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Europe Advances Plans For Real-Time Payments Connectivity With Asia

By linking its TARGET Instant Payment Settlement (TIPS) system with India and Southeast Asia, the European Central Bank (ECB) is accelerating real-time payments globally and challenging European payment service providers (PSPs) to prepare for faster flows and competitive pressures.
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Prolonged Limbo On Open Banking Leaves US Financial Sector Navigating Uncertainty

A renewed push from Democratic senators highlights how the stalled Personal Financial Data Rights (PFDR) rule is forcing banks and fintechs to rethink strategy, as shifting political priorities threaten a stable data-access framework for the long term.
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US Open Banking Rule Highlights Industry Divisions Over Data And Fees

By defining who can access consumer data, whether fees are allowed and compliance timelines, the Personal Financial Data Rights final rule (PFDR Rule) underscores continuing legal and market tensions between banks and fintech innovators.
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EBA Slams Fintechs Over Lax Compliance In New AML Risk Assessment

In its latest risk assessment, the European Banking Authority (EBA) has warned that poor practices and a lack of experience at fintechs, including payments and crypto firms, are undermining efforts to tackle financial crime.
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Daily Dash: Ireland Makes Fraud A Priority In Programme For Government

The incoming Irish administration’s programme for government includes a dedicated section on tackling fraud in the financial services sector, showing how much of an issue it has become for policymakers.
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Payments

Daily Dash: CFPB Accuses Capital One Of 'Cheating' Its Customers

The US Consumer Financial Protection Bureau (CFPB) has filed a lawsuit against credit card Capital One and its parent company, Capital One Financial Corp.
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Payments

Outlook 2025: Africa's Markets Evolve As Wider World Looks To Continent For Growth

Africa’s gambling landscape is continuing to mature quickly, as many countries look to expand their regulatory oversight and introduce centralised monitoring systems to plug tax leaks and combat illegal gambling.
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Gambling

Alleged POGO Fugitive Boss Storing $2m In Cyprus, Report Says

The alleged head of a major online gambling and cyber-scamming network facing human trafficking and money laundering charges in the Philippines is using a company in Cyprus to store more than $2m, according to a media report.
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Gambling

Maryland Governor Proposes Doubling Sports-Betting Tax Rate

Democratic Governor Wes Moore released his budget proposal for fiscal year 2026 on Wednesday, calling on lawmakers to double the sports-betting tax rate and implement a more modest increase to the taxes paid by casinos on their table games.
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Gambling

Crypto.com To Continue Sports Prediction Markets Despite Federal Review

Crypto.com said it will continue to offer sports prediction markets across all 50 U.S states, despite federal regulators initiating a review on the legality of the offering.
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Gambling

Brazilian Bank Warns Players Off Gambling During Transactions

Brazil’s largest fintech bank has started an initiative to place barriers between customers and online gaming transactions.
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Gambling

Daily Dash: FDIC Signals More 'Open-Minded' Approach To Emerging Tech

A top official at the US Federal Deposit Insurance Corporation (FDIC) has said banks are likely to be given more freedom to experiment with emerging payments technologies under the incoming Trump administration.
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Payments

Nigeria Aims To Leverage Remittance Flows With New Non-Resident Accounts

The Central Bank of Nigeria has approved two new types of financial accounts that aim to tap into remittance flows and help stimulate the local economy.
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Payments

MEP Raises Concerns Of Musk Market Manipulation Amid MiCA Implementation

Elon Musk, the billionaire X and Tesla owner and key player in the incoming US administration, has become a cause for concern in Brussels, with an EU lawmaker questioning whether his actions are legal under EU law.
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Payments

CFPB Flags Buy Now, Pay Later Risks For High-Balance Borrowers

A new report from the US Consumer Financial Protection Bureau (CFPB) reveals increasing reliance on buy now, pay later services among consumers, particularly those with high unsecured debt balances and subprime credit scores.
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Payments

UK Commission Chief Promises Seismic Supplier Action

Upcoming action against the UK black market could be so forceful it compels fellow national regulators to follow suit, the chief executive of the Gambling Commission has predicted.
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Gambling

American Gaming Association CEO Seeks Larger Federal Crackdown On Offshore Sites

The strength and resilience of the offshore sports-betting market remains a major issue for the U.S.' regulated gaming industry that so far has unsuccessfully lobbied federal law enforcement agencies to crack down on illegal websites.
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Gambling

Intralot Inks $5m Settlement To End DC Fraud Investigation

Intralot and its Washington DC-based subcontractor will pay a combined $6.5m to settle allegations that the two companies misrepresented their compliance with the District of Columbia's contracting laws.
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Gambling

Brazilian Market Faces Back-Tax Threat

The newly-launched Brazilian market faces a dual threat in the shape of potential back-taxes for formerly offshore operators in addition to a selective consumption tax that has no cap.
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Gambling

Dutch Regulator Issues €1.275m Fine To Winning Poker Network

The Netherlands Gambling Authority (KSA) has fined Winning Poker Network €1.275m over what it says are repeated violations of the country’s gambling laws.
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Gambling

Regulatory Influencer: India Consults on Data Protection Rules: A Data Protection Regime at Last?

India’s Ministry of Electronics and Information Technology is currently seeking feedback on its draft Digital Personal Data Protection Rules, along with an explanatory note that will implement the requirements of the Digital Personal Data Protection Act, which was passed in August 2023 and has not yet entered into force.
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Payments

Singapore Regulators Under Pressure Following Exposure Of Citizen ID Numbers

Singapore's Ministry of Finance has initiated a review of the government’s handling of National Resident Identity Card data, following complaints that unnecessary exposure of the data may have helped to fuel scammers.
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Payments

Daily Dash: New York, UK Regulators Set To Exchange 'Senior Experts' In Emerging Payments

Regulators in London and New York have introduced a secondment programme for staff with a background in emerging payments technology and digital assets.
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Payments

Daily Dash: Bank Of England To Launch Digital Pound Lab In 2025

The Bank of England has announced plans to launch the Digital Pound Lab, a financial innovation sandbox designed to explore the feasibility and potential of a UK-issued central bank digital currency.
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Payments
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Is the Digital Banking Licence the Answer to Nigeria’s Lending Struggles?

The Central Bank of Nigeria’s (CBN) fintech report outlines the country’s readiness to align financial innovation with market-friendly regulations, aiming to create long-term opportunities for digital lenders.
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Vixio’s Verdict: The UK Financial Conduct Authority’s Case Against HTX — Setting the Precedent for Extraterritorial Regulatory Action

On February 10, 2026, the UK’s Financial Conduct Authority (FCA) published its legal proceedings, which it had filed on October 21, 2025, against Panama-incorporated crypto exchange HTX (formerly Huobi Global) for illegal, continued promotion of services to UK consumers.
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Regulatory Influencer: The EU AI Act - From Principles-Based Guidance to Sector-Specific Supervision

The European Union’s AI Act, Regulation (EU) 2024/1689, represents the first comprehensive, binding framework for the development, deployment and use of artificial intelligence across the European Union. Having entered into force on August 1, 2024, the regulation is subject to a phased implementation timetable. While certain provisions are already applicable, the majority of obligations most relevant to the financial services sector are scheduled to apply from 2026. As a result, financial services firms have a narrowing window to assess their AI use cases, align governance frameworks and prepare for supervisory scrutiny.
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Vixio's Verdict: Unpacking the EU Anti-Money Laundering Authority's Future Plans

On February 4, 2026, the EU’s Anti-Money Laundering Authority (AMLA) published its single programming document (SPD) for 2026-2028, its first multi-year plan. Published at a critical juncture in AMLA’s operation, with the institution seeking to deliver upon its core mandates, this analysis will examine the SPD and look at its implications for impacted firms, as well as provide Vixio’s initial response to AMLA’s plans.
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Guarding the Rails: Payments Infrastructure Sovereignty In A Fragmenting World

Growing geopolitical tensions are forcing countries to reassess their critical national infrastructure, with growing political focus on the sovereignty of domestic payment rails.
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BRICS’ Digital Currency Plans Aim to Reshape Cross-Border Payments

In considering linking their central bank digital currencies (CBDCs), the BRICS economies are seeking to redesign global financial plumbing to reflect the bloc’s growing weight in the world economy.
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Regulatory Influencer: Earned Wage Access in Flux in the US - Navigating CFPB Guidance and State Divergence

On December 23, 2025, the Consumer Financial Protection Bureau (CFPB) issued an advisory opinion to resolve regulatory uncertainty surrounding the applicability of the definition of “credit” under the Truth in Lending Act (TILA) and its implementing regulation, Regulation Z, to Earned Wage Access (EWA) products.
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India's New Data Protection Regime To Transform Compliance Landscape

In November 2025, India’s Ministry of Electronics and Information Technology operationalised the Digital Personal Data Protection Rules 2025 (DPDP), bringing the Digital Personal Data Protection Act 2023 into a unified, citizen-centred framework.
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Australia Set To Bring Digital Asset Platforms Under Full Financial Services Regulation

Australia is poised for a significant regulatory shift in 2026 as the government moves to integrate digital asset and tokenised custody platforms into the existing financial services framework.
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Singapore And Malaysia Lead The Charge On AI Regulation in Asia-Pacific

Artificial intelligence (AI) regulation is accelerating across Asia-Pacific, as supervisors respond to rapid uptake of machine-learning models in credit, fraud detection and customer engagement.
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