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Europe Advances Plans For Real-Time Payments Connectivity With Asia

By linking its TARGET Instant Payment Settlement (TIPS) system with India and Southeast Asia, the European Central Bank (ECB) is accelerating real-time payments globally and challenging European payment service providers (PSPs) to prepare for faster flows and competitive pressures.
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Prolonged Limbo On Open Banking Leaves US Financial Sector Navigating Uncertainty

A renewed push from Democratic senators highlights how the stalled Personal Financial Data Rights (PFDR) rule is forcing banks and fintechs to rethink strategy, as shifting political priorities threaten a stable data-access framework for the long term.
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US Open Banking Rule Highlights Industry Divisions Over Data And Fees

By defining who can access consumer data, whether fees are allowed and compliance timelines, the Personal Financial Data Rights final rule (PFDR Rule) underscores continuing legal and market tensions between banks and fintech innovators.
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EBA Slams Fintechs Over Lax Compliance In New AML Risk Assessment

In its latest risk assessment, the European Banking Authority (EBA) has warned that poor practices and a lack of experience at fintechs, including payments and crypto firms, are undermining efforts to tackle financial crime.
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Norwegian Government Defends Research Project Walkout

Norway’s culture minister has defended state-run operator Norsk Tipping’s decision not to participate in a Nordic research project that maps changes to playing patterns during the pandemic.
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Gambling

Apple Swipes Left On Dutch Dating App Ruling

In the first-ever concession of its kind, Apple has announced that it will allow third-party payment options for in-app purchases for dating apps in the Netherlands.
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Payments

EU Payment Fraud Data Not Showing Full Story

The latest report from the European Banking Authority reveals some unusual fraud levels across the EU, with incomplete and sometimes "implausible" data meaning it is difficult to get a full picture on the impact of the revised Payment Services Directive (PSD2) in reducing fraud.
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Payments

Euro One-Leg Out Credit Transfer Rules Update Takes First Step

The European Payments Council has launched a consultation on its proposed optional Euro One-Leg Out Credit Transfer Arrangement Rulebook, which sets rules for credit transfers between a eurozone party and a non-eurozone one.
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Payments

UK Prepaid Card Cartel Fined £33m, But Is It The End Of The Story?

The UK Payment Systems Regulator has imposed a £33m fine on five companies, including Mastercard, for operating a market-sharing cartel for prepaid cards. However, the regulator’s decision may just be the starting point of potential penalties faced by these companies for their wrongdoing.
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Payments

New York Governor Calls For Issuing Three Remaining Casino Licenses In 2022

New York Governor Kathy Hochul has called for the accelerated authorization of three new casino licenses that could ultimately lead to a full casino-resort in New York City.
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Gambling

Signature Drive Begins For California Tribal Online Sports-Betting Initiative

A coalition of California Indian tribes will have six months to collect enough signatures to place their amended online sports-betting initiative on this year’s general election ballot after receiving approval from the secretary of state’s office.
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Gambling

European Blocklists Continue Rapid Growth As Spotlight Shines On Curaçao

The number of blocklisted online gambling domains across 18 reporting European countries, as monitored by VIXIO GamblingCompliance, increased by 55 percent to more than 150,000 in 2021.
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Gambling

UK University Students Borrow Money To Gamble, Study Says

More than a third of UK university students are using borrowed money to gamble, from payday loans to their student loan or overdrafts, according to a new survey.
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Gambling

EU And UK To Further Diverge In Key Payment Regulations In 2022

For the UK and the EU, the issues surrounding strong customer authentication, and its parent regulation, the revised Payment Services Directive (PSD2), are set to continue causing even more potential headaches for the payments world.
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Payments

UPDATE: Visa Approved! Amazon Pulls Back From Ban

Online shopping giant Amazon has U-turned on its decision to block UK customers from using Visa credit cards to make purchases.
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Payments

Pan-African Cross-Border Payment Network Launched

The Pan-African Payment and Settlement System, which enables instant cross-border payments in local currencies between African markets, launched last Thursday (January 13).
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Payments

PSR Lays Out Five-Year Strategy

In its new five-year strategy, the Payment Systems Regulator (PSR) sets out its vision of how the UK payments landscape should look and the path needed to get there.
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Payments

New Jersey Sees Record Sports Betting In 2021, But New York Threat Looms

New Jersey continued its impressive sports-betting growth in 2021, more than doubling the revenue of the previous year, but as the calendar turns, the state’s sports-betting market now faces the biggest threat yet to its meteoric rise.
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Gambling

Macau Law Grips Casino Finances, Caps Tables, Boosts CSR

Draft amendments to Macau’s casino law confirm no increase in taxes, but impose heavy burdens on junkets and inventory caps on tables and slots, while further tightening regulation and codifying corporate social responsibility (CSR) targets.
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Gambling

Svenska Spel Lowers Some Players' Limits Over Finances, Behaviour

Swedish state-owned operator Svenska Spel has set lower deposit limits for a “small number” of its customers based on their financial means and behaviour.
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Gambling

MPs To Investigate Post-Brexit Card Fees, PSR Governance

The influential Treasury Select Committee has committed to investigating UK card fee rises for businesses, following correspondence with the Payment Systems Regulator (PSR).
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Payments

EU’s Retail Payments Strategy To Focus on Instant Payments This Year, Experts Suggest

The EU’s push for instant payments looks set to continue dominating Brussels’ payments agenda this year, but will more concrete policies be unveiled?
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Payments

Swiss Test Integrates Wholesale CBDC Into Core Banking Systems

As part of Project Helvetia, the Swiss National Bank and five commercial banks have integrated a wholesale central bank digital currency (CBDC) in their existing back-office systems and processes.
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Payments

U.S. Regulators To Step Up Their Crypto Enforcement In 2022

Congress is unlikely to legislate crypto in the U.S., but there is likely to be increased enforcement activities from regulators that was not expected, experts tell VIXIO.
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Payments
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Regulatory Influencer: Will Sanctions Enforcement be on the Rise in 2026?

In 2026 and beyond, a structural shift in global economic governance around sanctions enforcement can be expected. Prior to late 2025, the focus was more on sanctions design and designations as a policy tool for most jurisdictions, given the geopolitical landscape, whereas 2026 could be the year when the focus moves to sanctions enforcement.
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Mapping EU Legislation: Regulation (EU) 2022/2554 (Digital Operational Resilience Act – DORA) and Directive (EU) 2022/2556

Regulation (EU) 2022/2554 (Digital Operational Resilience Act – DORA) was published in the Official Journal of the European Union on December 27, 2022. DORA lays down uniform requirements concerning the security of network and information systems supporting the business processes of financial entities. This Mapping EU Legislation: DORA page will be updated in line with any DORA update. This includes any delegated regulation, implementing regulation or guideline issued and published at EU level, or any legislation supplementing it at member state level.
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Regulatory Reporting: Regulation (EU) 2022/2554 (Digital Operational Resilience Act – DORA) – Register of Information

As provided in Article 28(3) of Regulation (EU) 2022/2554 (Digital Operational Resilience Act – DORA), as part of a financial entity's ICT risk management framework, they must maintain and update at entity level, and at sub-consolidated and consolidated levels, a register of information (ROI) in relation to all contractual arrangements on the use of ICT services provided by ICT third-party service providers. Although the European Supervisory Authorities (ESAs) have provided information on such reports, the procedures for submitting the registers differs between national competent authorities. This document provides a snapshot of reporting requirements across selected European countries.
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Competing Reports on CFPB Downsizing Signal Continued Volatility for Regulated Firms

As the battle over the Trump Administration’s plans for the Consumer Financial Protection Bureau (CFPB) enters a new phase, firms operating in the US can expect fragmented oversight and inconsistent enforcement.
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Kazakhstan Completes Five-Year Shift to Regulated Crypto Market

New legislation seeks to establish the jurisdiction as a regional hub for regulated digital finance by offering a legal environment that could attract both domestic and international players.
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Compliance Under Construction: Key Takeaways from the UK Payments Forward Plan

The UK Payments Forward Plan, published in February 2026, is intended to be a clear, coordinated regulatory roadmap for the UK’s payments sector over the next three years. This document offers an assessment of the plan’s strengths, weaknesses and likely impact on the UK payments industry over the coming months and years, as well as the full text of the plan itself.
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Dissecting Stablecoins: Design, Yield Generation and Risk

Stablecoins have evolved into a rapidly expanding financial infrastructure, and regulators globally are striving to keep pace, stressing the need for a clear understanding of their design, risks, and yield mechanisms to inform debate and discussion.
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Vixio’s Verdict: The New UK Payments Plan Points The Way, Not The Specifics

The long-awaited publication of the UK’s Payments Forward Plan underlines the scale of the relevant authorities’ ambitions and of the challenge they have set themselves and the industry in the pursuit of growth and increased competition.
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Vixio’s Verdict: Finland’s FSA 2026–2028 Strategy - Building Financial Resilience in An Unpredictable World

The Finnish Financial Supervisory Authority (FSA) will operate under a renewed supervisory strategy for 2026 to 2028, centred around delivering effective and risk-based supervision. From 2026, supervisory priorities will place particular emphasis on the operational reliability of digital services and on preparing supervised entities for extreme economic and market phenomena. Alongside these annual priorities, the FSA will continue its ongoing monitoring of solvency, good governance and compliance with codes of business conduct. For 2026, the FSA has planned 35 new inspections and 24 thematic assessments, a slight increase from 2025, when 33 inspections and 18 thematic assessments were conducted. As financial services continue to digitise, the FSA needs deeper, more frequent on-site and thematic reviews to assess operational resilience standards. A modest increase suggests a measure of strengthening supervisory depth rather than a signal of systemic concern.
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White House Confident of Stablecoin Rewards Compromise for CLARITY Act

As US lawmakers continue to contest the legality of stablecoin rewards payouts under the CLARITY Act, a key White House official has expressed confidence that a legislative compromise is imminent.
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