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Europe Advances Plans For Real-Time Payments Connectivity With Asia

By linking its TARGET Instant Payment Settlement (TIPS) system with India and Southeast Asia, the European Central Bank (ECB) is accelerating real-time payments globally and challenging European payment service providers (PSPs) to prepare for faster flows and competitive pressures.
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Prolonged Limbo On Open Banking Leaves US Financial Sector Navigating Uncertainty

A renewed push from Democratic senators highlights how the stalled Personal Financial Data Rights (PFDR) rule is forcing banks and fintechs to rethink strategy, as shifting political priorities threaten a stable data-access framework for the long term.
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US Open Banking Rule Highlights Industry Divisions Over Data And Fees

By defining who can access consumer data, whether fees are allowed and compliance timelines, the Personal Financial Data Rights final rule (PFDR Rule) underscores continuing legal and market tensions between banks and fintech innovators.
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EBA Slams Fintechs Over Lax Compliance In New AML Risk Assessment

In its latest risk assessment, the European Banking Authority (EBA) has warned that poor practices and a lack of experience at fintechs, including payments and crypto firms, are undermining efforts to tackle financial crime.
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Daily Dash: Big Tech, APAC Central Banks Take Part In Cloud Disruption Simulation

Google, Microsoft and Amazon have taken part in a tabletop simulation of a "severe" outage of public cloud services, affecting the financial sectors of APAC economies.
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Payments

Still No Reason To Issue CBDC, Says Fed Governor Waller

A key payments official at the Federal Reserve has dismissed the idea of a US central bank digital currency (CBDC), arguing that CBDC remains a solution in search of a problem.
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Payments

Lithuania Introduces SEPA Request To Pay For Tax Collection

The Bank of Lithuania is rolling out an innovative SEPA Request to Pay service intended to simplify tax and contribution payments by enabling direct payment requests without the need for intermediaries.
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Payments

Regulatory Influencer: Malaysia's New Risk Management Framework

Malaysia's central bank has launched a public consultation on its plans for risk management in the financial sector, including for payments and e-money firms. Bank Negara Malaysia (BNM) is seeking feedback on a new set of guidelines that aim to enhance cyber resilience and technology risk management within the nation’s financial sector.
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Payments

UK Government Focuses On Open Banking In National Payments Vision

Clarity on the future of open banking will be key to making the most of the "significant opportunity" for account-to-account payments in the UK, according to the government’s new strategy.
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Payments

Argentina Commission Proposes Blanket Ban On Online Gambling Advertising

Five legislative committees in Argentina have forwarded a proposal to ban virtually all advertising for online gambling. 
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Gambling

Missouri Regulator Eyes Summer 2025 Sports-Betting Launch

Missouri’s top gaming regulator is optimistic the state’s sports-betting market will launch in time for the 2025 NFL season.
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Gambling

Curaçao's New Gambling Bill Nears Final Vote

Curaçao’s gambling regulator is hopeful that the long-awaited National Ordinance on Gambling (LOK) will be passed before the end of the year, as it is now just one step away from being presented to parliament for a final time.
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Gambling

News In Brief: November 11-November 15, 2024

An Ohio senator wants to lower the state's tax rate, Tilman Fertitta reveals Wynn stake, a bill banning college prop bets in New Jersey advances and an Arkansas casino blocking amendment is to go ahead.
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Gambling

FinCEN Issues Urgent Warning On GenAI Fraud

The US Department of the Treasury’s Financial Crimes Enforcement Network (FinCEN) has issued an alert on the use of deepfake media created with generative artificial intelligence (GenAI) tools.
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Payments

Consumers Lack Fundamental Protections For Their Financial Privacy, CFPB Warns

A new report from the US Consumer Financial Protection Bureau (CFPB) argues that current data laws are not sufficient to deal with financial data innovations.
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Payments

Week In Crypto: FTX Sues Binance In Effort To Recover $1.8bn

FTX’s new management attempts to settle an old score with Binance, FTX’s co-founder may be spared prison, and a Chinese national pleads guilty to laundering $73m using Tether.
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Payments

Daily Dash: FSB Says Rapid AI Adoption In Finance Could Spark Financial Stability Risks

The Financial Stability Board (FSB) has released a report assessing the implications of AI in the financial sector, a new report by NatWest identifies the UK’s fastest-growing scams, and Sweden’s FI has fined Amal Express Economic Association over AML failings.
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Payments

Taiwan Scandal Weds Online Gambling With Top Cop Corruption

Once a reliable technology services base for Philippine gambling interests, Taiwan’s high-tech gaming sector is under increasing scrutiny from prosecutors and politicians amid allegations of criminal associations, money laundering, sham payments companies and police corruption.
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Gambling

Louisiana Lawmakers Shelve Sports-Betting Tax Increase

A bill that would more than triple the sports-betting tax rate in Louisiana was deferred on Wednesday, so work could continue on the proposal that is part of Republican Governor Jeff Landry’s broader tax-reform package.
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Gambling

PSR Readies Online Platforms For Fraud Data Naming And Shaming

The UK’s Payment Systems Regulator (PSR) is inviting feedback on its proposed publication of data related to authorised push payment fraud sources, which will reveal which online platforms are most vulnerable to misuse.
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Payments

Brazil Continues To Increase Supervisory Reach Over Pix Payment System

Brazil’s monetary authority has unveiled plans for tighter oversight of the Pix payments system from next year, which will see an increased regulatory burden introduced for financial institutions participating in the system.
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Payments

New Reforms Aim To 'Reset' Australian Open Banking Rollout

Australia has introduced the first of new reforms that are intended to "reset" the country’s open banking rollout, in an effort to reverse low uptake among consumers.
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Payments

Daily Dash: Cyber Attacks Spark Fraud Increase In Czech Republic

The Czech Republic has seen a dramatic increase in fraud, with more than 65,000 cases reported by the end of September 2024, while BNPL giant Klarna has filed an application for an IPO with the US Securities and Exchange Commission.
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Payments

Brazil Industry Avoids Doomsday Scenario Of Supreme Court Injunction

A Brazil Supreme Court justice has ordered immediate restrictions on irresponsible advertising and to prevent use of welfare funds for online gambling, but declined to impose a full injunction on the federal law that establishes a national licensing regime.
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Gambling
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Is the Digital Banking Licence the Answer to Nigeria’s Lending Struggles?

The Central Bank of Nigeria’s (CBN) fintech report outlines the country’s readiness to align financial innovation with market-friendly regulations, aiming to create long-term opportunities for digital lenders.
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Vixio’s Verdict: The UK Financial Conduct Authority’s Case Against HTX — Setting the Precedent for Extraterritorial Regulatory Action

On February 10, 2026, the UK’s Financial Conduct Authority (FCA) published its legal proceedings, which it had filed on October 21, 2025, against Panama-incorporated crypto exchange HTX (formerly Huobi Global) for illegal, continued promotion of services to UK consumers.
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Regulatory Influencer: The EU AI Act - From Principles-Based Guidance to Sector-Specific Supervision

The European Union’s AI Act, Regulation (EU) 2024/1689, represents the first comprehensive, binding framework for the development, deployment and use of artificial intelligence across the European Union. Having entered into force on August 1, 2024, the regulation is subject to a phased implementation timetable. While certain provisions are already applicable, the majority of obligations most relevant to the financial services sector are scheduled to apply from 2026. As a result, financial services firms have a narrowing window to assess their AI use cases, align governance frameworks and prepare for supervisory scrutiny.
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Vixio's Verdict: Unpacking the EU Anti-Money Laundering Authority's Future Plans

On February 4, 2026, the EU’s Anti-Money Laundering Authority (AMLA) published its single programming document (SPD) for 2026-2028, its first multi-year plan. Published at a critical juncture in AMLA’s operation, with the institution seeking to deliver upon its core mandates, this analysis will examine the SPD and look at its implications for impacted firms, as well as provide Vixio’s initial response to AMLA’s plans.
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Guarding the Rails: Payments Infrastructure Sovereignty In A Fragmenting World

Growing geopolitical tensions are forcing countries to reassess their critical national infrastructure, with growing political focus on the sovereignty of domestic payment rails.
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BRICS’ Digital Currency Plans Aim to Reshape Cross-Border Payments

In considering linking their central bank digital currencies (CBDCs), the BRICS economies are seeking to redesign global financial plumbing to reflect the bloc’s growing weight in the world economy.
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Regulatory Influencer: Earned Wage Access in Flux in the US - Navigating CFPB Guidance and State Divergence

On December 23, 2025, the Consumer Financial Protection Bureau (CFPB) issued an advisory opinion to resolve regulatory uncertainty surrounding the applicability of the definition of “credit” under the Truth in Lending Act (TILA) and its implementing regulation, Regulation Z, to Earned Wage Access (EWA) products.
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India's New Data Protection Regime To Transform Compliance Landscape

In November 2025, India’s Ministry of Electronics and Information Technology operationalised the Digital Personal Data Protection Rules 2025 (DPDP), bringing the Digital Personal Data Protection Act 2023 into a unified, citizen-centred framework.
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Australia Set To Bring Digital Asset Platforms Under Full Financial Services Regulation

Australia is poised for a significant regulatory shift in 2026 as the government moves to integrate digital asset and tokenised custody platforms into the existing financial services framework.
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Singapore And Malaysia Lead The Charge On AI Regulation in Asia-Pacific

Artificial intelligence (AI) regulation is accelerating across Asia-Pacific, as supervisors respond to rapid uptake of machine-learning models in credit, fraud detection and customer engagement.
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