Insights

Your window into the complex world of compliance and regulations

Our industry experts regularly spend time with lawmakers, regulators and industry participants to get to the heart of regulatory issues. We deliver our expert insights across multiple media to ensure timely delivery of information to meet your everyday needs.

From quick blog insights through to industry events, we provide you with the depth and breadth of knowledge needed to help you make the right business decisions, staying compliant and gaining a competitive advantage.

Automatic Pix Goes Live, Enabling Recurring Payments in Brazil

Pix, Brazil’s instant payments system, has introduced a recurring payments mechanism, aiming to simplify bill payments for consumers.
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Sweepstakes Ban Under Consideration in New York, Vetoed In Louisiana

As one state legislature looks to reinforce regulatory actions against sweepstakes gaming operations, another has seen the governor veto a legislative ban, calling it unnecessary.
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Pay.UK Sets Out Ideas For Reforming UK’s Payments Infrastructure

Payment system operator Pay.UK has unveiled a package of proposed reforms to the organisational framework for interbank payments, urging “radical” change to prevent the UK falling behind on infrastructure and innovation.
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Presidential Decree Confirms Brazil Betting Tax Hike

A sharp increase in the main tax applied to online betting in Brazil became reality late Wednesday when an emergency decree was published in the Brazilian government’s official gazette.
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’A Historic Day’: Bunq Claims Victory Over Dutch Central Bank In AML Case

Dutch fintech bunq is celebrating after the Dutch Trade and Industry Appeals Tribunal ruled in its favour over the use of artificial intelligence for anti-money laundering (AML) compliance.
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Payments

Daily Dash: Danske Bank Enables Dankort Cards For Apple Pay

Danske Bank announces Apple Pay customers can now pay with Dankort, Deutsche Bank unveils new payments deal with the new Smart #1 electric car in Europe, and the US consumer watchdog is suing an event registration company for tricking people into signing up.
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Payments

Experts Defend Australia's Bloodied State Gaming Regulators

Gaming industry experts have defended Australia’s state government casino regulators, hinting that at least one federal agency left regulators hanging as dysfunction and disgrace enveloped the nation’s two largest casino operators.
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Gambling

Twitch Gambling Crackdown Should Go Further, Says German Regulator

Germany’s Joint Gambling Authority of the Federal States (GGL) has welcomed streaming platform Twitch tightening its rules around gambling content, but the regulator hopes the measure is only “a very first step”.
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Gambling

Maryland, Ohio, Massachusetts Progress Toward Sports Betting Launches

Maryland, Ohio and Massachusetts regulators all announced the latest steps Wednesday on their respective paths to launching sports betting.
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Gambling

Virginia Lottery Signals Agreement To Be State's Primary Gaming Regulator

As legal gambling in its various forms continues to grow in Virginia, a new report calls on legislators to amend the law to allow the state lottery to oversee and regulate most gaming in the state, a proposal supported by lottery officials.
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Gambling

iGaming Ontario's Boss Looks To Next Phase Of Online Gaming Launch

Six months after launch, the vision of iGaming Ontario, the entity that manages Ontario’s burgeoning online gaming market, has begun to shift to a longer-term focus.
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Gambling

EBA Makes New PSD2 Clarifications

The European Banking Authority (EBA) has published its latest payment services-related Q&As, looking at issues such as strong customer authentication (SCA) and passporting.
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Payments

The Good, The Bad And The ‘Ugly Baby’: Regulators Discuss Crypto At DC Fintech Week

Regulators and lawmakers were out in force at last week’s DC Fintech Week, praising the EU's approach to crypto regulation, discussing challenges of bipartisan legislation and questioning sham skeuomorphism.
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Payments

’The Biggest Shake Up In 20 Years’ - Australia’s Treasury Prepares To Step Up As Payments Regulator

As the Reserve Bank of Australia prepares to hand over much of its payments regulatory duties to the Treasury, there is a long road ahead to thrash out what will stay and will go. There are questions too about the Treasury’s impartiality as a regulator.
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Payments

Canada RTR Delay ’Frustrating’ But ’Right Decision’, Expert Says

Despite industry backlash, Canada has made the prudent decision to delay the launch of the forthcoming Real-Time Rail (RTR) payment system, as Payments Canada pushes to open up the new payment system to non-banks.
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Payments

Ukraine Lays Out Where Gambling Operations Are Banned Under Martial Law

As the Russian invasion of Ukraine continues, gambling regulator KRAIL says it has received a number of requests from industry to define the occupied lands in which gambling activities are prohibited.
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Gambling

U.S. Government Doesn't Want Seminoles' Help On Florida Sports-Betting Appeal

The U.S. Department of the Interior wants to restore online sports-betting operations in Florida by the Seminole Tribe, but does not want the tribe’s help in making that happen.
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Gambling

Norwegian Regulator Responds To Illegal Social Media Ad Concern

​​​​​​​The Norwegian Gambling Authority has been petitioned by the Norwegian Policy Network on Alcohol and Drugs to investigate and fine companies for allowing illegal gambling advertising on social media.
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Gambling

Aggressive, Confident Ontario Steels For Next Online Milestone

Ontario province is days away from becoming a sizable, fully regulated online gaming market, and its top regulator warns it will “aggressively pursue” non-compliant operators despite reluctant police and politicians.
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Gambling

VIXIO Impact Index: Turning Point As Global Impact Rises

Regulatory impact has risen for the first time in six months, and with the summer now behind us, is likely to continue for the rest of the year based on previous trends. We also consider why the UK produces so much more regulatory activity than the rest of the world.
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Payments

ESG Is A Business Opportunity, Not A Setback

Boards and senior executives must get their sustainability strategies right to remain relevant, as environmental, social and governance (ESG) issues emerge as a significant theme at Sibos 2022.
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Payments

Bahamas’ Sand Dollar Offers Key Lessons For Future Of CBDC

Two years after the world’s first central bank digital currency went live in the Bahamas, the company behind the technology used for the digital fiat argues important learnings from this test case can help policymakers in other jurisdictions with their own deployment.
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Payments

Cash Use Stabilises In UK, Eurozone Following Pandemic Decline, Say Central Banks

Cash use and ATM withdrawals have stabilised in the UK and Ireland after a pandemic-induced decline, while a significant proportion of eurozone merchants continue to prefer cash.
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Payments

UK Gambling Commission Calls For Regulator Collaboration

The head of the UK Gambling Commission has called on the world’s gambling regulators to intensify cooperation to the point of “taking action” on compliance enforcement and intelligence gathering.
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Gambling
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UK Competition Regulator Opens Consultation On Worldpay Sale To Global Payments, Signalling Possible Probe

The UK’s Competition and Markets Authority is to investigate Global Payments’ anticipated acquisition of Worldpay, potentially signalling a deeper investigation ahead of a mid-July deadline.
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European Supplier Licensing In 2025: The New Normal

Gambling suppliers have been forced to say goodbye to the era when licensing oversight was either an afterthought or a jurisdictional idiosyncrasy. Now, firmly in an era where scrutiny on the B2B sector is at an all-time high, European jurisdictions are bedding in a new normal for the sector.
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Philippine Politicians, Treasury Move Against Domestic Online Gambling

Clouds are forming over Philippine domestic online gambling as government officials float a new tax and senators lead a charge for restrictions on e-wallets, buy-ins and even a full industry ban.
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Nevada Congresswoman Seeks To Rescind Limits On Deductible Gambling Losses

Nevada Representative Dina Titus, whose congressional district includes the Las Vegas Strip, is set to introduce legislation to repeal a controversial provision in President Trump’s “One, Big, Beautiful Bill” that would limit declarable losses for gamblers.
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Dutch Affordability A Success, Claims Regulator

The Dutch gambling regulator has said it is happy with the effects of its controversial affordability regime despite worrying revenue trends, arguing that it has reduced dangerous gambling.
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Launch Of Papsscard Marks A Step Forward For African Financial Sovereignty

A joint venture between African Export-Import Bank (Afreximbank), the Pan-African Payment and Settlement System (Papss) and Mercury Payment Services, Papsscard is the first Pan-African card scheme and is intended to boost the continent’s financial autonomy.
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Finland Launches AML/CTF Legal Overhaul Consultation

Finland’s government has launched a public consultation on its plans to reform the country’s Money Laundering Act and bring its financial crime regime into line with EU regulations.
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California Attorney General Says All Daily Fantasy Sports Are Illegal

California Attorney General Rob Bonta dealt a major blow to fantasy sports operators on Thursday by releasing a long-awaited opinion declaring that state law prohibits all daily fantasy sports contests.
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Regulatory Influencer: Requirements for Market Entry in Finland

Finland is currently in the process of reforming its gambling regulatory framework and partially ending Veikkaus Oy’s exclusive right to organise online and land-based gambling in the country.The Bigger PictureOn March 20, 2025, the Finnish government submitted the draft law of the new Gambling Act to parliament, with new licensees scheduled to begin their operations in the country at the start of 2027. 
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The UK’s 2025 Regulatory Grid: Key Priorities for Payments Firms

The UK’s Financial Conduct Authority (FCA) published its most recent Regulatory Initiatives Grid in April 2025, setting out the current priorities of the financial regulator, including for the payments and e-money industry. In this piece, Vixio examines what the FCA has outlined in its latest regulatory grid, and why payments firms should care.
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