Are you a retail bank drowning in regulatory noise and the fear of regulatory scrutiny?

With Vixio, compliance goes beyond defence - transforming it into a strategic enabler for growth

100+

financial services firms trust Vixio

257

average regulatory changes global FS firms deal with daily

90%

reduction in compliance research time

As a retail bank, staying on top of intensifying regulatory change is harder than ever. Traditionally, compliance focused on avoiding fines, penalties, and reputational damage to protect revenue. Today, competitive pressure in the retail banking space demands new revenue from products, markets, and verticals. This forces banks to tackle revenue protection at the same time as propelling the business forward.

Do these opportunities spark your interest?

Mastering Regulatory Intensity

  • Stay ahead of a complex wave of change: With PSD3, PSR, EU AI Act, CCD, CSRD and DORA converging in 2025–2026, proactive planning ensures readiness.
  • Strengthen accountability: Building robust reporting frameworks meets rising regulatory expectations on compliance teams.
  • Navigate change with confidence: Streamlined processes help manage the volume of updates, reducing the risk of penalties or reputational damage.

Leading Through Technological Pressure

  • Drive digital transformation: Compliance leaders can spearhead automation at scale.
  • Adopt AI responsibly: Embedding ethical oversight enables safe and compliant AI integration.
  • Build operational resilience: Robust systems support continuity under disruption and regulatory scrutiny.
  • Move with agility: Aligning with forward-thinking vendors keeps compliance strategies in step with rapid change.

Reducing Manual Tasks Through Automation

  • Automate regulatory monitoring: Streamline the daily tracking of 1,000+ updates from 1,400+ regulators.
  • Consolidate fragmented sources: Replace manual scraping and duplication with centralised data collection.
  • Refocus on strategy: Free teams from repetitive tasks to focus on higher-value priorities.

Maximising Impact Within Static Budgets

  • Do more with existing resources: Efficiency gains help meet rising demands despite potentially having flat budgets.
  • Address skills scarcity: Investing in upskilling and retention supports long-term capability.
  • Balance workloads effectively: Smarter allocation and process improvements offset the lack of additional financial support.

Stay compliant, competitive and market-ready with Vixio

At Vixio, we see compliance not as a cost centre, but as a growth engine - where teams see every regulatory change before it happens, avoid costly surprises, and use that confidence to launch products faster, respond to markets quicker. We do this by combining data, human insight with smart automation.

Horizon Scanning

Spot emerging regulations before they become a risk

Workflow Management

A smart inbox, for powerful prioritisation and audit trail

Regulatory Library

Save hours and bring clarity to regulations in one organised library

Expert Services

Bespoke reports and jurisdiction-specific insights tailored to you

Featured resources for Retail Banks

Guide

Tackling the U.S Deregulation Reset Outlook Guide 2025

Dive into the shifting U.S financial services landscape following a new wave of deregulatory policy.

Webinar

Decoding the Rise of Deregulation in the U.S.

We broke down the implications of the rollback of CFPB guidance, its alignment with broader deregulation trends, and how financial entities can strategically adapt to maintain compliance.

Guide

Front of Mind: Operational Priorities in H2 Outlook 2025

The four key operational challenges financial institutions operating in the EU and the UK need to prioritise.