Insights

Your window into the complex world of compliance and regulations

Our industry experts regularly spend time with lawmakers, regulators and industry participants to get to the heart of regulatory issues. We deliver our expert insights across multiple media to ensure timely delivery of information to meet your everyday needs.

From quick blog insights through to industry events, we provide you with the depth and breadth of knowledge needed to help you make the right business decisions, staying compliant and gaining a competitive advantage.

Automatic Pix Goes Live, Enabling Recurring Payments in Brazil

Pix, Brazil’s instant payments system, has introduced a recurring payments mechanism, aiming to simplify bill payments for consumers.
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Sweepstakes Ban Under Consideration in New York, Vetoed In Louisiana

As one state legislature looks to reinforce regulatory actions against sweepstakes gaming operations, another has seen the governor veto a legislative ban, calling it unnecessary.
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Pay.UK Sets Out Ideas For Reforming UK’s Payments Infrastructure

Payment system operator Pay.UK has unveiled a package of proposed reforms to the organisational framework for interbank payments, urging “radical” change to prevent the UK falling behind on infrastructure and innovation.
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Presidential Decree Confirms Brazil Betting Tax Hike

A sharp increase in the main tax applied to online betting in Brazil became reality late Wednesday when an emergency decree was published in the Brazilian government’s official gazette.
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Singapore Bills Unify Regulation, Prohibit Proxy Betting

Singapore has released draft legislation streamlining gambling regulation under one authority, while also criminalising proxy gambling, introducing “class licensing” for low-risk products and toughening existing penalties.
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Gambling

Minnesota Lawmakers Renew Effort To Legalize Sports Betting

Minnesota state Senator Roger Chamberlain believes there is finally enough support among his colleagues in both chambers of the legislature to overcome traditional opposition from Indian tribes and anti-gambling forces to legalize sports betting.
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Gambling

Singapore Consolidates Bills Into One Easy Payments Regulation

A new Singapore bill would consolidate a number of existing financial service regulations into one omnibus act and enhance the country’s agility in addressing sector-wide risks.
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Payments

U.S. Banks Say AML Rules Are Ill-Suited For 21st Century

The current U.S. anti-money laundering (AML) framework does not account for advances in technology and is outdated, the American Bankers Association has said in its response to a request for information.
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Payments

Desperately Seeking Standards - QR Code Payments In Europe

QR codes have major potential in the single market, but regulatory intervention may eventually be necessary, EU payments players have warned.
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Payments

EBA Promises To Improve Q&A Backlog

The European Banking Authority (EBA) has agreed to get quicker at answering questions that are submitted regarding regulatory clarifications.
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Payments

U.S. Gaming Revenue Hits Record $53bn In 2021

Despite having to navigate its way through the ongoing coronavirus pandemic, the U.S. gaming industry was able to top $50bn in revenue last year for the first time ever, according to the American Gaming Association.
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Gambling

Mississippi Pays Price For Punting On Mobile Sports Betting

The decision this month by Mississippi lawmakers to kick an online sports-betting bill down the road came back to haunt them this week with the release of the Magnolia State’s total wagers on the Super Bowl.
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Gambling

Austrian Finance Ministry Promises Gambling Changes Soon

​​​​​​​The Austrian Ministry of Finance is working “at full speed” on a draft of a delayed set of proposed changes to gambling law, a ministry spokesman has said.
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Gambling

German Slots Applicants Not Allowed To Offer Bonuses, Lawyer Says

German contenders for virtual slots and poker licences should not be offering player bonuses while they await results of their applications, as offering incentives is considered illegal advertising, a gambling lawyer has said.
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Gambling

Kenya Jumps Into CBDC Race

The Central Bank of Kenya has begun a consultation on the issuance of a central bank digital currency (CBDC), but will the mobile payments heavy country actually need one?
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Payments

HMRC Makes History With First NFT Seizure

HM Revenue & Customs (HMRC), the UK’s tax authority, has announced that three people have been arrested on suspicion of a £1.4m VAT repayment fraud involving 250 fake companies.
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Payments

Brazil Presses On With Payments Modernisation Journey

Brazil has ambitious plans to continue on its successful path towards payments modernisation in 2022, bringing new features to its PIX instant payment network, expanding open finance functionalities and carrying out a central bank digital currency pilot.
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Payments

Karnataka High Court Voids Ban On Skill Gaming With Stakes

The Karnataka High Court has struck down a state government ban on online skill gaming with stakes, in a judgment brimming with references to individual liberty, privacy and the freedom to do business.
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Gambling

Gambling Reforms Are Clear And Present Danger, UK Racing Warned

British racing faces a “clear and present danger” if the government gets changes to gambling law wrong and the next few weeks are "absolutely critical" to the sport's future, the gambling industry’s trade body chief has warned.
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Gambling

New York Lawmakers Continue Push To License Downstate Casinos

New York lawmakers are continuing their efforts to bring casino expansion to the downstate region sooner than originally planned.
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Gambling

EU Needs More Harmonisation On Access To Cash

Campaigners are sceptical about whether EU-wide rules offer enough of a lifeline for cash, and have called for better criteria to aid communities.
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Payments

BNPL Firms Change Terms Amid FCA Concerns

Although regulations governing buy now, pay later (BNPL) are still in the making, the UK’s Financial Conduct Authority (FCA) has asked the largest providers to amend their “potentially” unfair contract terms and offered general guidance to firms operating in the sector.
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Payments

Private Sector Takes Initiative In dSterling Pilot

A UK payment initiative to facilitate collaboration between the private and public sectors has launched with the intention to usher in a new era of digital payments using a central bank digital currency.
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Payments

A Sharp Decline: Cheque Usage In Britain

Although cheques are still used, usage continues to dwindle among consumers, businesses, charities and schools, research by Pay.UK suggests.
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Payments
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Regulatory Influencer: Poland Proposes Targeted Simplification of EU Financial Services Rule

On June 2, 2025, the Polish Financial Supervisory Authority (KNF) announced that it had submitted a package of proposals intended to simplify regulatory frameworks across the EU financial services sector to the EU member states, the European Commission and other institutions within the EU Financial Services Committee. These proposals form part of a broader initiative led by the Polish Ministry of Finance, which aims to harmonise and streamline EU regulations to support the competitiveness of the European Union’s economy, including that of Poland.
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Regulatory Influencer: AML Compliance Is Key Under Hong Kong’s Stablecoins Ordinance

Under Hong Kong’s new Stablecoins Ordinance, another milestone in the global trend towards regulating digital assets in the same way as traditional financial services, any person who issues stablecoins referencing an official currency must obtain a licence from the Hong Kong Monetary Authority (HKMA).
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Norwegian Consumer Council Reports Klarna For Breaching Regulatory Requirements

In a submission to the Norwegian Consumer Authority, the consumer advocacy group has accused the Swedish fintech firm of repeatedly violating Norway’s credit marketing regulations.
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Singapore To Require Offshore Crypto Firms To Be Licensed Or Cease Operations By June 2025

The Monetary Authority of Singapore (MAS) has clarified the scope of its regulatory regime for providers of digital tokens, crypto-assets used for payments.
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FCA Moves To Boost AI Use With New Sandbox

UK financial services firms will be encouraged to experiment with artificial intelligence (AI) as part of the Financial Conduct Authority’s (FCA) strategy to support economic growth through technological innovation.
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Australia Calls For Greater Collaboration In Battle Against Fraud

Businesses should join forces and share data to advance the fight against increasingly sophisticated scams, according to the Australian National Anti-Scam Centre.
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FCA Sets Out New Transparency Rules For Enforcement Investigations

The UK Financial Conduct Authority (FCA) has outlined significant changes to its enforcement rules, although it has stopped short of implementing some of the more controversial elements of its original proposal.
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Cash Mandate Moves Closer To Being Law In New York State

Retailers will not be able to refuse cash payments in New York if Governor Kathy Hochul signs off on legislation that has passed both houses of the state legislature.
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Regulatory Influencer: Canada Retail Payments Activities Act — Safeguarding of End-User Funds

This report is the third installment in a four-part series analyzing the RPAA and identifying key components of the law that PSPs should consider when doing business in Canada. This report focuses on the requirement to safeguard end-user funds.
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Regulate Smarter, Say European Players In Light Of Trump’s Deregulation

Despite the US leadership pushing for an increasingly deregulated financial services market, some payments players and politicians in Europe are adamant that standards being watered down is not the way to boost growth.
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