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Europe Advances Plans For Real-Time Payments Connectivity With Asia

By linking its TARGET Instant Payment Settlement (TIPS) system with India and Southeast Asia, the European Central Bank (ECB) is accelerating real-time payments globally and challenging European payment service providers (PSPs) to prepare for faster flows and competitive pressures.
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Prolonged Limbo On Open Banking Leaves US Financial Sector Navigating Uncertainty

A renewed push from Democratic senators highlights how the stalled Personal Financial Data Rights (PFDR) rule is forcing banks and fintechs to rethink strategy, as shifting political priorities threaten a stable data-access framework for the long term.
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US Open Banking Rule Highlights Industry Divisions Over Data And Fees

By defining who can access consumer data, whether fees are allowed and compliance timelines, the Personal Financial Data Rights final rule (PFDR Rule) underscores continuing legal and market tensions between banks and fintech innovators.
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EBA Slams Fintechs Over Lax Compliance In New AML Risk Assessment

In its latest risk assessment, the European Banking Authority (EBA) has warned that poor practices and a lack of experience at fintechs, including payments and crypto firms, are undermining efforts to tackle financial crime.
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Genesis Global Fined £3.8m For Social Responsibility Failures

Genesis Global, which had its licence suspended for several months in 2020, has been fined £3.8m by the UK Gambling Commission, given a warning and ordered to undergo further extensive auditing.
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Gambling

U.S. AML Regulators Seek Guidance On Sharing Suspicious Activity Reports

A new rule being proposed by the U.S. Treasury Department’s Financial Crimes Enforcement Network (FinCEN) would allow casinos to share suspicious activity reports with their foreign resorts, subsidiaries and affiliates to strengthen efforts to combat money laundering.
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Gambling

Sweden To License B2B Companies, Ban Promotion Of Illegal Gambling

​​​​​​​The Swedish government is planning to license gambling software companies, ban the promotion of illegal gambling and tighten marketing restrictions to protect children and the vulnerable.
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Gambling

Ich Liebe Digitale? Post-Pandemic Germany Embraces Electronic Payments

Analysis: VIXIO does a deep dive into Germany’s fast-evolving payments landscape as experts discuss, among other things, how COVID-19 is steering this famous cash-loving nation towards digital payments.
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Payments

Singapore And Indonesia Join Forces Towards Payments Harmonisation

The two Asian countries are planning to strengthen their collaboration on projects related to payments innovation as interest grows towards harmonising their regulatory frameworks.
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Payments

U.S. SEC Gensler Considers Updating Cybersecurity Rules

Gary Gensler, chairman of the U.S. Securities and Exchange Commission (SEC), has said his agency is looking at ways to modernize cybersecurity rules applicable to public companies and SEC registrants.
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Payments

Brussels Dodges Decision On Payments Account Directive Interpretation

The European Commission has said interest rates are not payment account fees and so do not need to comply with criteria in the Payment Accounts Directive, but ultimately this is a matter for the Court of Justice of the European Union.
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Payments

Google Pushing Offshore Operators Harms Dutch Market, Says Trade Group

The Dutch Online Gambling Association (NOGA) is “gravely concerned” people in the Netherlands are being shown unlicensed operators when they use Google to search for “online casinos”.
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Gambling

Merkur Out Of ICE Conference; Novomatic 'Monitoring' Developments

​​​​​​​Merkur Gaming Group, the second-largest ICE London exhibitor, has said it is pulling out of the gambling conference due to concerns about COVID-19, the conference’s proximity to Easter and the impact of Brexit red tape.
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Gambling

UAE To Allow Gaming As Wynn Resorts Plans Casino Project

One of the seven sheikdoms in the United Arab Emirates (UAE) will allow gambling and has created a regulatory agency to oversee a multi-billion-dollar integrated-resort casino to be operated by Wynn Resorts.
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Gambling

EBA Publishes Yet More SCA Q&As

From invoices to API functionality, the European Banking Authority (EBA) has updated its latest answers to questions concerning strong customer authentication (SCA).
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Payments

Australia Eyes Up Open Finance Possibilities

Following the success of the Consumer Data Right in the banking sector, Australia’s government has confirmed that it is now aiming to take on open finance.
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Payments

Brazilian PIX Keys Exposed For Second Time In Six Months

Brazilians have experienced yet another security incident that has exposed personal data linked to the popular instant payment service PIX, the second time in six months.
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Payments

Open Banking To Fix U.S. Credit Card Market

The Consumer Financial Protection Bureau is turning its eye to the credit card market to uncover anti-competitive practices and is planning to rely on its open banking regulatory power to address this.
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Payments

Ohio Regulators Prepared For Heavy Workload On Sports-Betting Rules

Ohio’s top gaming regulator has said that although the state’s newly passed sports-betting legislation may be unique, the law provides a clear roadmap for operators to understand how to access the new market.
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Gambling

UK Parliamentary Investigation Attacks 'Activist' Gambling Commission

The All-Party Parliamentary Group on Betting and Gaming has said the Gambling Commission is in “urgent need of change” and if left unchallenged will allow an “explosion” of black market activity.
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Gambling

Be Very Afraid? Data Protection Regulators Turn Their Attention To Payments

The interplay between the General Data Protection Regulation and the revised Payment Services Directive (PSD2) has been an issue for some time, but is increased enforcement action and the rise of data protection activists something that payments institutions should be alarmed about?
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Payments

Singapore Takes Aim At APP Fraud

The Monetary Authority of Singapore and the Association of Banks in Singapore have introduced new measures to bolster the security of digital banking, in view of the recent spate of SMS-phishing scams targeting bank customers.
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Payments

UK Proposes To Extend Cybersecurity Rules To Managed Services

As part of the UK government’s efforts to update the country’s cybersecurity laws, a new proposal would bring managed service providers under the existing cybersecurity regime.
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Payments

U.S. Opens Discussion On CBDC

The U.S. Federal Reserve has published a long-awaited discussion paper on the policy questions related to the issuance of a digital dollar.
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Payments
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Regulatory Influencer: Will Sanctions Enforcement be on the Rise in 2026?

In 2026 and beyond, a structural shift in global economic governance around sanctions enforcement can be expected. Prior to late 2025, the focus was more on sanctions design and designations as a policy tool for most jurisdictions, given the geopolitical landscape, whereas 2026 could be the year when the focus moves to sanctions enforcement.
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Mapping EU Legislation: Regulation (EU) 2022/2554 (Digital Operational Resilience Act – DORA) and Directive (EU) 2022/2556

Regulation (EU) 2022/2554 (Digital Operational Resilience Act – DORA) was published in the Official Journal of the European Union on December 27, 2022. DORA lays down uniform requirements concerning the security of network and information systems supporting the business processes of financial entities. This Mapping EU Legislation: DORA page will be updated in line with any DORA update. This includes any delegated regulation, implementing regulation or guideline issued and published at EU level, or any legislation supplementing it at member state level.
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Regulatory Reporting: Regulation (EU) 2022/2554 (Digital Operational Resilience Act – DORA) – Register of Information

As provided in Article 28(3) of Regulation (EU) 2022/2554 (Digital Operational Resilience Act – DORA), as part of a financial entity's ICT risk management framework, they must maintain and update at entity level, and at sub-consolidated and consolidated levels, a register of information (ROI) in relation to all contractual arrangements on the use of ICT services provided by ICT third-party service providers. Although the European Supervisory Authorities (ESAs) have provided information on such reports, the procedures for submitting the registers differs between national competent authorities. This document provides a snapshot of reporting requirements across selected European countries.
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Competing Reports on CFPB Downsizing Signal Continued Volatility for Regulated Firms

As the battle over the Trump Administration’s plans for the Consumer Financial Protection Bureau (CFPB) enters a new phase, firms operating in the US can expect fragmented oversight and inconsistent enforcement.
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Kazakhstan Completes Five-Year Shift to Regulated Crypto Market

New legislation seeks to establish the jurisdiction as a regional hub for regulated digital finance by offering a legal environment that could attract both domestic and international players.
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Compliance Under Construction: Key Takeaways from the UK Payments Forward Plan

The UK Payments Forward Plan, published in February 2026, is intended to be a clear, coordinated regulatory roadmap for the UK’s payments sector over the next three years. This document offers an assessment of the plan’s strengths, weaknesses and likely impact on the UK payments industry over the coming months and years, as well as the full text of the plan itself.
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Dissecting Stablecoins: Design, Yield Generation and Risk

Stablecoins have evolved into a rapidly expanding financial infrastructure, and regulators globally are striving to keep pace, stressing the need for a clear understanding of their design, risks, and yield mechanisms to inform debate and discussion.
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Vixio’s Verdict: The New UK Payments Plan Points The Way, Not The Specifics

The long-awaited publication of the UK’s Payments Forward Plan underlines the scale of the relevant authorities’ ambitions and of the challenge they have set themselves and the industry in the pursuit of growth and increased competition.
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Vixio’s Verdict: Finland’s FSA 2026–2028 Strategy - Building Financial Resilience in An Unpredictable World

The Finnish Financial Supervisory Authority (FSA) will operate under a renewed supervisory strategy for 2026 to 2028, centred around delivering effective and risk-based supervision. From 2026, supervisory priorities will place particular emphasis on the operational reliability of digital services and on preparing supervised entities for extreme economic and market phenomena. Alongside these annual priorities, the FSA will continue its ongoing monitoring of solvency, good governance and compliance with codes of business conduct. For 2026, the FSA has planned 35 new inspections and 24 thematic assessments, a slight increase from 2025, when 33 inspections and 18 thematic assessments were conducted. As financial services continue to digitise, the FSA needs deeper, more frequent on-site and thematic reviews to assess operational resilience standards. A modest increase suggests a measure of strengthening supervisory depth rather than a signal of systemic concern.
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White House Confident of Stablecoin Rewards Compromise for CLARITY Act

As US lawmakers continue to contest the legality of stablecoin rewards payouts under the CLARITY Act, a key White House official has expressed confidence that a legislative compromise is imminent.
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