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Europe Advances Plans For Real-Time Payments Connectivity With Asia

By linking its TARGET Instant Payment Settlement (TIPS) system with India and Southeast Asia, the European Central Bank (ECB) is accelerating real-time payments globally and challenging European payment service providers (PSPs) to prepare for faster flows and competitive pressures.
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Prolonged Limbo On Open Banking Leaves US Financial Sector Navigating Uncertainty

A renewed push from Democratic senators highlights how the stalled Personal Financial Data Rights (PFDR) rule is forcing banks and fintechs to rethink strategy, as shifting political priorities threaten a stable data-access framework for the long term.
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US Open Banking Rule Highlights Industry Divisions Over Data And Fees

By defining who can access consumer data, whether fees are allowed and compliance timelines, the Personal Financial Data Rights final rule (PFDR Rule) underscores continuing legal and market tensions between banks and fintech innovators.
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EBA Slams Fintechs Over Lax Compliance In New AML Risk Assessment

In its latest risk assessment, the European Banking Authority (EBA) has warned that poor practices and a lack of experience at fintechs, including payments and crypto firms, are undermining efforts to tackle financial crime.
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Ecuador Introduces Sports-Betting Licensing Regime

Ecuador's President has enacted a decree to reform the country's sports-betting taxation regime and introduce a licensing framework.
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Gambling

Canadian Sports-Betting Advertising Bill On Life Support After Prime Minister Resigns

Canadian Prime Minister Justin Trudeau announced Monday he is resigning after almost a decade in power, a decision that likely puts an end to a legislative effort to establish a national framework for regulating sports-betting advertising.
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Gambling

Dutch Gambling Authority Fines Illegal Operator €1.05m

The Netherlands’ gambling regulator has imposed a fine of €1.05m on Alimaniere Sociedad De Responsabilidad Limitada for offering gambling illegally.
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Gambling

Massachusetts Becomes Latest US State To Regulate Domestic Money Transmission

Lawmakers in Massachusetts have enacted a landmark bill that will bring all money transmitters, including peer-to-peer (P2P) apps such as Venmo, PayPal and Cash App, under a single licensing regime for the first time.
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Payments

Daily Dash: Digital Payments Grow, But Cash Remains Crucial For Eurozone

Digital payments continue to rise across the euro area, but cash remains a key payment method, especially for in-store transactions and small-value exchanges, according to the European Central Bank’s latest study on consumer payment attitudes.
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Payments

Daily Dash: South Korea Proposes New Credit Card Fee Structure

South Korea’s Financial Services Commission (FSC) has announced proposed amendments to the country’s supervisory regulations for specialised credit financial businesses.
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Payments

Costa Rica Modernises Payments Regulations With New Rules

The Central Bank of Costa Rica has introduced a wide-ranging legal framework that aims to introduce rules similar to those set out in the EU’s Payment Services Directive and the US Durbin Amendment.
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Payments

Ukrainian President Approves Law To Disband Regulator, Ban Ads

Ukrainian President Volodymyr Zelenskyy has signed off on a law to shut down the country’s gambling regulator and replace it with a new authority.
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Gambling

New iGaming Bills Surface In Maryland, Virginia

As state legislatures in Virginia and Maryland prepare to open their 2025 sessions on Wednesday, among the myriad of bills pre-filed in both states are measures to legalize and regulate internet casino games.
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Gambling

EU Corporate Sustainability Reporting Directive Readiness Guide

As part of our ongoing series on the European Union’s Corporate Sustainability Reporting Directive (CSRD), this readiness guide is aimed at helping affected businesses and organisations meet initial and ongoing reporting requirements prescribed by the CSRD and the European Sustainability Reporting Standards (ESRS).Under the CSRD, large companies and public-interest entities already subject to the Non-Financial Reporting Directive (NFRD) were required to produce a sustainability report by January 1, 2025 that covers the 2024 financial year. The directive is part of the larger European Green Deal, which is a set of policies that aim to make the EU climate neutral by 2050. The CSRD will replace the former NFRD.
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Payments

Biden Admin Urges Supreme Court To Reinstate Controversial AML Law

The Biden Administration has filed an 11th-hour appeal to the US Supreme Court in an attempt to clear the path for the enforcement of a controversial anti-money laundering (AML) law.
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Payments

Oman Approves New Regulatory Framework For Open Banking

Oman has become the latest Middle Eastern country to introduce a regulatory framework for open banking, following in the footsteps of Bahrain, Saudi Arabia and the UAE.
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Payments

Daily Dash: Indonesia Unveils New Digital Asset Regulation

The Indonesian Financial Services Authority has introduced new legislation aimed at regulating the country’s rapidly growing digital asset market, including cryptocurrencies.
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Payments

Regulatory Influencer: UK Financial Conduct Authority's Second Consultation on Enforcement Proposals

At the end of last year, the UK’s Financial Conduct Authority launched the second phase of its consultation on increasing transparency in enforcement investigations, following a series of public interventions by trade associations in the financial sector and former City minister Bim Afolami.
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Payments

Quantum-Driven AI Will Be A Double-Edged Sword For Payments

As the payments sector continues to embrace cutting-edge technology, the sophistication of frauds and scams attacking the sector is also advancing, creating challenges for regulators.
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Payments

AI's Potential Hindered By Data Problems, Warns AusPayNet

The Australian Payments Network (AusPayNet), the self-regulatory body overseeing Australia’s payments system, has released a new policy report exploring the role of artificial intelligence (AI) in transforming the payments sector.
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Payments

Outlook 2025: Amid Turbulence, Asian Prospects Chop and Change

Vixio GamblingCompliance reviews the most transformative Asian gambling markets and looks at likely developments, catalysts and obstacles that will define them in 2025.
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Gambling

Finnish Regulatory Impact Council Flags Minor Concerns With Draft Law

The Finnish Council of Regulatory Impact Analysis has said it is “unclear” why the government is proposing a licensing model that will “likely increase the harm caused by gambling”, as it flagged three main shortcomings and areas to develop in the draft gambling law.
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Gambling

DraftKings Introduces Subscription Service Offering Parlay Boosts

DraftKings has rolled out a new subscription product that allows players unlimited boosts to parlay odds for a flat monthly fee.
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Gambling

North Carolina Appeals Court Rules Skill Games Illegal

The North Carolina Court of Appeals has ruled against a video sweepstakes operator who challenged local and state law enforcement bans against its machines found in businesses throughout the state.
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Gambling
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Is the Digital Banking Licence the Answer to Nigeria’s Lending Struggles?

The Central Bank of Nigeria’s (CBN) fintech report outlines the country’s readiness to align financial innovation with market-friendly regulations, aiming to create long-term opportunities for digital lenders.
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Vixio’s Verdict: The UK Financial Conduct Authority’s Case Against HTX — Setting the Precedent for Extraterritorial Regulatory Action

On February 10, 2026, the UK’s Financial Conduct Authority (FCA) published its legal proceedings, which it had filed on October 21, 2025, against Panama-incorporated crypto exchange HTX (formerly Huobi Global) for illegal, continued promotion of services to UK consumers.
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Regulatory Influencer: The EU AI Act - From Principles-Based Guidance to Sector-Specific Supervision

The European Union’s AI Act, Regulation (EU) 2024/1689, represents the first comprehensive, binding framework for the development, deployment and use of artificial intelligence across the European Union. Having entered into force on August 1, 2024, the regulation is subject to a phased implementation timetable. While certain provisions are already applicable, the majority of obligations most relevant to the financial services sector are scheduled to apply from 2026. As a result, financial services firms have a narrowing window to assess their AI use cases, align governance frameworks and prepare for supervisory scrutiny.
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Vixio's Verdict: Unpacking the EU Anti-Money Laundering Authority's Future Plans

On February 4, 2026, the EU’s Anti-Money Laundering Authority (AMLA) published its single programming document (SPD) for 2026-2028, its first multi-year plan. Published at a critical juncture in AMLA’s operation, with the institution seeking to deliver upon its core mandates, this analysis will examine the SPD and look at its implications for impacted firms, as well as provide Vixio’s initial response to AMLA’s plans.
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Guarding the Rails: Payments Infrastructure Sovereignty In A Fragmenting World

Growing geopolitical tensions are forcing countries to reassess their critical national infrastructure, with growing political focus on the sovereignty of domestic payment rails.
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BRICS’ Digital Currency Plans Aim to Reshape Cross-Border Payments

In considering linking their central bank digital currencies (CBDCs), the BRICS economies are seeking to redesign global financial plumbing to reflect the bloc’s growing weight in the world economy.
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Regulatory Influencer: Earned Wage Access in Flux in the US - Navigating CFPB Guidance and State Divergence

On December 23, 2025, the Consumer Financial Protection Bureau (CFPB) issued an advisory opinion to resolve regulatory uncertainty surrounding the applicability of the definition of “credit” under the Truth in Lending Act (TILA) and its implementing regulation, Regulation Z, to Earned Wage Access (EWA) products.
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India's New Data Protection Regime To Transform Compliance Landscape

In November 2025, India’s Ministry of Electronics and Information Technology operationalised the Digital Personal Data Protection Rules 2025 (DPDP), bringing the Digital Personal Data Protection Act 2023 into a unified, citizen-centred framework.
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Australia Set To Bring Digital Asset Platforms Under Full Financial Services Regulation

Australia is poised for a significant regulatory shift in 2026 as the government moves to integrate digital asset and tokenised custody platforms into the existing financial services framework.
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Singapore And Malaysia Lead The Charge On AI Regulation in Asia-Pacific

Artificial intelligence (AI) regulation is accelerating across Asia-Pacific, as supervisors respond to rapid uptake of machine-learning models in credit, fraud detection and customer engagement.
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