Payments Regulatory Deadlines to Watch in March 2026

Each month, we leverage data from our Horizon Scanning Regulatory Deadlines Calendar to bring you a glimpse of the key response deadlines and legislation effective dates coming up, so you can plan and take action around some of the most important regulatory developments unfolding right now.

In March, there are 64 regulatory deadlines on the horizon - with 27 key consultation periods coming to an end and requiring a response, and 19 actionable deadlines to be aware of coming into effect.

What are the regulatory deadlines to watch in March?

European Union

On February 16, 2026, the European Commission published Commission Regulation (EU) 2026/338 in the Official Journal of the European Union. 

The regulation amends Regulation (EU) 2023/1803 regarding International Financial Reporting Standard 18 (IFRS 18). As explained by the commission, on April 9, 2024, the International Accounting Standards Board issued the IFRS 18: presentation and disclosure in financial statements, with the objective of improving the communicated information in the financial statements, with a focus on information in the statement of profit or loss. This regulation therefore adopts IFRS 18 by amending Regulation (EU) 2026/338.

The regulation enters into force on March 8, 2026, 20 days after its publication. Companies are required to apply the amendments contained in Article 1 at the latest as from the commencement date of their first financial year starting on or after January 1, 2027.

Colombia

On February 26, 2026, the Central Bank of Colombia issued External Regulatory Circular DCIP-83 (Item 10), amending procedures applicable to foreign exchange operations under the International Exchange and Payment Manual. The Circular was published in Bulletin 5 of 2026 on February 27, 2026.

The amendments introduce modifications to the Foreign Exchange Information System including updated definitions, authentication procedures, user responsibilities, and reporting obligations applicable to foreign exchange market intermediaries (IMCs), the Ministry of Finance and Public Credit (MHCP), and other natural and legal persons conducting foreign exchange and international investment operations.

Some of the key changes include:

• Revised registration requirements for entities seeking registration as Foreign Exchange Market Intermediaries with the Central Bank, including submission of legal representative details and technical equity information.
• Strengthened authentication requirements through the Citizen Authentication System (SAUC), including use of one-time password (OTP) verification codes.
• Updated rules governing Administrator Users and Operator Users, including the requirement that IMCs and the MHCP maintain at least two active Administrator Users at all times.

The Circular confirms that failure to provide required information within the prescribed deadlines may result in notification to relevant control and oversight authorities. The amendments will enter into force on March 16, 2026.

Finland

On January 23, 2026, the Financial Supervisory Authority (FSA) announced that the parliament had approved the government’s proposal for laws amending the Consumer Protection Act, which subjects new credit providers and consumer credit intermediaries to FSA supervision and transposes Directive (EU) 2023/2225. 

The following operators will be subjected to registration requirements and FSA supervision: 

• Consumer loans that are granted by a firm that is primarily engaged in providing loans that are interest-free or free of charge. 
• Consumer loans are granted by entrepreneurs to finance the purchase of consumer goods that they sell on a sideline basis, where the loans granted are interest-free or free of charge. 
• Business operators that provide consumer credit to finance the purchase of consumer goods that they sell. 

The registration obligation extends to all entities supervised by the FSA that grant consumer credit. Payment and credit institutions granting credit related to a payment service are exempt from this requirement. 

The amendments enter into force on November 20, 2026, and firms must register with the FSA by this date. The FSA will begin accepting registration notifications from March 20, 2026 until May 20, 2026.

Argentina

On December 22, 2025, the Argentine Financial Information Unit (UIF) published Resolution No. 233, which establishes a new mechanism for the exchange of information between the Specific Control Bodies (OCEs) and their foreign counterparts in matters of anti-money laundering and counter-terrorism financing (AML/CTF).

According to a news release announcing the new resolution, it aims to expedite the exchange of information and simplify administrative procedures, in line with the actions recommended by the Financial Action Task Force (FATF).

Specifically, the resolution stipulates that all exchanges of information on AML/CTF carried out by the Central Bank of the Argentine Republic (BCRA), National Securities Commission (CNV), National Institute of Cooperatives and Social Economy (INAES) and National Superintendency of Insurance (SSN), in their capacity as compliance officers, with agencies performing similar functions in other countries, will be conducted directly between these authorities. The content of these exchanges must be reported to the UIF. The resolution takes effect on March 22, 2026.

Sweden

On November 28, 2025, the Swedish Financial Supervisory Authority (FSA) announced that it has made amendments to the periodic reporting requirements for anti-money laundering and counter-terrorist financing (AML/CTF).

The reports submitted to the FSA are requested every year and are used as a basis for the FSA’s risk-based supervision. The reports have been amended to introduce several new questions involving:

• The organisation of companies.
• The freedom to provide services.
• Frozen assets.

In addition, the FSA has updated its FAQs to include an overview. The reports can be submitted at the earliest on January 1, 2026. Firms must, however, submit the reports by March 31, 2026.

Vixio’s Horizon Scanning tool shows you real-time updates on regulatory deadlines and trends across 140+ global jurisdictions, including all US states, at the click of a button. Its Regulatory Deadlines Calendar feature sets out effective dates for published legislation, closing dates for consultation periods on proposed regulatory developments, and deadlines for specific requests for information by regulatory authorities. 

Want to see them all? Book a demo with a member of our team, who can show you how the Regulatory Deadline Calendar works, and why it forms a critical part of your compliance risk process.