Insights

Your window into the complex world of compliance and regulations

Our industry experts regularly spend time with lawmakers, regulators and industry participants to get to the heart of regulatory issues. We deliver our expert insights across multiple media to ensure timely delivery of information to meet your everyday needs.

From quick blog insights through to industry events, we provide you with the depth and breadth of knowledge needed to help you make the right business decisions, staying compliant and gaining a competitive advantage.

Automatic Pix Goes Live, Enabling Recurring Payments in Brazil

Pix, Brazil’s instant payments system, has introduced a recurring payments mechanism, aiming to simplify bill payments for consumers.
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Sweepstakes Ban Under Consideration in New York, Vetoed In Louisiana

As one state legislature looks to reinforce regulatory actions against sweepstakes gaming operations, another has seen the governor veto a legislative ban, calling it unnecessary.
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Pay.UK Sets Out Ideas For Reforming UK’s Payments Infrastructure

Payment system operator Pay.UK has unveiled a package of proposed reforms to the organisational framework for interbank payments, urging “radical” change to prevent the UK falling behind on infrastructure and innovation.
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Presidential Decree Confirms Brazil Betting Tax Hike

A sharp increase in the main tax applied to online betting in Brazil became reality late Wednesday when an emergency decree was published in the Brazilian government’s official gazette.
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UK Online Market Cools Amid Pressure On Spend Per Player

UK online gambling revenue across reporting operators fell by 17.6 percent in the year to June 2022, with the rollout of tighter affordability measures ahead of the UK government’s Gambling Act review having significantly depleted rates of spend per active player.
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Gambling

Deep Dive: The Impact Of Malta's Greylisting

The shock of Malta’s placement on the Financial Action Task Force (FATF) was followed by swift regulatory action leading to a tenfold rise in its regulatory impact according to VIXIO analysis. Its welcomed removal a year later highlights the challenge of strengthening regulation with rising compliance costs.
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Gambling

Bremen Bookmaker Closures Spark Legal Fight

Bookmakers in the German state of Bremen have filed five lawsuits after they were forced to close their doors by the regional government last week over money laundering fears.
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Gambling

Nevada Casinos Closures Influence Three Gaming Companies

More than 30 months after a state ordered 78-day closure of the gaming industry due to the coronavirus pandemic, five southern Nevada casinos remain closed with three of those properties scheduled for demolition.
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Gambling

Visa Denies Knowingly Profiting From Child Sexual Exploitation

A new lawsuit alleges that Visa knowingly processed transactions for a website that contained videos of child sexual abuse. Meanwhile, Visa and Mastercard suspend services to TrafficJunky, an advertising platform caught up in the case.
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Payments

Crypto’s Complicated ESG Relationship

Regulators are increasingly turning their attention to the environmental damage caused by crypto-assets. VIXIO discusses these issues with the crypto industry, whom acknowledge many of these problems, but also note that things are beginning to change.
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Payments

Gaming Companies Satisfied With Early Ontario Returns

Several operators expressed satisfaction with their performance in Ontario’s regulated online gaming market to date, but with revenue data still unreleased for the province, that satisfaction remains somewhat muted.
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Gambling

Chile's Chamber of Deputies Lambasts Football Betting Sponsors

The Sports and Economic Commissions of the chamber of deputies both criticised the sponsorship of football clubs by online betting operators last week, lobbying for immediate tax reforms and repercussions.
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Gambling

FCA Cracks Down On Appointed Representative Oversight

New rules will make financial firms more responsible for their appointed representatives, the UK’s financial watchdog has said, as it outlines new compliance requirements.
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Payments

Week In Crypto: $300m Pyramid Scheme, $200m Hacks And More Resignations

As the US Securities and Exchange Commission files its latest crypto fraud case, another blockchain “bridge” is hit by a nine-figure hack. Bullish to the end, bitcoin “MVP” Michael Saylor resigns as MicroStrategy CEO. Just another week in crypto.
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Payments

Colombian Authority Sides With Local Agents In Cross-Border Pay Row

Colombia’s antitrust authority has ordered Visa and Mastercard to drop plans to restrict the operation of local agents who provide a cheaper alternative to the card networks for cross-border payments.
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Payments

UK Is Card Fraud Capital, Think Tank Reveals

The Social Market Foundation has released new data revealing that the UK is the card fraud capital of Europe, which will be unsurprising news to concerned regulators and payments players.
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Payments

Deep Dive: The Impact Of Malta’s Greylisting

The shock of Malta’s placement on the Financial Action Task Force (FATF) was followed by swift regulatory action leading to a tenfold rise in its regulatory impact according to VIXIO analysis. Its removal a year later highlights the challenge of strengthening regulation with rising compliance costs.
Read moreRead more
Payments

Massachusetts Gaming Commission Taps Brakes on Quick Sports-Betting Launch

Massachusetts regulators have thrown some cold water on the idea of a speedy sports-betting launch but stressed that they are “ahead of the game” when it comes to their preparation.
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Gambling

Sports Betting In Massachusetts, iGaming In Connecticut Targets Rhode Island

Bally’s Corporation may have beat quarterly earnings estimates on Thursday, but the Rhode Island-based company could face a serious blow to its bottom line in its home state from new forms of gaming in Massachusetts and Connecticut.
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Gambling

Chile Online Gambling Discussion Pushed By At Least A Month

The Chilean Ministry of Finance has asked for a 30-day delay in processing a bill to regulate online gambling.
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Gambling

Italian Authorities Hand Google Record Fine

Italy's communication authority (AGCOM) has fined technology giant Google €750,000 for allegedly breaching a ban on gambling advertising on its YouTube video platform.
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Gambling

UK Debate Over Gambling Sports Sponsorships Heats Up

A UK debate over sports sponsorships is heating up as a fan group circulates petitions to have them banned.
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Gambling

News In Brief: August 1-August 5, 2022

U.S.-based casino company Penn National announces that it is rebranding as PENN Entertainment.
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Gambling

Japan Unlikely To Pursue CBDC, Says Former BOJ Insider

A former policy board member at the Bank of Japan (BOJ) has said its central bank digital currency (CBDC) studies have failed to impress and that the bank has no plans to implement a digital yen in the near future.
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Payments
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Regulatory Influencer: Poland Proposes Targeted Simplification of EU Financial Services Rule

On June 2, 2025, the Polish Financial Supervisory Authority (KNF) announced that it had submitted a package of proposals intended to simplify regulatory frameworks across the EU financial services sector to the EU member states, the European Commission and other institutions within the EU Financial Services Committee. These proposals form part of a broader initiative led by the Polish Ministry of Finance, which aims to harmonise and streamline EU regulations to support the competitiveness of the European Union’s economy, including that of Poland.
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Regulatory Influencer: AML Compliance Is Key Under Hong Kong’s Stablecoins Ordinance

Under Hong Kong’s new Stablecoins Ordinance, another milestone in the global trend towards regulating digital assets in the same way as traditional financial services, any person who issues stablecoins referencing an official currency must obtain a licence from the Hong Kong Monetary Authority (HKMA).
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Norwegian Consumer Council Reports Klarna For Breaching Regulatory Requirements

In a submission to the Norwegian Consumer Authority, the consumer advocacy group has accused the Swedish fintech firm of repeatedly violating Norway’s credit marketing regulations.
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Singapore To Require Offshore Crypto Firms To Be Licensed Or Cease Operations By June 2025

The Monetary Authority of Singapore (MAS) has clarified the scope of its regulatory regime for providers of digital tokens, crypto-assets used for payments.
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FCA Moves To Boost AI Use With New Sandbox

UK financial services firms will be encouraged to experiment with artificial intelligence (AI) as part of the Financial Conduct Authority’s (FCA) strategy to support economic growth through technological innovation.
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Australia Calls For Greater Collaboration In Battle Against Fraud

Businesses should join forces and share data to advance the fight against increasingly sophisticated scams, according to the Australian National Anti-Scam Centre.
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FCA Sets Out New Transparency Rules For Enforcement Investigations

The UK Financial Conduct Authority (FCA) has outlined significant changes to its enforcement rules, although it has stopped short of implementing some of the more controversial elements of its original proposal.
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Cash Mandate Moves Closer To Being Law In New York State

Retailers will not be able to refuse cash payments in New York if Governor Kathy Hochul signs off on legislation that has passed both houses of the state legislature.
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Regulatory Influencer: Canada Retail Payments Activities Act — Safeguarding of End-User Funds

This report is the third installment in a four-part series analyzing the RPAA and identifying key components of the law that PSPs should consider when doing business in Canada. This report focuses on the requirement to safeguard end-user funds.
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Regulate Smarter, Say European Players In Light Of Trump’s Deregulation

Despite the US leadership pushing for an increasingly deregulated financial services market, some payments players and politicians in Europe are adamant that standards being watered down is not the way to boost growth.
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