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Europe Advances Plans For Real-Time Payments Connectivity With Asia

By linking its TARGET Instant Payment Settlement (TIPS) system with India and Southeast Asia, the European Central Bank (ECB) is accelerating real-time payments globally and challenging European payment service providers (PSPs) to prepare for faster flows and competitive pressures.
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Prolonged Limbo On Open Banking Leaves US Financial Sector Navigating Uncertainty

A renewed push from Democratic senators highlights how the stalled Personal Financial Data Rights (PFDR) rule is forcing banks and fintechs to rethink strategy, as shifting political priorities threaten a stable data-access framework for the long term.
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US Open Banking Rule Highlights Industry Divisions Over Data And Fees

By defining who can access consumer data, whether fees are allowed and compliance timelines, the Personal Financial Data Rights final rule (PFDR Rule) underscores continuing legal and market tensions between banks and fintech innovators.
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EBA Slams Fintechs Over Lax Compliance In New AML Risk Assessment

In its latest risk assessment, the European Banking Authority (EBA) has warned that poor practices and a lack of experience at fintechs, including payments and crypto firms, are undermining efforts to tackle financial crime.
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Outlook 2025: Latin America Facing Rising Regulatory Risks

After Brazil and Peru launched their regulated online gambling markets, attention should shift in 2025 from licensing and expansion to the prospect of stricter regulations in key Latin American jurisdictions.
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Gambling

Week In Crypto: FDIC Urged Banks To Stay Away From Crypto

A US regulator is caught warning banks against dabbling in crypto, the head of the CFTC resigns, and the creator of TerraUSD is (finally) extradited to the US to face trial.
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Payments

India Lifts Customer Onboarding Cap For WhatsApp Pay

Meta’s push into India’s payments market has received a boost from a key regulator, after a long-standing user onboarding cap on WhatsApp Pay was removed with immediate effect.
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Payments

Customer Protections Front Of Mind For Singapore Parliamentarians

Singapore’s deputy prime minister has been probed on issues such as credit card fraud, customer data misuse and joint account protocols in the latest spate of questions from the country’s lawmakers.
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Payments

CFPB Approves Financial Data Exchange As US Open Banking Standards Body

The US Consumer Financial Protection Bureau (CFPB) has granted recognition to the Financial Data Exchange, Inc. as an official standards-setting body under its Personal Financial Data Rights rule.
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Payments

Wynn Resorts To Acquire Crown London Aspinalls

US-based casino operator Wynn Resorts has announced it will acquire the boutique casino Crown London, also known as Aspinalls, from Crown Resorts to help feed customers to its future resort in the United Arab Emirates (UAE).
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Gambling

Minnesota Legislators Discuss Sports-Betting Harms

While most disputes over sports betting and online gaming legalization often center around which stakeholders stand to benefit and which stand to lose out, a hearing Wednesday in Minnesota served as a reminder of the presence of anti-gambling opponents.
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Gambling

Singapore Passes Bill That Allows Police To Freeze Accounts Of Scam Victims

Lawmakers in Singapore have enacted a first-of-its-kind bill that empowers the police to freeze the bank accounts of scam victims without their consent.
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Payments

Daily Dash: India Mandates Name Look-Up Facility For Bank Transfers

The Reserve Bank of India has mandated that all banks connected to two major funds transfers systems must introduce a beneficiary account name look-up facility by April 1, 2025.
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Payments

Daily Dash: BIS Advances ISO 20022 Harmonisation For Cross-Border Payments

The Bank for International Settlements' (BIS) Committee on Payments and Market Infrastructures has set out new measures to promote the adoption of harmonised ISO 20022 data standards.
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Payments

Greentube Alderney Agrees £1m Settlement With UK Regulator Over AML, Social Responsibility Failures

Greentube Alderney Limited will pay £1m as part of its regulatory settlement with the UK Gambling Commission after an investigation revealed a raft of social responsibility and anti-money laundering failures.
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Gambling

Philippines Arrests 400 In 'POGO' Raid As Lawmakers Ramp Warnings

Immigration officials in the Philippines have arrested around 400 foreign nationals allegedly manning a foreign-facing online gambling (POGO) and cyber-scamming operation in Metro Manila.
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Gambling

California Tribes Banking On Judge Upholding Gaming Exclusivity

California tribal gaming leaders are confident their lawsuit claiming dozens of cardrooms are illegally offering house-banked table games, such as blackjack and baccarat, will be successful in protecting their exclusivity rights to offer casino games in the Golden State.
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Gambling

Outlook 2025: European Fight Against Illegal Market A Key Driving Force In 2025

The European gambling industry enters 2025 in its most divided form, with the landscape increasingly split between large listed companies devoted to regulated markets, joining forces with regulators to pressure a reconstituting offshore market on the other side.
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Gambling

Cash, Not Debit, Still King Among Germans, Says Bundesbank Report

A new survey from Deutsche Bundesbank has found that cash remains German consumers’ preferred payment method, signalling potential challenges for the digital euro.
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Payments

Bank Of Ghana Invites Comment On Open Banking Directive

The Bank of Ghana has published a draft of the country's first open banking directive for regulated financial institutions, with a 30-day comment period.
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Payments

Russia Eyes Digitisation With Two-Year Strategy For Payments

The heavily sanctioned jurisdiction appears to have similar goals to its Western counterparts, with its new two-year strategy for payments pushing for digitisation and alternatives to cards.
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Payments

Regulators Must Support Private Sector In Drive For AI Efficiency, Say Payments Leaders

Agency officials and technology leaders have told Vixio that regulation of the use of artificial intelligence (AI) in the US payments sector must be limited and allow for innovation.
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Payments

Daily Dash: Brussels-Backed EPI Scores With E-Commerce Trial

The European Payments Initiative (EPI) and Germany’s Volksbanken Raiffeisenbanken cooperative financial network have announced the successful completion of the first end-to-end Wero e-commerce payment transaction.
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Payments

Thai Deputy Leader, Ex-PM Flag Legalising Of Online Gambling

Thailand’s deputy prime minister has confirmed the government will discuss legalisation of online gambling, following comments by influential former Prime Minister Thaksin Shinawatra in support of reform.
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Gambling
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Is the Digital Banking Licence the Answer to Nigeria’s Lending Struggles?

The Central Bank of Nigeria’s (CBN) fintech report outlines the country’s readiness to align financial innovation with market-friendly regulations, aiming to create long-term opportunities for digital lenders.
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Vixio’s Verdict: The UK Financial Conduct Authority’s Case Against HTX — Setting the Precedent for Extraterritorial Regulatory Action

On February 10, 2026, the UK’s Financial Conduct Authority (FCA) published its legal proceedings, which it had filed on October 21, 2025, against Panama-incorporated crypto exchange HTX (formerly Huobi Global) for illegal, continued promotion of services to UK consumers.
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Regulatory Influencer: The EU AI Act - From Principles-Based Guidance to Sector-Specific Supervision

The European Union’s AI Act, Regulation (EU) 2024/1689, represents the first comprehensive, binding framework for the development, deployment and use of artificial intelligence across the European Union. Having entered into force on August 1, 2024, the regulation is subject to a phased implementation timetable. While certain provisions are already applicable, the majority of obligations most relevant to the financial services sector are scheduled to apply from 2026. As a result, financial services firms have a narrowing window to assess their AI use cases, align governance frameworks and prepare for supervisory scrutiny.
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Vixio's Verdict: Unpacking the EU Anti-Money Laundering Authority's Future Plans

On February 4, 2026, the EU’s Anti-Money Laundering Authority (AMLA) published its single programming document (SPD) for 2026-2028, its first multi-year plan. Published at a critical juncture in AMLA’s operation, with the institution seeking to deliver upon its core mandates, this analysis will examine the SPD and look at its implications for impacted firms, as well as provide Vixio’s initial response to AMLA’s plans.
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Guarding the Rails: Payments Infrastructure Sovereignty In A Fragmenting World

Growing geopolitical tensions are forcing countries to reassess their critical national infrastructure, with growing political focus on the sovereignty of domestic payment rails.
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BRICS’ Digital Currency Plans Aim to Reshape Cross-Border Payments

In considering linking their central bank digital currencies (CBDCs), the BRICS economies are seeking to redesign global financial plumbing to reflect the bloc’s growing weight in the world economy.
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Regulatory Influencer: Earned Wage Access in Flux in the US - Navigating CFPB Guidance and State Divergence

On December 23, 2025, the Consumer Financial Protection Bureau (CFPB) issued an advisory opinion to resolve regulatory uncertainty surrounding the applicability of the definition of “credit” under the Truth in Lending Act (TILA) and its implementing regulation, Regulation Z, to Earned Wage Access (EWA) products.
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India's New Data Protection Regime To Transform Compliance Landscape

In November 2025, India’s Ministry of Electronics and Information Technology operationalised the Digital Personal Data Protection Rules 2025 (DPDP), bringing the Digital Personal Data Protection Act 2023 into a unified, citizen-centred framework.
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Australia Set To Bring Digital Asset Platforms Under Full Financial Services Regulation

Australia is poised for a significant regulatory shift in 2026 as the government moves to integrate digital asset and tokenised custody platforms into the existing financial services framework.
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Singapore And Malaysia Lead The Charge On AI Regulation in Asia-Pacific

Artificial intelligence (AI) regulation is accelerating across Asia-Pacific, as supervisors respond to rapid uptake of machine-learning models in credit, fraud detection and customer engagement.
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