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Europe Advances Plans For Real-Time Payments Connectivity With Asia

By linking its TARGET Instant Payment Settlement (TIPS) system with India and Southeast Asia, the European Central Bank (ECB) is accelerating real-time payments globally and challenging European payment service providers (PSPs) to prepare for faster flows and competitive pressures.
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Prolonged Limbo On Open Banking Leaves US Financial Sector Navigating Uncertainty

A renewed push from Democratic senators highlights how the stalled Personal Financial Data Rights (PFDR) rule is forcing banks and fintechs to rethink strategy, as shifting political priorities threaten a stable data-access framework for the long term.
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US Open Banking Rule Highlights Industry Divisions Over Data And Fees

By defining who can access consumer data, whether fees are allowed and compliance timelines, the Personal Financial Data Rights final rule (PFDR Rule) underscores continuing legal and market tensions between banks and fintech innovators.
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EBA Slams Fintechs Over Lax Compliance In New AML Risk Assessment

In its latest risk assessment, the European Banking Authority (EBA) has warned that poor practices and a lack of experience at fintechs, including payments and crypto firms, are undermining efforts to tackle financial crime.
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Isle Of Man Dismisses UN Report On Online Licensee Crime Links

The Isle of Man’s gambling regulator has rejected and described as “disappointing” a United Nations report that links the co-founder of a purged online gambling licensee to criminal operations in Southeast Asia.
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Gambling

Brazil Regulator Weighs In On Platforms, Live Casino, International Liquidity

Operators will be able to deploy multiple platforms under their licences but may not offer multi-jurisdictional progressive jackpot games, according to Brazil’s gambling regulator.
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Gambling

Las Vegas Sands Concerned Online Gaming Will Impact New York Casino

As a New York court was issuing a decision reversing a lower-court ruling that supported a lawsuit blocking Las Vegas Sands from leasing a 72-acre site for a potential gaming resort, the company’s CEO was expressing his concern about online gaming’s impact on land-based casinos.
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Gambling

Ukraine Regulator Praises Tech Firms But Trade Group Wants Google To Lift Restrictions

Ukraine’s gambling regulator, KRAIL, has praised major technology firms for collaborating with it to tackle illegal gambling, but the local trade group has warned that licensed companies are unable to advertise their marketing campaigns online as a result.
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Gambling

BIS Clashes With Fed's Waller On Bilateral Instant Payments Linkages

An official from the Bank for International Settlements (BIS) has disagreed with a Federal Reserve governor’s views on the value of bilateral instant payments linkages for cross-border payments.
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Payments

Week In Crypto: All Charges Dropped Against Binance Executive Detained In Nigeria

A Binance compliance executive is relieved of criminal charges in Nigeria, the FBI arrests a man for hacking an SEC social media account to inflate the price of Bitcoin, and India is considering banning crypto (again).
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Payments

Lawsuit Accuses CFPB Of Jeopardising Consumers With New Open Banking Rules

Two US banking groups filed a lawsuit against the Consumer Financial Protection Bureau (CFPB) just a day after the regulator published the open banking final rule, challenging the agency’s rulemaking under Section 1033 of the Dodd-Frank Act.
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Payments

Daily Dash: Dubai Financial Watchdog Scrutinises Authorised Firms' Complaints Handling

The Dubai Financial Services Authority has released a thematic review of how authorised firms in the emirate manage customer complaints, while HSBC Hong Kong has joined China's Cross-Border Interbank Payment System as a direct participant.
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Payments

US Election Bets Heat Up, But Are They A Reliable Predictor?

Billionaire Elon Musk insists that election betting is “more accurate than polls, as actual money is on the line” — but is that true?
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Gambling

News In Brief: October 21-October 25, 2024

More offshore fines in the Netherlands, Illinois to suspend wagers on injuries and Massachusetts to investigate leading operators over golf bets.
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Gambling

Brazil Regulator Preparing To Tackle Black Market

Brazil’s regulator is preparing to deploy a host of enforcement tools to counteract a well-established offshore market, once a regulatory regime becomes fully effective next year.
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Gambling

Poland Establishes New Unit To Regulate Gambling Industry

Poland’s Ministry of Finance has set up a new department which will exclusively oversee the country’s gambling industry.
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Gambling

Australian State Government Takes Swift Action On Agencies' Unlawful Surcharging

The state authorities in New South Wales have launched an urgent response after it was revealed that multiple government agencies had unlawfully charged merchant fee surcharges on millions of transactions.
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Payments

Danish Regulator Censures 'Security And Compliance' Focused Crypto Firm

Coinify, a company that enables merchants to accept crypto payments, has been reprimanded by the Danish Financial Supervisory Authority over compliance failures related to money laundering controls.
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Payments

Eurosystem Set For Bilateral Link With UPI As Part Of G20 Efforts

The European Central Bank has announced plans to establish a bilateral link between the Eurosystem’s TARGET Instant Payment Settlement (TIPS) platform and India’s Unified Payments Interface (UPI), in a bid to improve global connectivity.
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Payments

Communication Breakdown: Further Questions Raised Over Revolut's Fraud Controls

Revolut is facing renewed criticism in the UK in the wake of a BBC investigation into its fraud controls, as the firm’s lack of communication with scam victims emerges as a key concern.
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Payments

Daily Dash: Kenya's RTGS Completes Migration To ISO 20022

The French regulator has fined Tunisian Foreign Bank €1.7m for shortcomings in its governance and risk control frameworks, and the Kenya Electronic Payment and Settlement System has been successfully migrated to ISO 20022.
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Payments

Philippines: The Beginning Of The End & What Comes Next

Ahead of Marcos’ executive order, this Vixio GamblingCompliance Forensic Explainer places the impacts on these raids in the context of the wider, complex collapse of political and administrative support for POGOs, and identifies key events in this timeline, as well as major developments since the ban was announced.
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Gambling

Sports-Betting Alliance, Tribes On Same Page Regarding Sweepstakes

Two sides who famously have not seen eye-to-eye in recent years have found commonality over their concerns regarding the proliferation of sweepstakes gaming in the U.S. 
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Gambling

Missouri Sports-Betting Ballot Becomes $50m Battle Between Industry Powers

Efforts in Missouri to legalize sports wagering have become an expensive battle between U.S. sports-betting heavyweights and a casino powerhouse over the terms under which betting would be legalized.
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Gambling
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Is the Digital Banking Licence the Answer to Nigeria’s Lending Struggles?

The Central Bank of Nigeria’s (CBN) fintech report outlines the country’s readiness to align financial innovation with market-friendly regulations, aiming to create long-term opportunities for digital lenders.
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Vixio’s Verdict: The UK Financial Conduct Authority’s Case Against HTX — Setting the Precedent for Extraterritorial Regulatory Action

On February 10, 2026, the UK’s Financial Conduct Authority (FCA) published its legal proceedings, which it had filed on October 21, 2025, against Panama-incorporated crypto exchange HTX (formerly Huobi Global) for illegal, continued promotion of services to UK consumers.
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Regulatory Influencer: The EU AI Act - From Principles-Based Guidance to Sector-Specific Supervision

The European Union’s AI Act, Regulation (EU) 2024/1689, represents the first comprehensive, binding framework for the development, deployment and use of artificial intelligence across the European Union. Having entered into force on August 1, 2024, the regulation is subject to a phased implementation timetable. While certain provisions are already applicable, the majority of obligations most relevant to the financial services sector are scheduled to apply from 2026. As a result, financial services firms have a narrowing window to assess their AI use cases, align governance frameworks and prepare for supervisory scrutiny.
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Vixio's Verdict: Unpacking the EU Anti-Money Laundering Authority's Future Plans

On February 4, 2026, the EU’s Anti-Money Laundering Authority (AMLA) published its single programming document (SPD) for 2026-2028, its first multi-year plan. Published at a critical juncture in AMLA’s operation, with the institution seeking to deliver upon its core mandates, this analysis will examine the SPD and look at its implications for impacted firms, as well as provide Vixio’s initial response to AMLA’s plans.
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Guarding the Rails: Payments Infrastructure Sovereignty In A Fragmenting World

Growing geopolitical tensions are forcing countries to reassess their critical national infrastructure, with growing political focus on the sovereignty of domestic payment rails.
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BRICS’ Digital Currency Plans Aim to Reshape Cross-Border Payments

In considering linking their central bank digital currencies (CBDCs), the BRICS economies are seeking to redesign global financial plumbing to reflect the bloc’s growing weight in the world economy.
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Regulatory Influencer: Earned Wage Access in Flux in the US - Navigating CFPB Guidance and State Divergence

On December 23, 2025, the Consumer Financial Protection Bureau (CFPB) issued an advisory opinion to resolve regulatory uncertainty surrounding the applicability of the definition of “credit” under the Truth in Lending Act (TILA) and its implementing regulation, Regulation Z, to Earned Wage Access (EWA) products.
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India's New Data Protection Regime To Transform Compliance Landscape

In November 2025, India’s Ministry of Electronics and Information Technology operationalised the Digital Personal Data Protection Rules 2025 (DPDP), bringing the Digital Personal Data Protection Act 2023 into a unified, citizen-centred framework.
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Australia Set To Bring Digital Asset Platforms Under Full Financial Services Regulation

Australia is poised for a significant regulatory shift in 2026 as the government moves to integrate digital asset and tokenised custody platforms into the existing financial services framework.
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Singapore And Malaysia Lead The Charge On AI Regulation in Asia-Pacific

Artificial intelligence (AI) regulation is accelerating across Asia-Pacific, as supervisors respond to rapid uptake of machine-learning models in credit, fraud detection and customer engagement.
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