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Subscribe Now2024 has been a busy year for the payments compliance space — and a busy year for our Vixio customers. With our coverage spanning topics such as open banking, operational resilience, and fraud, Vixio users have had plenty of insights to read and payments trends to keep up with.
In this blog, we reveal Vixio's most read articles from 2024 — exclusive to Vixio customers only.
Many Vixio customers focused on operational resilience, consumer protection rules, and payments innovation.
Highlights spanned a variety of jurisdictions, with interest in not just EU and UK developments, but also what has happened in the US and Australia, with a focus on issues including anti-money laundering and card payment fees.
Discover the top five topics our customers — and your industry peers — stayed updated with in 2024 below:
Open banking and open finance have dominated Vixio’s coverage this year, due to the US leap forward on open banking with the Consumer Financial Protection Bureau (CFPB) finally issuing compliance requirements for banks and payments firms alike on data sharing, the UK government giving a nod to the potential of open banking and open finance in the National Payments Vision, and the EU’s progression with the Financial Data Access (FiDA) framework.
Most-Read Vixio Article Titles:
Unsurprisingly, considering the EU’s Digital Operational Resilience Act’s enactment in January, operational resilience was another topic that never strayed far from the headlines. Instead of having a brat summer, many compliance officers were slaving away in Europe on their plans for how to comply with burdensome and prescriptive rules related to ICT risk management and critical third party providers. Next year, DORA moves from the planning stages to an actionable compliance framework, and firms will need to be ready for Europe’s new normal.
Most-Read Vixio Article Titles:
In Europe, deliberations over what comes next for the Payment Services Directive (PSD2) and the implications of that for the payments industry, continued to dominate Vixio’s most read reporting. This included looking at topics such as the adoption of a position by the European Parliament on PSD3 and the Payment Services Regulation (PSR) and how a top EU court has effectively changed the game for payments and e-money institutions in the EU.
Most-Read Vixio Article Titles:
This year, Vixio took a closer look at the topic of enforcement, and even launched an enforcement tracker for Europe. This saw us pay closer attention than ever before to where regulators were turning their ire to, and how firms were responding.
Most-Read Vixio Article Titles:
Last but not least, how could we forget the topic of fraud? As with previous years, it has been a constant for firms as they grapple with not only increasingly complex scam processes, but also new, tougher requirements from government and regulators in countries globally, most notably with the Payment Systems Regulator in the UK creating mandatory reimbursement rules for authorised push payments.
Most-Read Vixio Article Titles:
On the 12th December, we hosted a webinar that reflected on developments in the payments industry in 2024 through a global lens. This webinar highlighted some of the key events that helped shape the compliance landscape, and included some key predictions for 2025. Catch the full recording on demand here.
That's 2024 wrapped! Sound like the kind of topics you were searching for this year?
Why not book a demo with a member of the Vixio team to discuss a Vixio PaymentsCompliance subscription, so you can save time next year and stay ahead of fast-changing regulatory updates with full access to our regulatory updates, insights, and analysis.
