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Europe Advances Plans For Real-Time Payments Connectivity With Asia

By linking its TARGET Instant Payment Settlement (TIPS) system with India and Southeast Asia, the European Central Bank (ECB) is accelerating real-time payments globally and challenging European payment service providers (PSPs) to prepare for faster flows and competitive pressures.
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Prolonged Limbo On Open Banking Leaves US Financial Sector Navigating Uncertainty

A renewed push from Democratic senators highlights how the stalled Personal Financial Data Rights (PFDR) rule is forcing banks and fintechs to rethink strategy, as shifting political priorities threaten a stable data-access framework for the long term.
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US Open Banking Rule Highlights Industry Divisions Over Data And Fees

By defining who can access consumer data, whether fees are allowed and compliance timelines, the Personal Financial Data Rights final rule (PFDR Rule) underscores continuing legal and market tensions between banks and fintech innovators.
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EBA Slams Fintechs Over Lax Compliance In New AML Risk Assessment

In its latest risk assessment, the European Banking Authority (EBA) has warned that poor practices and a lack of experience at fintechs, including payments and crypto firms, are undermining efforts to tackle financial crime.
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Bilateral Linkages 'Will Not Scale' For Cross-Border Payments, Says Fed Governor

A US central banker has expressed doubts as to whether bilateral faster payments linkages can solve cross-border payments challenges, pointing to scaling and implementation difficulties.
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Payments

Week In Crypto: US SEC Files First Lawsuits Against Suspected Pig Butchering Scammers

A US regulator opens its first pig butchering cases, a Cambodian senator is placed under US sanctions for allegedly profiting from crypto scams, and Tether hires a former PayPal staffer.
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Payments

Swiss Bankers Association Raises Concerns Over Cybersecurity Regulation

Although the Swiss Bankers Association has thrown its support behind a new draft Cybersecurity Ordinance, it says that clearer, more proportionate, rules are necessary.
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Payments

Daily Dash: UK Regulator Urges Financial Firms To Prioritise Fair Value For Consumers

The UK’s financial regulator has called on firms to rethink their products and services from a fair value perspective, while Ireland looks to address a surge in young people serving as money mules.
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Payments

AI Benefits Include More Comprehensive Responsible Gaming Picture, Panel Says

Gaming executives have said a principal benefit to the industry of artificial intelligence (AI) is allowing companies to gain a more complete picture of a player who may have responsible gambling issues that cannot be identified by just one potential red flag.
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Gambling

Dutch Industry Laments Budget Tax Hike

The three sometimes fractious Dutch gambling trade groups have put aside their differences to express dismay at government plans to hike taxes to almost 38 percent in the Netherlands.
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Gambling

Card Schemes Sign Up For Project Agorá

Major payments players including Visa, Mastercard and Swift are among the private sector participants in the Bank for International Settlements tokenisation initiative.
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Payments

Dutch Court Dismisses GDPR Request, Emphasising Precedence Of AML Laws

Neobank Bunq has emerged victorious in a court case centred on a customer’s data access request, in a decision that highlights the balance between EU citizens’ data privacy rights and compliance with anti-money laundering (AML) rules.
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Payments

Daily Dash: Singapore Banks Introduce Singpass Face Verification To Fight Phishing Scams

Retail banks in Singapore have begun implementing a new facial recognition tool to protect customers from phishing scams, while the UK Financial Conduct Authority has said its access to cash programme is already showing signs of success.
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Payments

Australia Toughens Game Ratings For Loot Boxes, Simulated Gambling

Australia’s federal government has toughened classifications for loot boxes and gambling content in video games, introducing compulsory advisories for loot boxes and mandating adult-only access to any simulation of gambling behaviour.
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Gambling

Nevada Gaming Regulation Denies Trespassers From Being Paid Winnings

The unwritten policy of licensed casinos paying so-called "trespassed customers" their gambling winnings has been observed by Nevada casinos for decades, but the scheme is set to be prohibited by gaming regulators.
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Gambling

Brazil Outlaws Grey Market In Surprise Strike

Operators in Brazil who have not already applied for a licence have been told they must exit the market completely by October 1, in a surprise announcement by the country’s regulator.
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Gambling

North Carolina Bans CBDC As Lawmakers Defy Governor's Veto

As expected, lawmakers in North Carolina have pushed through a bill that will ban the state from dealing in central bank digital currency (CBDC), in defiance of a gubernatorial veto.
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Payments

Australian Banks Welcome Draft Legislation On Scams Prevention Framework

Australia’s banking industry has voiced its support for draft legislation that will introduce a mandatory Scams Prevention Framework, targeting key sectors including telcos and social media companies.
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Payments

Nigeria Issues New Directives To Strengthen Payment Infrastructure

In a new circular, the Central Bank of Nigeria has introduced guidelines intended to improve the country’s payment infrastructure.
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Payments

Payments A Key Focal Point As EU Commission President Sets Out Her Priorities

Ursula von der Leyen, now in her second term as European Commission president, has set out her plans for the new college, with her priorities including topics such as payments, data and AI.
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Payments

Daily Dash: Tokenisation And Programmability Project A Success, Says UK Finance

UK Finance has declared the experimentation phase of its Regulated Liability Network a success, while Latvia has issued a public warning to an e-money institution due to compliance failures.
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Payments

Sky Bet Sanctioned Over Invisible Cookies

The UK’s Information Commissioner’s Office has reprimanded the operator of Sky Bet over its use of internet cookies, more than two years after the initial complaint was made.
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Gambling

Japan Arrests Three Over Front Companies For Online Deposits

Osaka police have arrested three people on suspicion of running front companies to launder almost ¥5bn ($35.3m) in Japanese gambler funds linked to an alleged Curaçao-licensed website.
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Gambling

U.S. Gaming Regulators Have Few Options To Deter Illegal Sports-Betting Market

States with legal and regulated sports betting have a stake in cracking down on offshore sportsbooks, which they claim are operating illegally while evading taxes and consumer protections.
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Gambling
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Is the Digital Banking Licence the Answer to Nigeria’s Lending Struggles?

The Central Bank of Nigeria’s (CBN) fintech report outlines the country’s readiness to align financial innovation with market-friendly regulations, aiming to create long-term opportunities for digital lenders.
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Vixio’s Verdict: The UK Financial Conduct Authority’s Case Against HTX — Setting the Precedent for Extraterritorial Regulatory Action

On February 10, 2026, the UK’s Financial Conduct Authority (FCA) published its legal proceedings, which it had filed on October 21, 2025, against Panama-incorporated crypto exchange HTX (formerly Huobi Global) for illegal, continued promotion of services to UK consumers.
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Regulatory Influencer: The EU AI Act - From Principles-Based Guidance to Sector-Specific Supervision

The European Union’s AI Act, Regulation (EU) 2024/1689, represents the first comprehensive, binding framework for the development, deployment and use of artificial intelligence across the European Union. Having entered into force on August 1, 2024, the regulation is subject to a phased implementation timetable. While certain provisions are already applicable, the majority of obligations most relevant to the financial services sector are scheduled to apply from 2026. As a result, financial services firms have a narrowing window to assess their AI use cases, align governance frameworks and prepare for supervisory scrutiny.
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Vixio's Verdict: Unpacking the EU Anti-Money Laundering Authority's Future Plans

On February 4, 2026, the EU’s Anti-Money Laundering Authority (AMLA) published its single programming document (SPD) for 2026-2028, its first multi-year plan. Published at a critical juncture in AMLA’s operation, with the institution seeking to deliver upon its core mandates, this analysis will examine the SPD and look at its implications for impacted firms, as well as provide Vixio’s initial response to AMLA’s plans.
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Guarding the Rails: Payments Infrastructure Sovereignty In A Fragmenting World

Growing geopolitical tensions are forcing countries to reassess their critical national infrastructure, with growing political focus on the sovereignty of domestic payment rails.
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BRICS’ Digital Currency Plans Aim to Reshape Cross-Border Payments

In considering linking their central bank digital currencies (CBDCs), the BRICS economies are seeking to redesign global financial plumbing to reflect the bloc’s growing weight in the world economy.
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Regulatory Influencer: Earned Wage Access in Flux in the US - Navigating CFPB Guidance and State Divergence

On December 23, 2025, the Consumer Financial Protection Bureau (CFPB) issued an advisory opinion to resolve regulatory uncertainty surrounding the applicability of the definition of “credit” under the Truth in Lending Act (TILA) and its implementing regulation, Regulation Z, to Earned Wage Access (EWA) products.
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India's New Data Protection Regime To Transform Compliance Landscape

In November 2025, India’s Ministry of Electronics and Information Technology operationalised the Digital Personal Data Protection Rules 2025 (DPDP), bringing the Digital Personal Data Protection Act 2023 into a unified, citizen-centred framework.
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Australia Set To Bring Digital Asset Platforms Under Full Financial Services Regulation

Australia is poised for a significant regulatory shift in 2026 as the government moves to integrate digital asset and tokenised custody platforms into the existing financial services framework.
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Singapore And Malaysia Lead The Charge On AI Regulation in Asia-Pacific

Artificial intelligence (AI) regulation is accelerating across Asia-Pacific, as supervisors respond to rapid uptake of machine-learning models in credit, fraud detection and customer engagement.
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