Insights

Your window into the complex world of compliance and regulations

Our industry experts regularly spend time with lawmakers, regulators and industry participants to get to the heart of regulatory issues. We deliver our expert insights across multiple media to ensure timely delivery of information to meet your everyday needs.

From quick blog insights through to industry events, we provide you with the depth and breadth of knowledge needed to help you make the right business decisions, staying compliant and gaining a competitive advantage.

Automatic Pix Goes Live, Enabling Recurring Payments in Brazil

Pix, Brazil’s instant payments system, has introduced a recurring payments mechanism, aiming to simplify bill payments for consumers.
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Pay.UK Sets Out Ideas For Reforming UK’s Payments Infrastructure

Payment system operator Pay.UK has unveiled a package of proposed reforms to the organisational framework for interbank payments, urging “radical” change to prevent the UK falling behind on infrastructure and innovation.
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EBA Recommends Enforcement Pause To Avoid PSD2-MiCA Compliance Duplication

The European Banking Authority (EBA) has issued a No Action letter aiming to reduce the risk of crypto-asset firms needing to obtain two separate licences for certain payment activities under overlapping European rules.
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Enforcement Overhaul At FCA Welcome News For Regulated Firms

The UK Financial Conduct Authority’s (FCA) attempt to increase the transparency of its enforcement investigations could also speed up investigations, which experts say would be good news for the financial services sector.
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Cannibalization Remains Key Concern For U.S. Fixed-Odds Wagering Expansion

Fixed-odds betting has often been cited as a way to modernize the U.S. horseracing industry, but one of the challenges for those in the business remains concerns over how it affects pari-mutuel wagering.
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Gambling

News In Brief: January 8-January 12, 2024

888 is fined in Virginia over college sports bets, New Jersey is to consider advertising limits and a Hong Kong controlled Russian casino is to be sold.
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Gambling

Curaçao Minister Blasts Online Gambling Bill 'Misinformation'

Curaçao’s finance minister has complained of “misinformation” about its draft online gambling bill, adding that a licensing timeline issued on December 20 has not changed.
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Gambling

Chair Of UK Trade Group Stepping Down In April 

UK trade group the Betting and Gambling Council is looking for a new chief executive, as it prepares for a leadership reshuffle following the news that chair Brigid Simmonds is stepping down from her role in April.
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Gambling

Week In Crypto: Bitcoiners Celebrate SEC Approval For Spot ETFs

The crypto industry is triumphant following a major U-turn on spot Bitcoin exchange-traded funds (ETFs) by the US securities regulator, though critics have strongly opposed the move.
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Payments

Consumer Group Accuses Starbucks Payment System Of 'Dark Patterns'

A US consumer protection group has claimed that the coffee giant is rigging its payment system to increase profits.
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Payments

Daily Dash: Google Starts 2024 By Laying Off Over 1,000 Staff

Google has opened 2024 by announcing major layoffs throughout the company, while Commerzbank and Global Payments have announced a new joint venture.
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Payments

Updated New York Online Casino Bill Filed In Senate

New efforts to legalize online casino gaming in New York, which would be a crown jewel for the slowly-expanding U.S. iGaming market, began in earnest Thursday with the filing of new legislation in the state’s Senate.
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Gambling

Georgia Committee Advances Sports-Betting Legislation

Georgia legislators have taken the first step in a renewed effort to enact sports betting in the state, with potential enabling legislation clearing a Senate committee on the second day of the 2024 session.
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Gambling

Legal Clarity For Fantasy Sports On Florida Legislative Agenda

A Florida senator has filed two bills that would legalize and regulate daily fantasy sports while trying to ban pick’em style contests that gaming regulators believe may violate state law, while a third proposal moves through the legislature.
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Gambling

Draft Curaçao Online Gambling Bill Draws Fire

Curaçao’s draft National Ordinance on Gambling is running into complaints, with the influential Advisory Council saying it has a “number of objections” and recommending that it be extensively revised.
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Gambling

Polish MP Calls On New Government To Loosen Cash Poker Regulations

Despite only being in power for less than a month, Poland’s new government is now facing calls from an opposition lawmaker to legalise cash poker games outside casinos and overhaul the taxation of these games.
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Gambling

Critics Object To 'Onerous' Plans To Regulate Big Tech Payment Apps In US

The Computer and Communications Industry Association has pushed back on new plans to regulate US big tech payment apps, describing them as a solution looking for a problem to solve.
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Payments

Revolut Served With Class Action Suit In Illinois

The UK fintech is facing a class action lawsuit in Illinois over alleged abuse of biometric data collection.
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Payments

Daily Dash: European Commission Consults On Generative AI And Virtual Worlds

The European Commission has opened a new consultation on generative AI, Indian fintech Mobikwik has filed to go public, and South Korea’s KakaoPay has seen a 14-fold surge in transaction value from foreign tourists.
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Payments

Top Aristocrat Game Designer's Home Searched Over Downloads

The Australian Federal Court authorised a search this week of the home of Aristocrat Leisure’s principal director of game design over thousands of files he allegedly downloaded from company servers.
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Gambling

Pending Federal Rules Set To Give Tribes More Mobile Betting Options

Regulations from the U.S. Department of the Interior's Bureau of Indian Affairs that could streamline tribal efforts to expand into online gambling remain pending more than a year after their initial proposal.
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Gambling

Casino Expansion On Virginia's 2024 Legislative Agenda

As lawmakers return for Virginia’s 2024 legislative session on Wednesday, debate is set to resume on whether to clear the way for ballot referendums to determine if a fifth or even sixth casino is built.
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Gambling

French Regulator Warns Of Marketing Risks Ahead Of Busy Sports Year

France’s national gambling regulator has partially rejected the advertising strategy of online poker firm Winamax and attached “demanding” requirements to several other operator’s plans.
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Gambling

Can Tether Escape The US Crypto Crackdown In 2024?

After a year of major enforcement actions against crypto firms in the US, Vixio speaks with blockchain analytics firm ChainArgos about the likelihood of similar charges being filed against Tether.
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Payments
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Regulatory Influencer: Poland Proposes Targeted Simplification of EU Financial Services Rule

On June 2, 2025, the Polish Financial Supervisory Authority (KNF) announced that it had submitted a package of proposals intended to simplify regulatory frameworks across the EU financial services sector to the EU member states, the European Commission and other institutions within the EU Financial Services Committee. These proposals form part of a broader initiative led by the Polish Ministry of Finance, which aims to harmonise and streamline EU regulations to support the competitiveness of the European Union’s economy, including that of Poland.
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Regulatory Influencer: AML Compliance Is Key Under Hong Kong’s Stablecoins Ordinance

Under Hong Kong’s new Stablecoins Ordinance, another milestone in the global trend towards regulating digital assets in the same way as traditional financial services, any person who issues stablecoins referencing an official currency must obtain a licence from the Hong Kong Monetary Authority (HKMA).
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Norwegian Consumer Council Reports Klarna For Breaching Regulatory Requirements

In a submission to the Norwegian Consumer Authority, the consumer advocacy group has accused the Swedish fintech firm of repeatedly violating Norway’s credit marketing regulations.
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Singapore To Require Offshore Crypto Firms To Be Licensed Or Cease Operations By June 2025

The Monetary Authority of Singapore (MAS) has clarified the scope of its regulatory regime for providers of digital tokens, crypto-assets used for payments.
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FCA Moves To Boost AI Use With New Sandbox

UK financial services firms will be encouraged to experiment with artificial intelligence (AI) as part of the Financial Conduct Authority’s (FCA) strategy to support economic growth through technological innovation.
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Australia Calls For Greater Collaboration In Battle Against Fraud

Businesses should join forces and share data to advance the fight against increasingly sophisticated scams, according to the Australian National Anti-Scam Centre.
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FCA Sets Out New Transparency Rules For Enforcement Investigations

The UK Financial Conduct Authority (FCA) has outlined significant changes to its enforcement rules, although it has stopped short of implementing some of the more controversial elements of its original proposal.
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Cash Mandate Moves Closer To Being Law In New York State

Retailers will not be able to refuse cash payments in New York if Governor Kathy Hochul signs off on legislation that has passed both houses of the state legislature.
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Regulatory Influencer: Canada Retail Payments Activities Act — Safeguarding of End-User Funds

This report is the third installment in a four-part series analyzing the RPAA and identifying key components of the law that PSPs should consider when doing business in Canada. This report focuses on the requirement to safeguard end-user funds.
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Regulate Smarter, Say European Players In Light Of Trump’s Deregulation

Despite the US leadership pushing for an increasingly deregulated financial services market, some payments players and politicians in Europe are adamant that standards being watered down is not the way to boost growth.
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