Insights

Your window into the complex world of compliance and regulations

Our industry experts regularly spend time with lawmakers, regulators and industry participants to get to the heart of regulatory issues. We deliver our expert insights across multiple media to ensure timely delivery of information to meet your everyday needs.

From quick blog insights through to industry events, we provide you with the depth and breadth of knowledge needed to help you make the right business decisions, staying compliant and gaining a competitive advantage.

Automatic Pix Goes Live, Enabling Recurring Payments in Brazil

Pix, Brazil’s instant payments system, has introduced a recurring payments mechanism, aiming to simplify bill payments for consumers.
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Pay.UK Sets Out Ideas For Reforming UK’s Payments Infrastructure

Payment system operator Pay.UK has unveiled a package of proposed reforms to the organisational framework for interbank payments, urging “radical” change to prevent the UK falling behind on infrastructure and innovation.
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EBA Recommends Enforcement Pause To Avoid PSD2-MiCA Compliance Duplication

The European Banking Authority (EBA) has issued a No Action letter aiming to reduce the risk of crypto-asset firms needing to obtain two separate licences for certain payment activities under overlapping European rules.
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Enforcement Overhaul At FCA Welcome News For Regulated Firms

The UK Financial Conduct Authority’s (FCA) attempt to increase the transparency of its enforcement investigations could also speed up investigations, which experts say would be good news for the financial services sector.
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New York Governor Leaves Online Casino Out Of Budget Plan

The already tenuous hopes for online casino legislation in New York this year were dealt a further blow with a lack of upfront support from the state’s governor.
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Gambling

UK Not Forgotten About Loot Boxes, Says Academic

An academic specialising in loot boxes has said the UK government should make it clear what rate of compliance with loot box self-regulation it will consider a failure, as fears persist that they stray too close to gambling.
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Gambling

US Supreme Court Hands Apple Partial Victory Against Epic Games

Epic Games, publisher of the Fortnite video game series, has condemned the “sad outcome” of its three-year fight to open up the Apple App Store to third-party payments providers.
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Payments

Tether Described As Money Laundering Vehicle Of Choice In New UN Report

A new report from the UN Office on Drugs and Crime has named Tether as one of the “most popular” money laundering vehicles for criminals in East and Southeast Asia.
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Payments

UK Regulator To Focus On VRP Expansion In 2024

2023 was non-stop for the UK payments regulator. In an exclusive interview, a senior official at the Payment Systems Regulator tells Vixio that variable recurring payments (VRPs) and open banking will be key in 2024.
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Payments

Daily Dash: Google Signs MoU To Promote Global Expansion Of India's UPI

Google has committed to helping India’s UPI instant payments system expand its footprint overseas, while Spain’s Iberpay has reported strong growth in the use of instant transfers on its network.
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Payments

UN Report Demands Tough Response To Online Gaming Crime In Asia

A new UN report on East and Southeast Asian gambling-linked criminal networks has warned that underground activity is set to worsen on the back of generative artificial intelligence (AI), data mining, cryptocurrencies and other advanced technology.
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Gambling

Latest California Campaign For Sports Betting To Delay Tribal Initiative

Another failed ballot measure on sports betting in California so soon after a historic defeat by voters of two initiatives last year would push the timeline for legalization in the Golden State back even further, according to a senior tribal gaming official.
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Gambling

Financial Risks Checks To Be Scrutinised In Westminster

The UK parliament must debate the future of gambling affordability after a petition demanding an end to plans for mandatory financial risk checks passed 100,000 signatures.
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Gambling

Google Play Heralds 'New Approach' To Real Money Games

US technology giant Google is preparing to open up support for game types and operators not covered by existing licensing, paving the way for new opportunities in Brazil, Mexico and India.
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Gambling

MEP Wants To Strengthen EU's Access To Cash Law

The European Parliament’s rapporteur for the Single Currency Package has released suggested amendments to the euro banknotes proposal, including increased reporting requirements for payment service providers.
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Payments

Daily Dash: India-Singapore Instant Payments Linkage Branches Out To Major UPI Apps

India has announced that three of its largest UPI apps can now connect to Singapore’s PayNow, Malta has revealed that its AML fines are going unpaid, and Singapore has charged a suspect for offering unlicensed payment services.
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Payments

Armenia Targeting 'Foreign' Online Operators

Armenia’s government has approved a new gambling law to establish more oversight and control over the gambling industry and enforce responsible gambling measures.
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Gambling

Daily Dash: SEC Charges US Fintech CEO With Insider Trading Violations

A fintech CEO has been charged with using a secret offshore account to prop up his own stock price, and new research has found that the UK is Europe’s most advanced digital economy.
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Payments

TrueLayer Becomes First Participant In SPAA Scheme

TrueLayer has been officially authorised to take part in the open banking scheme, which is led by the European Payments Council.
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Payments

Lawmakers Panicked By Singapore Lockdown On Remittances To China

Alarmed by a decision to suspend all non-bank and non-card remittances to China, lawmakers in Singapore are checking for further signs of turbulence in the remittance market.
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Payments

Victoria Slaps Tabcorp With Cashless Betting Terminal Regime

Victoria state’s hardline gambling regulator has placed unprecedented restrictions on Tabcorp Holdings’ betting terminals in response to child gambling incidents, including staff proximity and line-of-sight criteria for cash bets.
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Gambling

Brazil May Open Limited Licensing Windows For Online Gambling

Brazil is set to restrict applications for online gambling licences to just two specific windows per year, rather than allowing companies to apply on an ongoing basis, according to the reported comments of a key government official. 
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Gambling

U.S. Federal Bill Seeks To Address Problem Gambling Through Sports-Betting Tax

Two members of the U.S. Congress have introduced legislation to redirect some of the monies raised through the federal excise tax paid on each legal sports bet to fund problem gambling research and treatment.
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Gambling

Brazil Online Betting Law Affects Broader Gambling Expansion

Now that the final cheers have sounded over the passage of Brazil's sports-betting and online gaming law after an arduous five-year battle, industry advocates are shifting focus to what the new legislation could mean for the passage of a larger gambling expansion bill down the line. 
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Gambling
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Regulatory Influencer: Poland Proposes Targeted Simplification of EU Financial Services Rule

On June 2, 2025, the Polish Financial Supervisory Authority (KNF) announced that it had submitted a package of proposals intended to simplify regulatory frameworks across the EU financial services sector to the EU member states, the European Commission and other institutions within the EU Financial Services Committee. These proposals form part of a broader initiative led by the Polish Ministry of Finance, which aims to harmonise and streamline EU regulations to support the competitiveness of the European Union’s economy, including that of Poland.
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Regulatory Influencer: AML Compliance Is Key Under Hong Kong’s Stablecoins Ordinance

Under Hong Kong’s new Stablecoins Ordinance, another milestone in the global trend towards regulating digital assets in the same way as traditional financial services, any person who issues stablecoins referencing an official currency must obtain a licence from the Hong Kong Monetary Authority (HKMA).
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Norwegian Consumer Council Reports Klarna For Breaching Regulatory Requirements

In a submission to the Norwegian Consumer Authority, the consumer advocacy group has accused the Swedish fintech firm of repeatedly violating Norway’s credit marketing regulations.
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Singapore To Require Offshore Crypto Firms To Be Licensed Or Cease Operations By June 2025

The Monetary Authority of Singapore (MAS) has clarified the scope of its regulatory regime for providers of digital tokens, crypto-assets used for payments.
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FCA Moves To Boost AI Use With New Sandbox

UK financial services firms will be encouraged to experiment with artificial intelligence (AI) as part of the Financial Conduct Authority’s (FCA) strategy to support economic growth through technological innovation.
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Australia Calls For Greater Collaboration In Battle Against Fraud

Businesses should join forces and share data to advance the fight against increasingly sophisticated scams, according to the Australian National Anti-Scam Centre.
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FCA Sets Out New Transparency Rules For Enforcement Investigations

The UK Financial Conduct Authority (FCA) has outlined significant changes to its enforcement rules, although it has stopped short of implementing some of the more controversial elements of its original proposal.
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Cash Mandate Moves Closer To Being Law In New York State

Retailers will not be able to refuse cash payments in New York if Governor Kathy Hochul signs off on legislation that has passed both houses of the state legislature.
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Regulatory Influencer: Canada Retail Payments Activities Act — Safeguarding of End-User Funds

This report is the third installment in a four-part series analyzing the RPAA and identifying key components of the law that PSPs should consider when doing business in Canada. This report focuses on the requirement to safeguard end-user funds.
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Regulate Smarter, Say European Players In Light Of Trump’s Deregulation

Despite the US leadership pushing for an increasingly deregulated financial services market, some payments players and politicians in Europe are adamant that standards being watered down is not the way to boost growth.
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