Insights

Your window into the complex world of compliance and regulations

Our industry experts regularly spend time with lawmakers, regulators and industry participants to get to the heart of regulatory issues. We deliver our expert insights across multiple media to ensure timely delivery of information to meet your everyday needs.

From quick blog insights through to industry events, we provide you with the depth and breadth of knowledge needed to help you make the right business decisions, staying compliant and gaining a competitive advantage.

Automatic Pix Goes Live, Enabling Recurring Payments in Brazil

Pix, Brazil’s instant payments system, has introduced a recurring payments mechanism, aiming to simplify bill payments for consumers.
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Sweepstakes Ban Under Consideration in New York, Vetoed In Louisiana

As one state legislature looks to reinforce regulatory actions against sweepstakes gaming operations, another has seen the governor veto a legislative ban, calling it unnecessary.
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Pay.UK Sets Out Ideas For Reforming UK’s Payments Infrastructure

Payment system operator Pay.UK has unveiled a package of proposed reforms to the organisational framework for interbank payments, urging “radical” change to prevent the UK falling behind on infrastructure and innovation.
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Presidential Decree Confirms Brazil Betting Tax Hike

A sharp increase in the main tax applied to online betting in Brazil became reality late Wednesday when an emergency decree was published in the Brazilian government’s official gazette.
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EU Payment Fraud Data Not Showing Full Story

The latest report from the European Banking Authority reveals some unusual fraud levels across the EU, with incomplete and sometimes "implausible" data meaning it is difficult to get a full picture on the impact of the revised Payment Services Directive (PSD2) in reducing fraud.
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Payments

Euro One-Leg Out Credit Transfer Rules Update Takes First Step

The European Payments Council has launched a consultation on its proposed optional Euro One-Leg Out Credit Transfer Arrangement Rulebook, which sets rules for credit transfers between a eurozone party and a non-eurozone one.
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Payments

UK Prepaid Card Cartel Fined £33m, But Is It The End Of The Story?

The UK Payment Systems Regulator has imposed a £33m fine on five companies, including Mastercard, for operating a market-sharing cartel for prepaid cards. However, the regulator’s decision may just be the starting point of potential penalties faced by these companies for their wrongdoing.
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Payments

New York Governor Calls For Issuing Three Remaining Casino Licenses In 2022

New York Governor Kathy Hochul has called for the accelerated authorization of three new casino licenses that could ultimately lead to a full casino-resort in New York City.
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Gambling

Signature Drive Begins For California Tribal Online Sports-Betting Initiative

A coalition of California Indian tribes will have six months to collect enough signatures to place their amended online sports-betting initiative on this year’s general election ballot after receiving approval from the secretary of state’s office.
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Gambling

European Blocklists Continue Rapid Growth As Spotlight Shines On Curaçao

The number of blocklisted online gambling domains across 18 reporting European countries, as monitored by VIXIO GamblingCompliance, increased by 55 percent to more than 150,000 in 2021.
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Gambling

UK University Students Borrow Money To Gamble, Study Says

More than a third of UK university students are using borrowed money to gamble, from payday loans to their student loan or overdrafts, according to a new survey.
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Gambling

EU And UK To Further Diverge In Key Payment Regulations In 2022

For the UK and the EU, the issues surrounding strong customer authentication, and its parent regulation, the revised Payment Services Directive (PSD2), are set to continue causing even more potential headaches for the payments world.
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Payments

UPDATE: Visa Approved! Amazon Pulls Back From Ban

Online shopping giant Amazon has U-turned on its decision to block UK customers from using Visa credit cards to make purchases.
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Payments

Pan-African Cross-Border Payment Network Launched

The Pan-African Payment and Settlement System, which enables instant cross-border payments in local currencies between African markets, launched last Thursday (January 13).
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Payments

PSR Lays Out Five-Year Strategy

In its new five-year strategy, the Payment Systems Regulator (PSR) sets out its vision of how the UK payments landscape should look and the path needed to get there.
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Payments

New Jersey Sees Record Sports Betting In 2021, But New York Threat Looms

New Jersey continued its impressive sports-betting growth in 2021, more than doubling the revenue of the previous year, but as the calendar turns, the state’s sports-betting market now faces the biggest threat yet to its meteoric rise.
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Gambling

Macau Law Grips Casino Finances, Caps Tables, Boosts CSR

Draft amendments to Macau’s casino law confirm no increase in taxes, but impose heavy burdens on junkets and inventory caps on tables and slots, while further tightening regulation and codifying corporate social responsibility (CSR) targets.
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Gambling

Svenska Spel Lowers Some Players' Limits Over Finances, Behaviour

Swedish state-owned operator Svenska Spel has set lower deposit limits for a “small number” of its customers based on their financial means and behaviour.
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Gambling

MPs To Investigate Post-Brexit Card Fees, PSR Governance

The influential Treasury Select Committee has committed to investigating UK card fee rises for businesses, following correspondence with the Payment Systems Regulator (PSR).
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Payments

EU’s Retail Payments Strategy To Focus on Instant Payments This Year, Experts Suggest

The EU’s push for instant payments looks set to continue dominating Brussels’ payments agenda this year, but will more concrete policies be unveiled?
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Payments

Swiss Test Integrates Wholesale CBDC Into Core Banking Systems

As part of Project Helvetia, the Swiss National Bank and five commercial banks have integrated a wholesale central bank digital currency (CBDC) in their existing back-office systems and processes.
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Payments

U.S. Regulators To Step Up Their Crypto Enforcement In 2022

Congress is unlikely to legislate crypto in the U.S., but there is likely to be increased enforcement activities from regulators that was not expected, experts tell VIXIO.
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Payments

Swedish Stakeholders Concerned Over Black Market Plan

The two Swedish gambling trade groups support the proposals of the Ministry of Finance’s to combat match-fixing and unlicensed gambling, but both are concerned the strategy will not achieve its aims.
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Gambling

Week In Brief - January 14, 2022

A short roundup of some of the week's payments news you may have missed. This week we look at a new initiative between U.S. banks to issue a stablecoin, the highest valued UK payments start-up, J.P. Morgan's latest actions to improve cross-border payments through blockchain, and the latest GDPR guidance on data breach notifications.
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Payments
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Regulatory Influencer: Poland Proposes Targeted Simplification of EU Financial Services Rule

On June 2, 2025, the Polish Financial Supervisory Authority (KNF) announced that it had submitted a package of proposals intended to simplify regulatory frameworks across the EU financial services sector to the EU member states, the European Commission and other institutions within the EU Financial Services Committee. These proposals form part of a broader initiative led by the Polish Ministry of Finance, which aims to harmonise and streamline EU regulations to support the competitiveness of the European Union’s economy, including that of Poland.
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Regulatory Influencer: AML Compliance Is Key Under Hong Kong’s Stablecoins Ordinance

Under Hong Kong’s new Stablecoins Ordinance, another milestone in the global trend towards regulating digital assets in the same way as traditional financial services, any person who issues stablecoins referencing an official currency must obtain a licence from the Hong Kong Monetary Authority (HKMA).
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Norwegian Consumer Council Reports Klarna For Breaching Regulatory Requirements

In a submission to the Norwegian Consumer Authority, the consumer advocacy group has accused the Swedish fintech firm of repeatedly violating Norway’s credit marketing regulations.
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Singapore To Require Offshore Crypto Firms To Be Licensed Or Cease Operations By June 2025

The Monetary Authority of Singapore (MAS) has clarified the scope of its regulatory regime for providers of digital tokens, crypto-assets used for payments.
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FCA Moves To Boost AI Use With New Sandbox

UK financial services firms will be encouraged to experiment with artificial intelligence (AI) as part of the Financial Conduct Authority’s (FCA) strategy to support economic growth through technological innovation.
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Australia Calls For Greater Collaboration In Battle Against Fraud

Businesses should join forces and share data to advance the fight against increasingly sophisticated scams, according to the Australian National Anti-Scam Centre.
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FCA Sets Out New Transparency Rules For Enforcement Investigations

The UK Financial Conduct Authority (FCA) has outlined significant changes to its enforcement rules, although it has stopped short of implementing some of the more controversial elements of its original proposal.
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Cash Mandate Moves Closer To Being Law In New York State

Retailers will not be able to refuse cash payments in New York if Governor Kathy Hochul signs off on legislation that has passed both houses of the state legislature.
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Regulatory Influencer: Canada Retail Payments Activities Act — Safeguarding of End-User Funds

This report is the third installment in a four-part series analyzing the RPAA and identifying key components of the law that PSPs should consider when doing business in Canada. This report focuses on the requirement to safeguard end-user funds.
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Regulate Smarter, Say European Players In Light Of Trump’s Deregulation

Despite the US leadership pushing for an increasingly deregulated financial services market, some payments players and politicians in Europe are adamant that standards being watered down is not the way to boost growth.
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