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Europe Advances Plans For Real-Time Payments Connectivity With Asia

By linking its TARGET Instant Payment Settlement (TIPS) system with India and Southeast Asia, the European Central Bank (ECB) is accelerating real-time payments globally and challenging European payment service providers (PSPs) to prepare for faster flows and competitive pressures.
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Prolonged Limbo On Open Banking Leaves US Financial Sector Navigating Uncertainty

A renewed push from Democratic senators highlights how the stalled Personal Financial Data Rights (PFDR) rule is forcing banks and fintechs to rethink strategy, as shifting political priorities threaten a stable data-access framework for the long term.
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US Open Banking Rule Highlights Industry Divisions Over Data And Fees

By defining who can access consumer data, whether fees are allowed and compliance timelines, the Personal Financial Data Rights final rule (PFDR Rule) underscores continuing legal and market tensions between banks and fintech innovators.
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EBA Slams Fintechs Over Lax Compliance In New AML Risk Assessment

In its latest risk assessment, the European Banking Authority (EBA) has warned that poor practices and a lack of experience at fintechs, including payments and crypto firms, are undermining efforts to tackle financial crime.
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U.S. Senate Committee To Scrutinize Sports-Betting Industry

Testimony at a U.S. Senate committee hearing on sports betting on Tuesday will include lobbying for a variety of potential federal reforms of the industry.
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Gambling

Colombia Publishes Decree Aimed At Limiting Influencer Raffles

Colombia President Gustavo Petro has signed a decree to regulate online raffles in the country.
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Gambling

UK Gambling Commission Takes Action Against Roblox Casinos

UK Gambling Commission CEO Andrew Rhodes has responded to media reports surrounding illegal sites allowing currency from a children's video game to be used on illegal casinos, stating that the episode reflects the “ever-evolving threat we see around illegal gambling”.
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Gambling

Lagos State Regulator Insists National Online Licences Have No Legal Basis

The Lagos State Lotteries and Gaming Authority has stated that there is no such thing as a “remote gaming licence” in Nigeria, contrary to recent media reports in the country.
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Gambling

New Zealanders Say No To CBDC In Record-Breaking Consultation Response

A consultation on central bank digital currency (CBDC) has provoked more responses than any consultation in New Zealand’s history, as the public voices its concern over privacy and surveillance risks.
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Payments

EBA Issues Last-Minute DORA Q&As

The European Banking Authority (EBA) has published a new set of clarifications on the EU’s Digital Operational Resilience Act (DORA), as the January 17 implementation deadline nears.
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Payments

Daily Dash: EU Adopts 15th Sanctions Package

The European Union has adopted its 15th package of sanctions aimed at curbing Russia’s capacity to continue aggression towards Ukraine. The measures announced target individuals, entities and mechanisms supporting Moscow’s military and industrial complex.
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Payments

Entain Prosecuted In Australia Over 'Systemic' AML Failures

After a 27-month investigation, Australian financial transactions regulator AUSTRAC has launched a civil prosecution against Entain's Australian subsidiary over “serious and symptomatic non-compliance” with anti-money laundering and counter-terrorism financing laws.
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Gambling

Nevada Regulators Revoke License Of Former Casino Executive

Nevada gaming regulators have agreed a settlement that will effectively cost Scott Sibella, the former top executive with Resorts World Las Vegas and MGM Grand, his career in the casino industry almost a year after he pled guilty to criminal charges associated with a money laundering case involving an illegal bookmaker.
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Gambling

Brazil 'Sin Tax' Advances, As Colombia VAT Plan Stalls

Online gambling groups in Brazil and Colombia have had contrasting fortunes in their lobbying efforts to avert new taxes being applied to the industry.
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Gambling

CFPB Director Hints That He Will Not Resign, But 'Respects' Trump's Right To Fire Him

The director of the US Consumer Financial Protection Bureau (CFPB) has refused to say whether he will resign when Donald Trump takes office, leading to speculation that he will be fired.
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Payments

UK Treasury Taps City Lawyer To Review Payments, E-Money Insolvency Framework

HM Treasury has confirmed the appointment of Adam Plainer, a prominent restructuring lawyer in London, to lead a review of the insolvency regime for payments and e-money firms.
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Payments

PSR To Merge Managing Director Role With FCA Position

The UK payments regulator has confirmed that it will be recruiting for a managing director, who will also be responsible for oversight of payments and digital assets at the Financial Conduct Authority (FCA).
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Payments

CFPB's Final 1033 Rule A Missed Opportunity For Some, Despite Progress

The final version of the rule on data sharing was welcomed by much of the industry, but some in the sector consider it a missed opportunity to advance safer open banking in the US.
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Payments

Cross-Border Interchange Fees At 'Unduly High Level', Says PSR

The Payment Systems Regulator (PSR) has confirmed significant competition concerns regarding cross-border interchange fees and is proposing a price cap to curb excessive costs for UK businesses. However, it remains open minded as to what this price cap will be.
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Payments

Tennessee Targets Influencers In Updated Sports-Betting Rules

Tennessee regulators will consider new rules for sports betting next month that include unique requirements for the use of influencers or brand ambassadors by operators to promote their products.
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Gambling

News In Brief: December 9-December 13, 2024

A coalition of sports-betting operators in Michigan is organising opposition to a 0.1 percentage point tax increase.
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Gambling

Daily Dash: Egypt Launches New Instant Payouts Service For Incoming Remittances

The Central Bank of Egypt (CBE) has announced the launch of a new banking feature, which will allow customers to receive remittances in real time via the country’s instant payment network (IPN).
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Payments

Regulatory Influencer: Saudi Arabia E-Wallet Rules Catalyse Digital Transformation

On November 17, 2024, the Saudi Central Bank (SAMA) published E-Wallet Rules as part of its reforms to the supervision of electronic money institutions (EMIs). The new rules include provisions and obligations related to the requirements for opening electronic wallets (e-wallets) and the verification of clients’ identities.
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Payments

Week In Crypto: US Regulators Urge Congress To Pass Federal Stablecoin Legislation

US regulators have called on lawmakers to introduce federal stablecoin legislation, in an effort to guard against the risk of runs and fraud posed by “opaque” issuers.
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Payments
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Is the Digital Banking Licence the Answer to Nigeria’s Lending Struggles?

The Central Bank of Nigeria’s (CBN) fintech report outlines the country’s readiness to align financial innovation with market-friendly regulations, aiming to create long-term opportunities for digital lenders.
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Vixio’s Verdict: The UK Financial Conduct Authority’s Case Against HTX — Setting the Precedent for Extraterritorial Regulatory Action

On February 10, 2026, the UK’s Financial Conduct Authority (FCA) published its legal proceedings, which it had filed on October 21, 2025, against Panama-incorporated crypto exchange HTX (formerly Huobi Global) for illegal, continued promotion of services to UK consumers.
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Regulatory Influencer: The EU AI Act - From Principles-Based Guidance to Sector-Specific Supervision

The European Union’s AI Act, Regulation (EU) 2024/1689, represents the first comprehensive, binding framework for the development, deployment and use of artificial intelligence across the European Union. Having entered into force on August 1, 2024, the regulation is subject to a phased implementation timetable. While certain provisions are already applicable, the majority of obligations most relevant to the financial services sector are scheduled to apply from 2026. As a result, financial services firms have a narrowing window to assess their AI use cases, align governance frameworks and prepare for supervisory scrutiny.
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Vixio's Verdict: Unpacking the EU Anti-Money Laundering Authority's Future Plans

On February 4, 2026, the EU’s Anti-Money Laundering Authority (AMLA) published its single programming document (SPD) for 2026-2028, its first multi-year plan. Published at a critical juncture in AMLA’s operation, with the institution seeking to deliver upon its core mandates, this analysis will examine the SPD and look at its implications for impacted firms, as well as provide Vixio’s initial response to AMLA’s plans.
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Guarding the Rails: Payments Infrastructure Sovereignty In A Fragmenting World

Growing geopolitical tensions are forcing countries to reassess their critical national infrastructure, with growing political focus on the sovereignty of domestic payment rails.
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BRICS’ Digital Currency Plans Aim to Reshape Cross-Border Payments

In considering linking their central bank digital currencies (CBDCs), the BRICS economies are seeking to redesign global financial plumbing to reflect the bloc’s growing weight in the world economy.
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Regulatory Influencer: Earned Wage Access in Flux in the US - Navigating CFPB Guidance and State Divergence

On December 23, 2025, the Consumer Financial Protection Bureau (CFPB) issued an advisory opinion to resolve regulatory uncertainty surrounding the applicability of the definition of “credit” under the Truth in Lending Act (TILA) and its implementing regulation, Regulation Z, to Earned Wage Access (EWA) products.
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India's New Data Protection Regime To Transform Compliance Landscape

In November 2025, India’s Ministry of Electronics and Information Technology operationalised the Digital Personal Data Protection Rules 2025 (DPDP), bringing the Digital Personal Data Protection Act 2023 into a unified, citizen-centred framework.
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Australia Set To Bring Digital Asset Platforms Under Full Financial Services Regulation

Australia is poised for a significant regulatory shift in 2026 as the government moves to integrate digital asset and tokenised custody platforms into the existing financial services framework.
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Singapore And Malaysia Lead The Charge On AI Regulation in Asia-Pacific

Artificial intelligence (AI) regulation is accelerating across Asia-Pacific, as supervisors respond to rapid uptake of machine-learning models in credit, fraud detection and customer engagement.
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