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Europe Advances Plans For Real-Time Payments Connectivity With Asia

By linking its TARGET Instant Payment Settlement (TIPS) system with India and Southeast Asia, the European Central Bank (ECB) is accelerating real-time payments globally and challenging European payment service providers (PSPs) to prepare for faster flows and competitive pressures.
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Prolonged Limbo On Open Banking Leaves US Financial Sector Navigating Uncertainty

A renewed push from Democratic senators highlights how the stalled Personal Financial Data Rights (PFDR) rule is forcing banks and fintechs to rethink strategy, as shifting political priorities threaten a stable data-access framework for the long term.
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US Open Banking Rule Highlights Industry Divisions Over Data And Fees

By defining who can access consumer data, whether fees are allowed and compliance timelines, the Personal Financial Data Rights final rule (PFDR Rule) underscores continuing legal and market tensions between banks and fintech innovators.
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EBA Slams Fintechs Over Lax Compliance In New AML Risk Assessment

In its latest risk assessment, the European Banking Authority (EBA) has warned that poor practices and a lack of experience at fintechs, including payments and crypto firms, are undermining efforts to tackle financial crime.
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Colombia's President Takes Aim At Gambling Industry

Colombia President Gustavo Petro has come out swinging against the gambling industry, blaming unregulated operators for the failure of his 2025 budget bill, which was rejected by Congress.
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Gambling

Italy Opens New Licensing Process For Online Gambling

The Agency of Customs and Monopolies published the tender notice in the European official gazette on December 18, officially kicking off the procedure for awarding the new nine-year online gaming concessions. 
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Gambling

Swedish Supreme Court Upholds Fines Against Kindred And Other Violators

Sweden's Supreme Administrative Court has denied the appeals of several gambling operators to further reduce fines imposed by the national gambling regulator for various compliance violations over the past three years.
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Gambling

News In Brief: December 16-December 20, 2024

Norway appoints new gambling director, the UK names interim Gambling Commission chair, the Ukrainian regulator dismisses "fake" media reports surrounding its activities and two U.S. Representatives introduce legislation in the House to prohibit wagering on U.S. elections.
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Gambling

U.S. iGaming Advocates Confronting Casino Opposition

Supporters of expanded iGaming will enter 2025 facing broader opposition than at any time in recent years, with impressive revenue growth in New Jersey, Michigan and other markets proving to be a double-edged sword.
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Gambling

Week In Crypto: El Salvador, In Need Of IMF Cash, Agrees To End Bitcoin Experiment

El Salvador has reached a new loan agreement with the International Monetary Fund (IMF) that will see the central American nation cut back its efforts to promote Bitcoin as a method of payment.
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Payments

Difficulties Persist For Expat Payment Accounts In The EU

A member of the European Parliament has highlighted the continued difficulty of opening basic payment accounts across EU member states, despite clear legal protections in EU law.
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Payments

Curaçao's Regulator Welcomes 'New Era Of Regulation'

The Curaçao Gaming Control Board has said the recently passed and much anticipated National Ordinance on Games of Chance (LOK) marks the “ushering in” of a “new era of regulation”.
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Gambling

U.S. Senate Sports-Betting Hearing Draws Mixed Reactions

Tuesday’s U.S. Senate Judiciary Committee hearing on sports betting drew a variety of reactions from stakeholders throughout the industry looking ahead at the prospect of federal intervention.
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Gambling

Paraguay's Congress Approves New Gambling Law

Paraguay's Congress has granted final approval to legislation that will update the country's gambling law and enable a more competitive market for online sports betting.
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Gambling

New Zealand Plans To Slash Merchant Fees In Interchange Overhaul

New Zealand’s competition regulator is hoping to save merchants NZ$260m ($150m) per year in payment costs if its new draft caps on interchange are enacted into law.
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Payments

Daily Dash: Canada Seeks 40-Fold Increase In AML Penalty Fines

After TD Bank, Canada’s second-largest lender, was hit with a record-breaking money laundering fine in the US, Canada is also looking to beef up its own penalties.
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Payments

Antitrust Complaint Filed Over PSD2 Non-Compliance In Norway

A major open banking payments and data company has lodged a formal complaint with Norway’s competition watchdog, accusing Norwegian banks of engaging in anti-competitive practices.
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Payments

EU Authorities Signal DORA Reporting Progress On Track

The European supervisory authorities have said that the EU financial sector is on track to comply with its reporting obligations under the Digital Operational Resilience Act (DORA).
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Payments

Scrapping Of R&D Tax Break Angers Australian Gaming Industry

Australia has terminated a valuable research and development (R&D) tax concession for gambling and tobacco companies, likely culling the bottom line of the nation’s gambling industry by millions of dollars each year.
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Gambling

U.S. Senators Express Interest In Federal Sports-Betting Standards

Several U.S. senators expressed their desire to implement new federal sports-betting standards during a high-profile Senate committee hearing on Tuesday.
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Gambling

Peru Tax Decree Presents Pressing Compliance Challenge

The imminent implementation of a consumption tax on every bet leaves Peru’s newly licensed operators stuck between a rock and a hard place as they scramble to comply with conflicting fiscal and gambling regulations.
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Gambling

CBDCs Are The 'Future Of Currency', Says Outgoing RBI Governor In Final Speech

The Reserve Bank of India (RBI) governor has described central bank digital currency (CBDC) as the "currency of the future" in his final speech before leaving the position.
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Payments

Meta Platforms Flagged As Scammers' Haven In New PSR Report

Big tech platforms, especially those run by Meta, have been accused of providing a safe haven for fraudsters targeting UK consumers, according to a new report from the Payment Systems Regulator (PSR).
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Payments

UAE Regulator Jim Murren Accused Of Conflict Of Interest

The chair of the United Arab Emirates’ (UAE) fledgling gambling regulator, gambling industry veteran Jim Murren, has been accused in a US media outlet of a conflict of interest after taking up the chairmanship of Resorts World Las Vegas.
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Gambling
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Is the Digital Banking Licence the Answer to Nigeria’s Lending Struggles?

The Central Bank of Nigeria’s (CBN) fintech report outlines the country’s readiness to align financial innovation with market-friendly regulations, aiming to create long-term opportunities for digital lenders.
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Vixio’s Verdict: The UK Financial Conduct Authority’s Case Against HTX — Setting the Precedent for Extraterritorial Regulatory Action

On February 10, 2026, the UK’s Financial Conduct Authority (FCA) published its legal proceedings, which it had filed on October 21, 2025, against Panama-incorporated crypto exchange HTX (formerly Huobi Global) for illegal, continued promotion of services to UK consumers.
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Regulatory Influencer: The EU AI Act - From Principles-Based Guidance to Sector-Specific Supervision

The European Union’s AI Act, Regulation (EU) 2024/1689, represents the first comprehensive, binding framework for the development, deployment and use of artificial intelligence across the European Union. Having entered into force on August 1, 2024, the regulation is subject to a phased implementation timetable. While certain provisions are already applicable, the majority of obligations most relevant to the financial services sector are scheduled to apply from 2026. As a result, financial services firms have a narrowing window to assess their AI use cases, align governance frameworks and prepare for supervisory scrutiny.
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Vixio's Verdict: Unpacking the EU Anti-Money Laundering Authority's Future Plans

On February 4, 2026, the EU’s Anti-Money Laundering Authority (AMLA) published its single programming document (SPD) for 2026-2028, its first multi-year plan. Published at a critical juncture in AMLA’s operation, with the institution seeking to deliver upon its core mandates, this analysis will examine the SPD and look at its implications for impacted firms, as well as provide Vixio’s initial response to AMLA’s plans.
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Guarding the Rails: Payments Infrastructure Sovereignty In A Fragmenting World

Growing geopolitical tensions are forcing countries to reassess their critical national infrastructure, with growing political focus on the sovereignty of domestic payment rails.
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BRICS’ Digital Currency Plans Aim to Reshape Cross-Border Payments

In considering linking their central bank digital currencies (CBDCs), the BRICS economies are seeking to redesign global financial plumbing to reflect the bloc’s growing weight in the world economy.
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Regulatory Influencer: Earned Wage Access in Flux in the US - Navigating CFPB Guidance and State Divergence

On December 23, 2025, the Consumer Financial Protection Bureau (CFPB) issued an advisory opinion to resolve regulatory uncertainty surrounding the applicability of the definition of “credit” under the Truth in Lending Act (TILA) and its implementing regulation, Regulation Z, to Earned Wage Access (EWA) products.
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India's New Data Protection Regime To Transform Compliance Landscape

In November 2025, India’s Ministry of Electronics and Information Technology operationalised the Digital Personal Data Protection Rules 2025 (DPDP), bringing the Digital Personal Data Protection Act 2023 into a unified, citizen-centred framework.
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Australia Set To Bring Digital Asset Platforms Under Full Financial Services Regulation

Australia is poised for a significant regulatory shift in 2026 as the government moves to integrate digital asset and tokenised custody platforms into the existing financial services framework.
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Singapore And Malaysia Lead The Charge On AI Regulation in Asia-Pacific

Artificial intelligence (AI) regulation is accelerating across Asia-Pacific, as supervisors respond to rapid uptake of machine-learning models in credit, fraud detection and customer engagement.
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