Insights

Your window into the complex world of compliance and regulations

Our industry experts regularly spend time with lawmakers, regulators and industry participants to get to the heart of regulatory issues. We deliver our expert insights across multiple media to ensure timely delivery of information to meet your everyday needs.

From quick blog insights through to industry events, we provide you with the depth and breadth of knowledge needed to help you make the right business decisions, staying compliant and gaining a competitive advantage.

Automatic Pix Goes Live, Enabling Recurring Payments in Brazil

Pix, Brazil’s instant payments system, has introduced a recurring payments mechanism, aiming to simplify bill payments for consumers.
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Sweepstakes Ban Under Consideration in New York, Vetoed In Louisiana

As one state legislature looks to reinforce regulatory actions against sweepstakes gaming operations, another has seen the governor veto a legislative ban, calling it unnecessary.
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Pay.UK Sets Out Ideas For Reforming UK’s Payments Infrastructure

Payment system operator Pay.UK has unveiled a package of proposed reforms to the organisational framework for interbank payments, urging “radical” change to prevent the UK falling behind on infrastructure and innovation.
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Presidential Decree Confirms Brazil Betting Tax Hike

A sharp increase in the main tax applied to online betting in Brazil became reality late Wednesday when an emergency decree was published in the Brazilian government’s official gazette.
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ECB’s Search For ’Holy Grail’ Of Cross-Border Payments

A European Central Bank (ECB) study to look into the future of cross-border payments gives high praise to instant payments linkages and central bank digital currency, while it ranks Bitcoin and stablecoins the worst of all worlds.
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Payments

Watching The Watchers: Trade Groups Push For CFPB Oversight Of Fintech Data Handling

US trade groups have petitioned the Consumer Financial Protection Bureau (CFPB) to bring large fintechs, bigtechs and data aggregators under its supervision ahead of its open banking rulemaking.
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Payments

UPDATE: Disney Settles Lawsuit Against Visa, Mastercard Interchange Fees

Disney has settled a lawsuit with Visa and Mastercard over allegedly excessive interchange fees, just days after bringing the card giants to court.
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Payments

HKMA Shares ’Sound Practices’ As It Ramps Up Payment Operations Oversight

The Hong Kong Monetary Authority (HKMA) has written to authorised institutions with regard to payments-related incidents as it warns firms of plans to increase its surveillance over their payments operations.
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Payments

Business Payments Continue To Drive US ACH Growth

The US ACH network moved 7.5bn payments in the second quarter of 2022 driven by the growth in Same Day ACH and business-to-business (B2B) payments, Nacha says.
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Payments

Eyes On Colombia's New President For Gambling Winnings Tax Hike

The Colombian gambling industry will be watching the first moves of the new administration on Monday, when Gustavo Petro and his Cabinet are sworn into office.
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Gambling

Dutch Regulator Continues To Address Duty Of Care Concerns In Latest Study

There is little scientific evidence that voluntary limits are effective in preventing risky behaviour, according to a review undertaken by the Netherlands Gambling Authority (KSA).
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Gambling

Dodging The 800-Pound Gorilla Of Sports Betting In California

It is going to be one of the biggest, if not the biggest, story in the U.S. gaming industry this year, but hardly anyone is eager to talk about the two competing sports-betting measures in California that will be on the election ballot on November 8.
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Gambling

China UnionPay Expands In Russia To Fill Visa/Mastercard Void

Two more of Russia’s largest banks are preparing to issue China UnionPay cards, continuing a trend that has gathered momentum since the invasion of Ukraine.
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Payments

Phishing Scams Are Coming Down, Says Singapore Regulator

Phishing scams have reduced since the OCBC scandal last year confirms the Monetary Authority of Singapore while answering a question from the city-state’s parliament.
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Payments

It’s No Fairytale: Disney Sues Visa, Mastercard Over High Interchange Fees

After opting out of a large-scale class action, Disney has now filed its own lawsuit alleging the card networks have set their interchange fees too high.
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Payments

LeoVegas Penalised In UK For AML, Responsibility Failures

The UK Gambling Commission has penalised Stockholm-listed online gambling operator LeoVegas £1.32m for anti-money laundering and social responsibility failures.
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Gambling

New South Wales Unveils Hawkish Powers For Casino Regulator

The New South Wales government is preparing to super-charge the powers of a new gaming regulator in Australia’s largest state, including the option of prosecuting individual company directors and executives.
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Gambling

Gaming A Target For Money Laundering, But Real Estate Easier Prey

The U.S. gaming industry has long been a target for money laundering as criminals look to hide profits, but the problem is not so widespread because there are easier ways to launder money, according to a federal law enforcement official.
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Gambling

UK Advertising Regulator Bans Two Gambling Ads

The Advertising Standards Authority has banned two gambling ads for suggesting they could provide players with financial security and for promoting socially irresponsible behaviour.
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Gambling

New German Group Seeks To Ban Or Severely Restrict Betting Ads

A new coalition backed by more than a dozen private and public gambling addiction organizations, along with sports fan groups, has said it will lobby for the severest possible restrictions on German gambling advertising.
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Gambling

VIXIO Speaks With: Banco De Portugal (Part 2)

In the second part of a wide-ranging interview, VIXIO spoke with Rita Soares, the Banco de Portugal’s payments chief, about how the regulator is helping with the development of a central bank digital currency and what it is doing to adapt to crypto’s rise.
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Payments

Israel Adds Further Caps To Cash Usage

A new law in Israel will further reduce the limit on cash transactions for both personal and business payments, following in the footsteps of similar legislation in the EU.
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Payments

Independent ATMs Rising To Cash Prejudice Challenge In US

With thinning margins and the continuous decline in the use of cash, independent ATM deployers are facing an uphill battle. VIXIO sat down with the ATM Industry Association (ATMIA) to discuss the challenges and initiatives to bring in a new generation of cash-supporting machines.
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Payments

Dutch Central Bank Reviews Sanction Screening Effectiveness At Payment Firms

De Nederlandsche Bank (DNB) has confirmed that it will investigate the effectiveness of sanctions screening systems this autumn, while the Latvian Financial Intelligence Unit releases new research on key indicators of a sanctions evader.
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Payments
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Regulatory Influencer: Poland Proposes Targeted Simplification of EU Financial Services Rule

On June 2, 2025, the Polish Financial Supervisory Authority (KNF) announced that it had submitted a package of proposals intended to simplify regulatory frameworks across the EU financial services sector to the EU member states, the European Commission and other institutions within the EU Financial Services Committee. These proposals form part of a broader initiative led by the Polish Ministry of Finance, which aims to harmonise and streamline EU regulations to support the competitiveness of the European Union’s economy, including that of Poland.
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Regulatory Influencer: AML Compliance Is Key Under Hong Kong’s Stablecoins Ordinance

Under Hong Kong’s new Stablecoins Ordinance, another milestone in the global trend towards regulating digital assets in the same way as traditional financial services, any person who issues stablecoins referencing an official currency must obtain a licence from the Hong Kong Monetary Authority (HKMA).
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Norwegian Consumer Council Reports Klarna For Breaching Regulatory Requirements

In a submission to the Norwegian Consumer Authority, the consumer advocacy group has accused the Swedish fintech firm of repeatedly violating Norway’s credit marketing regulations.
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Singapore To Require Offshore Crypto Firms To Be Licensed Or Cease Operations By June 2025

The Monetary Authority of Singapore (MAS) has clarified the scope of its regulatory regime for providers of digital tokens, crypto-assets used for payments.
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FCA Moves To Boost AI Use With New Sandbox

UK financial services firms will be encouraged to experiment with artificial intelligence (AI) as part of the Financial Conduct Authority’s (FCA) strategy to support economic growth through technological innovation.
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Australia Calls For Greater Collaboration In Battle Against Fraud

Businesses should join forces and share data to advance the fight against increasingly sophisticated scams, according to the Australian National Anti-Scam Centre.
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FCA Sets Out New Transparency Rules For Enforcement Investigations

The UK Financial Conduct Authority (FCA) has outlined significant changes to its enforcement rules, although it has stopped short of implementing some of the more controversial elements of its original proposal.
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Cash Mandate Moves Closer To Being Law In New York State

Retailers will not be able to refuse cash payments in New York if Governor Kathy Hochul signs off on legislation that has passed both houses of the state legislature.
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Regulatory Influencer: Canada Retail Payments Activities Act — Safeguarding of End-User Funds

This report is the third installment in a four-part series analyzing the RPAA and identifying key components of the law that PSPs should consider when doing business in Canada. This report focuses on the requirement to safeguard end-user funds.
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Regulate Smarter, Say European Players In Light Of Trump’s Deregulation

Despite the US leadership pushing for an increasingly deregulated financial services market, some payments players and politicians in Europe are adamant that standards being watered down is not the way to boost growth.
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