mica compliance briefing

MiCA is Live. Is Your Firm Authorised

All transitional periods have expired. CASPs and stablecoin issuers operating in the EU wihtout MiCA authorisation are now in breach of EU law. This briefing covers what you need to have in place and where firms are falling short

Book a MiCA Review

Check Your MiCA Readiness

MiCA fully applicable from 30 December 2024. All transitional periods expired 1 July 2026

Where Does Your MiCA Obligation Start?

Every EU member state set its own transitional period and all have now expired. Select the jurisdictions you operate in to see the competent authority and what Vixio tracks there.

MiCA jurisdiction selector

Walk through your MiCA footprint with a Vixio specialist.

Book a MiCA review session

MICA COMPLIANCE TOOL

MiCA Maturity Self-Assessment for Crypto-Asset Service Providers and Exchanges

How ready is your CASP for full MiCA authorisation and supervision, now that the EU's transitional period has fully ended?

The EU-wide transitional period for MiCA fully ended on 1 July 2026. Full CASP authorisation, or the narrow reverse-solicitation exemption for non-EU firms not actively soliciting EU clients, is now the only lawful route to serve clients in the EU/EEA. This regulatory gap analysis rates you across ten statements covering the obligations that matter most for a CASP or crypto exchange operating today. Score each from 1 (not in place) to 5 (fully embedded and evidenced). Everything is computed in your browser and nothing is sent anywhere.

MiCA SELF-CHECK

How MiCA-ready is your firm?

Answer to start building

0%READINESS

—0 of 10 answered

Speak to an expert

Question 1 of 100% complete

RUNNING MICA COMPLIANCE AS A CONTINUOUS OBLIGATION

How Vixio helps you stay compliant with MiCA

Full CASP authorisation, or the narrow reverse-solicitation exemption for non-EU firms not actively soliciting EU clients, is now the only lawful way to serve the EU market, and the obligations don't stop once you hold the licence. Here's how our regulatory change management software helps a crypto-asset service provider run MiCA compliance as a controlled, auditable process.

One platform, every member state you passport into

Once authorised in one member state, you can passport across the EU/EEA, but national competent authorities still diverge in supervisory focus. Our regulatory horizon scanning tracks whitepaper filing (iXBRL since Dec 2025), reserve-backing rules for ART/EMT issuers, and significant-token thresholds, alongside every national signal. Divergence is visible, not buried.

Analyst interpretation, not just alerts

Our analysts tell you what each change means in practice, not just that it happened. Automated regulatory intelligence flags a new RTS or national interpretation; playbooks and verdicts turn it into action your team can take, one reason we're among the best ai tools for regulatory compliance for CASPs.

A structured, auditable process

MiCA runs on several live obligations at once: AML/CFT readiness from day one of authorisation, ahead of becoming a full obliged entity under the EU AML Regulation from July 2027, plus the market abuse regime. Our compliance tracking software links each obligation to evidence, not just assertion.

Cross-regime coordination

For CASPs also providing payment-like services on e-money tokens, the EBA's June 2025 No-Action Letter on the PSD2/PSD3 overlap carries an early-2026 compliance deadline. We keep one coherent process across MiCA and PSD2/PSD3, so a control or incident is evidenced once, not managed twice.

Dates and instruments

The live deadline timeline

The dates and legal instruments that shape a CASP's MiCA position, from full application through the whitepaper, reserve-backing and supervisory deadlines that followed. Where a firm still relies on manual tracking, this is where crypto compliance software earns its place.

92

days since MiCA's transitional period fully ended

Full CASP authorisation, or the narrow reverse-solicitation exemption, is now the only lawful route to the EU market

MiCA is Live. Is Your Firm Authorised

Where Does Your MiCA Obligation Start?

MiCA Maturity Self-Assessment for Crypto-Asset Service Providers and Exchanges

How Vixio helps you stay compliant with MiCA

The live deadline timeline

92

Schedule your MiCA review session