Insights

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Our industry experts regularly spend time with lawmakers, regulators and industry participants to get to the heart of regulatory issues. We deliver our expert insights across multiple media to ensure timely delivery of information to meet your everyday needs.

From quick blog insights through to industry events, we provide you with the depth and breadth of knowledge needed to help you make the right business decisions, staying compliant and gaining a competitive advantage.

Automatic Pix Goes Live, Enabling Recurring Payments in Brazil

Pix, Brazil’s instant payments system, has introduced a recurring payments mechanism, aiming to simplify bill payments for consumers.
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Sweepstakes Ban Under Consideration in New York, Vetoed In Louisiana

As one state legislature looks to reinforce regulatory actions against sweepstakes gaming operations, another has seen the governor veto a legislative ban, calling it unnecessary.
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Pay.UK Sets Out Ideas For Reforming UK’s Payments Infrastructure

Payment system operator Pay.UK has unveiled a package of proposed reforms to the organisational framework for interbank payments, urging “radical” change to prevent the UK falling behind on infrastructure and innovation.
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Presidential Decree Confirms Brazil Betting Tax Hike

A sharp increase in the main tax applied to online betting in Brazil became reality late Wednesday when an emergency decree was published in the Brazilian government’s official gazette.
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Urgent Intervention Needed For Stablecoins, Warns ECB

Central banks should take advantage of stablecoins current low risks and build up a regulatory framework, the European Central Bank (ECB) has declared in its Financial Stability Review.
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Payments

PSR Would Require Banks To Publish APP Fraud Data And Offer Mandatory Reimbursement

The UK Payments Systems Regulator (PSR) has published a consultation paper on authorised push payment (APP) scams, proposing further measures to fight this form of fraud, which has grown significantly within the first half of the year.
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Payments

Week In Brief - November 19, 2021

A short roundup of some of the week's payments news you may have missed. This week we look at AML breaches in Switzerland, N26’s exit from the United States, changes to direct debit rules in Canada and new laws aimed at reducing wastage from digital products and services in France.
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Payments

Off The Hook For Now? Swedish Authorities Conclude Investigation Against Klarna

The Swedish Financial Supervisory Authority (Finansinspektionen - FI) has “written off” its investigation into the buy now, pay later kingpin.
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Payments

UK Review White Paper To Address Affordability, Online Stakes

Affordability and online restrictions similar to those imposed on fixed-odds betting terminals (FOBTs) will be looked at in the government's impending white paper on the Gambling Act review.
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Gambling

Arkansas Mobile Sports-Betting Rules Include Restrictive Revenue-Share Provision

Arkansas regulators voted Thursday to take the first step toward permitting mobile sports betting in the state, but potential operators expressed concern about a provision that would keep a majority of mobile revenues in the hands of Arkansas casinos.
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Gambling

Blackstone Offers $5.5bn In Third Bid To Buy Out Crown Resorts

Financial services heavyweight The Blackstone Group has launched a third attempt to acquire struggling Australian casino operator Crown Resorts.
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Gambling

News In Brief: November 15-November 19, 2021

British police warn against a growing trend of lottery fraud and Maryland issues delayed sports-betting licenses.
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Gambling

MEP Stresses Importance Of Full Implementation And Strong Enforcement Of EU AML Package

The EU has a chance to fill the gaps in its anti-money laundering (AML) framework, but it requires full implementation, strong enforcement and cooperation, the co-rapporteur of the proposal has said.
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Payments

Visa Denied! Amazon To Start Blocking UK Payments From US Card Giant

In a case of bigtech v big scheme, Visa’s credit cards will no longer be able to be used for transactions on Amazon’s platform.
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Payments

Rabobank To Face AML Action From Dutch Regulator

The Dutch central bank is due to discipline the Netherlands second-largest bank for failure in its anti-money laundering compliance, the financial institution has announced.
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Payments

More Crypto Players Lay Out Vision For Crypto Regulation

Following the lead of Coinbase, Ripple and Binance have now set out their views on how regulators should approach the booming crypto sector. Ripple is calling for rulemakers to use the current regulatory framework, while Binance releases its ten fundamental rights for crypto users that regulation should acknowledge.
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Payments

Sweden's Number Of 'Risky Gamblers' Stable For Years

​​​​​​​The amount of “risky gamblers” in Sweden has remained consistent over the past three years, according to the latest data released by the Swedish Public Health Agency.
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Gambling

Flutter Acquires UK Bingo Specialist Tombola

Flutter Entertainment said it has acquired Tombola, the UK-based online bingo specialist, for an enterprise value of £402m.
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Gambling

Australia's Tabcorp Warned Over Illegal In-Play Bets

Australia’s national online gaming regulator has issued a formal warning to wagering and lottery giant Tabcorp Holdings for accepting online in-play bets and paying out winnings on the illegal activity.
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Gambling

Online Operators Exploring 'Underserved' U.S. Hispanic Market

At least three companies are preparing to target the U.S. Hispanic market for sports betting and online gaming, even as market-access opportunities in key states appear to be limited.
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Gambling

EBA Payments Chief Gives ’Warring Factions’ A Dressing Down

The industry had five years to understand and develop their strong customer authentication, and they failed, a senior official at the European Banking Authority (EBA) has said.
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Payments

CBDC Must Not Threaten Stablecoins, House Republicans Say In CBDC Principles

Republicans in the House Financial Services Committee have set out four principles for a potential central bank digital currency (CBDC) aimed at preserving the role of the United States in the global payments system.
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Payments

We Don’t Want To Be Visa Or Mastercard, EPI Chief Warns

The European Payments Initiative (EPI) will not be easy to fulfil but that does not mean it is not necessary, Martina Weimert, the interim company's chief executive, has said.
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Payments

CMA Agrees To Delay Variable Recurring Payments For Sweeping

The UK Competition and Markets Authority (CMA) has decided to postpone the introduction of variable recurring payments by six months, recognising that the largest banks are not ready to implement the service by January.
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Payments
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Regulatory Influencer: Poland Proposes Targeted Simplification of EU Financial Services Rule

On June 2, 2025, the Polish Financial Supervisory Authority (KNF) announced that it had submitted a package of proposals intended to simplify regulatory frameworks across the EU financial services sector to the EU member states, the European Commission and other institutions within the EU Financial Services Committee. These proposals form part of a broader initiative led by the Polish Ministry of Finance, which aims to harmonise and streamline EU regulations to support the competitiveness of the European Union’s economy, including that of Poland.
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Regulatory Influencer: AML Compliance Is Key Under Hong Kong’s Stablecoins Ordinance

Under Hong Kong’s new Stablecoins Ordinance, another milestone in the global trend towards regulating digital assets in the same way as traditional financial services, any person who issues stablecoins referencing an official currency must obtain a licence from the Hong Kong Monetary Authority (HKMA).
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Norwegian Consumer Council Reports Klarna For Breaching Regulatory Requirements

In a submission to the Norwegian Consumer Authority, the consumer advocacy group has accused the Swedish fintech firm of repeatedly violating Norway’s credit marketing regulations.
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Singapore To Require Offshore Crypto Firms To Be Licensed Or Cease Operations By June 2025

The Monetary Authority of Singapore (MAS) has clarified the scope of its regulatory regime for providers of digital tokens, crypto-assets used for payments.
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FCA Moves To Boost AI Use With New Sandbox

UK financial services firms will be encouraged to experiment with artificial intelligence (AI) as part of the Financial Conduct Authority’s (FCA) strategy to support economic growth through technological innovation.
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Australia Calls For Greater Collaboration In Battle Against Fraud

Businesses should join forces and share data to advance the fight against increasingly sophisticated scams, according to the Australian National Anti-Scam Centre.
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FCA Sets Out New Transparency Rules For Enforcement Investigations

The UK Financial Conduct Authority (FCA) has outlined significant changes to its enforcement rules, although it has stopped short of implementing some of the more controversial elements of its original proposal.
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Cash Mandate Moves Closer To Being Law In New York State

Retailers will not be able to refuse cash payments in New York if Governor Kathy Hochul signs off on legislation that has passed both houses of the state legislature.
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Regulatory Influencer: Canada Retail Payments Activities Act — Safeguarding of End-User Funds

This report is the third installment in a four-part series analyzing the RPAA and identifying key components of the law that PSPs should consider when doing business in Canada. This report focuses on the requirement to safeguard end-user funds.
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Regulate Smarter, Say European Players In Light Of Trump’s Deregulation

Despite the US leadership pushing for an increasingly deregulated financial services market, some payments players and politicians in Europe are adamant that standards being watered down is not the way to boost growth.
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