Insights

Your window into the complex world of compliance and regulations

Our industry experts regularly spend time with lawmakers, regulators and industry participants to get to the heart of regulatory issues. We deliver our expert insights across multiple media to ensure timely delivery of information to meet your everyday needs.

From quick blog insights through to industry events, we provide you with the depth and breadth of knowledge needed to help you make the right business decisions, staying compliant and gaining a competitive advantage.

Automatic Pix Goes Live, Enabling Recurring Payments in Brazil

Pix, Brazil’s instant payments system, has introduced a recurring payments mechanism, aiming to simplify bill payments for consumers.
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Sweepstakes Ban Under Consideration in New York, Vetoed In Louisiana

As one state legislature looks to reinforce regulatory actions against sweepstakes gaming operations, another has seen the governor veto a legislative ban, calling it unnecessary.
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Pay.UK Sets Out Ideas For Reforming UK’s Payments Infrastructure

Payment system operator Pay.UK has unveiled a package of proposed reforms to the organisational framework for interbank payments, urging “radical” change to prevent the UK falling behind on infrastructure and innovation.
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Presidential Decree Confirms Brazil Betting Tax Hike

A sharp increase in the main tax applied to online betting in Brazil became reality late Wednesday when an emergency decree was published in the Brazilian government’s official gazette.
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Study Shows Surge in Older Online Gamblers During Pandemic

Hundreds of thousands more people over 65 in the UK are gambling online than at the start of the pandemic, the Royal College of Psychiatrists has said.
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Gambling

2021: The Year Indian Gaming Joined The Sports Betting Gold Rush

As uncertain as the future of the Seminole Compact may be, this historic gambling agreement in Florida marked the end of tribal ambivalence toward sports betting and the consequences for both Indian and commercial gaming promise to be seismic.
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Gambling

NSW Crime Commission To Probe Slots Money Laundering

Australia's New South Wales (NSW) state crime commission and the state’s gaming watchdog have announced a joint inquiry into slot machine money laundering, just weeks after a government investigator flagged large-scale washing of funds in pubs and clubs.
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Gambling

Green Finance Data Of Growing Interest To Central Banks, Says Study

Central banks are increasingly assessing sustainable finance in pursuing their core mandates, a survey by the Irving Fisher Committee on Central Bank Statistics has found.
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Payments

Buy Now, Pay Later, 2021’s Booming Old-New Payment Trend

Buy now, pay later (BNPL) has grown to be one of the biggest trends in payments in 2021. VIXIO reviews the changes the booming market experienced in 2021 and how market participants and regulators reacted to these opportunities and risks.
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Payments

A Warning Shot Across The Bow - J.P. Morgan Pays $125m After Using WhatsApp To Do Securities Business

J.P. Morgan has agreed to pay a steep $125m fine to the U.S. Securities and Exchange Commission for failing to keep records of WhatsApp messages that included securities business communications.
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Payments

Greek Online Revenues On Track To Exceed £700m In 2021

Greece's newly licensed online market buoyed up the whole country's gambling industry in 2021, which grew fractionally year-on-year despite a nationwide lockdown that shuttered the land-based sector until May.
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Gambling

Illinois Gambling Lobbyist Who Opposed Casino Expansion Retires

Most gambling lobbyists are paid to advocate for the industry's expansion, but the head of the Illinois Casino Gaming Association spent almost all of his 20-year career battling legislators bent on saturating his state's market to increase tax revenue.
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Gambling

Learning from 2021 Regulatory Changes — Insight for 2022 and Beyond

This piece will look back at two notable and ongoing events: Brexit changes and the effect on payment service providers (PSPs) of reforms at the Federal Financial Supervisory Authority (BaFin), Germany’s financial regulator. It will relook at how these issues developed in 2021, and will seek to understand how these issues are likely to affect PSPs in 2022 and beyond.
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Payments

Revolut Scores Full EU Banking Licence

The British-headquartered fintech has been granted a full banking licence from the European Central Bank.
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Payments

Weak Automated AML Procedures Cost HSBC £64m

The UK Financial Conduct Authority has fined HSBC Bank £63,946,800 after finding failures in the bank’s automated processes that monitored hundreds of millions of transactions on a monthly basis.
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Payments

Cardageddon Or An Easy Ride? One Year Into SCA

Strong customer authentication (SCA) was the final compliance requirement to be borne out of the revised Payment Services Directive (PSD2) and, one year in, it continues to make headlines. Here is our round-up of some of the key events, challenges and voices of the industry that kept SCA in the news in 2021.
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Payments

Chaos' As Ukraine Skips Vote On Tax, Regulators

A vote to solve Ukraine’s gambling commission conflict and reduce its tax burden did not take place last week as planned, forcing ministers to scramble and leaving the industry looking to 2022 for long-term solutions.
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Gambling

Seminole Compact Challenge Forces Changes To California Sports-Betting Initiative

A federal judge’s decision to void a gaming compact between the Seminole Tribe and the state of Florida over a provision allowing state-wide mobile sports betting with servers based on tribal lands has prompted a coalition of four California tribes to revise their ballot proposal for online sports wagering.
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Gambling

Proposed Dutch Gambling Ban Sits In Minister's Hands

Whether and how the Netherlands imposes a ban on broadcast gambling ads plus restrictions on internet advertising will probably be up to an outgoing minister or his successor.
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Gambling

Christmas BNPL Spending Raises Concerns For Irish Consumer Watchdog

With one in three Irish consumers planning on using credit for their Christmas spending this year, Irish authorities have raised alarm bells about the risks of short-term credit, including credit cards and buy now, pay later (BNPL) products.
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Payments

Week In Brief - December 17, 2021

A short roundup of some of the week's payments news you may have missed. This week we look at the UK Payment Systems Regulator's update on SD2 and SD3, the first group of European ACHs' technical account migration to TIPS, the latest U.S. actions concerning consumer privacy, fines in Cyprus, and a new cross-border taskforce set up by the Bank for International Settlement.
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Payments

Update: U.S. Senator Offers Alternative To Bank-Like Stablecoin Regulation

In contrast to an interagency report that seeks to bring stablecoin issuers under bank-like regulations, a U.S. Republican Senator would allow stablecoin issuers to choose from three regulatory regimes based on their business models.
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Payments

Dutch Parliament Calls For Ban On Gambling Advertising

The Dutch House of Representatives last night passed a surprise motion calling for an end to gambling advertising, a step which will pressure the Cabinet to address a possible ban on sports betting and casino ads.
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Gambling

Irish National Lottery Calls For 'Must Win Draw'

The luck of the Irish has been found wanting, as the National Lottery operator seeks approval for a “must be won draw” to be introduced for a controversial jackpot that has remained un-won since June.
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Gambling
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French Regulator Reignites Calls For Whistle-to-Whistle Ban and Loss Limits

France’s gambling regulator has once again reiterated calls to introduce a whistle-to-whistle advertising ban, as well as loss limits for players aged 18-25 years old.The president of France’s National Gambling Authority (ANJ), Isabelle Falque-Pierrotin, said changes to the country's regulatory framework are “essential” for a sustainable gambling industry model during her closing remarks at a conference addressing gambling addiction on June 27, 2025.
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CFPB Suffers Double Shock As Budget Slashed And Redundancies Ruled Lawful

Opponents of the US Consumer Financial Protection Bureau (CFPB) have experienced twin triumphs, as an injunction halting the agency's restructuring has been lifted and the federal budget bill has almost halved its funding.
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Regulatory Influencer: The Key Updates to the EU’s Payment Services Package

The EU has for some time been working on updating its regulation of the payments sector, planning to issue a revised directive and to introduce a bloc-wide payment services regulation.
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FCA’s £21m Monzo Fine Emphasises That Growth Must Be Responsible

By imposing the fine on the challenger bank, the UK financial services regulator has sent a reminder to disruptors that they must pay attention to their regulatory duties.
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After Escaping CFPB Enforcement, Zelle Pitches To US Treasury Department

Zelle, the largest peer-to-peer (P2P) payments platform in the US, has offered itself to the Trump administration as the solution to its phasing out of government checks, yet continues to face scrutiny from lawmakers.
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Thai Casino Bill Withdrawn Amid Mounting Political Woes

The Thai government has indefinitely withdrawn a bill legalising casinos amid political shockwaves and a flailing legislative campaign.
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Pennsylvania Seeks To Reduce iGaming Fraud With Stricter KYC Requirements

Pennsylvania regulators have released a list of enhanced know-your-customer requirements in an effort to strengthen account security and reduce fraudulent activity, as they continue to involuntarily exclude online gaming customers for unscrupulous activities.
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News In Brief: July 7-July 11, 2025

California senators back sweepstakes ban, while Brazil's Senate scraps a planned vote on casino expansion
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Bulgarian Stakeholders Welcome Proposed Restrictions But Warn They Could Boost Black Market

A Bulgarian gambling trade group and others have warned that the government's proposal to restrict risky gambling behaviour could push players to the black market and is “not supported by established European regulatory models”.
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'Milestone' Passed As Bahrain Introduces Licensed Stablecoin Regime

The Central Bank of Bahrain (CBB) has announced that providers will be able to issue single-currency stablecoins backed by the Bahraini dinar, the US dollar or any other fiat currency it deems acceptable.
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