Insights

Your window into the complex world of compliance and regulations

Our industry experts regularly spend time with lawmakers, regulators and industry participants to get to the heart of regulatory issues. We deliver our expert insights across multiple media to ensure timely delivery of information to meet your everyday needs.

From quick blog insights through to industry events, we provide you with the depth and breadth of knowledge needed to help you make the right business decisions, staying compliant and gaining a competitive advantage.

Automatic Pix Goes Live, Enabling Recurring Payments in Brazil

Pix, Brazil’s instant payments system, has introduced a recurring payments mechanism, aiming to simplify bill payments for consumers.
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Sweepstakes Ban Under Consideration in New York, Vetoed In Louisiana

As one state legislature looks to reinforce regulatory actions against sweepstakes gaming operations, another has seen the governor veto a legislative ban, calling it unnecessary.
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Pay.UK Sets Out Ideas For Reforming UK’s Payments Infrastructure

Payment system operator Pay.UK has unveiled a package of proposed reforms to the organisational framework for interbank payments, urging “radical” change to prevent the UK falling behind on infrastructure and innovation.
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Presidential Decree Confirms Brazil Betting Tax Hike

A sharp increase in the main tax applied to online betting in Brazil became reality late Wednesday when an emergency decree was published in the Brazilian government’s official gazette.
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Nordic Payments Council Consults On Changes To Credit Transfer Rules

The Nordic Payments Council (NPC) is consulting on proposed changes to its rulebooks, including levelling up its old ISO 20022 messaging format to the latest 2019 version. The changes are aimed at ensuring the payment schemes keep up with the evolution of the payment market, and follow the SEPA payment schemes as much as possible.
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Payments

Lithuania’s FIU Uncovers 20x Increase In Suspicious Transaction Reports

Lithuania has transformed into one of the EU’s hubs for fintech, but as a result is increasing the volume of suspicious transactions — have payment institutions and the regulators got the resources they need to cope?
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Payments

U.S. Passes Historic Infrastructure Bill With Crypto Reporting Provision

Following lengthy negotiations, the U.S. Congress has passed the $1.2trn Infrastructure Bill that will update the country’s infrastructure. As passed, the act will require certain crypto transactions to be reported for tax purposes.
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Payments

Online Slot Harm Report Shocks Researchers

​​​​​​​Researchers in the UK have said they were shocked to find no significant correlation between behavioural markers of harm and the volatility, return to player or hit rate of online slot games.
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Gambling

New York State Of Nine: Gaming Commission Selects Sports-Betting Operators

The New York State Gaming Commission has selected nine operators to offer mobile sports betting in the most coveted market in the United States, with bet365 and Penn National's Barstool among those failing to secure a license.
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Gambling

Dutch Trade Groups Agree On Responsible Slogan

Gambling associations in the Netherlands have jointly backed the introduction of a new responsible gambling slogan, saying they could quickly implement it as a temporary measure.
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Gambling

Crypto Cowboys: Wyoming Wants To Be Pioneer On Virtual Currency Wagering

With an economy based largely on cattle, oil and mining, policymakers in Wyoming have grabbed the attention of gaming operators, attorneys and payment processors after becoming the first state to regulate the use of cryptocurrency for wagering on sporting events.
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Gambling

Malaysian Deputy Minister Touts Review Of Gambling Laws

Malaysia’s deputy home minister has confirmed the government is continuing to review legislation related to gambling, amid lawmaker complaints over ease of access to online products, but did not say if regulation is on the cards.
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Gambling

Competition Authority Envisages UK Open Banking Future

The UK's Competition and Markets Authority has published a new update regarding its vision for the “future entity” to replace the Open Banking Implementation Entity.
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Payments

China’s New CBDC Wallet To Have No Transaction Cap, Confirms PBOC Official

Some 140m people had opened wallets for China's new digital yuan as of October and used it for transactions totalling around 62bn yuan ($9.7bn), according to a senior official at the People’s Bank of China (PBOC).
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Payments

mCBDC Could Save Global Corporates $120bn In Cross-Border Transaction Costs

A multi-central bank digital currency (mCBDC) network could disrupt cross-border payments as they exist today and save global corporates $100bn in transaction costs annually, a joint research report published by J.P. Morgan and Oliver Wyman has found.
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Payments

U.S. Lawmakers Call For Broad Interpretation Of Beneficial Ownership Law

Senior Congressional Democrats have called on the U.S. Treasury to speed up the implementation of an important law that will crack down on anonymous shell companies, and interpret the law as broadly as possible.
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Payments

Chinese Police Crack Gambler 'Network' For Tigre De Cristal

Chinese police are prosecuting 75 suspects after breaking up a finance and recruitment network for gamblers traveling to Russia’s Tigre de Cristal hotel-casino near Vladivostok.
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Gambling

DraftKings CEO Talks Entain Fallout, New York Strategy After Q3 Loss

DraftKings CEO Jason Robins on Friday discussed the company’s decision to walk away from a potential $22bn takeover of Entain, as the company reported quarterly losses of more than a half-billion dollars amid a marketing blitz for the new NFL season.
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Gambling

Racing Data Man Jailed For Bookmaker Fraud

A crooked betting specialist for a national news agency that provided information to numerous bookmakers has been jailed after altering the results of horse races.
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Gambling

Crowded Field For California Online Betting Ballot Measures

A coalition of California Indian tribes on Friday filed a ballot initiative to authorize tribes to operate retail and online sports betting via servers on tribal reservations, further crowding the field for a series of conflicting referendums on sports wagering next November.
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Gambling

Florida Compact, Sports Betting In Jeopardy After Disastrous Court Hearing

The smooth ride of the Seminole compact for the last six months ended abruptly on Friday when a federal judge in Washington, D.C. became increasingly frustrated and even annoyed with responses from a government attorney defending the tribe’s historic gambling agreement with the state of Florida.
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Gambling

Industry 'Own Goals' Fuel Critics In Safer Gambling Week

The UK Gambling Commission is looking into why the websites of several Premier League football clubs were found to have links to betting sites on pages designed for children.
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Gambling

Will The DMA Be Bigtech’s PSD2?

EU regulators are increasingly hinting that they will use the Digital Markets Act (DMA) as a method of reining in bigtech’s role in the payments space.
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Payments

Week In Brief - November 5, 2021

A short roundup of some of the week's payments news you may have missed. This week we look at the success of Indonesia's QR code acceptance, new virtual currency regulations in Poland, U.S. authorities raid on Chinese payments terminal firm and the latest delclaration from international central banks to fight climate change.
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Payments
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Regulatory Influencer: Poland Proposes Targeted Simplification of EU Financial Services Rule

On June 2, 2025, the Polish Financial Supervisory Authority (KNF) announced that it had submitted a package of proposals intended to simplify regulatory frameworks across the EU financial services sector to the EU member states, the European Commission and other institutions within the EU Financial Services Committee. These proposals form part of a broader initiative led by the Polish Ministry of Finance, which aims to harmonise and streamline EU regulations to support the competitiveness of the European Union’s economy, including that of Poland.
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Regulatory Influencer: AML Compliance Is Key Under Hong Kong’s Stablecoins Ordinance

Under Hong Kong’s new Stablecoins Ordinance, another milestone in the global trend towards regulating digital assets in the same way as traditional financial services, any person who issues stablecoins referencing an official currency must obtain a licence from the Hong Kong Monetary Authority (HKMA).
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Norwegian Consumer Council Reports Klarna For Breaching Regulatory Requirements

In a submission to the Norwegian Consumer Authority, the consumer advocacy group has accused the Swedish fintech firm of repeatedly violating Norway’s credit marketing regulations.
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Singapore To Require Offshore Crypto Firms To Be Licensed Or Cease Operations By June 2025

The Monetary Authority of Singapore (MAS) has clarified the scope of its regulatory regime for providers of digital tokens, crypto-assets used for payments.
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FCA Moves To Boost AI Use With New Sandbox

UK financial services firms will be encouraged to experiment with artificial intelligence (AI) as part of the Financial Conduct Authority’s (FCA) strategy to support economic growth through technological innovation.
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Australia Calls For Greater Collaboration In Battle Against Fraud

Businesses should join forces and share data to advance the fight against increasingly sophisticated scams, according to the Australian National Anti-Scam Centre.
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FCA Sets Out New Transparency Rules For Enforcement Investigations

The UK Financial Conduct Authority (FCA) has outlined significant changes to its enforcement rules, although it has stopped short of implementing some of the more controversial elements of its original proposal.
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Cash Mandate Moves Closer To Being Law In New York State

Retailers will not be able to refuse cash payments in New York if Governor Kathy Hochul signs off on legislation that has passed both houses of the state legislature.
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Regulatory Influencer: Canada Retail Payments Activities Act — Safeguarding of End-User Funds

This report is the third installment in a four-part series analyzing the RPAA and identifying key components of the law that PSPs should consider when doing business in Canada. This report focuses on the requirement to safeguard end-user funds.
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Regulate Smarter, Say European Players In Light Of Trump’s Deregulation

Despite the US leadership pushing for an increasingly deregulated financial services market, some payments players and politicians in Europe are adamant that standards being watered down is not the way to boost growth.
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