Insights

Your window into the complex world of compliance and regulations

Our industry experts regularly spend time with lawmakers, regulators and industry participants to get to the heart of regulatory issues. We deliver our expert insights across multiple media to ensure timely delivery of information to meet your everyday needs.

From quick blog insights through to industry events, we provide you with the depth and breadth of knowledge needed to help you make the right business decisions, staying compliant and gaining a competitive advantage.

Automatic Pix Goes Live, Enabling Recurring Payments in Brazil

Pix, Brazil’s instant payments system, has introduced a recurring payments mechanism, aiming to simplify bill payments for consumers.
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Sweepstakes Ban Under Consideration in New York, Vetoed In Louisiana

As one state legislature looks to reinforce regulatory actions against sweepstakes gaming operations, another has seen the governor veto a legislative ban, calling it unnecessary.
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Pay.UK Sets Out Ideas For Reforming UK’s Payments Infrastructure

Payment system operator Pay.UK has unveiled a package of proposed reforms to the organisational framework for interbank payments, urging “radical” change to prevent the UK falling behind on infrastructure and innovation.
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Presidential Decree Confirms Brazil Betting Tax Hike

A sharp increase in the main tax applied to online betting in Brazil became reality late Wednesday when an emergency decree was published in the Brazilian government’s official gazette.
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Gambling Officials Expected To Speak At Suicide Inquiry

​​​​​​​The UK Gambling Commission and the Department for Digital, Culture, Media & Sport are expected to give evidence in an ongoing inquest into the suicide of a person suspected of having an undiagnosed gambling disorder.
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Gambling

Boris Showers Russia With More Sanctions – But What Does It Mean For Payments?

The Foreign, Commonwealth and Development Office has updated the UK's Sanctions List to include five Russian banks and a fresh clutch of Russian oligarchs, all with the aim of deterring President Vladimir Putin from intimidating Ukraine. In view of recent changes to the UK's sanctions rules, however, it is a wonder that more was not done.
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Payments

Fintech Lobby For Change On Kalifa Anniversary

Now is the time for even bolder action to realise the Kalifa Review vision, industry players tell the UK government in a letter pushing for a regulatory overhaul.
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Payments

Sweden Fines Trustly Over ’Severe’ Gambling AML Deficiencies

Sweden’s Financial Supervisory Authority has given Trustly Group and ClearOn payments processors fines and warnings for “severe” anti-money laundering (AML) deficiencies, with Trustly’s violations involving gambling infractions.
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Payments

Malaysian Operator Targets Start-Ups To Tackle Financial Exclusion

PayNet, the national payments network, has launched a three-month fintech e-payments accelerator scheme. The programme aims to incentivise fintechs to help improve financial inclusion in Malaysia through addressing three problem statements.
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Payments

ECB Sets Out Wishlist For EU AML Legislation

With the EU’s new anti-money laundering (AML) legislation hurtling towards reality, the European Central Bank (ECB) has greeted proposals for a new AML authority but has been more cautious about crypto definitions and incoming cash limits.
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Payments

U.S. Supreme Court Justice Asks If Seminal Indian Gaming Case Should Be Scrapped

In an unusually lengthy hearing of more than an hour and a half on Tuesday in the U.S. Supreme Court, Justice Neil Gorsuch raised the possibility of overturning a landmark 1987 decision which led to the enactment of the Indian Gaming Regulatory Act of 1988.
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Gambling

Missouri Coalition Begins Push For Sports-Betting Compromise Bill

A coalition of Missouri professional sports teams and casinos began making their case Tuesday for a sports-betting proposal years in the making.
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Gambling

Sweden Fines Trustly Over 'Severe' Gambling AML Deficiencies

Sweden’s Financial Supervisory Authority has given Trustly Group and ClearOn payments processors fines and warnings for “severe” anti-money laundering (AML) deficiencies, with Trustly’s violations involving gambling infractions.
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Gambling

AI Governance ’Crucial’, Warn UK Financial Regulators

A new report published by the Bank of England and the Financial Conduct Authority has emphasised the need for oversight and standards in the City’s response to artificial intelligence (AI).
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Payments

Fed Governor Cautious On Digital Dollar

In laying out a case for how a U.S. central bank digital currency could improve financial stability, the Federal Reserve Governor poses questions that will be on every central banker’s mind.
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Payments

Open Banking Surpasses Five Million Milestone

There are now more than 5m active users of open banking services in the UK spurred on by greater interest in payments for government services.
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Payments

India Exports Instant Payments System To Nepal

India’s Unified Payments Interface has expanded over the border to Nepal as the country’s national payments operator strikes a deal to deliver its popular instant payment service in the Himalayan country.
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Payments

English Councils Want Power To Refuse Gambling Premises

Pressure continues to mount on the UK government ahead of the Gambling Act review white paper, as the Local Government Association and the Association of Police and Crime Commissioners join calls for tougher restrictions.
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Gambling

Chinese, Sihanoukville Officials Meet Ahead Of Crackdown

A senior Chinese diplomat in Cambodia has met Sihanoukville’s governor and local police ahead of a likely major crackdown on online gambling and telephony scam operations that have enslaved thousands of foreign workers.
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Gambling

U.S. Gaming Industry Seeks Updates To Federal AML Regulations

After rapid technology advancements and legal developments in recent years in the gaming industry, the American Gaming Association has said regulatory changes at the federal level are needed to address the growth of online gaming and sports betting.
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Gambling

Third Of UK Crypto Investors Under 18, Research Claims

Although the risks of the use and promotion of cryptocurrencies is often contextualised around adults, children may be just as vulnerable to crypto scams, influencers and market volatility.
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Payments

The Start Of A Revolution? India’s Changing Payments Landscape

The Universal Payments Interface has become a success story for India, but it is financial inclusion that has been the real star of India's payments transformation.
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Payments

Update: Lead Crypto Prosecutor Joins U.S. National Crypto Enforcement Team

The U.S. Department of Justice has appointed Eun Young Choi to serve as the first director of the National Cryptocurrency Enforcement Team.
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Payments

Swedbank Off The Hook Over PSD2 Compliance

Sweden’s financial watchdog has told the retail banking giant that it has closed its investigation; however, it warned that there are some areas where strong customer authentication compliance is not up to scratch.
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Payments
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Regulatory Influencer: Poland Proposes Targeted Simplification of EU Financial Services Rule

On June 2, 2025, the Polish Financial Supervisory Authority (KNF) announced that it had submitted a package of proposals intended to simplify regulatory frameworks across the EU financial services sector to the EU member states, the European Commission and other institutions within the EU Financial Services Committee. These proposals form part of a broader initiative led by the Polish Ministry of Finance, which aims to harmonise and streamline EU regulations to support the competitiveness of the European Union’s economy, including that of Poland.
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Regulatory Influencer: AML Compliance Is Key Under Hong Kong’s Stablecoins Ordinance

Under Hong Kong’s new Stablecoins Ordinance, another milestone in the global trend towards regulating digital assets in the same way as traditional financial services, any person who issues stablecoins referencing an official currency must obtain a licence from the Hong Kong Monetary Authority (HKMA).
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Norwegian Consumer Council Reports Klarna For Breaching Regulatory Requirements

In a submission to the Norwegian Consumer Authority, the consumer advocacy group has accused the Swedish fintech firm of repeatedly violating Norway’s credit marketing regulations.
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Singapore To Require Offshore Crypto Firms To Be Licensed Or Cease Operations By June 2025

The Monetary Authority of Singapore (MAS) has clarified the scope of its regulatory regime for providers of digital tokens, crypto-assets used for payments.
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FCA Moves To Boost AI Use With New Sandbox

UK financial services firms will be encouraged to experiment with artificial intelligence (AI) as part of the Financial Conduct Authority’s (FCA) strategy to support economic growth through technological innovation.
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Australia Calls For Greater Collaboration In Battle Against Fraud

Businesses should join forces and share data to advance the fight against increasingly sophisticated scams, according to the Australian National Anti-Scam Centre.
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FCA Sets Out New Transparency Rules For Enforcement Investigations

The UK Financial Conduct Authority (FCA) has outlined significant changes to its enforcement rules, although it has stopped short of implementing some of the more controversial elements of its original proposal.
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Cash Mandate Moves Closer To Being Law In New York State

Retailers will not be able to refuse cash payments in New York if Governor Kathy Hochul signs off on legislation that has passed both houses of the state legislature.
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Regulatory Influencer: Canada Retail Payments Activities Act — Safeguarding of End-User Funds

This report is the third installment in a four-part series analyzing the RPAA and identifying key components of the law that PSPs should consider when doing business in Canada. This report focuses on the requirement to safeguard end-user funds.
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Regulate Smarter, Say European Players In Light Of Trump’s Deregulation

Despite the US leadership pushing for an increasingly deregulated financial services market, some payments players and politicians in Europe are adamant that standards being watered down is not the way to boost growth.
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