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Our industry experts regularly spend time with lawmakers, regulators and industry participants to get to the heart of regulatory issues. We deliver our expert insights across multiple media to ensure timely delivery of information to meet your everyday needs.

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Europe Advances Plans For Real-Time Payments Connectivity With Asia

By linking its TARGET Instant Payment Settlement (TIPS) system with India and Southeast Asia, the European Central Bank (ECB) is accelerating real-time payments globally and challenging European payment service providers (PSPs) to prepare for faster flows and competitive pressures.
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Prolonged Limbo On Open Banking Leaves US Financial Sector Navigating Uncertainty

A renewed push from Democratic senators highlights how the stalled Personal Financial Data Rights (PFDR) rule is forcing banks and fintechs to rethink strategy, as shifting political priorities threaten a stable data-access framework for the long term.
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US Open Banking Rule Highlights Industry Divisions Over Data And Fees

By defining who can access consumer data, whether fees are allowed and compliance timelines, the Personal Financial Data Rights final rule (PFDR Rule) underscores continuing legal and market tensions between banks and fintech innovators.
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EBA Slams Fintechs Over Lax Compliance In New AML Risk Assessment

In its latest risk assessment, the European Banking Authority (EBA) has warned that poor practices and a lack of experience at fintechs, including payments and crypto firms, are undermining efforts to tackle financial crime.
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Dutch Trade Group Warns On New Affordability Deposit Limits

New affordability-linked deposit limits took effect on Tuesday in the Netherlands, and a top online gambling group is warning that successive restrictions are boosting the attractiveness of the illegal market.
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Gambling

Brazil Casino Bill Unaffected By Online Gaming Drama, Insists Key Senator

The chief sponsor of a pending Senate bill to regulate land-based casinos and bingo halls insists that his proposal will be unaffected by the series of negative headlines now impeding online gaming in Brazil.
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Gambling

News In Brief: September 30-October 4, 2024

Michigan bills would earmark more money for problem gambling prevention, New York adds advertising restrictions, the NCAA considers athlete betting and Kenyan politicians are urged to pass new legislation.
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Gambling

Clean Sweep For Google Pay As Dutch Banking Apps Pull Out Of Mobile Payments

To the consternation of consumer watchdogs, Google’s takeover of the Dutch mobile payments market for Android users is now complete, following ING’s decision to withdraw its own mobile payments app.
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Payments

Wero Says Bonjour As It Launches In France

The European Payments Initiative has officially launched its digital payment wallet, Wero, in France, following its launch in Germany during July.
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Payments

EBA's Latest Q&As Offer Increased Clarity On PSD2 Implementation

The European Banking Authority (EBA) has published three new Q&As covering transaction risk analysis, inactivity periods and contingency mechanism exemptions in relation to the EU’s revised Payment Services Directive (PSD2).
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Payments

Daily Dash: French Authorities Launch National Campaign To Combat Payment Fraud

France has introduced a nationwide campaign to alert the public to sophisticated fraud techniques, while the UK has outlawed targeting mainstream audiences with ads for certain types of crypto-asset products.
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Payments

Brazil Publishes Whitelists Ahead Of Online Betting Blockade

Brazil’s gambling regulator has published the names of nearly 200 whitelisted betting sites that will not be subject to blocking during the final months of a transition period to a national licensing regime.
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Gambling

DraftKings To Pay $200,000 Penalty For SEC Violations

DraftKings has agreed to pay a $200,000 penalty to settle charges from the U.S. Securities and Exchange Commission that it selectively disclosed non-public information via social media.
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Gambling

Argentine Inflation Squeezes Operators

Gambling operators are struggling with their operations in the wake of Argentina’s ever-present inflation problem.
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Gambling

Norwegian Regulator Fines Norsk Tipping NK4.5m For 'Serious System Failure'

The Norwegian gambling regulator has ordered exclusive rights holders Norsk Tipping to pay a fee of NK4.5m (€382,521) after mistakenly paying a player NK25m, well above the NK5m jackpot limit. Atle Hamar, director of the Norwegian Lottery Authority (NLA), called the mistaken payment a “serious breach" and a “serious system failure”.
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Gambling

Following In Australia's Footsteps, Canada Goes Cold On Retail CBDC

The Bank of Canada has announced that it will be "scaling down" its work on retail central bank digital currency (CBDC) while it attends to more pressing payment systems issues.
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Payments

Daily Dash: India Contracted To Build 'UPI-Like' Payment System In Trinidad And Tobago

India has secured a new agreement to develop an instant payments system for Trinidad and Tobago, and has also attended the first meeting of a joint working group that aims to modernise the Philippines’ fintech sector.
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Payments

International Card Schemes Chip Away At Danish Domestic Payment Method

A new report from the Danish competition regulator shows that Denmark’s Dankort solution is ceding its monopoly in the local payments market.
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Payments

Canada Senate Debates National Regulations On Sports-Betting Advertising

Canadian lawmakers continue to hear testimony from responsible gambling advocates, broadcasters and the gaming industry as they consider the fate of federal regulation that would establish a national framework for regulating the promotion of sports betting.
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Gambling

Brazilian Court Case Seeks To Suspend Online Gambling Law

A leading business association has filed a petition with Brazil’s Supreme Court in an effort to overturn the landmark 2023 law that establishes a licensing regime for sports betting and online gaming.
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Gambling

Regulatory Influencer: Canada's Retail Payment Activities Act - Registration Requirement Set to Take Effect in November 2024

This report is part of a four-part series analyzing the Retail Payment Activities Act and identifying key components of the law that payment service providers should consider when doing business in Canada. This report focuses on the requirement to register with the Bank of Canada, and the subsequent reports will focus on the remaining key requirements: operational risk management and incident response; end-user funds safeguarding; and mandatory reporting and recordkeeping.
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Payments

Daily Dash: EU Member States Move Towards IPR Implementation

Lithuania and the Netherlands have begun to enact key elements of the EU’s Instant Payments Regulation, while Sweden’s financial crime watchdog has released a new report setting out recommendations to tackle money laundering in the crypto market.
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Payments

South Korea Fines Crypto Operation Worldcoin Over Data Privacy Violations

The Personal Information Protection Commission of South Korea has become the latest regulator to crack down on the Sam Altman-backed project, imposing a financial penalty and taking remedial action.
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Payments

Fair Value Emerges As Key Consumer Duty Challenge For UK Firms

Assessing fair value has been a difficult task for payments and e-money firms operating in the UK as they get to grips with the Financial Conduct Authority’s Consumer Duty rules, panellists said during a Vixio webinar.
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Payments
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Is the Digital Banking Licence the Answer to Nigeria’s Lending Struggles?

The Central Bank of Nigeria’s (CBN) fintech report outlines the country’s readiness to align financial innovation with market-friendly regulations, aiming to create long-term opportunities for digital lenders.
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Vixio’s Verdict: The UK Financial Conduct Authority’s Case Against HTX — Setting the Precedent for Extraterritorial Regulatory Action

On February 10, 2026, the UK’s Financial Conduct Authority (FCA) published its legal proceedings, which it had filed on October 21, 2025, against Panama-incorporated crypto exchange HTX (formerly Huobi Global) for illegal, continued promotion of services to UK consumers.
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Regulatory Influencer: The EU AI Act - From Principles-Based Guidance to Sector-Specific Supervision

The European Union’s AI Act, Regulation (EU) 2024/1689, represents the first comprehensive, binding framework for the development, deployment and use of artificial intelligence across the European Union. Having entered into force on August 1, 2024, the regulation is subject to a phased implementation timetable. While certain provisions are already applicable, the majority of obligations most relevant to the financial services sector are scheduled to apply from 2026. As a result, financial services firms have a narrowing window to assess their AI use cases, align governance frameworks and prepare for supervisory scrutiny.
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Vixio's Verdict: Unpacking the EU Anti-Money Laundering Authority's Future Plans

On February 4, 2026, the EU’s Anti-Money Laundering Authority (AMLA) published its single programming document (SPD) for 2026-2028, its first multi-year plan. Published at a critical juncture in AMLA’s operation, with the institution seeking to deliver upon its core mandates, this analysis will examine the SPD and look at its implications for impacted firms, as well as provide Vixio’s initial response to AMLA’s plans.
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Guarding the Rails: Payments Infrastructure Sovereignty In A Fragmenting World

Growing geopolitical tensions are forcing countries to reassess their critical national infrastructure, with growing political focus on the sovereignty of domestic payment rails.
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BRICS’ Digital Currency Plans Aim to Reshape Cross-Border Payments

In considering linking their central bank digital currencies (CBDCs), the BRICS economies are seeking to redesign global financial plumbing to reflect the bloc’s growing weight in the world economy.
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Regulatory Influencer: Earned Wage Access in Flux in the US - Navigating CFPB Guidance and State Divergence

On December 23, 2025, the Consumer Financial Protection Bureau (CFPB) issued an advisory opinion to resolve regulatory uncertainty surrounding the applicability of the definition of “credit” under the Truth in Lending Act (TILA) and its implementing regulation, Regulation Z, to Earned Wage Access (EWA) products.
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India's New Data Protection Regime To Transform Compliance Landscape

In November 2025, India’s Ministry of Electronics and Information Technology operationalised the Digital Personal Data Protection Rules 2025 (DPDP), bringing the Digital Personal Data Protection Act 2023 into a unified, citizen-centred framework.
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Australia Set To Bring Digital Asset Platforms Under Full Financial Services Regulation

Australia is poised for a significant regulatory shift in 2026 as the government moves to integrate digital asset and tokenised custody platforms into the existing financial services framework.
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Singapore And Malaysia Lead The Charge On AI Regulation in Asia-Pacific

Artificial intelligence (AI) regulation is accelerating across Asia-Pacific, as supervisors respond to rapid uptake of machine-learning models in credit, fraud detection and customer engagement.
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