Insights

Your window into the complex world of compliance and regulations

Our industry experts regularly spend time with lawmakers, regulators and industry participants to get to the heart of regulatory issues. We deliver our expert insights across multiple media to ensure timely delivery of information to meet your everyday needs.

From quick blog insights through to industry events, we provide you with the depth and breadth of knowledge needed to help you make the right business decisions, staying compliant and gaining a competitive advantage.

Automatic Pix Goes Live, Enabling Recurring Payments in Brazil

Pix, Brazil’s instant payments system, has introduced a recurring payments mechanism, aiming to simplify bill payments for consumers.
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Sweepstakes Ban Under Consideration in New York, Vetoed In Louisiana

As one state legislature looks to reinforce regulatory actions against sweepstakes gaming operations, another has seen the governor veto a legislative ban, calling it unnecessary.
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Pay.UK Sets Out Ideas For Reforming UK’s Payments Infrastructure

Payment system operator Pay.UK has unveiled a package of proposed reforms to the organisational framework for interbank payments, urging “radical” change to prevent the UK falling behind on infrastructure and innovation.
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Presidential Decree Confirms Brazil Betting Tax Hike

A sharp increase in the main tax applied to online betting in Brazil became reality late Wednesday when an emergency decree was published in the Brazilian government’s official gazette.
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Up Your Compliance Game, Bank Of Lithuania Tells Payments Firms

Lithuania’s central bank has chastised payments and electronic money institutions in the country, telling VIXIO that the rapid growth currently being experienced in the sector must go hand-in-hand with better compliance.
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Payments

New York Regulators Approve New Sports-Betting Advertising Rules

New York regulators approved a set of proposed rules on Monday that would enact new marketing restrictions on college campuses and severely limit affiliate marketing agreements.
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Gambling

Czech Finance Minister Targets Gambling Tax Hike

The Czech Republic’s finance minister, Zbyněk Stanjura, has said he is planning to introduce a higher tax rate for gambling.
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Gambling

Operators, Affiliates Seek Changes To Massachusetts Marketing Regulations

The Massachusetts Gaming Commission is scheduled to vote on Wednesday on amendments to its operative rule prohibiting marketing affiliate revenue-share or cost-per-acquisition deals, following public input from affiliate representatives and sports-betting operators.
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Gambling

UK Government’s Payment Services Regulations Review and Call for Evidence

This analysis focuses on the objectives of the review, as well as what the government has intentionally left outside its scope, its connection with other government initiatives and potential impacts on the payments industry.
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Payments

Data Dive: Exploring Northern Europe’s Dominance In EU Payments Licensing

Following new data published by the European Banking Authority exploring the authorisation processes of payment firms between 2019 and 2021 across the EU, VIXIO takes a brief look at the trends behind these numbers, which show significant activity in Northern Europe.
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Payments

US Axes Low-Cost Cross-Border Service Due To Low Adoption

The US Federal Reserve has announced the end of its little-known international ACH service called FedGlobal to Europe and Canada in the coming months.
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Payments

UK Industry Claims ’No Real Competition’ In Card Acquiring

The Payment Systems Regulator has issued a call for evidence as part of its investigation into whether there is enough competition in the card scheme and processing market.
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Payments

FSB Unveils Action Plan For G20 Cross-Border Payments Roadmap

The Financial Stability Board (FSB) has published a new report setting out its priority actions for achieving the G20 targets on enhancing cross-border payments, and has called on further input from industry leaders.
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Payments

States' Short Sessions Leave Tight Timelines To Pass Gambling Bills

Virginia has become the first state to wrap up its legislative session for 2023, with a bill on problem gambling scoring approval but other proposals related to casinos and sports-betting taxes are left for further discussion as part of the budget process.
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Gambling

Gibraltar Supreme Court Grants £5m Asset Freeze In Mansion Case Against Ex-CEO

The Supreme Court of Gibraltar has granted a £5m worldwide freezing order against Mansion Gibraltar's former chief executive and de facto chief financial officer, Karel Christian Manasco.
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Gambling

US State Seeks Federal Consumer Protection Power Following Bank Merger Fiasco

The Connecticut state attorney general is seeking new investigative authority to enforce federal consumer financial protection rules after several consumers were left without access to online banking and debit accounts during a bank merger process. If granted, it could have wide implications for US payment firms.
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Payments

SCA Must Be Consumer Duty Compliant, Says UK Regulator

The UK’s Financial Conduct Authority (FCA) has written to payments firms outlining what they need to consider when implementing the Consumer Duty in its latest communication on the controversial new compliance requirement.
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Payments

Week In Crypto: Binance Named In US Money Laundering, Drug Trafficking Probe

Another money laundering case closes in on Binance, FTX Japan customers to be made whole again and Coinbase earnings reveal that revenue is down more than 75 percent year-on-year.
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Payments

Daily Dash: Ex-Mastercard Chief Gets Biden’s Endorsement For World Bank

President Biden has endorsed a former Mastercard boss for the World Bank presidency, US card skimming attacks are on the rise and New York regulator boosts crypto fraud detection powers.
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Payments

New York To Tighten Regulations For Sports-Betting Advertising

The New York State Gaming Commission is proposing to ban advertising on college campuses and require clearer disclosures for player bonuses as part of new rules to govern sports-betting advertising due to be taken up next week.
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Gambling

U.S. Legislative Flurry Sees One iGaming Bill Die, While Another Lives On

With key legislative deadlines approaching in several states, this week there has been a flurry of activity that includes new sports-betting bills, sports wagering and internet gaming bills advancing, and in one closely-watched state, online casino legislation dying for another year.
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Gambling

French Regulator Seeks Reduction In Spend From Problem Gamblers

The French gambling regulator has called on operators to prioritise reducing their share of gross gaming revenue generated by problem gamblers in 2023.
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Gambling

Visa, Mastercard Targeted In UK With New Multi-Billion Card Fee Claim

Harcus Parker, a UK-based commercial litigation law firm, is to launch a second class action lawsuit against Mastercard and Visa on behalf of merchants.
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Payments

Nigeria Supreme Court Postpones Ruling On Cash Swap Until After Election

Nigeria’s Supreme Court has voted to postpone a key decision on the withdrawal of "old series" naira banknotes until after the country’s presidential election following criticism.
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Payments
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Romanian Gambling Ad Restrictions Incoming But Lawyers Flag Need For Clarity

Romania’s new Audiovisual Code introduces several important changes, clarifications and restrictions; however, questions raised about the definitions, such as sports personality or influencer, have not been “thoroughly defined”, according to legal experts.
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Australia’s Project Acacia Blossoming Into Six-Month Testing Phase

Project Acacia, Australia’s research program into wholesale digital currency, has reached a “significant milestone”, with participants selected to explore innovations in digital money and settlement infrastructure.
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Big Tech Joins Forces With Telcos Under Hong Kong’s Latest Anti-Scam Charter

Financial regulators in Hong Kong have announced the launch of a new anti-scam charter that will see telcos and big tech firms participate for the first time.
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U.S. Senate Fails To Roll Back Change To Gambling Tax Deductions

The effort to reverse one of the tax hikes in President Donald Trump’s “One Big, Beautiful Bill” came up short in the Senate on Thursday due to opposition from a lone senator who sought to add an exemption of religious colleges from the federal endowment tax.
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Regulatory Influencer: Concurrent Market Liberalisation In The Two Congos

Two of the French-speaking jurisdictions within the Congo Basin, the Democratic Republic of Congo (DRC) and the Republic of Congo (Brazzaville), have simultaneously embarked upon devising gambling regulation. Following years of relying upon aged legislation, which monopolised the operation of gambling to state-owned entities, the Congolese market is finally liberalising.The bigger picture
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California's Daily Fantasy Sports Opinion: Key Policy Points To Watch

California Attorney General Rob Bonta's opinion last week that deemed daily fantasy sports to be a form of illegal gambling is a new policy wrinkle in a state that has consistently been a flashpoint when it comes to the gaming market.
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French Regulator Reignites Calls For Whistle-to-Whistle Ban and Loss Limits

France’s gambling regulator has once again reiterated calls to introduce a whistle-to-whistle advertising ban, as well as loss limits for players aged 18-25 years old.The president of France’s National Gambling Authority (ANJ), Isabelle Falque-Pierrotin, said changes to the country's regulatory framework are “essential” for a sustainable gambling industry model during her closing remarks at a conference addressing gambling addiction on June 27, 2025.
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CFPB Suffers Double Shock As Budget Slashed And Redundancies Ruled Lawful

Opponents of the US Consumer Financial Protection Bureau (CFPB) have experienced twin triumphs, as an injunction halting the agency's restructuring has been lifted and the federal budget bill has almost halved its funding.
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Regulatory Influencer: The Key Updates to the EU’s Payment Services Package

The EU has for some time been working on updating its regulation of the payments sector, planning to issue a revised directive and to introduce a bloc-wide payment services regulation.
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FCA’s £21m Monzo Fine Emphasises That Growth Must Be Responsible

By imposing the fine on the challenger bank, the UK financial services regulator has sent a reminder to disruptors that they must pay attention to their regulatory duties.
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