Insights

Your window into the complex world of compliance and regulations

Our industry experts regularly spend time with lawmakers, regulators and industry participants to get to the heart of regulatory issues. We deliver our expert insights across multiple media to ensure timely delivery of information to meet your everyday needs.

From quick blog insights through to industry events, we provide you with the depth and breadth of knowledge needed to help you make the right business decisions, staying compliant and gaining a competitive advantage.

Automatic Pix Goes Live, Enabling Recurring Payments in Brazil

Pix, Brazil’s instant payments system, has introduced a recurring payments mechanism, aiming to simplify bill payments for consumers.
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Pay.UK Sets Out Ideas For Reforming UK’s Payments Infrastructure

Payment system operator Pay.UK has unveiled a package of proposed reforms to the organisational framework for interbank payments, urging “radical” change to prevent the UK falling behind on infrastructure and innovation.
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EBA Recommends Enforcement Pause To Avoid PSD2-MiCA Compliance Duplication

The European Banking Authority (EBA) has issued a No Action letter aiming to reduce the risk of crypto-asset firms needing to obtain two separate licences for certain payment activities under overlapping European rules.
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Enforcement Overhaul At FCA Welcome News For Regulated Firms

The UK Financial Conduct Authority’s (FCA) attempt to increase the transparency of its enforcement investigations could also speed up investigations, which experts say would be good news for the financial services sector.
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Latvia To Offer Fintechs Direct Access To Payment System

Latvia’s central bank has jumped ahead of the EU’s soon-to-be-passed Instant Payments Regulation and has said that fintech companies will be granted access to the Baltic country’s retail payment system.
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Payments

Nagasaki's Integrated Resort Hopes Suffer Death Blow

Nagasaki’s campaign to host an integrated resort (IR) has collapsed after a central government ministerial advisory committee opposed the prefecture’s bid over funding, lack of operational experience and problem gambling concerns.
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Gambling

Lula Launches New Era In Brazil Online Gambling

A new era for gambling in Brazil began on December 30 when President Luiz Inácio Lula da Silva signed a law to regulate online gaming and sports betting, shifting the focus to Lula’s Ministry of Finance to implement the landmark legislation over the early months of 2024.
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Gambling

Brazil Congress Approves Online Casino, Sports-Betting Bill

Brazil’s Chamber of Deputies gave the online gambling industry an early Christmas present in the small hours of Friday morning when it granted final approval to a bill to regulate both sports betting and online casino games.
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Gambling

Future Of 'Skill-Game' Machines Looks Different In Different States

After Kentucky enacted a ban this year, lawmakers in Pennsylvania, Virginia and Michigan are set to consider legislation in 2024 to determine the fate of unregulated gaming devices supposedly requiring player skill.
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Gambling

Updated Maryland iGaming Bill Raises Tax Rate, License Fee

Democratic state Senator Ron Watson has submitted his “final” version of a rewritten proposal to put internet gaming in front of Maryland voters next year, according to draft legislation obtained by Vixio GamblingCompliance.
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Gambling

Week In Crypto: Revolut Suspends Crypto Purchases For UK Business Accounts

Revolut hits pause on certain UK crypto services, US senator Liz Warren takes aim at the “revolving door” between government and crypto lobbyists, and Binance seals a $2.7bn settlement with the CFTC.
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Payments

Daily Dash: Google Settles Antitrust Case With All 50 US States For $700m

Google has settled an antitrust case with all 50 US states, ANZ has launched the first bank-owned PayTo service for billers, and Payoneer has confirmed that a new tie-up with PayPal is coming soon.
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Payments

News In Brief: December 18-December 22, 2023

Malta fines Kindred Group's Trannel operation and demands reforms over anti-money laundering lapses, while Victorian regulatory fines for slots king ALH blow out to A$1m within four months.
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Gambling

UK Committee Seeks Cuts In Gambling Ads To Protect Minors

A UK parliamentary committee has called for a “precautionary approach” in gambling advertising, saying “there is scope for further regulation” to protect minors from exposure.
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Gambling

Italian Cabinet Approves Online Gambling Reform Decree

Italy’s government has approved a decree for the reorganisation of online gambling, the first step in a reform process that will have an impact on the entire sector.
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Gambling

Time Running Out For Brazil Online Betting Bill In 2023

Brazil’s Congress is edging closer to concluding its work for 2023 without giving final approval to a closely-watched bill to regulate sports betting and online casino games.
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Gambling

Sweden Fines Casino Cosmopol For AML Failures

The Swedish Gambling Authority has warned and fined Svenska Spel’s Casino Cosmopol SEK2m (€179,500) for failures in anti-money laundering and terrorist financing policies.
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Gambling

Level Playing Field For Instant Cross-Border Payments Coming Soon To Europe

In 2024, the European Parliament is expected to adopt new legislation that will level the playing field for instant cross-border payments, opening up new opportunities for networks such as Thunes.
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Payments

Curaçao Legislation Submitted To Parliament, Licensing Fees Revealed

Curaçao’s Ministry of Finance confirmed on Tuesday that the highly anticipated National Ordinance for Games of Chance (LOK) has been officially submitted to Parliament. 
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Gambling

FanDuel, Fanatics Oppose Ohio’s Proposed Marketing Restrictions

The Ohio Casino Control Commission's 2024 agenda is set to include updated amendments to its promotional and bonusing regulations that would restrict how operators offer inducements connected to non-gaming transactions.
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Gambling

Alabama Lawmakers Face Stiff Opposition To Gambling Expansion

With less than two months before the state legislature convenes for its 2024 session, the Alabama Policy Institute has published a new report detailing the conservative group's opposition to any bills to expand gaming in the Yellowhammer State.
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Gambling

Daily Dash: Amex Acceptance ‘Skyrockets’ In Australia With Launch Of OptBlue

Amex has launched a new acquiring programme that will super-charge acceptance in Australia, Circle has launched its euro-backed stablecoin on Solana, and Japan and Cambodia have moved towards a unified QR code standard.
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Payments

Visa Launches New AI Solution To Stop Token Fraud

Visa has launched a new tool that aims to prevent token provisioning fraud, a type of fraud that has grown alongside the use of virtual cards and digital wallets.
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Payments

Daily Dash: UK's Payment Systems Regulator Appoints New Head Of Strategy

The Payment Systems Regulator has appointed a new head of strategy from the transport industry, Ukraine has set its sights on joining SEPA in 2024, and TNG (Asia) has received an anti-money laundering fine in Hong Kong.
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Payments
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Regulatory Influencer: Poland Proposes Targeted Simplification of EU Financial Services Rule

On June 2, 2025, the Polish Financial Supervisory Authority (KNF) announced that it had submitted a package of proposals intended to simplify regulatory frameworks across the EU financial services sector to the EU member states, the European Commission and other institutions within the EU Financial Services Committee. These proposals form part of a broader initiative led by the Polish Ministry of Finance, which aims to harmonise and streamline EU regulations to support the competitiveness of the European Union’s economy, including that of Poland.
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Regulatory Influencer: AML Compliance Is Key Under Hong Kong’s Stablecoins Ordinance

Under Hong Kong’s new Stablecoins Ordinance, another milestone in the global trend towards regulating digital assets in the same way as traditional financial services, any person who issues stablecoins referencing an official currency must obtain a licence from the Hong Kong Monetary Authority (HKMA).
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Norwegian Consumer Council Reports Klarna For Breaching Regulatory Requirements

In a submission to the Norwegian Consumer Authority, the consumer advocacy group has accused the Swedish fintech firm of repeatedly violating Norway’s credit marketing regulations.
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Singapore To Require Offshore Crypto Firms To Be Licensed Or Cease Operations By June 2025

The Monetary Authority of Singapore (MAS) has clarified the scope of its regulatory regime for providers of digital tokens, crypto-assets used for payments.
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FCA Moves To Boost AI Use With New Sandbox

UK financial services firms will be encouraged to experiment with artificial intelligence (AI) as part of the Financial Conduct Authority’s (FCA) strategy to support economic growth through technological innovation.
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Australia Calls For Greater Collaboration In Battle Against Fraud

Businesses should join forces and share data to advance the fight against increasingly sophisticated scams, according to the Australian National Anti-Scam Centre.
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FCA Sets Out New Transparency Rules For Enforcement Investigations

The UK Financial Conduct Authority (FCA) has outlined significant changes to its enforcement rules, although it has stopped short of implementing some of the more controversial elements of its original proposal.
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Cash Mandate Moves Closer To Being Law In New York State

Retailers will not be able to refuse cash payments in New York if Governor Kathy Hochul signs off on legislation that has passed both houses of the state legislature.
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Regulatory Influencer: Canada Retail Payments Activities Act — Safeguarding of End-User Funds

This report is the third installment in a four-part series analyzing the RPAA and identifying key components of the law that PSPs should consider when doing business in Canada. This report focuses on the requirement to safeguard end-user funds.
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Regulate Smarter, Say European Players In Light Of Trump’s Deregulation

Despite the US leadership pushing for an increasingly deregulated financial services market, some payments players and politicians in Europe are adamant that standards being watered down is not the way to boost growth.
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