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Europe Advances Plans For Real-Time Payments Connectivity With Asia

By linking its TARGET Instant Payment Settlement (TIPS) system with India and Southeast Asia, the European Central Bank (ECB) is accelerating real-time payments globally and challenging European payment service providers (PSPs) to prepare for faster flows and competitive pressures.
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Prolonged Limbo On Open Banking Leaves US Financial Sector Navigating Uncertainty

A renewed push from Democratic senators highlights how the stalled Personal Financial Data Rights (PFDR) rule is forcing banks and fintechs to rethink strategy, as shifting political priorities threaten a stable data-access framework for the long term.
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US Open Banking Rule Highlights Industry Divisions Over Data And Fees

By defining who can access consumer data, whether fees are allowed and compliance timelines, the Personal Financial Data Rights final rule (PFDR Rule) underscores continuing legal and market tensions between banks and fintech innovators.
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EBA Slams Fintechs Over Lax Compliance In New AML Risk Assessment

In its latest risk assessment, the European Banking Authority (EBA) has warned that poor practices and a lack of experience at fintechs, including payments and crypto firms, are undermining efforts to tackle financial crime.
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UK Bans Another EA Ad For Not Adequately Disclosing Loot Boxes

The UK’s advertising watchdog has banned another Electronic Arts (EA) advert for failing to adequately disclose that its game contained the ability to purchase loot boxes. 
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Gambling

Dutch And German Regulators Release DORA Compliance Guidelines And Checklist

Financial institutions in the Netherlands and Germany have access to new resources to help them prepare for the Digital Operational Resilience Act (DORA), which comes into effect on January 17, 2025.
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Payments

Daily Dash: Canada Proposes Strengthened Regulations For Money Services Businesses

Canada’s federal government is looking to introduce criminal record checks for key personnel at domestic money service businesses, while BNP Paribas has been fined for "severe" AML failures in Luxembourg.
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Payments

Casinos Top AUSTRAC's List For Laundering Risk In Gambling

Australia’s financial transactions regulator has issued a three-year forecast for money laundering vulnerability that rates the gambling sector overall as stable and medium risk.
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Gambling

Brazil Lawmakers Propose New 'Sin Tax' On Gambling

A congressional working group to implement a major Brazilian tax reform bill has proposed that all fixed-odd betting, sweepstakes, games of chance and fantasy sports should be subject to a so-called "sin" tax.
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Gambling

Ohio Regulator Seeks Comment On Updated Promotions, Bonuses Rule

Ohio sports-betting operators have until Friday to submit comments on an updated amendment to promotional and bonus regulations that seek to clarify how licensees can offer inducements connected to non-gaming transactions.
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Gambling

Nigeria Issues New Withholding Tax Regulations, Including Some Gambling Exemptions

Nigeria’s Federal Ministry of Finance has issued new regulations for deducting taxes from a range of payments at their source, including winnings from games of chance.
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Gambling

FinTech Australia Urges Regulators To Publish Clearer Data On Open Banking

A key fintech association in Australia is challenging the country’s regulators to offer more accurate open banking data, as disagreements emerge over how to quantify consumer adoption.
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Payments

EU Rejects Citizen Petition To Amend PSD2 Due To Costs

Polish citizen Krzysztof Banasiewicz’s petition urged amendments to the revised Payment Services Directive (PSD2) to ease the financial challenges faced by intra-EU emigrants and enhance security for payment service providers.
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Payments

EBA Sets Out Its MiCA Supervisory Priorities For 2024/2025

Internal governance and risk management and financial crime risk management will be among the European Banking Authority’s (EBA) key areas of focus for the coming year.
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Payments

Daily Dash: Visa, Mastercard Extend EU Antitrust Commitments On Interchange Fees

Visa and Mastercard have volunteered to extend a key antitrust commitment in the EU, while the first phase of a payment linkage between Russia and Iran is set to go live next month.
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Payments

Philippine Finance Minister To Recommend POGO Shutdown

The Philippine finance minister has said he will recommend to President Ferdinand Marcos Jr that foreign-facing online gambling operations be shut down amid escalating reports of criminal activity, violence and congressional anger.
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Gambling

Virginia Fines Rush Street Gaming's Rivers Casino $545,000

Rivers Casino in Portsmouth, Virginia, has agreed to pay more than a half-million dollars in fines to settle several violations of state gaming regulations that occurred last year and earlier this year.
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Gambling

Regulatory Influencer: FATF Updates Its 'Greylist' to Include Monaco and Venezuela

On June 28, 2024, the Financial Action Task Force (FATF) published its updated list of jurisdictions under increased monitoring, commonly referred to as the "greylist".
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Payments

Daily Dash: Dutch Finance Minister Proposes Law To Restrict UBO Register Access

The Netherlands has introduced a new draft law that will restrict access to ultimate beneficial owner registers, while Hong Kong has issued an AML fine to the local subsidiary of Singapore’s largest bank.
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Payments

Open Banking In Australia Has Failed To Live Up To Its Potential, Says ABA

The head of the Australian Banking Association (ABA) has said its members are seeing little return on their investment after spending heavily on open banking implementation.
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Payments

Chile Overhauls Payment Card Regulations

The Central Bank of Chile has updated the regulations concerning the issuance and operation of payment cards to reflect changes in the country’s retail payment sector.
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Payments

UK Fintech Sector Readies Its Wishlist And Waits To Hear Labour's Priorities

Fintech players have urged the incoming Labour government in the UK to revive the Data Protection and Digital Information Bill and halt plans for authorised push payment scam reimbursements, but whether these issues will be addressed remains to be seen.
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Payments

UK Industry Pledges To Work With New Labour Government

UK trade group the Betting and Gaming Council has welcomed Labour’s election landslide victory and committed to working with the new government to deliver industry reforms, such as “frictionless financial risk checks online”, but the industry awaits key ministerial appointments.
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Gambling

Frustrations Rise Over Limited Canadian Enforcement

Canadian legal experts have said enforcement of Canada’s unregulated gambling market, including operators that have failed to convert to the regulated Ontario space, remains a low priority for authorities and that regulated operators are beginning to take notice.
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Gambling
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Cross-Border Retail Payments Platform Set To Boost Regional Trade Integration in Africa

The Common Market for Eastern and Southern Africa’s (COMESA) Digital Retail Payments Platform (DRPP) is a landmark step for regional financial integration, enabling payment service providers and banks to expand cross-border services, reduce transaction costs and capture emerging opportunities in 2026 and beyond.
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Ghana Moves Towards Comprehensive Virtual Asset Regulation In 2026

Ghana is preparing for a major shift in its regulatory approach to virtual assets, with the Virtual Asset Service Providers (VASP) Bill 2025 set to introduce a structured, risk-based regulatory framework for virtual asset activities.
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Is the Digital Banking Licence the Answer to Nigeria’s Lending Struggles?

The Central Bank of Nigeria’s (CBN) fintech report outlines the country’s readiness to align financial innovation with market-friendly regulations, aiming to create long-term opportunities for digital lenders.
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Vixio’s Verdict: The UK Financial Conduct Authority’s Case Against HTX — Setting the Precedent for Extraterritorial Regulatory Action

On February 10, 2026, the UK’s Financial Conduct Authority (FCA) published its legal proceedings, which it had filed on October 21, 2025, against Panama-incorporated crypto exchange HTX (formerly Huobi Global) for illegal, continued promotion of services to UK consumers.
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Regulatory Influencer: The EU AI Act - From Principles-Based Guidance to Sector-Specific Supervision

The European Union’s AI Act, Regulation (EU) 2024/1689, represents the first comprehensive, binding framework for the development, deployment and use of artificial intelligence across the European Union. Having entered into force on August 1, 2024, the regulation is subject to a phased implementation timetable. While certain provisions are already applicable, the majority of obligations most relevant to the financial services sector are scheduled to apply from 2026. As a result, financial services firms have a narrowing window to assess their AI use cases, align governance frameworks and prepare for supervisory scrutiny.
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Vixio's Verdict: Unpacking the EU Anti-Money Laundering Authority's Future Plans

On February 4, 2026, the EU’s Anti-Money Laundering Authority (AMLA) published its single programming document (SPD) for 2026-2028, its first multi-year plan. Published at a critical juncture in AMLA’s operation, with the institution seeking to deliver upon its core mandates, this analysis will examine the SPD and look at its implications for impacted firms, as well as provide Vixio’s initial response to AMLA’s plans.
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Guarding the Rails: Payments Infrastructure Sovereignty In A Fragmenting World

Growing geopolitical tensions are forcing countries to reassess their critical national infrastructure, with growing political focus on the sovereignty of domestic payment rails.
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BRICS’ Digital Currency Plans Aim to Reshape Cross-Border Payments

In considering linking their central bank digital currencies (CBDCs), the BRICS economies are seeking to redesign global financial plumbing to reflect the bloc’s growing weight in the world economy.
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Regulatory Influencer: Earned Wage Access in Flux in the US - Navigating CFPB Guidance and State Divergence

On December 23, 2025, the Consumer Financial Protection Bureau (CFPB) issued an advisory opinion to resolve regulatory uncertainty surrounding the applicability of the definition of “credit” under the Truth in Lending Act (TILA) and its implementing regulation, Regulation Z, to Earned Wage Access (EWA) products.
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India's New Data Protection Regime To Transform Compliance Landscape

In November 2025, India’s Ministry of Electronics and Information Technology operationalised the Digital Personal Data Protection Rules 2025 (DPDP), bringing the Digital Personal Data Protection Act 2023 into a unified, citizen-centred framework.
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