Insights

Your window into the complex world of compliance and regulations

Our industry experts regularly spend time with lawmakers, regulators and industry participants to get to the heart of regulatory issues. We deliver our expert insights across multiple media to ensure timely delivery of information to meet your everyday needs.

From quick blog insights through to industry events, we provide you with the depth and breadth of knowledge needed to help you make the right business decisions, staying compliant and gaining a competitive advantage.

Automatic Pix Goes Live, Enabling Recurring Payments in Brazil

Pix, Brazil’s instant payments system, has introduced a recurring payments mechanism, aiming to simplify bill payments for consumers.
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Sweepstakes Ban Under Consideration in New York, Vetoed In Louisiana

As one state legislature looks to reinforce regulatory actions against sweepstakes gaming operations, another has seen the governor veto a legislative ban, calling it unnecessary.
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Pay.UK Sets Out Ideas For Reforming UK’s Payments Infrastructure

Payment system operator Pay.UK has unveiled a package of proposed reforms to the organisational framework for interbank payments, urging “radical” change to prevent the UK falling behind on infrastructure and innovation.
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Presidential Decree Confirms Brazil Betting Tax Hike

A sharp increase in the main tax applied to online betting in Brazil became reality late Wednesday when an emergency decree was published in the Brazilian government’s official gazette.
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Binance Breaks Records In $4.3bn Criminal Settlement With US Agencies

After months of speculation over a potential criminal case against Binance, the US Department of Justice has published details of charges, convictions and a historic settlement all in one day.
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Payments

Daily Dash: FedNow Will Complement RTP Network, Says Fed Head

A Federal Reserve head has defended the co-existence of two instant payment rails in the US, Hong Kong and Abu Dhabi have entered a new fintech regulation partnership, and Poland’s BLIK will expand into Romania and Slovakia.
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Payments

Washington Gaming Regulators Close Out 2023 With Guns, Cash And Raffles

Washington state gaming regulators have rejected efforts to expand the sale of 50/50 raffle tickets outside an arena or stadium, despite the raffles' popularity with fans attending sporting events.
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Gambling

German Trade Groups Urge Flexible Regulation To Fight Illegal Gambling

​​​​​​​German gambling industry trade groups are calling for “flexible regulation” as a method of beating the black market, citing a new study they commissioned which suggests half of all playing time is spent on illegal websites.
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Gambling

Japan Charges Online Gambling Middle-Man With Organised Crime Offence

Japanese police are prosecuting online gambling activity with full force for the first time, re-arresting a payments executive on organised crime charges, while charging a second executive and probing five alleged collaborators and 21 customers.
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Payments

Industry Group Pushes For Open Banking In Canada

“It is long past time for Canada to embrace open banking,” a key technology group has said, launching a new campaign as momentum for open banking reform continues to grow.
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Payments

Daily Dash: Mastercard Gets Green Light From China

Mastercard has been approved to commence domestic card processing in China after a nearly four-year approval process, while an Irish trade association has lobbied the government for a national fintech centre.
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Payments

Japan Charges Online Gambling Middle-Man With Organised Crime Offence

Japanese police are prosecuting online gambling activity with full force for the first time, re-arresting a payments executive on organised crime charges, while charging a second executive and probing five alleged collaborators and 21 customers.
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Gambling

Senate Bill Requires Brazilian Investment In Online Operators

A key senator has released an updated version of legislation to regulate online betting and casino games in Brazil, with a six-month transition period now proposed for offshore operators who could only obtain a licence if they have local investment partners.
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Gambling

Florida Fantasy Sports Battle Continues

Pick’em-style fantasy sports operators continue to operate in Florida more than two months after the state gaming regulator sent at least three prominent operators letters ordering them to cease offering contests in the state.
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Gambling

Ethical Use Of Artificial Intelligence Critical In U.S. Gaming Industry

Artificial intelligence can be used in a variety of ways to improve the gaming experience, from developing new, more challenging games to creating a more immersive experience, but its ethical use is still a subject of concern, according to researchers.
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Gambling

New Ukraine Bill Draws Allegations Of Rule-Bending For Lotteries

Ukraine’s parliament is debating draft Bill 10101, which some claim could allow national lottery operators to run casinos, bookmaking and slot operations at significantly lower costs than those imposed by the current licensing system. 
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Gambling

Swedish Trade Associations Split Over Proposed Money Laundering Fine Changes

The Swedish government's plans to make gambling firms face the same maximum fines for money laundering law breaches as they do for gambling fines has split the opinion of local trade groups.
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Gambling

US Regulator Hits Kraken With Compliance Failure Claims

The US Securities and Exchange Commission has charged crypto exchange Kraken over a range of compliance violations dating back to 2018.
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Payments

Huge Cut To Visa Debit Interchange Shakes Up Payments Market In Australia

A 90 percent cut to Visa Debit interchange fees on certain transactions in Australia has issuers and acquirers scrambling to reposition themselves in a rapidly changing market.
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Payments

Daily Dash: Los Angeles Bans Merchants From Going Cashless

Lawmakers in Los Angeles have unanimously rejected the move towards a cashless city, the CEO of Epic Games has labelled Google "crooked", and new research has found that Australians are cutting back on subscriptions.
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Payments

Lithuania Urges Payment Firms To Strengthen ICT Capabilities

Lithuania’s central bank has warned e-money and payment institutions over how they manage third-party information and communication technologies (ICT) risks, pushing for stronger supervision.
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Payments

Ohio Grants Six-Month Sports Betting Use It Or Lose License Extension

Mobile and retail sports-betting licensees that have yet to launch in Ohio will get a six-month extension after gaming regulators approved a waiver for more than a dozen licensees.
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Gambling

Florida Supreme Court Denies Request To Halt Seminole Sports Betting

The Florida Supreme Court has unanimously denied a request to require the Seminole Tribe to suspend online sports betting while the court determines the fate of wagering in the state.
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Gambling

Daily Dash: Singapore QR Code Tie-Up With Indonesia Goes Live

Singapore has launched its QR code linkage with Indonesia, Mastercard has unveiled a CBDC-backed debit card in Kazakhstan, and Hong Kong has moved ahead with a pilot using multiple credit reference agencies.
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Payments
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Regulatory Influencer: Poland Proposes Targeted Simplification of EU Financial Services Rule

On June 2, 2025, the Polish Financial Supervisory Authority (KNF) announced that it had submitted a package of proposals intended to simplify regulatory frameworks across the EU financial services sector to the EU member states, the European Commission and other institutions within the EU Financial Services Committee. These proposals form part of a broader initiative led by the Polish Ministry of Finance, which aims to harmonise and streamline EU regulations to support the competitiveness of the European Union’s economy, including that of Poland.
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Regulatory Influencer: AML Compliance Is Key Under Hong Kong’s Stablecoins Ordinance

Under Hong Kong’s new Stablecoins Ordinance, another milestone in the global trend towards regulating digital assets in the same way as traditional financial services, any person who issues stablecoins referencing an official currency must obtain a licence from the Hong Kong Monetary Authority (HKMA).
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Norwegian Consumer Council Reports Klarna For Breaching Regulatory Requirements

In a submission to the Norwegian Consumer Authority, the consumer advocacy group has accused the Swedish fintech firm of repeatedly violating Norway’s credit marketing regulations.
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Singapore To Require Offshore Crypto Firms To Be Licensed Or Cease Operations By June 2025

The Monetary Authority of Singapore (MAS) has clarified the scope of its regulatory regime for providers of digital tokens, crypto-assets used for payments.
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FCA Moves To Boost AI Use With New Sandbox

UK financial services firms will be encouraged to experiment with artificial intelligence (AI) as part of the Financial Conduct Authority’s (FCA) strategy to support economic growth through technological innovation.
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Australia Calls For Greater Collaboration In Battle Against Fraud

Businesses should join forces and share data to advance the fight against increasingly sophisticated scams, according to the Australian National Anti-Scam Centre.
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FCA Sets Out New Transparency Rules For Enforcement Investigations

The UK Financial Conduct Authority (FCA) has outlined significant changes to its enforcement rules, although it has stopped short of implementing some of the more controversial elements of its original proposal.
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Cash Mandate Moves Closer To Being Law In New York State

Retailers will not be able to refuse cash payments in New York if Governor Kathy Hochul signs off on legislation that has passed both houses of the state legislature.
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Regulatory Influencer: Canada Retail Payments Activities Act — Safeguarding of End-User Funds

This report is the third installment in a four-part series analyzing the RPAA and identifying key components of the law that PSPs should consider when doing business in Canada. This report focuses on the requirement to safeguard end-user funds.
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Regulate Smarter, Say European Players In Light Of Trump’s Deregulation

Despite the US leadership pushing for an increasingly deregulated financial services market, some payments players and politicians in Europe are adamant that standards being watered down is not the way to boost growth.
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