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Europe Advances Plans For Real-Time Payments Connectivity With Asia

By linking its TARGET Instant Payment Settlement (TIPS) system with India and Southeast Asia, the European Central Bank (ECB) is accelerating real-time payments globally and challenging European payment service providers (PSPs) to prepare for faster flows and competitive pressures.
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Prolonged Limbo On Open Banking Leaves US Financial Sector Navigating Uncertainty

A renewed push from Democratic senators highlights how the stalled Personal Financial Data Rights (PFDR) rule is forcing banks and fintechs to rethink strategy, as shifting political priorities threaten a stable data-access framework for the long term.
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US Open Banking Rule Highlights Industry Divisions Over Data And Fees

By defining who can access consumer data, whether fees are allowed and compliance timelines, the Personal Financial Data Rights final rule (PFDR Rule) underscores continuing legal and market tensions between banks and fintech innovators.
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EBA Slams Fintechs Over Lax Compliance In New AML Risk Assessment

In its latest risk assessment, the European Banking Authority (EBA) has warned that poor practices and a lack of experience at fintechs, including payments and crypto firms, are undermining efforts to tackle financial crime.
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Daily Dash: European Commission Opens New Consultations On eIDAS 2

The European Commission is seeking feedback on new proposals for the bloc’s electronic identification and trust services (eIDAS), while Russia is seeking feedback on new measures to protect information exchanged during money transfers.
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Payments

UK Legislator Urges Government To Act On AI

In a new interview with Vixio, Lord Holmes of Richmond, a leading voice on technology and financial services in the UK parliament, urged the new Labour administration to introduce AI legislation to ensure legal certainty.
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Payments

Ex-Veikkaus Executive Calls For Finland Bonus Ban Rethink

An ex-Veikkaus executive has called on Finland’s government to drop the planned ban on bonuses and affiliates included in the draft legislation that would open the market for the first time.
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Gambling

Slot Machine Manufacturers Await Overturning Of Mexico Decree

Mexico’s prohibitive 2023 decree essentially banning slot machines and online casino games should be overturned in court within the next few months, according to Mexican legal experts.
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Gambling

Influential Australian Ex-PM Intervenes Against Online Ads

Australian’s longest-serving prime minister in the modern era has intervened in the gambling advertising debate, backing a full ban amid public and politician anger over reports of softening government policy.
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Gambling

Pennsylvania Casinos Continue Campaign Against Skill Games

In the wake of a new lawsuit filed by Pennsylvania casinos, the chief executive of Penn Entertainment has pledged his company’s continued opposition to the proliferation of skill-game devices that “sound, look and smell” like slot machines.
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Gambling

News In Brief: August 5-August 9, 2024

Penn boss says the company has no plans to follow DraftKings in adopting a surcharge, for the time being.
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Gambling

Australian Confirmation Of Payee Service Edges Closer

The design phase of Australia's innovative Confirmation of Payee service has been successfully completed, with new compliance requirements for firms from next year.
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Payments

AI Could Bring 'Profound Changes' To Payments, Says ECB Official

Artificial intelligence (AI) could revolutionise market infrastructures and payments, a senior official at the European Central Bank (ECB) has said, as regulators across the globe begin to intensify their focus on the phenomenon.
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Payments

Regulatory Influencer: India’s Master Directions on Cyber Resilience and Digital Payment Security Controls

The Reserve Bank of India has issued new master directions on cyber resilience and digital payment security controls for non bank payment system operators following an initial consultation in June 2023.The master directions impose a slew of cybersecurity implementation and reporting measures on payment system operators.
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Payments

Week In Crypto: Over 1,000 Alerts Issued Since FCA Promotion Rules Went Live

Crypto firms continue to flaunt the UK’s new rules on financial promotions, France opens applications for authorisation under MiCA, and Coinbase responds to allegations of campaign finance violations.
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Payments

Daily Dash: Singapore Parliament Passes Key AML Legislation

Singapore has passed a new bill that will make it easier to prosecute transnational money laundering cases, while Malta has revoked the licence of a payments firm that failed to appoint a CFO.
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Payments

Key State Regulators Reviewing DraftKings Surcharge Plan

Regulators in several key states where DraftKings intends to implement its new customer surcharge say they are looking into the plan, as further details as to how it will be implemented remain sparse.
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Gambling

Brazil's Advertising Ordinance Holds Influencers To Account

Brazil’s Prizes and Betting Secretariat has responded to a media firestorm around influencers promoting popular casino games such as Fortune Tiger through the publication of a regulatory ordinance that addresses both responsible gaming and advertising in one. 
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Gambling

US Senator Calls For Investigation Into 'Mishandling' Of Zelle Fraud Claims

A US senator has called on the Consumer Financial Protection Board to investigate dispute resolution practices at Zelle, the largest peer-to-peer payments network in the US.
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Payments

Indian Payments Regulator Gives All-Clear After Ransomware Scare

A major technology provider hit by a ransomware attack last week is back online again, after being briefly cut off from India’s retail payment system.
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Payments

'Screw the ECB': Industry Questions ECB Verification Of Payee Plans

The European Central Bank (ECB) has said it may offer a verification of payee service, sparking frustration across the industry.
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Payments

Daily Dash: US Corporate Whistleblowers Could Cash In Under New DOJ Pilot

The US Department of Justice (DOJ) has begun piloting a new scheme that will financially reward corporate whistleblowers, while the Hong Kong financial regulator has proposed renaming "virtual" banks as "digital" banks.
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Payments

Nevada Revising Past-Posted Sports Bets, Ownership Reporting Regulations

Sports-betting operators in Nevada are a step closer to receiving final regulatory clarity over the rescission and acceptance of retail and online wagers, after gaming regulators granted initial approval to amendments to regulations overseeing the state’s bookmaking business.
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Gambling

Tribes Concerned After U.S. Supreme Court Strikes Down Chevron Decision

The U.S. Supreme Court’s recent decision to overturned long-standing precedent that instructed lower courts to defer to federal agencies when laws passed by Congress were not clear have tribes concerned they are vulnerable to legal challenges.
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Gambling
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Cross-Border Retail Payments Platform Set To Boost Regional Trade Integration in Africa

The Common Market for Eastern and Southern Africa’s (COMESA) Digital Retail Payments Platform (DRPP) is a landmark step for regional financial integration, enabling payment service providers and banks to expand cross-border services, reduce transaction costs and capture emerging opportunities in 2026 and beyond.
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Ghana Moves Towards Comprehensive Virtual Asset Regulation In 2026

Ghana is preparing for a major shift in its regulatory approach to virtual assets, with the Virtual Asset Service Providers (VASP) Bill 2025 set to introduce a structured, risk-based regulatory framework for virtual asset activities.
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Is the Digital Banking Licence the Answer to Nigeria’s Lending Struggles?

The Central Bank of Nigeria’s (CBN) fintech report outlines the country’s readiness to align financial innovation with market-friendly regulations, aiming to create long-term opportunities for digital lenders.
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Vixio’s Verdict: The UK Financial Conduct Authority’s Case Against HTX — Setting the Precedent for Extraterritorial Regulatory Action

On February 10, 2026, the UK’s Financial Conduct Authority (FCA) published its legal proceedings, which it had filed on October 21, 2025, against Panama-incorporated crypto exchange HTX (formerly Huobi Global) for illegal, continued promotion of services to UK consumers.
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Regulatory Influencer: The EU AI Act - From Principles-Based Guidance to Sector-Specific Supervision

The European Union’s AI Act, Regulation (EU) 2024/1689, represents the first comprehensive, binding framework for the development, deployment and use of artificial intelligence across the European Union. Having entered into force on August 1, 2024, the regulation is subject to a phased implementation timetable. While certain provisions are already applicable, the majority of obligations most relevant to the financial services sector are scheduled to apply from 2026. As a result, financial services firms have a narrowing window to assess their AI use cases, align governance frameworks and prepare for supervisory scrutiny.
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Vixio's Verdict: Unpacking the EU Anti-Money Laundering Authority's Future Plans

On February 4, 2026, the EU’s Anti-Money Laundering Authority (AMLA) published its single programming document (SPD) for 2026-2028, its first multi-year plan. Published at a critical juncture in AMLA’s operation, with the institution seeking to deliver upon its core mandates, this analysis will examine the SPD and look at its implications for impacted firms, as well as provide Vixio’s initial response to AMLA’s plans.
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Guarding the Rails: Payments Infrastructure Sovereignty In A Fragmenting World

Growing geopolitical tensions are forcing countries to reassess their critical national infrastructure, with growing political focus on the sovereignty of domestic payment rails.
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BRICS’ Digital Currency Plans Aim to Reshape Cross-Border Payments

In considering linking their central bank digital currencies (CBDCs), the BRICS economies are seeking to redesign global financial plumbing to reflect the bloc’s growing weight in the world economy.
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Regulatory Influencer: Earned Wage Access in Flux in the US - Navigating CFPB Guidance and State Divergence

On December 23, 2025, the Consumer Financial Protection Bureau (CFPB) issued an advisory opinion to resolve regulatory uncertainty surrounding the applicability of the definition of “credit” under the Truth in Lending Act (TILA) and its implementing regulation, Regulation Z, to Earned Wage Access (EWA) products.
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India's New Data Protection Regime To Transform Compliance Landscape

In November 2025, India’s Ministry of Electronics and Information Technology operationalised the Digital Personal Data Protection Rules 2025 (DPDP), bringing the Digital Personal Data Protection Act 2023 into a unified, citizen-centred framework.
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