Insights

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Our industry experts regularly spend time with lawmakers, regulators and industry participants to get to the heart of regulatory issues. We deliver our expert insights across multiple media to ensure timely delivery of information to meet your everyday needs.

From quick blog insights through to industry events, we provide you with the depth and breadth of knowledge needed to help you make the right business decisions, staying compliant and gaining a competitive advantage.

Automatic Pix Goes Live, Enabling Recurring Payments in Brazil

Pix, Brazil’s instant payments system, has introduced a recurring payments mechanism, aiming to simplify bill payments for consumers.
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Sweepstakes Ban Under Consideration in New York, Vetoed In Louisiana

As one state legislature looks to reinforce regulatory actions against sweepstakes gaming operations, another has seen the governor veto a legislative ban, calling it unnecessary.
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Pay.UK Sets Out Ideas For Reforming UK’s Payments Infrastructure

Payment system operator Pay.UK has unveiled a package of proposed reforms to the organisational framework for interbank payments, urging “radical” change to prevent the UK falling behind on infrastructure and innovation.
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Presidential Decree Confirms Brazil Betting Tax Hike

A sharp increase in the main tax applied to online betting in Brazil became reality late Wednesday when an emergency decree was published in the Brazilian government’s official gazette.
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Dip In PEPs, Rise In SARs, FCA Analysis Shows

A change in guidance has triggered a decrease in the amount of politically exposed persons (PEPs) being reported to the UK’s Financial Conduct Authority (FCA). However, analysis shows that there has been an increase in the number of Suspicious Activity Reports (SARs).
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Payments

Riksbank Says ’Do No Harm’ Is Guiding Principle For e-Krona CBDC

Leading in central bank digital currency (CBDC) experimentation, Sweden’s e-krona study is focusing on P2P, P2B retail payments while the country is considering the possibilities of potential offline use and paying interest on digital fiat deposits.
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Payments

Entain Says Only Half German Population May Get Online Casino

An Entain executive has estimated that about half of Germany's population will be eligible to access online casino games, although some states would be reserved for state monopolies.
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Gambling

Unintended Consequences Linger 15 Years After UIGEA Enactment

There may not be a better example of a federal statute creating the opposite of what Congress intended than the Unlawful Internet Gambling Enforcement Act (UIGEA), which President George W. Bush signed into law 15 years ago today.
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Gambling

U.S. Sports Betting Enjoys September Surge

September was a bumper month for the U.S. sports-betting market, particularly for bettors taking up generous bonuses at the start of the National Football League (NFL) season, if new regulator statistics in Indiana and Iowa are indicative of market-wide trends.
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Gambling

Ukraine Court Upholds Removal Of Regulator Accused of Graft

Ukraine's top anti-corruption court has removed the former deputy head of the country's gambling regulator after accusations of illicitly receiving $90,000 to process licences and permits.
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Gambling

Impact Analysis: How FATF’s Greylisting Will Affect Malta and PSPs

This analysis looks into the details of the Financial Action Task Force’s (FATF) decision to add Malta to its list of jurisdictions under increased monitoring (greylist), the reasons for it happening, the conditions FATF has set Malta for being delisted and the short- and long-term impact of the country being greylisted. The analysis will also look at how this will affect payment service providers (PSPs) headquartered and operating in Malta.
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Payments

Consultation Responses Reveal Divergence Of Opinion Over Faster Payments Consumer Protections

The UK Payments Systems Regulator has released the responses to its consultation on consumer protections of interbank payments, which reveal contrasting opinions on how Faster Payments can provide a competitive alternative to card payments while ensuring customers are adequately protected.
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Payments

Swish Migration To RIX-INST Opens New Chapter In Swedish Payments Success Story

Swedish mobile payments service Swish is planning to migrate its services to the new central bank-developed RIX-INST, as part of a wider development of instant payments services in the country.
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Payments

Workplace Culture Takes Centre Stage As New OBIE Chair Starts

We will learn from past mistakes to help open banking deliver on its mission as a public good, the new chief executive, Charlotte Crosswell, has said as she takes over following a bullying scandal at the Open Banking Implementation Entity (OBIE).
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Payments

The GDPR In Its Fourth Year - Q&A With An Expert

To review the last three years of the EU's General Data Protection Regulation (GDPR), VIXIO spoke to Alex Scheinman, managing director at ACA Aponix, about the regulation's effect on the world, the influence that coronavirus, Brexit and Schrems II have had on it and the future of data privacy.
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Payments

California Wrestles With Dual Licensure For Gaming, Marijuana

Like in Nevada, gambling regulators in California are expressing some concern at potential interactions between state-licensed gaming businesses and the lawful marijuana industry.
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Gambling

Challenges Persist Converting U.S. Players To Home Markets

When the time comes for another U.S. state to pass sports-betting legislation, the starting point of debate will likely be converting players from offshore sportsbooks to regulated markets, even if post-legalization challenges remain.
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Gambling

UK Gambling Regulator Warns On Unlicensed Fantasy Football Site

The UK Gambling Commission has warned consumers that football-themed website Sorare.com is operating outside its jurisdiction, a warning that follows criticism of the regulator for acting slowly on Football Index, which collapsed earlier this year.
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Gambling

FCA Official Hints At Fresh BNPL Regulation

Buy now, pay later (BNPL) products offer better opportunities to consumers, but the risks of potential harm need to be monitored, a senior official at the UK’s Financial Conduct Authority (FCA) has said.
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Payments

Stablecoin Regimes Risk Spurring Regulatory Arbitrage, Warns FSB

The different approaches being taken towards the Financial Stability Board’s stablecoin recommendations could have negative consequences for financial markets, the standard-setting body has warned.
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Payments

U.S. Operators Cautious On Crypto But Embracing Cashless Payments

The CEOs of two of the world’s most powerful casino companies responded with caution when a keynote panel at last week's Global Gaming Expo (G2E) turned to cryptocurrencies.
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Payments

Fedwire To Adopt ISO 20022 By 2023, But Are Banks Ready?

The Federal Reserve has announced the adoption of ISO 20022 messaging standard as part of its payments modernization effort but mid-tier banks may be struggling with migration by the planned 2023 deadline.
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Payments

Thailand Requires Risk-Based Approach To Merchant Monitoring

New Bank of Thailand guidelines require payment providers to apply a risk-based approach in their relationships with merchants.
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Payments

BetIndex Used Client Cash To Expand Despite Collapse, Probe Finds

The owners of Football Index transferred £15m ($20m) of customers’ money to a connected company even as it was collapsing in the UK in a bid to launch similar games around the world, according to a sports website investigation.
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Gambling
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Romanian Gambling Ad Restrictions Incoming But Lawyers Flag Need For Clarity

Romania’s new Audiovisual Code introduces several important changes, clarifications and restrictions; however, questions raised about the definitions, such as sports personality or influencer, have not been “thoroughly defined”, according to legal experts.
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Australia’s Project Acacia Blossoming Into Six-Month Testing Phase

Project Acacia, Australia’s research program into wholesale digital currency, has reached a “significant milestone”, with participants selected to explore innovations in digital money and settlement infrastructure.
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Big Tech Joins Forces With Telcos Under Hong Kong’s Latest Anti-Scam Charter

Financial regulators in Hong Kong have announced the launch of a new anti-scam charter that will see telcos and big tech firms participate for the first time.
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U.S. Senate Fails To Roll Back Change To Gambling Tax Deductions

The effort to reverse one of the tax hikes in President Donald Trump’s “One Big, Beautiful Bill” came up short in the Senate on Thursday due to opposition from a lone senator who sought to add an exemption of religious colleges from the federal endowment tax.
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Regulatory Influencer: Concurrent Market Liberalisation In The Two Congos

Two of the French-speaking jurisdictions within the Congo Basin, the Democratic Republic of Congo (DRC) and the Republic of Congo (Brazzaville), have simultaneously embarked upon devising gambling regulation. Following years of relying upon aged legislation, which monopolised the operation of gambling to state-owned entities, the Congolese market is finally liberalising.The bigger picture
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California's Daily Fantasy Sports Opinion: Key Policy Points To Watch

California Attorney General Rob Bonta's opinion last week that deemed daily fantasy sports to be a form of illegal gambling is a new policy wrinkle in a state that has consistently been a flashpoint when it comes to the gaming market.
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French Regulator Reignites Calls For Whistle-to-Whistle Ban and Loss Limits

France’s gambling regulator has once again reiterated calls to introduce a whistle-to-whistle advertising ban, as well as loss limits for players aged 18-25 years old.The president of France’s National Gambling Authority (ANJ), Isabelle Falque-Pierrotin, said changes to the country's regulatory framework are “essential” for a sustainable gambling industry model during her closing remarks at a conference addressing gambling addiction on June 27, 2025.
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CFPB Suffers Double Shock As Budget Slashed And Redundancies Ruled Lawful

Opponents of the US Consumer Financial Protection Bureau (CFPB) have experienced twin triumphs, as an injunction halting the agency's restructuring has been lifted and the federal budget bill has almost halved its funding.
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Regulatory Influencer: The Key Updates to the EU’s Payment Services Package

The EU has for some time been working on updating its regulation of the payments sector, planning to issue a revised directive and to introduce a bloc-wide payment services regulation.
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FCA’s £21m Monzo Fine Emphasises That Growth Must Be Responsible

By imposing the fine on the challenger bank, the UK financial services regulator has sent a reminder to disruptors that they must pay attention to their regulatory duties.
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