Insights

Your window into the complex world of compliance and regulations

Our industry experts regularly spend time with lawmakers, regulators and industry participants to get to the heart of regulatory issues. We deliver our expert insights across multiple media to ensure timely delivery of information to meet your everyday needs.

From quick blog insights through to industry events, we provide you with the depth and breadth of knowledge needed to help you make the right business decisions, staying compliant and gaining a competitive advantage.

Automatic Pix Goes Live, Enabling Recurring Payments in Brazil

Pix, Brazil’s instant payments system, has introduced a recurring payments mechanism, aiming to simplify bill payments for consumers.
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Sweepstakes Ban Under Consideration in New York, Vetoed In Louisiana

As one state legislature looks to reinforce regulatory actions against sweepstakes gaming operations, another has seen the governor veto a legislative ban, calling it unnecessary.
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Pay.UK Sets Out Ideas For Reforming UK’s Payments Infrastructure

Payment system operator Pay.UK has unveiled a package of proposed reforms to the organisational framework for interbank payments, urging “radical” change to prevent the UK falling behind on infrastructure and innovation.
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Presidential Decree Confirms Brazil Betting Tax Hike

A sharp increase in the main tax applied to online betting in Brazil became reality late Wednesday when an emergency decree was published in the Brazilian government’s official gazette.
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Affordability Policy Unveiled In The Netherlands

Operators in the Netherlands will soon need to comply with a two-tier affordability scheme and a raft of other new rules released by the Dutch Gambling Authority on Monday.
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Gambling

Regulatory Influencer: PSR's Letter to FPS Participants Ahead of APP Scams Reimbursement Requirement Entering into Force

Vixio’s global roundup of imperative regulatory developments. Your lowdown on what the world’s regulatory leaders are up to this month.
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Payments

Australia To Name And Shame Companies Not Paying Suppliers On Time

A new bill that aims to ensure large companies pay smaller suppliers on time has been introduced to the Australian parliament, and includes provisions that will lead to the public exposure of late payers.
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Payments

Singapore's Fair Dealing Rules Will Now Cover Payments And Crypto Firms

The Monetary Authority of Singapore has announced significant updates to its Guidelines on Fair Dealing, meaning more compliance requirements for payments licensees operating in the jurisdiction.
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Payments

Business As Usual Despite Hemsley Exit, PSR Says

The Payment Systems Regulator (PSR) has confirmed that its controversial authorised push payment fraud reimbursement rules are to go ahead, despite managing director Chris Hemsley’s imminent exit.
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Payments

Daily Dash: EU Supervisory Authorities Publish Key Resources For DORA Reporting Trial

A “dry run” of the EU’s Digital Operational Resilience Act (DORA) is almost ready for launch, while the EU’s securities regulator has published a final report on conflict of interest rules for crypto firms.
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Payments

Deadline Looming For Gaming Bills In New York Legislature

A bill that would require warning labels on advertising regarding the potentially addictive nature of sports betting and casino gaming has taken another step towards passage in the New York legislature.
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Gambling

Kenya’s Finance Bill Targets Gambling Tax Increases

Kenya’s Finance Bill 2024 includes proposals to increase the excise duty on gambling products, remove their VAT exemption, and expand the scope of gambling adverts required to pay excise duty.
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Gambling

Philippines Mystery Mayor Suspended, Police Purged Over POGO Links

Philippine officials have suspended an ethnic Chinese mayor and several town officials, and stood down 49 police officers from duty over the mayor’s alleged links to online gambling, cyber-scamming and other suspicious activity.
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Gambling

Tight Timeline, Evolving Regulations Among Brazilian Licensing Challenges

Operators are facing up to the twin challenges of submitting a licence application in Brazil within a tight window of 90 days, while also reacting to a regulatory regime that is still evolving.
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Gambling

New EU AML Package Will Benefit Online Operators, Says EGBA

The European Council’s approval of the EU’s package of new anti-money-laundering (AML) regulations will benefit online gambling operators by standardising AML rules and reporting requirements, according to the European Gaming and Betting Association (EGBA).
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Gambling

Visa, Mastercard Agree To Pay $197m To Settle ATM Class Action

Visa and Mastercard have agreed to pay $197m to settle a “longstanding” and “hard-fought” class action alleging antitrust violations by the two card networks.
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Payments

Surcharging Becomes PSD3 Wedge Issue

Merchants are pushing back on a European Parliament charge to fully prohibit surcharging, despite it having been largely banned in the Payment Services Directive (PSD2).
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Payments

Daily Dash: Chris Hemsley To Depart Payment Systems Regulator

The head of a key UK payments regulator has tendered his resignation, while Swift has launched new pilots using AI to combat cross-border payments fraud.
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Payments

U.S. Sports Betting Annual Promo Tax Deductions Top $158m

As concern mounts among investors that states will follow the lead of Ohio and Illinois to raise headline tax rates on sports wagering, promotional play deductions remain a significant source of savings for operators that a few states have since looked to revisit.
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Gambling

Michigan Scrutinizes Suppliers Over Game Content In Illegal Markets

In the latest of a series of actions cracking down on illegal online gambling, the Michigan Gaming Control Board has issued a cease-and-desist letter to offshore sportsbook Bovada and is also requiring licensed suppliers to attest that they do not provide games to illegal operators internationally.
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Gambling

Week In Crypto: FTX Co-CEO Sentenced To 7.5 Years In Prison

Another FTX executive receives a custodial sentence, a Binance compliance chief falls “seriously ill” while on trial in Nigeria, and Binance announces a $3 incentive for customers to undergo "know your customer" checks.
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Payments

Nordic Banks Warn EU Of Increased Fraud Risks Under New Regulations

Nordic banks have warned the European Commission of the potential exacerbation of fraud risks under new EU regulations, citing proposed changes to payment service provider liability and advocating for stricter oversight of telecom companies and intensified efforts to combat fraud on social media platforms.
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Payments

Pay.UK’s Fraud Detection Pilot Exceeds Expectations

Pay.UK’s fraud detection and prevention pilot, in collaboration with Visa, Synectics Solutions and Featurespace, has shown a 40 percent uplift in fraud detection.
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Payments

Daily Dash: Bank Of Canada ‘Disappointed’ By Real-Time Payment System Delays

A senior official at the Bank of Canada has expressed frustration at the repeated delays to the launch of the country’s instant payment system, while Latvia is seeing results in its fight against phone scams.
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Payments
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Dutch Affordability A Success, Claims Regulator

The Dutch gambling regulator has said it is happy with the effects of its controversial affordability regime despite worrying revenue trends, arguing that it has reduced dangerous gambling.
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Launch Of Papsscard Marks A Step Forward For African Financial Sovereignty

A joint venture between African Export-Import Bank (Afreximbank), the Pan-African Payment and Settlement System (Papss) and Mercury Payment Services, Papsscard is the first Pan-African card scheme and is intended to boost the continent’s financial autonomy.
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Finland Launches AML/CTF Legal Overhaul Consultation

Finland’s government has launched a public consultation on its plans to reform the country’s Money Laundering Act and bring its financial crime regime into line with EU regulations.
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California Attorney General Says All Daily Fantasy Sports Are Illegal

California Attorney General Rob Bonta dealt a major blow to fantasy sports operators on Thursday by releasing a long-awaited opinion declaring that state law prohibits all daily fantasy sports contests.
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Regulatory Influencer: Requirements for Market Entry in Finland

Finland is currently in the process of reforming its gambling regulatory framework and partially ending Veikkaus Oy’s exclusive right to organise online and land-based gambling in the country.The Bigger PictureOn March 20, 2025, the Finnish government submitted the draft law of the new Gambling Act to parliament, with new licensees scheduled to begin their operations in the country at the start of 2027. 
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The UK’s 2025 Regulatory Grid: Key Priorities for Payments Firms

The UK’s Financial Conduct Authority (FCA) published its most recent Regulatory Initiatives Grid in April 2025, setting out the current priorities of the financial regulator, including for the payments and e-money industry. In this piece, Vixio examines what the FCA has outlined in its latest regulatory grid, and why payments firms should care.
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News In Brief: June 30-July 4, 2025

Louisiana's AG rules sweepstakes casinos illegal, while Intralot acquires Bally's international online business.
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Ontario Prepares For Next Phase of Gaming Market Evolution

More than three years after the launch of Ontario’s competitive online gambling market, provincial leaders are looking to the next phase of the market’s maturity, including increased black-market enforcement efforts and a government review of the industry.
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Maryland Plans To Significantly Reduce Promotional Deductions

After Maryland lawmakers agreed to raise sports betting taxes this past legislative session, gaming regulators are now moving forward with limiting the amount of free-bets and other promotions that operators may deduct from taxable revenue.
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UK Financial Risk Checks Findings "Very Favourable" But Consumers Confused About Affordability

The Gambling Commission’s director of major policy projects and evaluation has said initial findings around the impact of financial risk checks have been “very favourable,” but confusion remains around affordability checks.Helen Rhodes said the recent findings from the ongoing pilot of financial risk assessments represent a “significant step forward in our work” during the opening talk at iGB L!VE in London on Wednesday (July 2).
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