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Europe Advances Plans For Real-Time Payments Connectivity With Asia

By linking its TARGET Instant Payment Settlement (TIPS) system with India and Southeast Asia, the European Central Bank (ECB) is accelerating real-time payments globally and challenging European payment service providers (PSPs) to prepare for faster flows and competitive pressures.
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Prolonged Limbo On Open Banking Leaves US Financial Sector Navigating Uncertainty

A renewed push from Democratic senators highlights how the stalled Personal Financial Data Rights (PFDR) rule is forcing banks and fintechs to rethink strategy, as shifting political priorities threaten a stable data-access framework for the long term.
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US Open Banking Rule Highlights Industry Divisions Over Data And Fees

By defining who can access consumer data, whether fees are allowed and compliance timelines, the Personal Financial Data Rights final rule (PFDR Rule) underscores continuing legal and market tensions between banks and fintech innovators.
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EBA Slams Fintechs Over Lax Compliance In New AML Risk Assessment

In its latest risk assessment, the European Banking Authority (EBA) has warned that poor practices and a lack of experience at fintechs, including payments and crypto firms, are undermining efforts to tackle financial crime.
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Missouri Lawmaker Wants To Ban CBDC, Make Gold, Silver Legal Tender

A Republican lawmaker in Missouri has filed a bill that would ban the state from trading in central bank digital currency (CBDC), while encouraging the use of gold and silver.
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Payments

Right-Wing MEPs Express 'Concerns' Over Digital Euro

The European Central Bank's digital euro plans are under scrutiny by members of the European Parliament (MEPs) concerned about its potential impact on financial stability and individual freedoms.
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Payments

U.S. Gaming Industry Warns Prop-Bet Bans Ineffective In Policing Integrity

The largest sports-betting scandal since the federal ban was overturned more than six years ago has appeared to change public opinion on the industry for the worse and furthered the conversation about where to draw the line on permissible bet types.
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Gambling

Canada To Begin Stablecoin Crackdown In 2025 As New Rules Go Live

After two deadline extensions, new stablecoin listing rules are set to go live in Canada and, so far, only one firm has committed to compliance with the new regime.
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Payments

Texas Federal Judge Strikes Down 'Unprecedented' US AML Law

A federal judge in Texas has temporarily blocked the enforcement of an "unprecedented" anti-money laundering (AML) law, describing it as "likely unconstitutional".
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Payments

UK's National Payments Vision Offers Boost To Payments Industry

Market players feel leadership has been lacking on topics such as open banking and the direction of payments regulation, but are tipping the government’s National Payments Vision to turn things around.
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Payments

Increased Regulatory Scrutiny, M&A To Remain Key Trends For Suppliers In 2025

With 2025 on the horizon, suppliers can expect increased regulatory scrutiny to become the new normal, as regulators take a holistic view of supervision and tackling illegal gambling. 
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Gambling

UK Authorities To Assess White Paper Effects

The UK government and its gambling regulator have announced plans to assess their effectiveness of the ongoing white paper reforms, including by sourcing the views of a panel of experts by experience.
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Gambling

Nigerian State Regulators To Streamline Licensing

Nigerian state gambling regulators are streamlining their licensing regimes in the wake of a recent landmark court ruling that confirmed their right to regulate gambling in their jurisdictions.
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Gambling

Regulatory Influencer: U.S. CFPB Issues Final Rule Strengthening Oversight of Nonbank Payment Platforms

As financial technology continues to revolutionize how consumers transact, the U.S. Consumer Financial Protection Bureau (CFPB) has issued a final rule, “Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications,” which grants the CFPB expanded supervisory authority over certain nonbank entities that facilitate significant volumes of consumer payment transactions, marking a pivotal development for the payments industry.
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Payments

European Council Reaches Agreement On Open Finance Framework

The European Council has reached an agreement on the proposed Financial Data Access (FIDA) framework, which lays out the transition from open banking to open finance in the trading bloc.
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Payments

Daily Dash: Lithuanians Balance Digital Payments With Flexibility, Central Bank Survey Says

A Bank of Lithuania survey has highlighted evolving payment habits in the country, with 62 percent of consumers favouring payment cards and electronic settlements.
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Payments

Week In Crypto: Celsius CEO Pleads Guilty To Fraud, Faces 30 Years In Prison

Another multi-billion-dollar crypto fraudster is headed to prison, Coinbase vows to take revenge on anti-crypto US regulators, and Trump names a crypto acolyte as the Securities and Exchange Commission (SEC) chair.
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Payments

Australian Banks Join World's First Scams Intelligence-Sharing Network

Five Australian banks have joined the BioCatch Trust Network, a first-of-its-kind pilot for the sharing of behaviour-based intelligence to combat fraud and scams.
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Payments

News In Brief: December 2-December 6, 2024

Resorts Worlds names new CEO as it faces down illegal bookmaking allegation, Missouri certifies sports betting victory, AGA seeks to minimise athlete harassment and South Africa releases a new gambling advertising code.
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Gambling

FanDuel Fined For Improper Futures Bets In Massachusetts

Three wagers totaling $11 will cost FanDuel $10,000, after the Massachusetts Gaming Commission approved a staff recommendation to fine the company for accepting the improper futures bets on an in-state college team.
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Gambling

Nigeria: FIs Must Raise Compliance Game To Exit Grey List In 2025, Says Central Bank

The head of the Central Bank of Nigeria (CBN) has told financial institutions (FIs) that implementing a “robust” culture of compliance will be “critical” to the country’s exit from the Financial Action Task Force's (FATF) grey list in 2025.
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Payments

Daily Dash: US CFPB Proposes Rule To Stop Data Brokers Selling Sensitive Information

The US Consumer Financial Protection Bureau (CFPB) has proposed a new rule to restrict the sale of sensitive personal and financial information, aiming to prevent misuse of data by scammers, stalkers and foreign actors.
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Payments

MEPs Challenge Commission On AI Overregulation

The EU is facing questions on competitiveness and innovation in the artificial intelligence (AI) sector and the risk of stifling the technology’s growth in the trading bloc.
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Payments

UK Gambling Minister Warns of ‘Further Action’ On White-Label Companies

The new British gambling minister said she is reviewing the controversial practice of online gambling operators who use “white label” arrangements to market to gambling licensees outside the country.
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Gambling
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Is the Digital Banking Licence the Answer to Nigeria’s Lending Struggles?

The Central Bank of Nigeria’s (CBN) fintech report outlines the country’s readiness to align financial innovation with market-friendly regulations, aiming to create long-term opportunities for digital lenders.
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Vixio’s Verdict: The UK Financial Conduct Authority’s Case Against HTX — Setting the Precedent for Extraterritorial Regulatory Action

On February 10, 2026, the UK’s Financial Conduct Authority (FCA) published its legal proceedings, which it had filed on October 21, 2025, against Panama-incorporated crypto exchange HTX (formerly Huobi Global) for illegal, continued promotion of services to UK consumers.
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Regulatory Influencer: The EU AI Act - From Principles-Based Guidance to Sector-Specific Supervision

The European Union’s AI Act, Regulation (EU) 2024/1689, represents the first comprehensive, binding framework for the development, deployment and use of artificial intelligence across the European Union. Having entered into force on August 1, 2024, the regulation is subject to a phased implementation timetable. While certain provisions are already applicable, the majority of obligations most relevant to the financial services sector are scheduled to apply from 2026. As a result, financial services firms have a narrowing window to assess their AI use cases, align governance frameworks and prepare for supervisory scrutiny.
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Vixio's Verdict: Unpacking the EU Anti-Money Laundering Authority's Future Plans

On February 4, 2026, the EU’s Anti-Money Laundering Authority (AMLA) published its single programming document (SPD) for 2026-2028, its first multi-year plan. Published at a critical juncture in AMLA’s operation, with the institution seeking to deliver upon its core mandates, this analysis will examine the SPD and look at its implications for impacted firms, as well as provide Vixio’s initial response to AMLA’s plans.
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Guarding the Rails: Payments Infrastructure Sovereignty In A Fragmenting World

Growing geopolitical tensions are forcing countries to reassess their critical national infrastructure, with growing political focus on the sovereignty of domestic payment rails.
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BRICS’ Digital Currency Plans Aim to Reshape Cross-Border Payments

In considering linking their central bank digital currencies (CBDCs), the BRICS economies are seeking to redesign global financial plumbing to reflect the bloc’s growing weight in the world economy.
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Regulatory Influencer: Earned Wage Access in Flux in the US - Navigating CFPB Guidance and State Divergence

On December 23, 2025, the Consumer Financial Protection Bureau (CFPB) issued an advisory opinion to resolve regulatory uncertainty surrounding the applicability of the definition of “credit” under the Truth in Lending Act (TILA) and its implementing regulation, Regulation Z, to Earned Wage Access (EWA) products.
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India's New Data Protection Regime To Transform Compliance Landscape

In November 2025, India’s Ministry of Electronics and Information Technology operationalised the Digital Personal Data Protection Rules 2025 (DPDP), bringing the Digital Personal Data Protection Act 2023 into a unified, citizen-centred framework.
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Australia Set To Bring Digital Asset Platforms Under Full Financial Services Regulation

Australia is poised for a significant regulatory shift in 2026 as the government moves to integrate digital asset and tokenised custody platforms into the existing financial services framework.
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Singapore And Malaysia Lead The Charge On AI Regulation in Asia-Pacific

Artificial intelligence (AI) regulation is accelerating across Asia-Pacific, as supervisors respond to rapid uptake of machine-learning models in credit, fraud detection and customer engagement.
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