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The UK’s Financial Conduct Authority (FCA) published its most recent Regulatory Initiatives Grid in April 2025, setting out the current priorities of the financial regulator, including for the payments and e-money industry. 
It reflects increasing collaboration among financial regulators in the UK, with 19 initiatives stemming from the repeal of assimilated law under the post-Brexit Financial Services and Markets Act 2023 in a bid to create a more proportionate, UK-tailored set of rules.
Plenty is at stake in the coming months and years for payments firms operating in the UK. For example, open banking is at a cross-roads, and many firms’ next revenue opportunities will depend on this.
Regulation is also likely to be tighter for payments firms, given that, like many jurisdictions around the globe, the UK is beginning to mature its payments sector.
In this piece, Vixio examines what the FCA has outlined in its latest regulatory grid, and why payments firms should care.
The full version can be found here.
