Insights

Your window into the complex world of compliance and regulations

Our industry experts regularly spend time with lawmakers, regulators and industry participants to get to the heart of regulatory issues. We deliver our expert insights across multiple media to ensure timely delivery of information to meet your everyday needs.

From quick blog insights through to industry events, we provide you with the depth and breadth of knowledge needed to help you make the right business decisions, staying compliant and gaining a competitive advantage.

Automatic Pix Goes Live, Enabling Recurring Payments in Brazil

Pix, Brazil’s instant payments system, has introduced a recurring payments mechanism, aiming to simplify bill payments for consumers.
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Sweepstakes Ban Under Consideration in New York, Vetoed In Louisiana

As one state legislature looks to reinforce regulatory actions against sweepstakes gaming operations, another has seen the governor veto a legislative ban, calling it unnecessary.
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Pay.UK Sets Out Ideas For Reforming UK’s Payments Infrastructure

Payment system operator Pay.UK has unveiled a package of proposed reforms to the organisational framework for interbank payments, urging “radical” change to prevent the UK falling behind on infrastructure and innovation.
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Presidential Decree Confirms Brazil Betting Tax Hike

A sharp increase in the main tax applied to online betting in Brazil became reality late Wednesday when an emergency decree was published in the Brazilian government’s official gazette.
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Regulator Doubts Linger Over ESPN Massachusetts Launch

Massachusetts gaming regulators will allow ESPN Bet to launch in the state next week, but commissioners continue to voice concerns over potential sportsbook integrations with ESPN programming.
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Gambling

Virginia Voters Reject Expanded Gambling Proposals

Voters in the cities of Richmond and Manassas Park have rejected two local referendums to expand Virginia’s gaming market through a new casino-resort and major historic horseracing facility.
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Gambling

Brazil iGaming In Jeopardy After Romário Amendment

One of two senators charged with steering an online gambling bill through Brazil’s Senate has released an updated version limiting the scope of regulation to betting on sports events and deleting provisions for online casino games.
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Gambling

Gaming Tribes In U.S. Face Legal Challenges, Commercial Encroachment

U.S. Supreme Court Justice Brett Kavanaugh’s recent comments that the Seminole Tribe’s compact in Florida may have violated the equal protection clause in the 14th Amendment of the U.S. Constitution is a warning to tribes not to be complacent, a prominent tribal gaming attorney has said.
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Gambling

'Unprecedented' Colombia Ad Cap Creates Concern

New restrictions to cap the advertising spend of online operators in Colombia threaten to set a bad precedent for a regional leader in regulation, according to legal experts.
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Gambling

Polish Health Agency Proposes Raising Gambling Age

A state-run Polish addiction charity is pushing the incoming national government to increase the minimum gambling age to 21 and introduce Finnish-style gambling limits, among a host of other changes.
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Gambling

Swedish Regulator At Odds With Trade Groups Over Credit Card Ban 

The Swedish Gambling Authority has urged an inquiry to “reconsider” its stance on not banning credit cards from gambling.
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Gambling

FCA ‘Disappointed’ In Firms' Approach To APP Fraud

Poor customer service and corporate governance has meant that payment service providers’ approach to fraud is falling short, the UK regulator has warned, noting that this goes against the principles of the flagship Consumer Duty.
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Payments

Zero To Wero: What Does The Future Hold For The EPI?

The once-struggling European Payments Initiative (EPI) appears to be having a second coming, but can it realistically take on competitors, such as Visa and Mastercard, and work alongside the digital euro?
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Payments

Labour Party Pressures UK Government For BNPL Rules

The opposition Labour Party has called on the UK government to implement a regulatory framework for buy now, pay later (BNPL) products.
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Payments

Daily Dash: US Firm To Pay $18m For 'Deceptive' Marketing Practices

A US regulator has agreed to an $18m settlement with Brigit over its "deceptive" marketing practices, and Afterpay has expanded its subscription-based BNPL service to Australia.
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Payments

Latin America's Regulatory Wave Reaching New Shores

Licensing of online gambling continues to spread across Latin America, with Peru and potentially Chile and Ecuador set to join Colombia and various provinces of Argentina in the regulatory clubhouse in 2024.
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Gambling

Oklahoma Tribes Angered By Governor's Sports-Betting Proposal

Governor Kevin Stitt has released his proposal to make sports betting a reality next year in Oklahoma, but the move has caught tribal leaders by surprise.
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Gambling

Colombia Lays Out Rules For Pix-Style System

The Colombian central bank has set out new regulations and standards governing the country’s new low-value instant payment system inspired by Brazil’s Pix.
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Payments

Daily Dash: US Fed Announces All-Clear After ACH Bug Crashes Salary Payments

The US Federal Reserve has given the all-clear after a data error cancelled payday for many Americans, GoCardless has found that merchants want to cut costs by reducing PSPs, and Russia’s Mir card system has been hacked by Ukrainians.
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Payments

SEC Subpoena Over PayPal Stablecoin Leaves Crypto Observers Confused

In the fine print of its Q3 earnings, PayPal revealed that it has received a subpoena from the US Securities and Exchange Commission (SEC) regarding its newly-launched stablecoin.
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Payments

EU Payments Proposal Contradicts Open Finance Framework And Data Act, Banking Groups Warn

Allowing free access for third-party providers distorts a level playing field and goes against other legislation, banking groups have warned regarding the EU’s Payment Services Regulation.
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Payments

Crypto Reckoning Incoming After Bankman-Fried Found Guilty On All Counts

A New York jury has found Sam Bankman-Fried guilty of conducting one of the "biggest financial frauds" in US history, in a "pivotal" case for the crypto industry.
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Payments

Lobbying Frenzy Set To Start In Finland

Key stakeholders in upcoming Finnish gambling reforms are preparing for a meeting later this month with officials drafting a new law, with topics such as marketing restrictions and cooling-off periods on the agenda.
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Gambling

Georgia Will Hike Online Taxes In 2024

Irakli Garibashvili, the Prime Minister of the Republic of Georgia, has announced government plans to increase gross gaming revenue tax for online casino and betting operators from 10 percent to 15 percent starting from January 2024. 
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Gambling
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Regulatory Influencer: Poland Proposes Targeted Simplification of EU Financial Services Rule

On June 2, 2025, the Polish Financial Supervisory Authority (KNF) announced that it had submitted a package of proposals intended to simplify regulatory frameworks across the EU financial services sector to the EU member states, the European Commission and other institutions within the EU Financial Services Committee. These proposals form part of a broader initiative led by the Polish Ministry of Finance, which aims to harmonise and streamline EU regulations to support the competitiveness of the European Union’s economy, including that of Poland.
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Regulatory Influencer: AML Compliance Is Key Under Hong Kong’s Stablecoins Ordinance

Under Hong Kong’s new Stablecoins Ordinance, another milestone in the global trend towards regulating digital assets in the same way as traditional financial services, any person who issues stablecoins referencing an official currency must obtain a licence from the Hong Kong Monetary Authority (HKMA).
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Norwegian Consumer Council Reports Klarna For Breaching Regulatory Requirements

In a submission to the Norwegian Consumer Authority, the consumer advocacy group has accused the Swedish fintech firm of repeatedly violating Norway’s credit marketing regulations.
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Singapore To Require Offshore Crypto Firms To Be Licensed Or Cease Operations By June 2025

The Monetary Authority of Singapore (MAS) has clarified the scope of its regulatory regime for providers of digital tokens, crypto-assets used for payments.
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FCA Moves To Boost AI Use With New Sandbox

UK financial services firms will be encouraged to experiment with artificial intelligence (AI) as part of the Financial Conduct Authority’s (FCA) strategy to support economic growth through technological innovation.
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Australia Calls For Greater Collaboration In Battle Against Fraud

Businesses should join forces and share data to advance the fight against increasingly sophisticated scams, according to the Australian National Anti-Scam Centre.
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FCA Sets Out New Transparency Rules For Enforcement Investigations

The UK Financial Conduct Authority (FCA) has outlined significant changes to its enforcement rules, although it has stopped short of implementing some of the more controversial elements of its original proposal.
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Cash Mandate Moves Closer To Being Law In New York State

Retailers will not be able to refuse cash payments in New York if Governor Kathy Hochul signs off on legislation that has passed both houses of the state legislature.
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Regulatory Influencer: Canada Retail Payments Activities Act — Safeguarding of End-User Funds

This report is the third installment in a four-part series analyzing the RPAA and identifying key components of the law that PSPs should consider when doing business in Canada. This report focuses on the requirement to safeguard end-user funds.
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Regulate Smarter, Say European Players In Light Of Trump’s Deregulation

Despite the US leadership pushing for an increasingly deregulated financial services market, some payments players and politicians in Europe are adamant that standards being watered down is not the way to boost growth.
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