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Our industry experts regularly spend time with lawmakers, regulators and industry participants to get to the heart of regulatory issues. We deliver our expert insights across multiple media to ensure timely delivery of information to meet your everyday needs.

From quick blog insights through to industry events, we provide you with the depth and breadth of knowledge needed to help you make the right business decisions, staying compliant and gaining a competitive advantage.

Europe Advances Plans For Real-Time Payments Connectivity With Asia

By linking its TARGET Instant Payment Settlement (TIPS) system with India and Southeast Asia, the European Central Bank (ECB) is accelerating real-time payments globally and challenging European payment service providers (PSPs) to prepare for faster flows and competitive pressures.
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Prolonged Limbo On Open Banking Leaves US Financial Sector Navigating Uncertainty

A renewed push from Democratic senators highlights how the stalled Personal Financial Data Rights (PFDR) rule is forcing banks and fintechs to rethink strategy, as shifting political priorities threaten a stable data-access framework for the long term.
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US Open Banking Rule Highlights Industry Divisions Over Data And Fees

By defining who can access consumer data, whether fees are allowed and compliance timelines, the Personal Financial Data Rights final rule (PFDR Rule) underscores continuing legal and market tensions between banks and fintech innovators.
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EBA Slams Fintechs Over Lax Compliance In New AML Risk Assessment

In its latest risk assessment, the European Banking Authority (EBA) has warned that poor practices and a lack of experience at fintechs, including payments and crypto firms, are undermining efforts to tackle financial crime.
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European Commission Pushes For ‘No Action Letter’ To Address PSD2/MiCA Interplay

The European Commission has acknowledged the “certain overlap” between the Payment Services Directive (PSD2) and the Markets in Crypto-Assets (MiCA) regulation, calling for supervisory authorities to take action.
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Payments

Danish Hardware Business Faces Enforcement Action For Mastercard Surcharge

The Danish Competition and Consumer Authority has said that it will report retail merchant Silvan to the police, for violating the country’s Payments Act by charging a fee for a customer paying with Mastercard.
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Payments

Illinois Licenses Bet365, Keeps Temporary Ban On Objectionable NFL Wagers

The Illinois Gaming Board has granted a sports-betting license to bet365 to offer retail and mobile wagering though a partnership with Walker’s Bluff Casino, while keeping a temporary suspension on certain National Football League wagers in place until next year.
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Gambling

Kindred Appeal Loss Means It Must Prove It Has Exited Norway

An appeals court loss for Kindred Group’s Trannel International has led the Norwegian Gambling and Foundation Authority to order the Française des Jeux (FDJ)-owned online gambling company and its rival Betsson Group to confirm they do not market gambling to Norwegians, or face daily fines.
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Gambling

Online Casino Discussions Begin In Louisiana

A Louisiana Senate committee held its first conversations about potentially adding online casinos to the state’s gaming portfolio on Wednesday, while the state’s top gaming regulator said more cease-and-desist letters are coming for unregulated operators.
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Gambling

Daily Dash: International Operation Catches Scammers

An international operation supported by EU agencies Europol and Eurojust has dismantled a "phone phishing" gang operating across Belgium and the Netherlands, resulting in the arrest of eight suspects.
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Payments

Daily Dash: South Korea Opens Applications For Innovative Financial Services Designation

The Financial Services Commission (FSC) of South Korea has opened the application period for its Innovative Financial Services designation.
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Payments

Irish Authorities Set Up Advertising Regulation Partnership

Ireland’s nascent regulator has announced an arrangement with the country’s advertising authority that will see the ad body handle some gambling marketing complaints.
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Gambling

Missouri Legislators To Begin New VLT Legalization Effort In 2025

Three bills introduced in the Missouri Senate prior to the launch of the legislative session aim to accomplish what previous measures were unable to by legalizing video lottery terminals in a state that has seen a massive expansion of grey-market machines.
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Gambling

Norwegian Regulator Wins Appeal Over Illegal Gambling Fines

The Norwegian Gambling Authority said that Tiergarten Marketing, operator of schpell.com, has lost its appeal against the regulator's cease and desist order, meaning the affiliate website will receive daily fines if it does not stop promoting illegal gambling in Norway.
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Gambling

Google Sues CFPB In Attempt To Overturn 'Unlawful' Supervision Order

Google has filed a lawsuit against the Consumer Financial Protection Bureau (CFPB) objecting to its supervision of Google Pay — a product that no longer exists in the US market.
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Payments

Beneficial Ownership Reporting Is Now Voluntary Until Further Notice, Says FinCEN

The US Financial Crimes Enforcement Network (FinCEN) has told firms that they do not currently need to comply with the Corporate Transparency Act, unless they wish to do so voluntarily.
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Payments

'Almost Surreal': Vipps MobilePay Launches First Apple Pay Alternative On iPhone

Vipps MobilePay has become the first company in the world to offer an alternative to Apple Pay on iPhone, in a significant move for payments in Europe and worldwide.
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Payments

Brazil Regulator Probed Over Incoming Licensing Regime

More than 70 operators have been provisionally approved to launch on day one of Brazil’s regulated online market from January 1, according to the country’s chief gambling regulator.
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Gambling

Pennsylvania Court Lifts Ban On Skill Games In Philadelphia

A controversial ban on skill-game machines in Philadelphia has been set aside by a state court, allowing the machines to operate while their legality is being considered by the Pennsylvania Supreme Court.
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Gambling

France Online Casino Remains In Limbo As Tax Rise Dies With Government

The collapse of the French government has torpedoed planned gambling tax increases and left the fate of online casino legalisation hanging in the balance.
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Gambling

2025 Payments Compliance Outlook: How Technology and Outsourcing Can Tackle Regulatory Overload

This report is part of Vixio PaymentsCompliance’s Outlook series, which provides subscribers with forward-looking insights and consolidated research on key segments of the global payments industry. This edition is designed to provide high-level intelligence on payments compliance in 2025.
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Payments

Outlook: 2025 Payments Compliance Outlook

This report is part of Vixio PaymentsCompliance’s Outlook series, which provides subscribers with forward-looking insights and consolidated research on key segments of the global payments industry. This edition is designed to provide high-level intelligence on payments compliance in 2025.
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Payments

Singapore Plans Aim To Ease Cheques Towards The Exit

A new public-private initiative is set to help smooth the transition away from cheques, via new payment solutions and an extended deadline for the cessation of cheque use in the city-state.
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Payments

FCA Hits Back At Report Describing It As 'Dishonest, Incompetent, Opaque'

The UK's Financial Conduct Authority (FCA) has responded to a cross-party report that called for the agency to be reformed, if not abolished, due to failures in areas such as fraud prevention and whistleblower protection.
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Payments
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Is the Digital Banking Licence the Answer to Nigeria’s Lending Struggles?

The Central Bank of Nigeria’s (CBN) fintech report outlines the country’s readiness to align financial innovation with market-friendly regulations, aiming to create long-term opportunities for digital lenders.
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Vixio’s Verdict: The UK Financial Conduct Authority’s Case Against HTX — Setting the Precedent for Extraterritorial Regulatory Action

On February 10, 2026, the UK’s Financial Conduct Authority (FCA) published its legal proceedings, which it had filed on October 21, 2025, against Panama-incorporated crypto exchange HTX (formerly Huobi Global) for illegal, continued promotion of services to UK consumers.
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Regulatory Influencer: The EU AI Act - From Principles-Based Guidance to Sector-Specific Supervision

The European Union’s AI Act, Regulation (EU) 2024/1689, represents the first comprehensive, binding framework for the development, deployment and use of artificial intelligence across the European Union. Having entered into force on August 1, 2024, the regulation is subject to a phased implementation timetable. While certain provisions are already applicable, the majority of obligations most relevant to the financial services sector are scheduled to apply from 2026. As a result, financial services firms have a narrowing window to assess their AI use cases, align governance frameworks and prepare for supervisory scrutiny.
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Vixio's Verdict: Unpacking the EU Anti-Money Laundering Authority's Future Plans

On February 4, 2026, the EU’s Anti-Money Laundering Authority (AMLA) published its single programming document (SPD) for 2026-2028, its first multi-year plan. Published at a critical juncture in AMLA’s operation, with the institution seeking to deliver upon its core mandates, this analysis will examine the SPD and look at its implications for impacted firms, as well as provide Vixio’s initial response to AMLA’s plans.
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Guarding the Rails: Payments Infrastructure Sovereignty In A Fragmenting World

Growing geopolitical tensions are forcing countries to reassess their critical national infrastructure, with growing political focus on the sovereignty of domestic payment rails.
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BRICS’ Digital Currency Plans Aim to Reshape Cross-Border Payments

In considering linking their central bank digital currencies (CBDCs), the BRICS economies are seeking to redesign global financial plumbing to reflect the bloc’s growing weight in the world economy.
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Regulatory Influencer: Earned Wage Access in Flux in the US - Navigating CFPB Guidance and State Divergence

On December 23, 2025, the Consumer Financial Protection Bureau (CFPB) issued an advisory opinion to resolve regulatory uncertainty surrounding the applicability of the definition of “credit” under the Truth in Lending Act (TILA) and its implementing regulation, Regulation Z, to Earned Wage Access (EWA) products.
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India's New Data Protection Regime To Transform Compliance Landscape

In November 2025, India’s Ministry of Electronics and Information Technology operationalised the Digital Personal Data Protection Rules 2025 (DPDP), bringing the Digital Personal Data Protection Act 2023 into a unified, citizen-centred framework.
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Australia Set To Bring Digital Asset Platforms Under Full Financial Services Regulation

Australia is poised for a significant regulatory shift in 2026 as the government moves to integrate digital asset and tokenised custody platforms into the existing financial services framework.
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Singapore And Malaysia Lead The Charge On AI Regulation in Asia-Pacific

Artificial intelligence (AI) regulation is accelerating across Asia-Pacific, as supervisors respond to rapid uptake of machine-learning models in credit, fraud detection and customer engagement.
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