Insights

Your window into the complex world of compliance and regulations

Our industry experts regularly spend time with lawmakers, regulators and industry participants to get to the heart of regulatory issues. We deliver our expert insights across multiple media to ensure timely delivery of information to meet your everyday needs.

From quick blog insights through to industry events, we provide you with the depth and breadth of knowledge needed to help you make the right business decisions, staying compliant and gaining a competitive advantage.

Automatic Pix Goes Live, Enabling Recurring Payments in Brazil

Pix, Brazil’s instant payments system, has introduced a recurring payments mechanism, aiming to simplify bill payments for consumers.
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Sweepstakes Ban Under Consideration in New York, Vetoed In Louisiana

As one state legislature looks to reinforce regulatory actions against sweepstakes gaming operations, another has seen the governor veto a legislative ban, calling it unnecessary.
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Pay.UK Sets Out Ideas For Reforming UK’s Payments Infrastructure

Payment system operator Pay.UK has unveiled a package of proposed reforms to the organisational framework for interbank payments, urging “radical” change to prevent the UK falling behind on infrastructure and innovation.
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Presidential Decree Confirms Brazil Betting Tax Hike

A sharp increase in the main tax applied to online betting in Brazil became reality late Wednesday when an emergency decree was published in the Brazilian government’s official gazette.
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No Cash - Dutch Regulator Calls For Clarity At Retailers

Europe’s tug of war with cash and digital payments continues as De Nederlandsche Bank (DNB) tells merchants to be clear that they accept cash payments.
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Payments

DBS Outage ’Quite Unacceptable’, Expert Says

Many banks still use outdated legacy systems, but it is “unacceptable” for a large bank like DBS to have services down for more than 24 hours, an expert told VIXIO.
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Payments

Suncity Boss Alvin Chau Arrested In Calamity For Macau Junkets

Macau gaming mogul and Suncity junket boss Alvin Chau and ten other suspects have been detained or questioned after the issuance of an arrest warrant for Chau in mainland China.
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Gambling

UK Football Fans Unite Against Gambling Ads

A new coalition of nine UK football supporter groups is campaigning to ban all gambling advertising and sponsorships in the sport.
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Gambling

DraftKings, FanDuel Lobby California Tribes Over Mobile Sports-Betting Initiative

DraftKings and FanDuel are preparing to spend millions of dollars and confront strong tribal opposition in order to pass ballot measures to authorize online sports betting in both California and Florida next year.
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Gambling

Florida Judge Denies Seminole Stay, Tribe Files Appeal With Federal Court

The Seminole Tribe of Florida on Thursday filed an emergency motion with the federal court of appeals in Washington, D.C., seeking a stay of a ruling that online sports betting allowed under the tribe’s compact with the state violates federal law.
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Gambling

Bank Of Lithuania Revokes Licence Of Epayblock

Lithuania’s central bank has revoked the licence of epayblock, an e-money institution, due to anti-money laundering failures.
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Payments

Week In Brief - November 26, 2021

A short roundup of some of the week's payments news you may have missed. This week we look at the CMA's lessons learned review in the UK following the recent open banking scandal, proposals in Japan for a bank deposit-backed digital currency, the strong demand for request to pay in Europe and news that NFT, or non-fungible token, has become word of the year.
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Payments

BNPL: UK Government Consultation and International Overview

On October 21, 2021, the UK government launched a consultation on the potential scope of regulation and regulatory controls for buy now, pay later (BNPL) products, which are currently unregulated. This analysis focuses on the government’s views contained in the consultation, as well as their potential impact for the currently unregulated BNPL product providers. It also gives an overview of the initiatives, in relation to this kind of product, taken in other jurisdictions.
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Payments

Access Key To Innovation, Square Tells Payments Canada

As Payments Canada gears up to launch its new real-time rail (RTR) infrastructure, payments company Square tells the trade association, in an interview on its website, that expanding access is critical to supporting innovation and competition in the market.
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Payments

Should FCA Reconsider Its Approach To Whistleblowers?

Nobody doubts the usefulness of tipsters in the fight against financial crime, but the UK's Financial Conduct Authority (FCA) has long eschewed the idea of rewarding them for their information, no matter how crucial. In view of the success of the US' Dodd-Frank regime, it might profit by reviewing this long-established policy.
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Payments

European Politicians Keep Gambling Ads In Crosshairs

​​​​​​​Gambling advertising in Europe remains a hot political topic, even as a long-awaited UK fan-led review of football governance fails to flag the sport’s relationship with gambling as a major issue.
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Gambling

DraftKings Downplays Crypto Gift Card Worries

DraftKings has dismissed concerns that an outlet’s decision to sell DraftKings gift cards with Bitcoin or Ethereum could raise anti-money laundering or know your customer concerns, but has asked the supplier to withdraw the option.
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Gambling

News In Brief: November 22-November 26, 2021

Norway's gambling monopoly is touting the positive impact of its responsible gambling methods, one year on from drastically lowering loss limits.
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Gambling

On To Next Step! EU Leaders Reach MiCA And DORA Agreement

The Council of the European Union, consisting of the EU’s 27 heads of state, has adopted a position on the Markets in Crypto Assets (MiCA) regulation and the Digital Operational Resilience Act (DORA) in preparation for negotiations with the European Commission and Parliament.
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Payments

FCA Looking For Crypto Experts To Combat Crime

The UK's Financial Conduct Authority (FCA) is looking for a third-party provider that can help the regulator with the analysis of crypto-asset blockchain data and effective supervision.
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Payments

U.S. Banks Can Engage In Cryptocurrency Activities, With One Caveat - Federal Regulator Says

National banks can engage in certain cryptocurrency, distributed ledger, and stablecoin activities, but only after they have received a non-objection from their supervisory office.
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Payments

BNPL Could Become ’True Villain’ Of Christmas, Warns UK Parliamentarian

A senior member of the UK’s parliament has underlined the risks that buy now, pay later (BNPL) products pose for consumers as the country prepares for its first post-lockdown Christmas holidays.
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Payments

UK Lawmakers Target PM Ahead Of Landmark Industry Update

UK Prime Minister Boris Johnson has received a list of regulatory changes a group of lawmakers want to be addressed in the government’s white paper on the ongoing Gambling Act review.
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Gambling

Evolution Denies Breaching US Sanctions List

Gaming software and streaming giant Evolution has hit back at claims in a secret report that it was enabling “a myriad of illegal activities, as well as regulatory and contractual violations”, including allowing gaming in sanction-listed countries such as Syria and Iran.
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Gambling
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Regulatory Influencer: Poland Proposes Targeted Simplification of EU Financial Services Rule

On June 2, 2025, the Polish Financial Supervisory Authority (KNF) announced that it had submitted a package of proposals intended to simplify regulatory frameworks across the EU financial services sector to the EU member states, the European Commission and other institutions within the EU Financial Services Committee. These proposals form part of a broader initiative led by the Polish Ministry of Finance, which aims to harmonise and streamline EU regulations to support the competitiveness of the European Union’s economy, including that of Poland.
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Regulatory Influencer: AML Compliance Is Key Under Hong Kong’s Stablecoins Ordinance

Under Hong Kong’s new Stablecoins Ordinance, another milestone in the global trend towards regulating digital assets in the same way as traditional financial services, any person who issues stablecoins referencing an official currency must obtain a licence from the Hong Kong Monetary Authority (HKMA).
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Norwegian Consumer Council Reports Klarna For Breaching Regulatory Requirements

In a submission to the Norwegian Consumer Authority, the consumer advocacy group has accused the Swedish fintech firm of repeatedly violating Norway’s credit marketing regulations.
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Singapore To Require Offshore Crypto Firms To Be Licensed Or Cease Operations By June 2025

The Monetary Authority of Singapore (MAS) has clarified the scope of its regulatory regime for providers of digital tokens, crypto-assets used for payments.
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FCA Moves To Boost AI Use With New Sandbox

UK financial services firms will be encouraged to experiment with artificial intelligence (AI) as part of the Financial Conduct Authority’s (FCA) strategy to support economic growth through technological innovation.
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Australia Calls For Greater Collaboration In Battle Against Fraud

Businesses should join forces and share data to advance the fight against increasingly sophisticated scams, according to the Australian National Anti-Scam Centre.
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FCA Sets Out New Transparency Rules For Enforcement Investigations

The UK Financial Conduct Authority (FCA) has outlined significant changes to its enforcement rules, although it has stopped short of implementing some of the more controversial elements of its original proposal.
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Cash Mandate Moves Closer To Being Law In New York State

Retailers will not be able to refuse cash payments in New York if Governor Kathy Hochul signs off on legislation that has passed both houses of the state legislature.
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Regulatory Influencer: Canada Retail Payments Activities Act — Safeguarding of End-User Funds

This report is the third installment in a four-part series analyzing the RPAA and identifying key components of the law that PSPs should consider when doing business in Canada. This report focuses on the requirement to safeguard end-user funds.
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Regulate Smarter, Say European Players In Light Of Trump’s Deregulation

Despite the US leadership pushing for an increasingly deregulated financial services market, some payments players and politicians in Europe are adamant that standards being watered down is not the way to boost growth.
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