Insights

Your window into the complex world of compliance and regulations

Our industry experts regularly spend time with lawmakers, regulators and industry participants to get to the heart of regulatory issues. We deliver our expert insights across multiple media to ensure timely delivery of information to meet your everyday needs.

From quick blog insights through to industry events, we provide you with the depth and breadth of knowledge needed to help you make the right business decisions, staying compliant and gaining a competitive advantage.

Automatic Pix Goes Live, Enabling Recurring Payments in Brazil

Pix, Brazil’s instant payments system, has introduced a recurring payments mechanism, aiming to simplify bill payments for consumers.
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Sweepstakes Ban Under Consideration in New York, Vetoed In Louisiana

As one state legislature looks to reinforce regulatory actions against sweepstakes gaming operations, another has seen the governor veto a legislative ban, calling it unnecessary.
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Pay.UK Sets Out Ideas For Reforming UK’s Payments Infrastructure

Payment system operator Pay.UK has unveiled a package of proposed reforms to the organisational framework for interbank payments, urging “radical” change to prevent the UK falling behind on infrastructure and innovation.
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Presidential Decree Confirms Brazil Betting Tax Hike

A sharp increase in the main tax applied to online betting in Brazil became reality late Wednesday when an emergency decree was published in the Brazilian government’s official gazette.
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Update: Visa, Santander Tapped To Trial Use Cases Of Brazil’s Digital Real

The Brazilian Central Bank (BCB) has named nine groups of participants in its LIFT Challenge, including Visa, Santander and Mercado Bitcoin, that will help evaluate use cases for its future digital fiat.
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Payments

’Impactful And Not Impactful At All’ - Russia’s SWIFT Ban Debated In UK Parliament

Cutting off Russia from the international messaging system was both the most draconian action possible while simultaneously being overstated, former SWIFT head of corporate affairs told the UK Treasury Committee.
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Payments

UAE Latest Country To Be Added To FATF Greylist

The United Arab Emirates' recent initiatives to prevent economic crime appear to have failed, with the global standards body placing the country on its notorious grey list.
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Payments

NFL Suspends Star Player For Betting On Games

NFL commissioner Roger Goodell on Monday announced that Atlanta Falcons wide receiver Calvin Ridley is suspended for at least the entire 2022 season for betting on NFL games last year.
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Gambling

Chile's Online Gambling Bill Better Late Than Never

Chile’s outgoing government has introduced a long-awaited bill to regulate online casino games and sports betting.
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Gambling

Sweden Proposes Gambling Software Licence, Fee Hike

Sweden’s Ministry of Finance is proposing to increase online licence renewal fees and has confirmed plans to require suppliers to apply for their own licences.
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Gambling

Dutch Regulator Sets Out PSD2 Account Rules

The Netherlands Authority for the Financial Markets (AFM) has published new guidelines assessing what accounts it deems as in the scope of the second Payment Services Directive (PSD2), as well as those that are not.
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Payments

U.S. Lawsuit Blames PayPal BNPL For Bank Junk Fees

A PayPal consumer claims the company’s popular buy now, pay later (BNPL) service called Pay in 4 targets the poor who end up paying huge amounts of hidden bank fees.
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Payments

Pay.UK Outline New Strategy For Retail Payments

Pay.UK has released its strategy report, indicating where it wants the UK’s retail payments industry to be by 2026.
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Payments

Visa And Mastercard Halt Operations In Russia

As U.S. card giants announce they are pulling out of Russia, they also reveal they are more exposed to the Russia-Ukraine war than had previously been predicted.
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Payments

UK Coroner Rules Addiction Led To Teacher's Suicide

Britain’s gaming operators say they are "committed to going even further” in providing treatment for problem gamblers after an inquest heard how a teacher killed himself after battling addiction.
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Gambling

Peru Preparing Law For Online Gambling

Peru's tourism ministry has submitted a draft law to regulate online gambling and sports betting with the aim of raising more than $40m in annual tax revenue.
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Gambling

Remote Registration Returns In Illinois

The third largest U.S. sports betting market kicked into a higher gear this weekend as bettors in Illinois became eligible to register for accounts without visiting a land-based casino for the first time in almost a year.
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Gambling

Europe Operators Told To Monitor Russia Sanctions, Ban Bets

As the war in Ukraine intensifies, gambling businesses are being required to monitor and comply with sanctions against Russian entities.
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Gambling

FCA Continues To Talk Up Its Crypto Clampdown

The UK’s Financial Conduct Authority (FCA) has opened hundreds of crypto-asset cases as it looks to purge bad actors in the consumer investment market.
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Payments

Payments Industry Response To Russia’s Invasion

Russia’s conflict with Ukraine has sent shockwaves throughout Europe and the rest of the world, and many payment and fintech firms have had to take a stand.
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Payments

Chaos Order Of Day, Says New VIXIO Reg Index

Over the past few years, VIXIO has been actively monitoring the regulatory landscape for payments firms. With our new Global Regulatory Impact Index, we reveal trends and insight that provide an overview of the global regulatory landscape, providing our clients with a competitive edge.
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Payments

Week In Brief - March 4, 2022

A short roundup of some of the week's payments news you may have missed. This week we look at the Federal Reserve's tiered review of fintechs, Ireland's An Post new open banking services, Indonesia's increase to QR limit on payments and Thailand's new digital asset custody rules.
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Payments

Singapore Says Retail CBDC Not Compelling

As the island-state reiterates its stance on a retail central bank digital currency (CBDC), the desire to develop a retail CBDC is showing an increasingly sharp split around the world.
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Payments

South Africa Investigating 50 Allegations Against Lotteries Commission

South Africa’s National Lotteries Commission has accused the country’s Special Investigation Unit of including “several inconsistencies” following its damming investigation update into around 50 allegations of irregular allocation of funds.
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Gambling
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Regulatory Influencer: Poland Proposes Targeted Simplification of EU Financial Services Rule

On June 2, 2025, the Polish Financial Supervisory Authority (KNF) announced that it had submitted a package of proposals intended to simplify regulatory frameworks across the EU financial services sector to the EU member states, the European Commission and other institutions within the EU Financial Services Committee. These proposals form part of a broader initiative led by the Polish Ministry of Finance, which aims to harmonise and streamline EU regulations to support the competitiveness of the European Union’s economy, including that of Poland.
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Regulatory Influencer: AML Compliance Is Key Under Hong Kong’s Stablecoins Ordinance

Under Hong Kong’s new Stablecoins Ordinance, another milestone in the global trend towards regulating digital assets in the same way as traditional financial services, any person who issues stablecoins referencing an official currency must obtain a licence from the Hong Kong Monetary Authority (HKMA).
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Norwegian Consumer Council Reports Klarna For Breaching Regulatory Requirements

In a submission to the Norwegian Consumer Authority, the consumer advocacy group has accused the Swedish fintech firm of repeatedly violating Norway’s credit marketing regulations.
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Singapore To Require Offshore Crypto Firms To Be Licensed Or Cease Operations By June 2025

The Monetary Authority of Singapore (MAS) has clarified the scope of its regulatory regime for providers of digital tokens, crypto-assets used for payments.
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FCA Moves To Boost AI Use With New Sandbox

UK financial services firms will be encouraged to experiment with artificial intelligence (AI) as part of the Financial Conduct Authority’s (FCA) strategy to support economic growth through technological innovation.
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Australia Calls For Greater Collaboration In Battle Against Fraud

Businesses should join forces and share data to advance the fight against increasingly sophisticated scams, according to the Australian National Anti-Scam Centre.
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FCA Sets Out New Transparency Rules For Enforcement Investigations

The UK Financial Conduct Authority (FCA) has outlined significant changes to its enforcement rules, although it has stopped short of implementing some of the more controversial elements of its original proposal.
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Cash Mandate Moves Closer To Being Law In New York State

Retailers will not be able to refuse cash payments in New York if Governor Kathy Hochul signs off on legislation that has passed both houses of the state legislature.
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Regulatory Influencer: Canada Retail Payments Activities Act — Safeguarding of End-User Funds

This report is the third installment in a four-part series analyzing the RPAA and identifying key components of the law that PSPs should consider when doing business in Canada. This report focuses on the requirement to safeguard end-user funds.
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Regulate Smarter, Say European Players In Light Of Trump’s Deregulation

Despite the US leadership pushing for an increasingly deregulated financial services market, some payments players and politicians in Europe are adamant that standards being watered down is not the way to boost growth.
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