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Europe Advances Plans For Real-Time Payments Connectivity With Asia

By linking its TARGET Instant Payment Settlement (TIPS) system with India and Southeast Asia, the European Central Bank (ECB) is accelerating real-time payments globally and challenging European payment service providers (PSPs) to prepare for faster flows and competitive pressures.
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Prolonged Limbo On Open Banking Leaves US Financial Sector Navigating Uncertainty

A renewed push from Democratic senators highlights how the stalled Personal Financial Data Rights (PFDR) rule is forcing banks and fintechs to rethink strategy, as shifting political priorities threaten a stable data-access framework for the long term.
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US Open Banking Rule Highlights Industry Divisions Over Data And Fees

By defining who can access consumer data, whether fees are allowed and compliance timelines, the Personal Financial Data Rights final rule (PFDR Rule) underscores continuing legal and market tensions between banks and fintech innovators.
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EBA Slams Fintechs Over Lax Compliance In New AML Risk Assessment

In its latest risk assessment, the European Banking Authority (EBA) has warned that poor practices and a lack of experience at fintechs, including payments and crypto firms, are undermining efforts to tackle financial crime.
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Crown Resorts Suffers $1.3m Fine In Victoria Over Self-Exclusion Failures

The Victorian state gambling regulator has fined Crown Resorts’ Melbourne casino A$2m ($1.34m) over “system and control failures” that allowed hundreds of customers to evade its self-exclusion program.
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Gambling

France Holds Off On Tax Increase, For Now

The French government did not roll out anticipated gambling tax hikes in its 2025 social security budget bill, which was submitted on Thursday evening. 
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Gambling

Urgent Need In Ireland To Reduce Gambling Advertising Volume, Warns Report

Northern Ireland’s All-Party Group (APG) on Reducing Harm Related to Gambling has heard from the authors of a report that warns of an urgent need to reduce the amount of gambling advertising across the both the North and the Republic.
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Gambling

New Zealand Banks To Launch ‘Confirmation of Payee’ Service By November

New Zealand’s retail banks will begin rolling out the new "Confirmation of Payee" service by the end of November, according to an announcement from the New Zealand Banking Association (NZBA).
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Payments

US Treasury Calls For Modernised Domestic Payments Regulation

Nellie Liang, under secretary for domestic finance at the US Treasury, has called for a reboot of the rules and regulations governing the entire domestic payments system, citing the need for a federal framework to address the potential risks and benefits of emergent new technologies.
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Payments

Daily Dash: Losses To Romance Scams Double In Denmark

Danish banks have stepped in to help customers claw back a surge in losses to romance scams, while JCB has enabled Google Pay for card customers in Japan.
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Payments

Australia's Victoria State Hits Hotel Group ALH With Fine Over Child Access

A court in Victoria state has slapped leading hotel interest Australian Leisure and Hospitality Group (ALH) with a A$177,500 ($120,000) fine and A$45,000 in costs in a follow-up to wagering giant Tabcorp Holdings’ prosecution over underage access to gambling facilities.
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Gambling

U.S. Regulators Discuss Cease-And-Desist Approach To Unregulated Sites

While cease-and-desist letters by U.S. regulators to offshore sportsbook Bovada and other unregulated operators have been successful to date, some regulators believe more tools will be needed to further cut down on unregulated operations.
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Gambling

Trade Body Report Seeks To Teach Regulators Best Practice

Trade group the Betting and Gaming Council (BGC) has released a document designed to educate regulators and legislators on the best way to craft their gambling regulations.
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Gambling

U.S. ‘Misguided’ About Balance Between Gambling Harm, Benefit, Lobbyist Says

The U.S. is “completely misguided” about the balance between the economic benefits and harm from gambling, said a keynote speaker for an academic conference on gambling harm.
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Gambling

Regulatory Influencer: Comparing the FCA’s Dear CEO Letters on APP Fraud Reimbursement – Payments and E-Money Institutions and Banks and Building Societies

The FCA has issued two Dear CEO letters on Authorised Push Payment (APP) fraud reimbursement one for banks and building societies and the other for payment and e-money institutions. While both letters emphasise the importance of protecting consumers from APP fraud, the FCA tailors its expectations to account for the structural and operational differences between these sectors.
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Payments

Week In Crypto: Coinbase Says Goodbye To Non-MiCA-Compliant Stablecoins

Coinbase reveals new MiCA compliance plans, Crypto.com sues the SEC after receiving a Wells notice, and Dubai fines seven unlicensed crypto firms as a “public warning” to the industry.
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Payments

Nearly Half Of Payment Firms Not Compliant With Consumer Duty, FCA Reveals

The UK’s Financial Conduct Authority (FCA) has published findings from its review of 23 payments firms’ implementation of the Consumer Duty, highlighting the need for firms to meet higher standards for consumer protection.
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Payments

Daily Dash: FCA Fines TSB £10.9m For Customer Treatment Failings

The FCA announced that TSB Bank will pay a high price for mishandling customers in financial difficulty, while Sweden has decided to scrap a proposed regulation for payment service providers.
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Payments

News In Brief: October 7-October 11, 2024

An Australian senator introduces an advertising ban bill, New South Wales widens and extends its greyhound racing inquiry, and shares in Benin's lottery are put up for sale.
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Gambling

Brazil Begins New Enforcement Era

Brazil’s telecoms authority has begun blocking unlicensed gambling websites, even though industry experts believe squeezing payments will be the government’s best bet in enforcing new regulations.
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Gambling

Nigeria’s 'Burdensome' Gambling Withholding Tax Confirmed

Nigeria has confirmed that its incoming withholding tax regulations will come into force on January 1, 2025, which gambling businesses fear will be difficult to handle. 
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Gambling

Ireland's Gambling Bill Could Complete Final Stage Next Week

Ireland’s Minister of State at the Department of Justice is hopeful that the long-awaited Gambling Regulation Bill will return to the Dáil, the law-making branch of the legislature, and complete its final stage next week.
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Gambling

Daily Dash: India Doubles Transaction Limit When Using UPI Offline

India’s central bank has unveiled plans to make offline UPI transactions easier for feature users, while HSBC has been fined for customer due diligence failures in South Africa.
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Payments

DoJ Visa Lawsuit Could Sway US Credit Space, Swipe Fee Debate

One of the most consequential elements of the DoJ’s case against payments giant Visa could be its effect on the ongoing credit card swipe fee discussion in the US, a long-lasting and bitter feud over the fees that merchants pay to process card transactions.
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Payments
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Is the Digital Banking Licence the Answer to Nigeria’s Lending Struggles?

The Central Bank of Nigeria’s (CBN) fintech report outlines the country’s readiness to align financial innovation with market-friendly regulations, aiming to create long-term opportunities for digital lenders.
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Vixio’s Verdict: The UK Financial Conduct Authority’s Case Against HTX — Setting the Precedent for Extraterritorial Regulatory Action

On February 10, 2026, the UK’s Financial Conduct Authority (FCA) published its legal proceedings, which it had filed on October 21, 2025, against Panama-incorporated crypto exchange HTX (formerly Huobi Global) for illegal, continued promotion of services to UK consumers.
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Regulatory Influencer: The EU AI Act - From Principles-Based Guidance to Sector-Specific Supervision

The European Union’s AI Act, Regulation (EU) 2024/1689, represents the first comprehensive, binding framework for the development, deployment and use of artificial intelligence across the European Union. Having entered into force on August 1, 2024, the regulation is subject to a phased implementation timetable. While certain provisions are already applicable, the majority of obligations most relevant to the financial services sector are scheduled to apply from 2026. As a result, financial services firms have a narrowing window to assess their AI use cases, align governance frameworks and prepare for supervisory scrutiny.
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Vixio's Verdict: Unpacking the EU Anti-Money Laundering Authority's Future Plans

On February 4, 2026, the EU’s Anti-Money Laundering Authority (AMLA) published its single programming document (SPD) for 2026-2028, its first multi-year plan. Published at a critical juncture in AMLA’s operation, with the institution seeking to deliver upon its core mandates, this analysis will examine the SPD and look at its implications for impacted firms, as well as provide Vixio’s initial response to AMLA’s plans.
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Guarding the Rails: Payments Infrastructure Sovereignty In A Fragmenting World

Growing geopolitical tensions are forcing countries to reassess their critical national infrastructure, with growing political focus on the sovereignty of domestic payment rails.
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BRICS’ Digital Currency Plans Aim to Reshape Cross-Border Payments

In considering linking their central bank digital currencies (CBDCs), the BRICS economies are seeking to redesign global financial plumbing to reflect the bloc’s growing weight in the world economy.
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Regulatory Influencer: Earned Wage Access in Flux in the US - Navigating CFPB Guidance and State Divergence

On December 23, 2025, the Consumer Financial Protection Bureau (CFPB) issued an advisory opinion to resolve regulatory uncertainty surrounding the applicability of the definition of “credit” under the Truth in Lending Act (TILA) and its implementing regulation, Regulation Z, to Earned Wage Access (EWA) products.
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India's New Data Protection Regime To Transform Compliance Landscape

In November 2025, India’s Ministry of Electronics and Information Technology operationalised the Digital Personal Data Protection Rules 2025 (DPDP), bringing the Digital Personal Data Protection Act 2023 into a unified, citizen-centred framework.
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Australia Set To Bring Digital Asset Platforms Under Full Financial Services Regulation

Australia is poised for a significant regulatory shift in 2026 as the government moves to integrate digital asset and tokenised custody platforms into the existing financial services framework.
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Singapore And Malaysia Lead The Charge On AI Regulation in Asia-Pacific

Artificial intelligence (AI) regulation is accelerating across Asia-Pacific, as supervisors respond to rapid uptake of machine-learning models in credit, fraud detection and customer engagement.
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