Insights

Your window into the complex world of compliance and regulations

Our industry experts regularly spend time with lawmakers, regulators and industry participants to get to the heart of regulatory issues. We deliver our expert insights across multiple media to ensure timely delivery of information to meet your everyday needs.

From quick blog insights through to industry events, we provide you with the depth and breadth of knowledge needed to help you make the right business decisions, staying compliant and gaining a competitive advantage.

Automatic Pix Goes Live, Enabling Recurring Payments in Brazil

Pix, Brazil’s instant payments system, has introduced a recurring payments mechanism, aiming to simplify bill payments for consumers.
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Sweepstakes Ban Under Consideration in New York, Vetoed In Louisiana

As one state legislature looks to reinforce regulatory actions against sweepstakes gaming operations, another has seen the governor veto a legislative ban, calling it unnecessary.
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Pay.UK Sets Out Ideas For Reforming UK’s Payments Infrastructure

Payment system operator Pay.UK has unveiled a package of proposed reforms to the organisational framework for interbank payments, urging “radical” change to prevent the UK falling behind on infrastructure and innovation.
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Presidential Decree Confirms Brazil Betting Tax Hike

A sharp increase in the main tax applied to online betting in Brazil became reality late Wednesday when an emergency decree was published in the Brazilian government’s official gazette.
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Consumers Still Do Not Know How Fintechs Collect Data

A new survey by the interbank payments company, The Clearing House (TCH), shows U.S. consumers know little about fintechs’ data collection and sharing practices.
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Payments

India Launches Government-Backed Digital Wallet To Promote Financial Inclusion

As part of the Digital India initiative, India has announced the launch of CSCPay, a new digital application to support the inclusion of the rural population into digital payments.
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Payments

Thai Parliament Committee To Explore Casino Liberalisation

Thailand’s parliament has established an extraordinary committee with cross-party membership to examine the feasibility of an “entertainment complex” containing a major casino.
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Gambling

Betting Exchanges Near Reality In New Jersey, But Will They Succeed?

Supporters of exchange wagering in the U.S. are looking to capitalize on increased interest in retail investing spurred by Robinhood and other platforms, but key hurdles remain for the concept to reach its potential on the sports-betting side.
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Gambling

UK Pressure Mounting Ahead Of White Paper Release

​​​​​​​More UK football clubs have backed a campaign to remove all gambling sponsorships and promotions from the sport, as political pressure continues to mount on the upcoming Gambling Act white paper.
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Gambling

BNPL Black Friday Boom, But Do Consumers Know What They Are Signing Up To?

Buy now, pay later (BNPL) is booming in Europe, research by Mollie and Equifax shows, but could Black Friday end up causing financial woes for consumers?
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Payments

There Is Clarity To U.S. Crypto Regulation If You Look Closely

Crypto companies have been criticizing the U.S. for a lack of clarity in crypto regulation. But what if there is a clear answer, only they do not like it? VIXIO sat down with U.S.-based crypto experts to discuss the regulation conundrum.
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Payments

Update: India Not Proposing Cryptocurrency Ban

A new Cabinet note on the proposed cryptocurrency bill shows that India is planning to regulate private cryptocurrencies, rather than banning them.
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Payments

Florida Sports Betting Halted After D.C. Federal Court Denies Appeal

The Seminole Tribe of Florida on Saturday halted sports-betting operations after a three-judge panel in Washington, D.C. voted 2-1 to reject the tribe’s appeal to continue accepting wagers pending further court proceedings.
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Gambling

Ontario Online Launch Delayed As Operators Await Transition To Legal Market

Ontario will miss its targeted 2021 launch for regulated online gaming and sports betting, with the lack of a clear launch date one of several complexities causing heartburn for operators preparing to enter a uniquely attractive market in North America.
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Gambling

Dutch Regulator Set To Punish Wayward Affiliates

​​​​​​​The Netherlands Gambling Authority (KSA) has said it is taking enforcement action against 15 affiliates that have been promoting unlicensed online gambling operators.
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Gambling

Brazil Central Bank Starts Testing Use Cases Of Digital Real

The Central Bank of Brazil has announced a new partnership aimed at testing potential use cases of a central bank digital currency.
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Payments

Week In Brief - December 3, 2021

A short roundup of some of the week's payments news you may have missed. This week we look at the UK FCA's proposal to double its minimum fees, Microsoft's new BNPL update, a fine imposed on a Latvian bank for AML failures, and a new payment system cooperation between Indonesia and the United Arab Emirates.
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Payments

MEPs Welcome AML Reform, But Stress Need For Proper Enforcement

EU level action must step up its game to avoid weaknesses in its fight against money laundering and terrorist financing, members of the European Parliament (MEPs) have agreed.
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Payments

EU Online Gambling Regulations Strengthening But Divergent On Details

Online gambling consumer protection regulations among EU member states have been strengthened since 2018 but there is still significant fragmentation across European markets, according to a new study.
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Gambling

Casino Execs Expecting More Competitive U.S. iGaming Market

Tribal and smaller regional casino operators will have a better chance in competing in the U.S. online gaming market than in the country’s sports-betting gold rush, according to leading industry executives.
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Gambling

News In Brief: November 29-December 3, 2021

Lawmaker says consensus reached on Ohio sports betting, Maryland awarding two more off-track betting licenses and Cambodian online operations spreading.
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Gambling

India Merchants Struggling To Implement Card-On-File Tokenisation Rules

India’s new rules to increase the safety and security of online payments will come into force at the end of December, but merchants are struggling to meet the fast-approaching deadline.
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Payments

UK Cashback Scheme To Be Extended

The "Cashback Without Purchase" rollout will be extended to 2,000 retailers by end of the year, LINK has announced.
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Payments

EU-Wide Crypto Travel Rule Edges Closer

The EU’s 27 finance ministers of the European Council have agreed on a negotiating mandate for new crypto transfer rules in the trading bloc, bringing travel rule compliance closer for all member states.
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Payments
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Regulatory Influencer: Poland Proposes Targeted Simplification of EU Financial Services Rule

On June 2, 2025, the Polish Financial Supervisory Authority (KNF) announced that it had submitted a package of proposals intended to simplify regulatory frameworks across the EU financial services sector to the EU member states, the European Commission and other institutions within the EU Financial Services Committee. These proposals form part of a broader initiative led by the Polish Ministry of Finance, which aims to harmonise and streamline EU regulations to support the competitiveness of the European Union’s economy, including that of Poland.
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Regulatory Influencer: AML Compliance Is Key Under Hong Kong’s Stablecoins Ordinance

Under Hong Kong’s new Stablecoins Ordinance, another milestone in the global trend towards regulating digital assets in the same way as traditional financial services, any person who issues stablecoins referencing an official currency must obtain a licence from the Hong Kong Monetary Authority (HKMA).
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Norwegian Consumer Council Reports Klarna For Breaching Regulatory Requirements

In a submission to the Norwegian Consumer Authority, the consumer advocacy group has accused the Swedish fintech firm of repeatedly violating Norway’s credit marketing regulations.
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Singapore To Require Offshore Crypto Firms To Be Licensed Or Cease Operations By June 2025

The Monetary Authority of Singapore (MAS) has clarified the scope of its regulatory regime for providers of digital tokens, crypto-assets used for payments.
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FCA Moves To Boost AI Use With New Sandbox

UK financial services firms will be encouraged to experiment with artificial intelligence (AI) as part of the Financial Conduct Authority’s (FCA) strategy to support economic growth through technological innovation.
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Australia Calls For Greater Collaboration In Battle Against Fraud

Businesses should join forces and share data to advance the fight against increasingly sophisticated scams, according to the Australian National Anti-Scam Centre.
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FCA Sets Out New Transparency Rules For Enforcement Investigations

The UK Financial Conduct Authority (FCA) has outlined significant changes to its enforcement rules, although it has stopped short of implementing some of the more controversial elements of its original proposal.
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Cash Mandate Moves Closer To Being Law In New York State

Retailers will not be able to refuse cash payments in New York if Governor Kathy Hochul signs off on legislation that has passed both houses of the state legislature.
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Regulatory Influencer: Canada Retail Payments Activities Act — Safeguarding of End-User Funds

This report is the third installment in a four-part series analyzing the RPAA and identifying key components of the law that PSPs should consider when doing business in Canada. This report focuses on the requirement to safeguard end-user funds.
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Regulate Smarter, Say European Players In Light Of Trump’s Deregulation

Despite the US leadership pushing for an increasingly deregulated financial services market, some payments players and politicians in Europe are adamant that standards being watered down is not the way to boost growth.
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