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Europe Advances Plans For Real-Time Payments Connectivity With Asia

By linking its TARGET Instant Payment Settlement (TIPS) system with India and Southeast Asia, the European Central Bank (ECB) is accelerating real-time payments globally and challenging European payment service providers (PSPs) to prepare for faster flows and competitive pressures.
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Prolonged Limbo On Open Banking Leaves US Financial Sector Navigating Uncertainty

A renewed push from Democratic senators highlights how the stalled Personal Financial Data Rights (PFDR) rule is forcing banks and fintechs to rethink strategy, as shifting political priorities threaten a stable data-access framework for the long term.
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US Open Banking Rule Highlights Industry Divisions Over Data And Fees

By defining who can access consumer data, whether fees are allowed and compliance timelines, the Personal Financial Data Rights final rule (PFDR Rule) underscores continuing legal and market tensions between banks and fintech innovators.
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EBA Slams Fintechs Over Lax Compliance In New AML Risk Assessment

In its latest risk assessment, the European Banking Authority (EBA) has warned that poor practices and a lack of experience at fintechs, including payments and crypto firms, are undermining efforts to tackle financial crime.
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California Tribes Sue Cardrooms Over Banked Table Games

Seven tribes filed a lawsuit on Thursday against dozens of cardrooms in California, accusing them of brazenly profiting from illegal gambling from some of the table games they operate.
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Gambling

News In Brief: December 30, 2024-January 3, 2025

Oklahoma bill that would legalize sports betting awaits returning lawmakers and Michigan bans advance-deposit wagering (ADW).
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Gambling

Netherlands Rolls Out New Fine Policy

The Netherlands Gambling Authority has begun applying a new policy for handing out fines, including three types of fines and different categories of punishment depending on the violation.
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Gambling

Daily Dash: Bank Of America Hit By Cease And Desist Order Due To Compliance Failures

Bank of America must submit an action plan detailing how it intends to remedy alleged anti-money laundering and sanctions compliance failures, following a cease and desist order.
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Payments

Week In Crypto: Tether Mostly Still Available In Europe Despite MiCA Arrival

As another key deadline for MiCA compliance goes by, Tether has defied its critics once again, as its stablecoin remains available on almost all major exchanges in Europe.
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Payments

Mobile Banking App Faces US Justice Department Lawsuit For 'Deceptive Practices'

The US Department of Justice and Federal Trade Commission have launched a civil enforcement action against Dave Inc. and its CEO, Jason Wilk, accusing the company of non-compliance with federal financial services laws.
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Payments

Daily Dash: Indonesian Central Bank Launches Three New Payment System Offerings

Bank Indonesia has unveiled three new services under its BI-FAST instant payment system, further advancing the nation’s digital financial infrastructure.
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Payments

Brazil Supreme Court Judge Orders End To Rio's Interstate Operations

Brazil’s newly regulated market for online gambling did not have to wait long to see its first legal twist, with a Supreme Court justice issuing an order on Thursday to rein in the conflicting licensing system established by the state of Rio de Janeiro.
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Gambling

Brazil Market Goes Live After Compliance Deadlines Extended

Brazil’s new era of regulated online gambling began at the stroke of midnight on January 1, with 66 operators launching under new federal licences but most of them on a provisional basis due to delays in meeting certification requirements. 
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Gambling

End 'Blended Pricing' And Ban Debit Surcharging, Westpac Tells RBA

One of Australia’s Big Four banks has called on regulators to prohibit acquirers from offering bundled pricing, and to implement a ban on debit card surcharging.
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Payments

BIS Advisory Group Recommends 'Hybrid' Model For Retail CBDC Issuance

A new report from the Bank for International Settlements (BIS) has recommended that central banks opt for an equal "division of labour" with the private sector when issuing retail central bank digital currency (CBDC).
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Payments

Bank Of Lithuania Proposes Comprehensive State-Level Fraud Prevention Strategy

In another sign that European regulators are intent on addressing fraud, the Bank of Lithuania has unveiled an action plan for tackling the issue from a policy perspective.
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Payments

2025 Set To Be Another Non-Stop Year For Regulatory Change

As 2024, 2023 and 2022 have shown, there is no rest for the wicked when it comes to payments regulation, and both the UK and EU look set for more compliance changes.
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Payments

Outlook 2025: Slower-Paced North American Expansion Expected To Continue

After years of multi-jurisdictional growth in the online gaming market in North America, there was very limited expansion in 2024 and that trend is expected to continue in 2025.
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Gambling

POGO Ban In Force As Officials Begin Hunt For Assets, Fraudsters

The Philippine ban on foreign facing online gambling operators (POGOs) and their support services is now in effect, with officials moving to hunt down illegal operators and confiscate their assets.
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Gambling

Brazil Operators Facing Race To The Starting Line

With just days until Brazil’s regulated market launch on January 1, the industry does not know exactly how many operators will be able to clear the remaining compliance hurdles and be licensed to go live.
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Gambling

News In Brief: December 23-December 27, 2024

The U.S. Securities and Exchange Commission has fined Underdog, while the Pennsylvania Gaming Control Board has decided not to move forward with amendments to its self-exclusion regulations.
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Gambling

Evolution Facing UK Licence Review

Supplier giant Evolution’s UK licensing status has been put under formal review after the Gambling Commission identified Evolution games being offered in the UK through unlicensed operators.
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Gambling

Regulator Confident Revamped Gaming Rules Are Benefitting Nevada

The Nevada Gaming Control Board will take additional steps to amend or remove outdated gaming regulations in 2025 following several successful initiatives over the past year, according to board chairman Kirk Hendrick.
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Gambling

Philippines Allows Special Service Providers To Escape POGO Ban

The Philippine government has indicated that one section of the foreign-facing online gambling industry – Special Class of Business Process Outsourcing (SCBPO) licensees – will survive a ban on the sector.
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Gambling
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Is the Digital Banking Licence the Answer to Nigeria’s Lending Struggles?

The Central Bank of Nigeria’s (CBN) fintech report outlines the country’s readiness to align financial innovation with market-friendly regulations, aiming to create long-term opportunities for digital lenders.
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Vixio’s Verdict: The UK Financial Conduct Authority’s Case Against HTX — Setting the Precedent for Extraterritorial Regulatory Action

On February 10, 2026, the UK’s Financial Conduct Authority (FCA) published its legal proceedings, which it had filed on October 21, 2025, against Panama-incorporated crypto exchange HTX (formerly Huobi Global) for illegal, continued promotion of services to UK consumers.
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Regulatory Influencer: The EU AI Act - From Principles-Based Guidance to Sector-Specific Supervision

The European Union’s AI Act, Regulation (EU) 2024/1689, represents the first comprehensive, binding framework for the development, deployment and use of artificial intelligence across the European Union. Having entered into force on August 1, 2024, the regulation is subject to a phased implementation timetable. While certain provisions are already applicable, the majority of obligations most relevant to the financial services sector are scheduled to apply from 2026. As a result, financial services firms have a narrowing window to assess their AI use cases, align governance frameworks and prepare for supervisory scrutiny.
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Vixio's Verdict: Unpacking the EU Anti-Money Laundering Authority's Future Plans

On February 4, 2026, the EU’s Anti-Money Laundering Authority (AMLA) published its single programming document (SPD) for 2026-2028, its first multi-year plan. Published at a critical juncture in AMLA’s operation, with the institution seeking to deliver upon its core mandates, this analysis will examine the SPD and look at its implications for impacted firms, as well as provide Vixio’s initial response to AMLA’s plans.
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Guarding the Rails: Payments Infrastructure Sovereignty In A Fragmenting World

Growing geopolitical tensions are forcing countries to reassess their critical national infrastructure, with growing political focus on the sovereignty of domestic payment rails.
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BRICS’ Digital Currency Plans Aim to Reshape Cross-Border Payments

In considering linking their central bank digital currencies (CBDCs), the BRICS economies are seeking to redesign global financial plumbing to reflect the bloc’s growing weight in the world economy.
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Regulatory Influencer: Earned Wage Access in Flux in the US - Navigating CFPB Guidance and State Divergence

On December 23, 2025, the Consumer Financial Protection Bureau (CFPB) issued an advisory opinion to resolve regulatory uncertainty surrounding the applicability of the definition of “credit” under the Truth in Lending Act (TILA) and its implementing regulation, Regulation Z, to Earned Wage Access (EWA) products.
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India's New Data Protection Regime To Transform Compliance Landscape

In November 2025, India’s Ministry of Electronics and Information Technology operationalised the Digital Personal Data Protection Rules 2025 (DPDP), bringing the Digital Personal Data Protection Act 2023 into a unified, citizen-centred framework.
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Australia Set To Bring Digital Asset Platforms Under Full Financial Services Regulation

Australia is poised for a significant regulatory shift in 2026 as the government moves to integrate digital asset and tokenised custody platforms into the existing financial services framework.
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Singapore And Malaysia Lead The Charge On AI Regulation in Asia-Pacific

Artificial intelligence (AI) regulation is accelerating across Asia-Pacific, as supervisors respond to rapid uptake of machine-learning models in credit, fraud detection and customer engagement.
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