Insights

Your window into the complex world of compliance and regulations

Our industry experts regularly spend time with lawmakers, regulators and industry participants to get to the heart of regulatory issues. We deliver our expert insights across multiple media to ensure timely delivery of information to meet your everyday needs.

From quick blog insights through to industry events, we provide you with the depth and breadth of knowledge needed to help you make the right business decisions, staying compliant and gaining a competitive advantage.

Automatic Pix Goes Live, Enabling Recurring Payments in Brazil

Pix, Brazil’s instant payments system, has introduced a recurring payments mechanism, aiming to simplify bill payments for consumers.
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Sweepstakes Ban Under Consideration in New York, Vetoed In Louisiana

As one state legislature looks to reinforce regulatory actions against sweepstakes gaming operations, another has seen the governor veto a legislative ban, calling it unnecessary.
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Pay.UK Sets Out Ideas For Reforming UK’s Payments Infrastructure

Payment system operator Pay.UK has unveiled a package of proposed reforms to the organisational framework for interbank payments, urging “radical” change to prevent the UK falling behind on infrastructure and innovation.
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Presidential Decree Confirms Brazil Betting Tax Hike

A sharp increase in the main tax applied to online betting in Brazil became reality late Wednesday when an emergency decree was published in the Brazilian government’s official gazette.
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German Betting Group Warns Of Rise Of Black Market Gambling

A German online gambling trade group has found several hundred unlicensed operators pitching German residents, leading it to warn that the black market will only grow during the 2022 FIFA World Cup.
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Gambling

Sports Betting Takes A Crucial Step Forward In Missouri

A bill backed by professional sports teams and most casinos in Missouri is headed for the floor of the state’s House of Representatives, but with changes that include new restrictions on promotional deductions.
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Gambling

News In Brief: February 28-March 4, 2022

France gives regulator power to block websites, New Jersey fines DraftKings $150,000 and NagaCorp halts construction work on its Russian casino project.
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Gambling

Macau Extends Casino Concessions To End Of 2022

Macau’s government will extend the duration of current casino concessions by at least six months, offering breathing space for operators amid a heavily delayed tender process.
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Gambling

U.S. Betting Brands Offer Different Future Plans For Marketing Spend

Following a football season marked by heavy marketing spend, some of the top sports-betting brands in the United States have outlined vastly different fiscal plans going forward.
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Gambling

Open Banking Regulators Get Thumbs Up From Fintech Start-ups

With the number of open banking products increasing, just how straightforward is it to become a licensed provider? VIXIO talks through the application process with fintech’s Crezco and Currensea to find out the regulatory hurdles they faced.
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Payments

KYC Utilities: A Useful But Expensive AML Tool For Payment Firms

With the recent opening for business of the Nordic KYC utility under the brand name of Invidem, the spotlight rests once more on these interbank projects and their usefulness for the payment firms that use them when taking on new customers.
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Payments

Rajasthan Reverses Course, Signals Online Gaming Regulation

The government of Rajasthan state is moving to regulate rather than ban online skill gaming, a seeming reversal of policy hinting at the influence of a growing number of pro-gaming court rulings across India.
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Gambling

U.S. Sports Betting's Impact On Problem Gambling Rates Unknown

The U.S. has experienced a surge in legal sports betting but at this point nobody knows how this surge is affecting the rates of problem gamblers.
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Gambling

Is Norwegian Olympic Success Linked To Support For Gambling Monopoly?

A new Norsk Tipping TV commercial, Born With Skis, portrays Americans gnashing their teeth at Norway’s recent domination of the Winter Olympics and goes some way to explaining the country’s steadfast desire to protect its gambling monopoly.
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Gambling

VIXIO View: Interest Rate Rises Could Be A Gift Horse To Buy Now, Pay Later

As countries around the world deal with inflationary pressures, rising interest rates is likely to make zero-interest buy now, pay later (BNPL) instalment products more desirable among consumers, although pressures for more regulation remain.
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Payments

Barclays Pays £10.8m Following Collapse Of Partner Payments Firm

Barclays has agreed to pay £0.78m to settle an investigation by the Financial Conduct Authority after partner payment firm Premier FX collapsed and undertaken to compensate customers for their losses worth £10m.
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Payments

In Or Out? EBA Publishes Final Guidelines On Who’s In PSD2’s Scope

The European Banking Authority (EBA) has published its final guidelines on the limited network exclusion under the revised Payment Services Directive (PSD2), and stakeholders have just over three months to become compliant.
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Payments

Nordics Take Differing Approaches To CBDC Race

After Sweden’s Riksbank took its e-krona act one step further last week, VIXIO spoke with neighbouring central banks about their stance on central bank digital currencies (CBDCs).
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Payments

Revolut Loses Access To Hungary’s Payments System

Raiffeisen’s Hungarian branch has reportedly pulled back from its partnership with Revolut; meanwhile, pressure mounts on the neobank to establish itself in the central European country despite its Lithuanian licence.
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Payments

AUSTRAC Sues Crown Resorts Over 'Hundreds' Of Violations

Australian transactions watchdog AUSTRAC has taken casino operator Crown Resorts to court over “serious and systemic non-compliance” with anti-money laundering (AML) laws, potentially impacting a Blackstone Group takeover bid.
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Gambling

Should Gaming Industry License And Regulate Artificial Intelligence?

Artificial intelligence (AI), the use of computer systems to do work normally performed by humans, is evolving from a frontier into an expectation in the gaming industry, but whether AI products should be or can be regulated remains a perplexing question.
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Gambling

888 To Pay £9.4m Fine For UK Failings

The UK Gambling Commission has handed 888 its largest ever fine and warned that the operator’s future in the country is at risk if it slips up again.
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Gambling

Personnel Moves - February 2022

Board changes at Flutter, Sightline appoints compliance leadership and Hong Kong politician resigns from gambling board.
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Gambling

TransUnion Brings BNPL Into Credit File

A new solution launched by TransUnion will help U.S. consumers using buy now, pay later (BNPL) gain credit for their payments and improve their score, while giving businesses the insight to accurately capture consumers’ credit behavior.
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Payments
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Regulatory Influencer: Poland Proposes Targeted Simplification of EU Financial Services Rule

On June 2, 2025, the Polish Financial Supervisory Authority (KNF) announced that it had submitted a package of proposals intended to simplify regulatory frameworks across the EU financial services sector to the EU member states, the European Commission and other institutions within the EU Financial Services Committee. These proposals form part of a broader initiative led by the Polish Ministry of Finance, which aims to harmonise and streamline EU regulations to support the competitiveness of the European Union’s economy, including that of Poland.
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Regulatory Influencer: AML Compliance Is Key Under Hong Kong’s Stablecoins Ordinance

Under Hong Kong’s new Stablecoins Ordinance, another milestone in the global trend towards regulating digital assets in the same way as traditional financial services, any person who issues stablecoins referencing an official currency must obtain a licence from the Hong Kong Monetary Authority (HKMA).
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Norwegian Consumer Council Reports Klarna For Breaching Regulatory Requirements

In a submission to the Norwegian Consumer Authority, the consumer advocacy group has accused the Swedish fintech firm of repeatedly violating Norway’s credit marketing regulations.
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Singapore To Require Offshore Crypto Firms To Be Licensed Or Cease Operations By June 2025

The Monetary Authority of Singapore (MAS) has clarified the scope of its regulatory regime for providers of digital tokens, crypto-assets used for payments.
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FCA Moves To Boost AI Use With New Sandbox

UK financial services firms will be encouraged to experiment with artificial intelligence (AI) as part of the Financial Conduct Authority’s (FCA) strategy to support economic growth through technological innovation.
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Australia Calls For Greater Collaboration In Battle Against Fraud

Businesses should join forces and share data to advance the fight against increasingly sophisticated scams, according to the Australian National Anti-Scam Centre.
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FCA Sets Out New Transparency Rules For Enforcement Investigations

The UK Financial Conduct Authority (FCA) has outlined significant changes to its enforcement rules, although it has stopped short of implementing some of the more controversial elements of its original proposal.
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Cash Mandate Moves Closer To Being Law In New York State

Retailers will not be able to refuse cash payments in New York if Governor Kathy Hochul signs off on legislation that has passed both houses of the state legislature.
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Regulatory Influencer: Canada Retail Payments Activities Act — Safeguarding of End-User Funds

This report is the third installment in a four-part series analyzing the RPAA and identifying key components of the law that PSPs should consider when doing business in Canada. This report focuses on the requirement to safeguard end-user funds.
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Regulate Smarter, Say European Players In Light Of Trump’s Deregulation

Despite the US leadership pushing for an increasingly deregulated financial services market, some payments players and politicians in Europe are adamant that standards being watered down is not the way to boost growth.
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