a legislative compromise is imminent.
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