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Europe Advances Plans For Real-Time Payments Connectivity With Asia

By linking its TARGET Instant Payment Settlement (TIPS) system with India and Southeast Asia, the European Central Bank (ECB) is accelerating real-time payments globally and challenging European payment service providers (PSPs) to prepare for faster flows and competitive pressures.
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Prolonged Limbo On Open Banking Leaves US Financial Sector Navigating Uncertainty

A renewed push from Democratic senators highlights how the stalled Personal Financial Data Rights (PFDR) rule is forcing banks and fintechs to rethink strategy, as shifting political priorities threaten a stable data-access framework for the long term.
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US Open Banking Rule Highlights Industry Divisions Over Data And Fees

By defining who can access consumer data, whether fees are allowed and compliance timelines, the Personal Financial Data Rights final rule (PFDR Rule) underscores continuing legal and market tensions between banks and fintech innovators.
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EBA Slams Fintechs Over Lax Compliance In New AML Risk Assessment

In its latest risk assessment, the European Banking Authority (EBA) has warned that poor practices and a lack of experience at fintechs, including payments and crypto firms, are undermining efforts to tackle financial crime.
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MGM, Caesars Laud Digital Business Growth

Despite stagnant expansion of online casino gambling to new U.S. markets, casino giants Caesars Entertainment and MGM Resorts International believe the substantial investments they have made in their digital businesses are adding to the bottom line.
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Gambling

Massachusetts Regulator Hit With Lawsuit Over Delays In Player Data Collection

A new lawsuit claims the Massachusetts Gaming Commission has been withholding behavioral data for research into problem gambling.
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Gambling

Gibraltar Stalemate Continues With No Border Deal In Sight

The online gambling hub of Gibraltar is approaching five years past Brexit without a full agreement that would allow a vital daily flow of workers across the border from Spain, leading many to wonder if the outcome will be no deal.
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Gambling

ECB Calls For Expressions Of Interest In Digital Euro Innovation Partnerships

As momentum builds around the potential launch of a digital euro, the European Central Bank (ECB) is seeking expertise from across the eurozone to collaborate on shaping the future of digital currency.
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Payments

Week In Crypto: Tether Under US Criminal Investigation, Says WSJ

An article by the Wall Street Journal (WSJ) has claimed that Tether is under criminal investigation for potential violations of US anti-money laundering rules.
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Payments

Competition Is Increasing Risk Of Financial Crime in Lithuania's Payments Sector

A new Lithuanian government report has identified payments and e-money institutions and virtual asset service providers as the business sectors facing the highest risk of money laundering and terrorist financing.
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Payments

Daily Dash: European Payments Council Releases Verification Of Payee API Specifications

The European Payments Council has published the Verification of Payee (VoP) API Specifications, establishing the guidelines for implementing VoP-related APIs, while MoneyGram has appointed a new CEO only weeks after being hit by hackers.
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Payments

Isle Of Man Sends Executive To Manila To Hunt POGOs

The Isle of Man government has sent an executive agency CEO to the Philippines to identify soon-to-be deregistered online gambling operators interested in relocating to the Isle of Man.
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Gambling

Online Betting Back In Brazil Senate Spotlight

Brazil’s Senate could still approve a sweeping expansion of land-based gaming this year, even as senators form a special commission to review additional restrictions for online gambling, according to a key lawmaker.
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Gambling

U.S. Government Renews Focus On Gaming AML Compliance

Recent anti-money laundering (AML) actions targeting casinos and cardrooms by federal law enforcement and state gaming regulators are unprecedented in their number at least for the last decade, with significant fines and non-prosecution agreements suggesting increased industry scrutiny.
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Gambling

American Gaming Association Targeting Sweepstakes, Skill-Game Machines

The significant growth of unregulated sweepstakes casino games and skill-game machines has become a central issue for the leading trade body that represents the regulated U.S. gaming industry, according to an American Gaming Association executive.
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Gambling

UK Industry Bolstered After Avoiding Remote Gambling Tax Hike

UK gambling businesses received a massive boost after the government announced it would not be hiking remote gambling taxes for the time being. 
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Gambling

Brazil's Pix: Mandate For Recurring Payments Feature Goes Live

Financial institutions that participate in Brazil’s Pix instant payment system must now offer their customers the ability to set up recurring payments, using a feature known as Pix Agendado.
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Payments

Payments Modernisation Key Pillar Of US Financial Inclusion Strategy

The US Department of the Treasury has unveiled its National Strategy for Financial Inclusion, aiming to bolster nationwide access to financial services, including through payments that better serve underserved communities.
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Payments

Embedded Compliance Is Possible In Cross-Border Payments, Says BIS

The Bank for International Settlements (BIS) Innovation Hub has wrapped up its study of Project Mandala, a “compliance by design” system for cross-border transactions, with hopes that the technology can proceed to a production environment.
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Payments

FATF's New Financial Inclusion Push Aims For Increased Flexibility

The Financial Action Task Force (FATF) has announced a public consultation on proposed revisions to its anti-money laundering and counter-terrorism financing (AML/CTF) standards, with an emphasis on promoting financial inclusion.
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Payments

Daily Dash: Singapore Establishes New Network For Fintech Growth

The Monetary Authority of Singapore has announced the formation of the Global Finance & Technology Network, which aims to spur fintech growth and innovation, while Online Payment Platform Ltd has been granted an electronic money institution licence in the UK.
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Payments

Regulatory Influencer: The US Personal Financial Data Rights Rule

On October 22, 2024, the US Consumer Financial Protection Bureau (CFPB) finalised its framework for open banking, known as the Personal Financial Data Rights rule, with firms coming into scope from 2026. It ensures that consumers will be able to access and share data associated with bank accounts, credit cards, mobile wallets, payment apps and other financial products, and aims to address market concentration that limits consumer choice over financial products and services.
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Payments

U.S. Agency Taking On Election Cop Role Over Bets On Presidential Race

As the Commodity Futures Trading Commission appeals a U.S. federal court’s latest decision rejecting its attempt to prohibit online platforms from offering event contracts involving elections, the agency’s chairman insists officials will not shirk their regulatory responsibilities.
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Gambling

France Announces Consultation For Online Casinos

The French Budget minister said on Monday that a consultation process for online gaming will begin as “early as next week”.
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Gambling
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Is the Digital Banking Licence the Answer to Nigeria’s Lending Struggles?

The Central Bank of Nigeria’s (CBN) fintech report outlines the country’s readiness to align financial innovation with market-friendly regulations, aiming to create long-term opportunities for digital lenders.
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Vixio’s Verdict: The UK Financial Conduct Authority’s Case Against HTX — Setting the Precedent for Extraterritorial Regulatory Action

On February 10, 2026, the UK’s Financial Conduct Authority (FCA) published its legal proceedings, which it had filed on October 21, 2025, against Panama-incorporated crypto exchange HTX (formerly Huobi Global) for illegal, continued promotion of services to UK consumers.
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Regulatory Influencer: The EU AI Act - From Principles-Based Guidance to Sector-Specific Supervision

The European Union’s AI Act, Regulation (EU) 2024/1689, represents the first comprehensive, binding framework for the development, deployment and use of artificial intelligence across the European Union. Having entered into force on August 1, 2024, the regulation is subject to a phased implementation timetable. While certain provisions are already applicable, the majority of obligations most relevant to the financial services sector are scheduled to apply from 2026. As a result, financial services firms have a narrowing window to assess their AI use cases, align governance frameworks and prepare for supervisory scrutiny.
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Vixio's Verdict: Unpacking the EU Anti-Money Laundering Authority's Future Plans

On February 4, 2026, the EU’s Anti-Money Laundering Authority (AMLA) published its single programming document (SPD) for 2026-2028, its first multi-year plan. Published at a critical juncture in AMLA’s operation, with the institution seeking to deliver upon its core mandates, this analysis will examine the SPD and look at its implications for impacted firms, as well as provide Vixio’s initial response to AMLA’s plans.
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Guarding the Rails: Payments Infrastructure Sovereignty In A Fragmenting World

Growing geopolitical tensions are forcing countries to reassess their critical national infrastructure, with growing political focus on the sovereignty of domestic payment rails.
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BRICS’ Digital Currency Plans Aim to Reshape Cross-Border Payments

In considering linking their central bank digital currencies (CBDCs), the BRICS economies are seeking to redesign global financial plumbing to reflect the bloc’s growing weight in the world economy.
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Regulatory Influencer: Earned Wage Access in Flux in the US - Navigating CFPB Guidance and State Divergence

On December 23, 2025, the Consumer Financial Protection Bureau (CFPB) issued an advisory opinion to resolve regulatory uncertainty surrounding the applicability of the definition of “credit” under the Truth in Lending Act (TILA) and its implementing regulation, Regulation Z, to Earned Wage Access (EWA) products.
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India's New Data Protection Regime To Transform Compliance Landscape

In November 2025, India’s Ministry of Electronics and Information Technology operationalised the Digital Personal Data Protection Rules 2025 (DPDP), bringing the Digital Personal Data Protection Act 2023 into a unified, citizen-centred framework.
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Australia Set To Bring Digital Asset Platforms Under Full Financial Services Regulation

Australia is poised for a significant regulatory shift in 2026 as the government moves to integrate digital asset and tokenised custody platforms into the existing financial services framework.
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Singapore And Malaysia Lead The Charge On AI Regulation in Asia-Pacific

Artificial intelligence (AI) regulation is accelerating across Asia-Pacific, as supervisors respond to rapid uptake of machine-learning models in credit, fraud detection and customer engagement.
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