Preparing for PSD3/PSR Authorisation Playbook

The European retail payments landscape is entering its next major evolution. While the Payment Services Directive (PSD3) and Payment Services Regulation (PSR) promise payment institutions greater operational autonomy and direct access to settlement systems, they also introduce a significantly heavier regulatory burdendemanding mandatory reauthorisation, stricter safeguarding rules, and increased capital requirements.  

For Chief Compliance Officers, senior management, and board members, preparing for this shift is an immediate business priority. To help you navigate this transition without disrupting your business model, Vixio's Preparing for PSD3/PSR Authorisation Playbook provides a clear, practical map of the changing regulatory terrain. Download the playbook to discover exactly how to update your compliance frameworks, manage operational risks, and secure your market position.

What’s Inside:

• The "Before vs. After" Blueprint: A comprehensive, side-by-side comparison detailing streamlined service categories, new cumulative capital calculations, and stricter requirements around concentration risk and safeguarding diversification
• Regulatory Interplay Decoded: Clear insights into how PSD3/PSR interacts with DORA's ICT incident management frameworks and MiCA's licensing exemptions, allowing eligible payment institutions to offer crypto-asset services without a separate MiCA authorisation
• Strategic Preparedness Checklists: Tailored action plans and targeted questions for compliance officers, senior leadership, and board members to ensure organiational readiness, manage the 21-month transition timeline, and avoid critical "compliance traps"