Insights

Your window into the complex world of compliance and regulations

Our industry experts regularly spend time with lawmakers, regulators and industry participants to get to the heart of regulatory issues. We deliver our expert insights across multiple media to ensure timely delivery of information to meet your everyday needs.

From quick blog insights through to industry events, we provide you with the depth and breadth of knowledge needed to help you make the right business decisions, staying compliant and gaining a competitive advantage.

Automatic Pix Goes Live, Enabling Recurring Payments in Brazil

Pix, Brazil’s instant payments system, has introduced a recurring payments mechanism, aiming to simplify bill payments for consumers.
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Sweepstakes Ban Under Consideration in New York, Vetoed In Louisiana

As one state legislature looks to reinforce regulatory actions against sweepstakes gaming operations, another has seen the governor veto a legislative ban, calling it unnecessary.
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Pay.UK Sets Out Ideas For Reforming UK’s Payments Infrastructure

Payment system operator Pay.UK has unveiled a package of proposed reforms to the organisational framework for interbank payments, urging “radical” change to prevent the UK falling behind on infrastructure and innovation.
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Presidential Decree Confirms Brazil Betting Tax Hike

A sharp increase in the main tax applied to online betting in Brazil became reality late Wednesday when an emergency decree was published in the Brazilian government’s official gazette.
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Tribal Casinos Losing Millions In Ransomware Attacks

Ransomware groups have made hundreds of millions of dollars from attacks on tribal casinos in North America over the last two years, with these incidents leading to operational disruptions, theft of player data and financial losses, a cybersecurity expert has said.
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Gambling

Finnish Problem Gambling Rate At All-time Low, Says Veikkaus

​​​​​​​Finnish gambling monopoly Veikkaus has said problem gambling rates among slots players are at an all-time low as a result of the impact of restrictive consumer protection measures introduced over the past few years.
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Gambling

Maryland Sports-Betting Launch Lagging As New Commission Gets Up To Speed

Maryland’s uniquely expansive sports-wagering legislation and divided regulatory responsibilities mean mobile betting may not launch for another year, the state’s chief gaming official said during a VIXIO GamblingCompliance webinar.
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Gambling

Dutch Regulator Calls For ’Sustainable Solutions’ To Help Customers Rid Themselves Of Debt

The Netherlands Authority for the Financial Markets has outlined proposals it wants to see lenders adopt to help customers manage their loan arrears. Among its solutions is the use of behavioural sciences to improve insights.
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Payments

P27 Full Speed Ahead With Transformation Projects In Sweden, Denmark

Transformation programmes that enable a pan-Nordic multi-currency platform are moving ahead with full speed in Sweden and Denmark following EU merger clearance.
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Payments

Central Bank Of Ireland Spots Deficiencies In Firms’ AML Compliance

The Central Bank of Ireland has identified various weaknesses in firms’ anti-money laundering compliance and set out expectations for firms to “demonstrate” they have an appropriate framework in place.
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Payments

SCA Renewal Reforms Not Far Enough, But PSD3 Offers Glimmer Of Hope

Although third-party providers have welcomed changes to strong customer authentication (SCA) rules regarding 90-day renewals, some have questioned whether the banking watchdog is doing enough to prevent harming businesses. PSD3 could help address these issues and more.
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Payments

Battle For Control Of Sports Betting In California Setting Up Showdown In 2022

Sports betting remains a multi-billion-dollar illegal business in California, but tribal officials and lobbyists were optimistic Monday that voters will approve a ballot initiative next year to legalize retail wagering on games at Indian casinos and four racetracks across the state.
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Gambling

Malaysia Confirms Talks On Online Gambling Liberalisation

After 18 months of silence, the Malaysian government has reaffirmed it is moving toward a regulated online gambling environment to strengthen the fight against illegal activity.
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Gambling

Betsson Warned Over Sports Integrity, As COVID-19 Restrictions Lifted

The Swedish Gambling Authority has reprimanded Betsson for breaking match-fixing rules, as COVID-linked limits on the market finally expire.
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Gambling

New Report Finds Strong Support In Favour Of Regulating AI

A new report has found that a large majority of technology policy experts and influencers believe the ethical use of artificial intelligence (AI) should be regulated.
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Payments

Sweden Calls For EU-Wide Bitcoin Mining Ban

As the popularity of cryptocurrencies drives intensive mining of coins such as Bitcoin, regulators are weighing in the potential ecological risks associated with the booming product. Latest in the line is Sweden, which has called out for an EU-wide mining ban on Bitcoin due to environmental concerns; however, it is questionable whether such a ban could have an effective impact on the global scale.
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Payments

Klarna Launches In Ireland And Says It Welcomes Regulation Of BNPL

As Klarna rolls out buy now, pay later (BNPL) services in Ireland and gives positive nods towards regulation of the industry, VIXIO discusses the Swedish company's wider market strategy as it develops any time, any where instalment credit. We also assess its claims that consumers are shifting away from credit cards.
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Payments

Philippine Online Boss Linked To Narcotics In New Report

A licensed foreign-facing online gambling operator in the Philippines is allegedly linked to the drug trade and is a business partner of an alleged former meth lab boss close to President Rodrigo Duterte, according to a consortium media report.
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Gambling

Arkansas Weighs Change To Allow Mobile Sports Betting

The Arkansas Gaming Commission on Thursday will consider a proposed rule change that would allow mobile sports betting through the state’s licensed casinos.
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Gambling

Children Cannot Avoid Gambling-Like Mechanics In Games, Says Research

​​​​​​​Danish regulator research on gambling addiction has found microtransactions made by children on video games such as FIFA often replicate gambling mechanics.
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Gambling

Crypto Cowboys: Wyoming Wants To Be Pioneer On Virtual Currency Wagering

With an economy based largely on cattle, oil and mining, policymakers in Wyoming have grabbed the attention of gaming operators, attorneys and payment processors after becoming the first state to regulate the use of cryptocurrency for wagering on sporting events.
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Payments

Week In Brief - November 12, 2021

A short roundup of some of the week's payments news you may have missed. This week we look at Daimler's new payments solution, UK consumers' struggle to get APP fraud refunds and a pioneer Austrian crypto tax bill. We also report on BNPL regulatory changes in New Zealand and Australia, Egypt's efforts to regulate instant payments and the latest news on the EU's digital euro project.
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Payments

EBA Makes New SCA Clarifications

The EU’s banking watchdog has listed two new Q&As regarding strong customer authentication (SCA), focusing on the travel sector and knowledge possession.
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Payments

EU Crowdfunding Regulation Brings New Opportunities For Eastern European Start-Ups

A new EU regulation that entered into force a few days ago is expected to boost cross-border crowdfunding services, removing obstacles that have held back start-ups, particularly in smaller Eastern European markets, from effectively raising funds from the public.
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Payments
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Regulatory Influencer: Poland Proposes Targeted Simplification of EU Financial Services Rule

On June 2, 2025, the Polish Financial Supervisory Authority (KNF) announced that it had submitted a package of proposals intended to simplify regulatory frameworks across the EU financial services sector to the EU member states, the European Commission and other institutions within the EU Financial Services Committee. These proposals form part of a broader initiative led by the Polish Ministry of Finance, which aims to harmonise and streamline EU regulations to support the competitiveness of the European Union’s economy, including that of Poland.
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Regulatory Influencer: AML Compliance Is Key Under Hong Kong’s Stablecoins Ordinance

Under Hong Kong’s new Stablecoins Ordinance, another milestone in the global trend towards regulating digital assets in the same way as traditional financial services, any person who issues stablecoins referencing an official currency must obtain a licence from the Hong Kong Monetary Authority (HKMA).
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Norwegian Consumer Council Reports Klarna For Breaching Regulatory Requirements

In a submission to the Norwegian Consumer Authority, the consumer advocacy group has accused the Swedish fintech firm of repeatedly violating Norway’s credit marketing regulations.
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Singapore To Require Offshore Crypto Firms To Be Licensed Or Cease Operations By June 2025

The Monetary Authority of Singapore (MAS) has clarified the scope of its regulatory regime for providers of digital tokens, crypto-assets used for payments.
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FCA Moves To Boost AI Use With New Sandbox

UK financial services firms will be encouraged to experiment with artificial intelligence (AI) as part of the Financial Conduct Authority’s (FCA) strategy to support economic growth through technological innovation.
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Australia Calls For Greater Collaboration In Battle Against Fraud

Businesses should join forces and share data to advance the fight against increasingly sophisticated scams, according to the Australian National Anti-Scam Centre.
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FCA Sets Out New Transparency Rules For Enforcement Investigations

The UK Financial Conduct Authority (FCA) has outlined significant changes to its enforcement rules, although it has stopped short of implementing some of the more controversial elements of its original proposal.
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Cash Mandate Moves Closer To Being Law In New York State

Retailers will not be able to refuse cash payments in New York if Governor Kathy Hochul signs off on legislation that has passed both houses of the state legislature.
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Regulatory Influencer: Canada Retail Payments Activities Act — Safeguarding of End-User Funds

This report is the third installment in a four-part series analyzing the RPAA and identifying key components of the law that PSPs should consider when doing business in Canada. This report focuses on the requirement to safeguard end-user funds.
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Regulate Smarter, Say European Players In Light Of Trump’s Deregulation

Despite the US leadership pushing for an increasingly deregulated financial services market, some payments players and politicians in Europe are adamant that standards being watered down is not the way to boost growth.
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