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Europe Advances Plans For Real-Time Payments Connectivity With Asia

By linking its TARGET Instant Payment Settlement (TIPS) system with India and Southeast Asia, the European Central Bank (ECB) is accelerating real-time payments globally and challenging European payment service providers (PSPs) to prepare for faster flows and competitive pressures.
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Prolonged Limbo On Open Banking Leaves US Financial Sector Navigating Uncertainty

A renewed push from Democratic senators highlights how the stalled Personal Financial Data Rights (PFDR) rule is forcing banks and fintechs to rethink strategy, as shifting political priorities threaten a stable data-access framework for the long term.
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US Open Banking Rule Highlights Industry Divisions Over Data And Fees

By defining who can access consumer data, whether fees are allowed and compliance timelines, the Personal Financial Data Rights final rule (PFDR Rule) underscores continuing legal and market tensions between banks and fintech innovators.
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EBA Slams Fintechs Over Lax Compliance In New AML Risk Assessment

In its latest risk assessment, the European Banking Authority (EBA) has warned that poor practices and a lack of experience at fintechs, including payments and crypto firms, are undermining efforts to tackle financial crime.
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Nevada Set To Approve Wagering Accounts For Non-Gaming Purchases

Nevada regulators are poised to expand the use of wagering accounts beyond the casino floor to non-gaming amenities following a regulatory change that was provisionally approved last week.
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Gambling

Malta Has Evolved Into A B2B Hub, Say Gambling Experts

Malta’s mature gambling framework has helped the country evolve into a B2B gambling hub, according to a panel of legal experts working for major gambling businesses, as the nation searches for a new identity in the modern world of local licensing.
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Gambling

Attorney General Files Latest Legal Challenge To Brazil's Betting Regime

In an anticipated but alarming move, Brazil’s prosecutor general has filed a constitutional challenge with the Brazilian Supreme Court to overturn two federal laws which regulate online betting. 
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Gambling

French Regulator Assessing Whether Crypto Betting Website Breaks Law

France’s National Gambling Authority (ANJ) is examining whether Polymarket, the cryptocurrency-based predictions site that took massive wagers on the US election, is complying with French law.
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Gambling

Lithuania Bans Gambling Advertising

Continuing a gambling regulation overhaul, Lithuania has introduced a near-total advertising ban to be phased in during the next three years.
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Gambling

UK Regulators Set Out Critical Third-Party Oversight Plans

The UK’s financial regulators have finalised their plans for critical third parties, as the country commits to aligning with international regimes including the EU’s Digital Operational Resilience Act (DORA).
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Payments

Regulators Caught In Arms Race With Scammers, As Global Losses Hit $1.03trn

A new report has found that consumers lost $1.03trn to scams in 2023, setting the stage for further intervention from regulators on scam prevention and reimbursement.
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Payments

Daily Dash: Singapore Police Use Robotics To Foil More Than 1,300 Scams In Two Months

The Singapore Police Force's Anti-Scam Centre foiled more than 1,300 ongoing scams during September and October, while the RTP Network has announced that it is now processing more than 1m payments per day.
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Payments

U.S. Appeals Court Sides With Xpoint In Geolocation Patent Lawsuit

The U.S. Court of Appeals for the Federal Circuit has upheld the dismissal of GeoComply’s claims that competitor Xpoint infringed on a patent that the Vancouver-based company owns to perform its geolocation tracking services for the gaming industry.
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Gambling

U.S. Online Operators Seek Clarity On AML Requirements

All casinos in the United States have a number of obligations under the nation’s principal anti-money laundering (AML) law, but those regulations say little if anything about how online operators must comply.
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Gambling

Australia Opens Submissions For Wholesale CBDC Projects In 2025

The Reserve Bank of Australia has opened submissions for the second phase of Project Acacia, its ongoing study of digital money and its potential role in wholesale tokenised asset markets.
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Payments

Brazil Opens Public Consultation On New Crypto Regulations

The Central Bank of Brazil has unveiled its long-awaited proposals for regulating the crypto-asset market, including definitions and authorisation requirements.
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Payments

Malaysia Unveils New Risk Management Plans For Financial Institutions

Malaysia's central bank has launched a public consultation on its plans for risk management in the financial sector, including for payments and e-money firms.
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Payments

Daily Dash: Russia Issues New Standards For Payment Acceptance Operators

Russia has published new mandatory standards for payment acceptance operators in the financial market, while Nepal Clearing House Limited has partnered with Ant International to launch a new cross-border payments bridge.
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Payments

Laos Orders Golden Triangle Zone Online Companies Into One Location

The Laotian authorities have ordered all licensed online gambling operators in the notorious Golden Triangle Special Economic Zone to relocate to a single location in the zone, marking the latest phase of a national crackdown on cyber-crime.
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Gambling

Brazil Regulator Urges Rejection Of Constitutional Challenge

Brazil’s chief gambling regulator has urged the country’s Supreme Court to reject a constitutional challenge that threatens to derail implementation of a 2023 federal law on online betting at the 11th hour.
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Gambling

Lithuania Law Changes Expected To Supercharge Fines

Lithuania’s parliament (Seimas) has approved changes to its gambling law which are expected to drastically increase the size of fines and introduce a range of new requirements.
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Gambling

Daily Dash: Vietnamese Central Bank To Launch New AML Department In 2025

The Vietnamese government has confirmed that a new Department of Anti-Money Laundering will commence operations in January 2025, while the Hong Kong Monetary Authority has imposed a HK$4m enforcement penalty on Fubon Bank for breaching AML regulations.
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Payments

Reserve Bank Of India Streamlines KYC Requirements In Updated Guidelines

The Reserve Bank of India has added new updates to its know your customer (KYC) guidelines, in an effort to ease compliance with anti-money laundering legislation.
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Payments

Rule 1033 'A Significant Evolution' For US Open Banking

The Consumer Financial Protection Bureau has activated its open banking requirements for banks and fintechs in the US, a move that has been welcomed by payments players even if they have their concerns.
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Payments
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Is the Digital Banking Licence the Answer to Nigeria’s Lending Struggles?

The Central Bank of Nigeria’s (CBN) fintech report outlines the country’s readiness to align financial innovation with market-friendly regulations, aiming to create long-term opportunities for digital lenders.
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Vixio’s Verdict: The UK Financial Conduct Authority’s Case Against HTX — Setting the Precedent for Extraterritorial Regulatory Action

On February 10, 2026, the UK’s Financial Conduct Authority (FCA) published its legal proceedings, which it had filed on October 21, 2025, against Panama-incorporated crypto exchange HTX (formerly Huobi Global) for illegal, continued promotion of services to UK consumers.
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Regulatory Influencer: The EU AI Act - From Principles-Based Guidance to Sector-Specific Supervision

The European Union’s AI Act, Regulation (EU) 2024/1689, represents the first comprehensive, binding framework for the development, deployment and use of artificial intelligence across the European Union. Having entered into force on August 1, 2024, the regulation is subject to a phased implementation timetable. While certain provisions are already applicable, the majority of obligations most relevant to the financial services sector are scheduled to apply from 2026. As a result, financial services firms have a narrowing window to assess their AI use cases, align governance frameworks and prepare for supervisory scrutiny.
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Vixio's Verdict: Unpacking the EU Anti-Money Laundering Authority's Future Plans

On February 4, 2026, the EU’s Anti-Money Laundering Authority (AMLA) published its single programming document (SPD) for 2026-2028, its first multi-year plan. Published at a critical juncture in AMLA’s operation, with the institution seeking to deliver upon its core mandates, this analysis will examine the SPD and look at its implications for impacted firms, as well as provide Vixio’s initial response to AMLA’s plans.
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Guarding the Rails: Payments Infrastructure Sovereignty In A Fragmenting World

Growing geopolitical tensions are forcing countries to reassess their critical national infrastructure, with growing political focus on the sovereignty of domestic payment rails.
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BRICS’ Digital Currency Plans Aim to Reshape Cross-Border Payments

In considering linking their central bank digital currencies (CBDCs), the BRICS economies are seeking to redesign global financial plumbing to reflect the bloc’s growing weight in the world economy.
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Regulatory Influencer: Earned Wage Access in Flux in the US - Navigating CFPB Guidance and State Divergence

On December 23, 2025, the Consumer Financial Protection Bureau (CFPB) issued an advisory opinion to resolve regulatory uncertainty surrounding the applicability of the definition of “credit” under the Truth in Lending Act (TILA) and its implementing regulation, Regulation Z, to Earned Wage Access (EWA) products.
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India's New Data Protection Regime To Transform Compliance Landscape

In November 2025, India’s Ministry of Electronics and Information Technology operationalised the Digital Personal Data Protection Rules 2025 (DPDP), bringing the Digital Personal Data Protection Act 2023 into a unified, citizen-centred framework.
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Australia Set To Bring Digital Asset Platforms Under Full Financial Services Regulation

Australia is poised for a significant regulatory shift in 2026 as the government moves to integrate digital asset and tokenised custody platforms into the existing financial services framework.
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Singapore And Malaysia Lead The Charge On AI Regulation in Asia-Pacific

Artificial intelligence (AI) regulation is accelerating across Asia-Pacific, as supervisors respond to rapid uptake of machine-learning models in credit, fraud detection and customer engagement.
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