Insights

Your window into the complex world of compliance and regulations

Our industry experts regularly spend time with lawmakers, regulators and industry participants to get to the heart of regulatory issues. We deliver our expert insights across multiple media to ensure timely delivery of information to meet your everyday needs.

From quick blog insights through to industry events, we provide you with the depth and breadth of knowledge needed to help you make the right business decisions, staying compliant and gaining a competitive advantage.

Automatic Pix Goes Live, Enabling Recurring Payments in Brazil

Pix, Brazil’s instant payments system, has introduced a recurring payments mechanism, aiming to simplify bill payments for consumers.
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Sweepstakes Ban Under Consideration in New York, Vetoed In Louisiana

As one state legislature looks to reinforce regulatory actions against sweepstakes gaming operations, another has seen the governor veto a legislative ban, calling it unnecessary.
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Pay.UK Sets Out Ideas For Reforming UK’s Payments Infrastructure

Payment system operator Pay.UK has unveiled a package of proposed reforms to the organisational framework for interbank payments, urging “radical” change to prevent the UK falling behind on infrastructure and innovation.
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Presidential Decree Confirms Brazil Betting Tax Hike

A sharp increase in the main tax applied to online betting in Brazil became reality late Wednesday when an emergency decree was published in the Brazilian government’s official gazette.
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Vermont Begins Debate On Sports-Betting Legislation

Responsible gaming measures are the focus for Vermont legislators so far in debate on a sports-betting bill in the state’s House of Representatives, including the minimum age of bettors and marketing of “risk-free” bets.
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Gambling

Sports Betting Drives Growth In South Africa, Botswana, Malawi

The gambling industries of South Africa, Botswana and Malawi all saw sports betting become a key driver of growth and tax revenue amid impacts of the coronavirus pandemic, regulators say.
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Gambling

UK MPs Unimpressed By PSR’s APP Fraud Plans

The Payment Systems Regulator's plans (PSR) to put Pay.UK in charge of providing authorised push payment (APP) fraud reimbursement poses a conflict of interest, MPs sitting on the UK’s financial services committee have said in a new intervention.
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Payments

Texas Sports Teams, Operators Line Up Behind Sports-Betting Bills

Texas legislators on Monday (February 6) launched the latest effort to legalize sports betting in the Lone Star State through a pair of bills backed by an alliance of national sports-betting operators and more than a dozen Texas sports franchises.
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Gambling

Two Women Who Made Las Vegas History Team Up For Mayor's Race

After representing the gambling capital of the world in Congress for 14 years, Shelley Berkley wants to become mayor of Las Vegas next year.
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Gambling

UK To Crack Down On Websites Targeting Problem Gamblers

The UK’s Gambling Commission is poised to crack down on gambling companies that advertise they are “not on GAMSTOP”, the national self-exclusion service, a commission official has said.
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Gambling

Europe, US Industry Heads Say Casinos Face Major Challenges

Casinos in Europe and the United States are facing a host of significant challenges, according to representatives from the European Casino Association and the American Gaming Association.
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Gambling

US Digital Asset Firm Acquires Bank In $50m Deal

LevelField Financial, a digital asset trading platform, has agreed to acquire Illinois-based Burling Bank as part of its mission to gain regulatory approval for banking activities.
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Payments

Web3 Benefits Yet To Be Proven, Says UK Regulators

While there is little known about how Web3 might evolve, UK regulators have raised concerns over privacy and competition, as well as the challenges of enforcing compliance on decentralised apps.
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Payments

Impact Index January 2023

For the new year, VIXIO has revamped and rebased its monthly impact index series to take into account significant growth in our jurisdictional coverage and provide a concise overview of the global regulatory landscape.
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Payments

Instant Payments, Digital Euro Set To Dominate EU Regulatory Agenda

Experts believe that the proposal to amend the SEPA regulation to promote instant payments and put in place a legislative framework for a digital euro are likely to take priority as the EU’s political institutions get to their final stretch of the current parliament.
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Payments

Texas Racetracks Take Reins For Casino Expansion

The latest major proposal to legalize casino-resorts in Texas was introduced in the state’s House of Representatives on Friday after being expanded to include a central role for incumbent racetracks.
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Gambling

Virginia Senate Restores Sports-Betting Promotional Credits

A proposal to allow mobile sports-betting operators to resume deductions of promotional wagers in Virginia has been approved by the state's Senate, while a companion measure in the House of Delegates was put aside for consideration until a future date.
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Gambling

Dutch Regulator Prepares Offshore Sanctions Blitz

The Netherlands Gambling Authority (KSA) is preparing to slap more than €25m ($27m) in fines on black market operators, as its chief executive warned licence holders to get up to speed on data sharing requirements or lose their licences.
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Gambling

Brazil's Betting Market Continues To Grow Without Regulation

Experts on Latin American gaming are divided over when a regulatory framework for sports betting might be implemented in Brazil, with one operator warning that over-confidence could mislead investors and damage the industry’s reputation.
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Gambling

German Court Deems Lottoland Website Blocking Unlawful

A German appeals court has struck down an “obviously illegal” order by the federal gambling regulator to block internet access to Lottoland websites.
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Gambling

EU Payments Groups Demand Access To Payment Systems

Payments and electronic money institutions should be able to access payments infrastructure in Europe, a joint letter to commissioner Mairead McGuinness says, as firms push for an amendment to the Settlement Finality Directive.
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Payments

Week In Crypto: Celsius Declared ‘Insolvent Since Inception’

A final report into the Celsius bankruptcy finds that the collapsed crypto lender was never solvent, and a judge rules that the public should know who bailed Sam Bankman-Fried out of jail. Meanwhile, a Korean crypto executive is arrested on fraud and embezzlement charges.
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Payments

SEC Commissioner Raises Alarm Against Inflated Unicorn Valuations

Caroline Crenshaw, a commissioner at the US Securities and Exchange Commission (SEC), has warned that inflated valuations of the once-mythical unicorns are, in part, the result of a regulatory gap and she proposes to fix it.
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Payments

Daily Dash: Spain Comes Out Above Average For Instant Payments

Spain’s Iberpay reveals strong results for instant payments, PayPal cuts thousands of jobs, and contactless payment rules get relaxed in Bangladesh.
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Payments
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Regulatory Influencer: Poland Proposes Targeted Simplification of EU Financial Services Rule

On June 2, 2025, the Polish Financial Supervisory Authority (KNF) announced that it had submitted a package of proposals intended to simplify regulatory frameworks across the EU financial services sector to the EU member states, the European Commission and other institutions within the EU Financial Services Committee. These proposals form part of a broader initiative led by the Polish Ministry of Finance, which aims to harmonise and streamline EU regulations to support the competitiveness of the European Union’s economy, including that of Poland.
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Regulatory Influencer: AML Compliance Is Key Under Hong Kong’s Stablecoins Ordinance

Under Hong Kong’s new Stablecoins Ordinance, another milestone in the global trend towards regulating digital assets in the same way as traditional financial services, any person who issues stablecoins referencing an official currency must obtain a licence from the Hong Kong Monetary Authority (HKMA).
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Norwegian Consumer Council Reports Klarna For Breaching Regulatory Requirements

In a submission to the Norwegian Consumer Authority, the consumer advocacy group has accused the Swedish fintech firm of repeatedly violating Norway’s credit marketing regulations.
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Singapore To Require Offshore Crypto Firms To Be Licensed Or Cease Operations By June 2025

The Monetary Authority of Singapore (MAS) has clarified the scope of its regulatory regime for providers of digital tokens, crypto-assets used for payments.
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FCA Moves To Boost AI Use With New Sandbox

UK financial services firms will be encouraged to experiment with artificial intelligence (AI) as part of the Financial Conduct Authority’s (FCA) strategy to support economic growth through technological innovation.
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Australia Calls For Greater Collaboration In Battle Against Fraud

Businesses should join forces and share data to advance the fight against increasingly sophisticated scams, according to the Australian National Anti-Scam Centre.
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FCA Sets Out New Transparency Rules For Enforcement Investigations

The UK Financial Conduct Authority (FCA) has outlined significant changes to its enforcement rules, although it has stopped short of implementing some of the more controversial elements of its original proposal.
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Cash Mandate Moves Closer To Being Law In New York State

Retailers will not be able to refuse cash payments in New York if Governor Kathy Hochul signs off on legislation that has passed both houses of the state legislature.
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Regulatory Influencer: Canada Retail Payments Activities Act — Safeguarding of End-User Funds

This report is the third installment in a four-part series analyzing the RPAA and identifying key components of the law that PSPs should consider when doing business in Canada. This report focuses on the requirement to safeguard end-user funds.
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Regulate Smarter, Say European Players In Light Of Trump’s Deregulation

Despite the US leadership pushing for an increasingly deregulated financial services market, some payments players and politicians in Europe are adamant that standards being watered down is not the way to boost growth.
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