Insights

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Our industry experts regularly spend time with lawmakers, regulators and industry participants to get to the heart of regulatory issues. We deliver our expert insights across multiple media to ensure timely delivery of information to meet your everyday needs.

From quick blog insights through to industry events, we provide you with the depth and breadth of knowledge needed to help you make the right business decisions, staying compliant and gaining a competitive advantage.

Automatic Pix Goes Live, Enabling Recurring Payments in Brazil

Pix, Brazil’s instant payments system, has introduced a recurring payments mechanism, aiming to simplify bill payments for consumers.
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Sweepstakes Ban Under Consideration in New York, Vetoed In Louisiana

As one state legislature looks to reinforce regulatory actions against sweepstakes gaming operations, another has seen the governor veto a legislative ban, calling it unnecessary.
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Pay.UK Sets Out Ideas For Reforming UK’s Payments Infrastructure

Payment system operator Pay.UK has unveiled a package of proposed reforms to the organisational framework for interbank payments, urging “radical” change to prevent the UK falling behind on infrastructure and innovation.
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Presidential Decree Confirms Brazil Betting Tax Hike

A sharp increase in the main tax applied to online betting in Brazil became reality late Wednesday when an emergency decree was published in the Brazilian government’s official gazette.
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Wholesale CBDC Issuance Set To Accelerate In Coming Years, Says BIS

Over the next six years, central banks are more likely to issue wholesale central bank digital currencies (CBDCs) than retail CBDCs, a new report from the Bank for International Settlements (BIS) has found.
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Payments

Phoenix Payments Hit With Hefty Fine In Latest Lithuania Crackdown

The Bank of Lithuania has signalled its commitment to tightening compliance in the payments and e-money sector, handing out fines totalling more than €1m for breaches of compliance.
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Payments

UK Tribunal Allows Interchange Fee Lawsuits Against Visa And Mastercard To Proceed

Any merchant accepting card payments in the UK can now bring a claim against card network operators under a ruling by the Competition Appeal Tribunal.
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Payments

Daily Dash: India Aims To Fight Fraud Through Central Bank 'Payments Intelligence Platform'

India has proposed the creation of a digital payments intelligence platform that will be used to fight fraud, while the UK’s Financial Conduct Authority has imposed restrictions on e-money firm AstroPay.
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Payments

European Authorities Issue Warnings To Public Over Euros Gambling

As the UEFA European Football Championship kicks off, European gambling regulators have warned about sports gambling with illegal operators and the risk of addiction.
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Gambling

Thailand Seeks Applicants For Programmable Payments Trial

Financial institutions have the opportunity to work with the Bank of Thailand on exploring the potential of smart contracts and distributed ledger technology in payments as part of a new regulatory sandbox project.
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Payments

EU Transfer Of Funds Regulation Needs Better Market Surveillance, Dutch Minister Says

The Dutch minister of finance has formally requested the European Commission to consider amending the Transfer of Funds Regulation to better facilitate market surveillance and consumer protection operations.
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Payments

EBA Clarifies Fraud Reporting, SCA Requirements Under PSD2

Payments companies at both ends of fraudulent transactions must report them to the European Banking Authority (EBA), and must maintain separate security authentication for different processes they offer, the regulator has said in an answer to questions from regulated companies about the Payment Services Directive (PSD2).
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Payments

Daily Dash: EU Extends Sanctions On Russia Over Crimea Annexation Until June 2025

The EU has announced that its long-standing sanctions against Russia over Crimea will continue, while Hungary welcomed a surge in digital payments during Q1 this year.
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Payments

Massachusetts May Follow Other States In Targeting Bovada's U.S. Operations

Massachusetts regulators are considering joining at least two other states in ordering offshore online betting platform Bovada to exit the state’s gaming market.
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Gambling

U.S. Supreme Court Rejects Challenge To Florida Online Sports Betting

The U.S. Supreme Court has rejected an effort to overturn online sports betting in Florida, denying a request by West Flagler Associates and Bonita-Fort Myers Corp. to hear their petition questioning the legality of a 2021 gaming compact between the state and the Seminole Tribe.
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Gambling

Daily Dash: US Treasury Expands Secondary Sanctions Against Russia

The US Treasury has announced that it will pursue foreign financial institutions that do business with sanctioned Russian banks, while the European Banking Authority has published new stablecoin and e-money standards under MiCA.
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Payments

UK Payments Bills Upended By Snap Election Will Be Back, Lawmaker Says

A member of the House of Lords has said that several key bills that will affect payments firms should return to parliament following the UK’s snap election.
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Payments

Credit Card Competition Act Impact On Rewards Could Restructure US Arena

Americans could see a reduction in credit card reward schemes if the Credit Card Competition Act comes into effect, although exactly how much is up for debate, as networks weigh up the regulation’s squeeze on their interchange fees against the desire to offer better rewards than their competitors.
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Payments

UK Political Manifestos Reveal Broad Support For Fintech

Last week, UK political parties released their manifestos, with both the governing Conservative Party and the leading Labour Party committing to advance fintech issues.
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Payments

Australia Probes Bet365 Over Online Betting Vouchers

Australia’s federal minister responsible for online gambling has referred corporate bookmaker bet365 to the regulator over online vouchers that may circumvent new credit card bans.
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Gambling

Dutch Gambling Braces For Hostile State Secretary

The new Dutch minister for gambling is expected to come from a party that has publicly called for the open online gambling market to be closed.
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Gambling

U.S. Sports-Betting Operators Not Exiting High Tax States, Yet

Illinois and Ohio have increased their take from a growing online sports-betting business, but analysts warn that lawmakers run the risk of going too far and damaging the industry should other state legislatures follow their lead and raise taxes.
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Gambling

Brazil Operators Seek Clarity About Permissible Casino Games

Following a positive resolution to one key pending policy question, industry groups are now hoping that Brazil's new gambling regulator will take inspiration from Italy in allowing for a wide range of casino-style games to be offered under the guise of fixed-odds betting.
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Gambling

News In Brief: June 10-June 14, 2024

Sweden's gambling regulator is to appeal a ruling that forced it to end enforcement against payments company Zimpler and Indonesia's President has begun a new crackdown on all forms of gambling.
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Gambling
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UK Competition Regulator Opens Consultation On Worldpay Sale To Global Payments, Signalling Possible Probe

The UK’s Competition and Markets Authority is to investigate Global Payments’ anticipated acquisition of Worldpay, potentially signalling a deeper investigation ahead of a mid-July deadline.
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European Supplier Licensing In 2025: The New Normal

Gambling suppliers have been forced to say goodbye to the era when licensing oversight was either an afterthought or a jurisdictional idiosyncrasy. Now, firmly in an era where scrutiny on the B2B sector is at an all-time high, European jurisdictions are bedding in a new normal for the sector.
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Philippine Politicians, Treasury Move Against Domestic Online Gambling

Clouds are forming over Philippine domestic online gambling as government officials float a new tax and senators lead a charge for restrictions on e-wallets, buy-ins and even a full industry ban.
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Nevada Congresswoman Seeks To Rescind Limits On Deductible Gambling Losses

Nevada Representative Dina Titus, whose congressional district includes the Las Vegas Strip, is set to introduce legislation to repeal a controversial provision in President Trump’s “One, Big, Beautiful Bill” that would limit declarable losses for gamblers.
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Dutch Affordability A Success, Claims Regulator

The Dutch gambling regulator has said it is happy with the effects of its controversial affordability regime despite worrying revenue trends, arguing that it has reduced dangerous gambling.
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Launch Of Papsscard Marks A Step Forward For African Financial Sovereignty

A joint venture between African Export-Import Bank (Afreximbank), the Pan-African Payment and Settlement System (Papss) and Mercury Payment Services, Papsscard is the first Pan-African card scheme and is intended to boost the continent’s financial autonomy.
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Finland Launches AML/CTF Legal Overhaul Consultation

Finland’s government has launched a public consultation on its plans to reform the country’s Money Laundering Act and bring its financial crime regime into line with EU regulations.
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California Attorney General Says All Daily Fantasy Sports Are Illegal

California Attorney General Rob Bonta dealt a major blow to fantasy sports operators on Thursday by releasing a long-awaited opinion declaring that state law prohibits all daily fantasy sports contests.
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Regulatory Influencer: Requirements for Market Entry in Finland

Finland is currently in the process of reforming its gambling regulatory framework and partially ending Veikkaus Oy’s exclusive right to organise online and land-based gambling in the country.The Bigger PictureOn March 20, 2025, the Finnish government submitted the draft law of the new Gambling Act to parliament, with new licensees scheduled to begin their operations in the country at the start of 2027. 
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The UK’s 2025 Regulatory Grid: Key Priorities for Payments Firms

The UK’s Financial Conduct Authority (FCA) published its most recent Regulatory Initiatives Grid in April 2025, setting out the current priorities of the financial regulator, including for the payments and e-money industry. In this piece, Vixio examines what the FCA has outlined in its latest regulatory grid, and why payments firms should care.
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